Weekly Banking Bulletin

June 2, 2023

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I
May 26, 2023 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated May 26, 2023, for permission to open and occupy a branch office at One Post Office Square, Boston, Suffolk County, MA 02109, received.

(The activities of this branch will be limited to the opening of deposit accounts, the acceptance of non-cash deposits, and the disbursement of loan proceeds.)

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May 30, 2023 (TM-LFS)
MEZU (NA), INC DBA ALVIERE
101 Avenue of the Americas, 9th Floor, New York, New York 10013

Notification received for the change of location from 101 Avenue of the Americas, 9th Fl, New York, New York 10013 to 1040 South Gaylord St., Denver Colorado 80209.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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May 30, 2023 (CU-CRB)
Heritage financial credit union
25 Rykowski Lane, Middletown, NY 10941

Application dated May 26, 2023, for permission to change the location of its station from 117 Grand Street, Goshen, Orange County NY 10924 to 83 Clowes Avenue, Goshen, Orange County NY 10924, received.

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June 1, 2023, (MT – LFS)
BITSTAMP USA, INC.
27 Union Square West, Suite 205, New York, NY 10003

Application was received for a change of control whereby the South Korean Ministry of Economy and Finance will acquire 29.3% of the corporate stock of the corporation’s ultimate parent, NXC Corporation, and Jungmin Kim and Jungyun Kim will each acquire 16.81% of the corporate stock of the corporation’s ultimate parent, NXC Corporation.

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Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

May 26, 2023 (BR-MBD)
Applicant(s)
Plaza Ana Teresa
As: Familiar Mortgage Services Inc
2 Trap Falls Road, Suite 509, Shelton, CT 06484

May 31, 2023 (BR-MBD)
Applicant(s)
Boyle Zachary Daniel
As: Fintech 1, LLC
775 Wantagh Avenue, Suite 1, Wantagh, NY 11793

May 31, 2023 (BR-MBD)
Applicant(s)
Natel Keith Scott
As: Highline Capital, LLC
224 E Main St Suite B-1, Patchogue, NY 11772-3124

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Application to establish a Mortgage Banker's Branch received for examination:

May 25, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
3074 Whitney Ave., Building 3, Suite 2, Hamden, CT 06518

May 26, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
1244 Hamilton Street, Suite 201, Allentown, PA 18102

May 26, 2023 (MB-MBD)
Full Service Branch
First Alliance Home Mortgage, LLC
22-05 Maple Ave, 1st Floor, Fair Lawn, NJ 07410

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

May 25, 2023 (CU-CRB)
NORTHERN credit union
120 Factory Street, Watertown, NY 13601

Approval given to open and maintain a station at 81 State Route 3, Harrisville, Town of Diana, Lewis County, NY  13648, on or after May 26, 2023.

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May 30, 2023 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, NY 10005

Verified Certificate to Continue Business as Private Bankers, filed for examination.

(These Private Bankers are already under the supervision of the Department.  New Certificate submitted by reason of the withdrawal from the firm of Timothy E. Hartch, a Class 2 Limited Partner; and by reason of the death of T. Michael Long, a Class 2 Limited Partner.)

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May 30, 2023 (BK-CRB)
EMPIRE STATE BANK
2212 Hylan Boulevard, Staten Island, NY 10306

Notification received, in accordance with Supervisory Policy G 8, of the closing of the representative office at 31-87 30th Street, Unit #2, Astoria, Borough of Queens, City of New York 11106, effective May 31, 2023.

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June 1, 2023 (BK-FWB)
SHINHAN BANK AMERICA
475 Park Avenue South (4th Floor), New York, NY 10016

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 252-20 Northern Boulevard, Little Neck, Borough of Queens, City of New York 11362, will not result in a significant reduction of financial services in the community to be affected.

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June 1, 2023 (PF-LFS)
APFCO, INC.
1700 Montauk Hwy., Bellport, New York 11713

The license to engage in business as a premium finance agency at the following location has been surrendered:
1700 Montauk Hwy., Bellport, New York 11713

Effective May 27, 2023, APFCO, Inc. is no longer authorized to conduct premium finance  business in the State of New York.

