Weekly Banking Bulletin

October 28, 2022

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected] .

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

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SECTION I

October 20, 2022 (SF-LFS)
BMW FINANCIAL SERVICES NA, LLC D/B/A ALPHERA FINANCIAL SERVICES  
300 Chestnut Ridge Road, Woodcliff Lake, New Jersey, 07677-7739

 

Notification received for a change of branch address from 2735 E. Parleys Way, Suite 301, Salt Lake City, UT 84109 to 2855 East Cottonwood Parkway, Suite 200, Salt Lake City, UT 84121

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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October 28, 2022 (TM-LFS)
TANGO CARD, INC.
4700 42nd Ave SW Suite 430a, Seattle, WA 98116

Application received for a license to engage in business as a transmitter of money at 4700 42nd Ave SW Suite 430a, Seattle, WA 98116.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

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Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York Banking Law received for examination, amended to read as follows:

From:
February 6, 2019 (MS-MBD)
Applicant(s)
Neighborhoods United, LLC
DeAnn Hastings ODonovan
Echeverria Kelly
Jorge Percival Newbery
As: AHP Servicing NY LLC in lieu of AHP Servicing LLC
440 S. La Salle St., Suite 1110, Chicago, IL 60605

To:
October 26, 2022 (MS-MBD)
Applicant(s)
Neighborhoods United, LLC
Laurice Ann Uy Srichinda
Ilan Barne Sussan
Echeverria Kelly
Jorge Percival Newbery
As: AHP Servicing NY LLC in lieu of AHP Servicing LLC
440 S. La Salle St., Suite 1110, Chicago, IL 60605

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Application to establish a Mortgage Banker's Branch received for examination:

October 26, 2022 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
20 Wilton Road, Suite 201, Westport, CT 06880

October 26, 2022 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
620 Main Street, Unit 1, East Greenwich, RI 02818

October 26, 2022 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
446 Wrenplace Road, Suite 210, Fort Mill, SC 29715

October 26, 2022 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
504 Bridgeport Avenue, Suite 501, Shelton, CT 06484

October 26, 2022 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
7720 N. Dobson Road, 3rd Floor, Scottsdale, AZ 85256

October 26, 2022 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
136 East Putnam Ave., Suite 101, Greenwich, CT 06830

October 26, 2022 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
2 Sound View Drive, FL 1, Suite 103, Greenwich, CT 06830

October 26, 2022 (MB-MBD)
Full Service Branch
Finance of America Mortgage LLC
2281 Lava Ridge Court, Suite 210, Roseville, CA 95661

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Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

October 26, 2022 (MB-MBD)
Applicant(s)
Christine Yan Ping Liang Chen
To acquire interest in:
Galaxy Lending Corporation
38-08 Union Street, Suite 2 H - A, Flushing, NY 11354

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS #	Applicant Name	City	State
November 30, 2021	238872	George Brian Rosenfield	Tiburon	California
January 4, 2022	34440	Deo Narine Gir	South Ozone Park	New York
April 15, 2022	2280378	Constandinos Stamboulis	Brooklyn	New York
June 10, 2022	953725	Oscar Mauricio Montoya	Charlotte	North Carolina
June 29, 2022	2327228	Michael R. LeClair	Scotia	New York
September 12, 2022	2229390	Mayer Freier	Brooklyn	New York
September 19, 2022	219379	Hadi Y. Endaz	Matawan	New Jersey
September 21, 2022	1204075	Bruce T. Davis	Hollywood	Florida
September 21, 2022	2146182	Qiao Ling Chen	Brooklyn	New York
September 23, 2022	2318206	Patria Cabrera	Houston	Texas
September 25, 2022	2388307	William M. Bunch	Mount Vernon	New York
September 26, 2022	2054830	Meghan Marie Magee	West Sand Lake	New York
September 30, 2022	324955	Jack Frank Mastrorilli	Marlboro	New Jersey
September 30, 2022	2257346	Yitzchok Klein	Brooklyn	New York
October 4, 2022	1737350	James Codomo	Deer Park	New York
October 10, 2022	213571	James Edward McConnell	Highland Park	Illinois
October 11, 2022	1004666	Cheng Zou	Rockaway	New Jersey
October 13, 2022	172207	Tony U. Kim	Old Bridge	New Jersey
October 18, 2022	2357677	Jacquelyn Nicole Jacobson	Commack	New York
October 19, 2022	659032	Phillip S. Cunningham	Wilmington	North Carolina
October 19, 2022	1448105	Craig Caggiano	Staten Island	New York

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SECTION II

October 21, 2022 (TM-LFS)
TAPTAP SEND PAYMENTS CO.
27 E 28th Street, Suite 15035, New York, NY 10016

Application to engage in the business of a transmitter of money pursuant to Article XIII-B of the