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

May 31, 2023 (MB-MBD)
Full Service Branch
Tammac Holdings Corporation
670 South River Street, Suite 300, Plains Twp., PA 18705

May 31, 2023 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC
280 Highway 35, Suite 400, Red Bank, NJ 07701

May 31, 2023 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC
70 Main Street, 2nd Floor Unit 4, Southampton, NY 11968

May 31, 2023 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1065 Higuera St, Suite 100, San Luis Obispo, CA 93401

May 31, 2023 (MB-MBD)
Full Service Branch
NJ Lenders Corp.
1848 Hooper Avenue, Suite 5, Toms River, NJ 08753

May 31, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
2003 Highway 71, Suite 2, Spring Lake, NJ 07762

May 31, 2023 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
411 Hackensack Avenue, Suite 303, Hackensack, NJ 07601

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Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

May 31, 2023 (BR-MBD)
Full Service Branch
Altisource Fulfillment Operations, Inc.
6100 Oak Tree Blvd. Suite 285, Independence, OH 44131

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Application to establish a Mortgage Loan Servicer’s Branch received for examination, has been withdrawn:

February 28, 2023 (MS-MBD)
Full Service Branch
Select Portfolio Servicing, Inc.
8616 Freeport Parkway, Suite 100, Irving, TX 75063

February 28, 2023 (MS-MBD)
Full Service Branch
Select Portfolio Servicing, Inc.
2000 North Classen Boulevard, Suite N3400, Oklahoma City, OK 73106

February 28, 2023 (MS-MBD)
Full Service Branch
Select Portfolio Servicing, Inc.
15480 Laguna Canyon Road, Suite 100, Irvine, CA 92618

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License to engage in the business of a Mortgage Banker Branch surrendered:

May 25, 2023 (MB-MBD)
Family First Funding LLC
1200 Jefferson Road, Suite 205, Rochester, NY 14623
Effective Date: May 22, 2023

May 26, 2023 (MB-MBD)
Family First Funding LLC
50 Charles Lindbergh Boulevard, Suite 503, Uniondale, NY 11553
Effective Date: May 22, 2023

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Mortgage Broker Certificate Address Changes:

May 31, 2023 (BR-MBD)
Go Rascal Inc.
From: 285 North 6th Street, 2nd floor, Brooklyn, NY 11249
To: 185 Wythe Ave, Suite A2, Brooklyn, NY 11249

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Mortgage Banker Branch License Address Changes:

May 30, 2023 (MB-MBD)
Fairway Independent Mortgage Corporation
From: 17 Catoonah Street, Ridgefield, CT 06877
To: 304 Federal Road, Suite 106, Brookfield, CT 06804

May 30, 2023 (MB-MBD)
Guaranteed Rate, Inc.
From: 636 Fourth St, San Francisco, CA 94107
To: 41 Freelon Street, San Francisco, CA 94107

May 30, 2023 (MB-MBD)
East Coast Capital Corp.
From: 527 Townline Road, Suite 200, Hauppauge, NY 11788
To: 380 Townline Road, Suite 130, Hauppauge, NY 11788

May 31, 2023 (MB-MBD)
Freedom Mortgage Corporation
From: 1100 West Grove Parkway, Suite 101, Tempe, AZ 85283
To: 398 S. Mill Avenue, Suite 304, Tempe, AZ 85281

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
May 30, 2023	18601	Ann Mondrone	St. James	New York	The Mortgage Capital Group LLC
May 30, 2023	129397	Eric Scott Cohen	Portchester	New York	LN Capital Corp.
May 30, 2023	201849	Timothy Robert Dobbs	Hartsburg	Missouri	Mortgage Research Center, LLC
May 30, 2023	410194	Jungok Ahn	Syosset	New York	Madison Mortgage Services Inc.
May 30, 2023	491647	James Patrick McKibban	Newport Beach	California	Movement Mortgage, LLC
May 30, 2023	872091	Christopher Kalber Kinsella	Hinsdale	Illinois	Guaranteed Rate, Inc.
May 30, 2023	1194970	Brandon John Hale	Trenton	Michigan	Rocket Mortgage, LLC
May 30, 2023	1195060	Teresa Marie Parsons	Port Byron	New York	CMG Mortgage, Inc.
May 30, 2023	1209827	Mario Peralta	New York	New York	Powerhouse Solutions, Inc.
May 30, 2023	1380519	Scott Christopher Andrews	Baltimore	Maryland	Freedom Mortgage Corporation
May 30, 2023	1461374	Janice Marie Figueroa	Norwalk	Connecticut	Total Mortgage Services, LLC
May 30, 2023	1509130	Prativa Moktan Snyder	Catonsville	Maryland	Freedom Mortgage Corporation
May 30, 2023	1626819	Thomas Michael Velten	Cleveland	Ohio	Rocket Mortgage, LLC
May 30, 2023	1626911	Amber Jade Cook	Berkley	Michigan	Rocket Mortgage, LLC
May 30, 2023	1636849	Catherine M. Ciulkowski	Tonawanda	New York	Haus Capital Corporation
May 30, 2023	1731364	Hamza Mohamed Ayoub	Dearborn Heights	Michigan	Rocket Mortgage, LLC
May 30, 2023	1813535	Simon Samuel Konen	Phoenix	Arizona	Rocket Mortgage, LLC
May 30, 2023	1823346	Tracey Lynn Ellis	Brighton	Colorado	American Financing Corporation
May 30, 2023	1970440	Dominic Joseph DeMilo	New Haven	Connecticut	Total Mortgage Services, LLC
May 30, 2023	2006990	John Mason Farquharson	Baltimore	Maryland	Freedom Mortgage Corporation
May 30, 2023	2007216	Brandon Jody-Phillip Hughes	Detroit	Michigan	Rocket Mortgage, LLC
May 30, 2023	2008144	Ankit Nitin Shingala	North Bergen	New Jersey	Caliber Home Loans, Inc.
May 30, 2023	2063620	Giovanni V. Guzman	Central Islip	New York	Planet Home Lending, LLC
May 30, 2023	2079611	Justin Bowler	Los Alamitos	California	Network Capital Funding Corporation
May 30, 2023	2081064	Joseph Vitiello	Nanuet	New York	Rocket Mortgage, LLC
May 30, 2023	2107741	Ara Nazaryan	Phoenix	Arizona	Rocket Mortgage, LLC
May 30, 2023	2327300	Philippe Balay	Valley Stream	New York	LJ Mortgage Team Inc.
May 30, 2023	2368756	Luis Andres Figueroa Beltran	Brentwood	New York	South Fork Funding, Inc.
May 30, 2023	2401470	Sarah Sokody	Grand Island	New York	CrossCountry Mortgage, LLC
May 30, 2023	2405153	Jeel Rao	Dunkirk	New York	Alpine Mortgage Services, LLC
May 30, 2023	2415858	Nancy Luna-White	Knoxville	Tennessee	21st Mortgage Corporation
May 30, 2023	2416459	Aulden Joel Lightbourne	Streamwood	Illinois	Royal United Mortgage, LLC
May 30, 2023	2425956	Jack Zhe Chen	New York	New York	Pham & Partners LLC
May 30, 2023	2426838	Macie Joan Howard	Duanesburg	New York	Homestead Funding Corp.
May 30, 2023	2464781	Aaron Dean Shumaker	Columbia	Missouri	Mortgage Research Center, LLC
May 30, 2023	2465727	Collin L. Spagnoli	Piermont	New York	Superior Mortgage Co., Inc.
May 30, 2023	2465913	Carissa Antine	Syosset	New York	CrossCountry Mortgage, LLC
May 30, 2023	2466849	Clark William Peterson	Livingston Manor	New York	Go Rascal Inc.
May 30, 2023	2467564	John Kristopher Hall	Columbia	Missouri	Mortgage Research Center, LLC
May 30, 2023	2468297	Kaylie Brooke Cutler	Knoxville	Tennessee	21st Mortgage Corporation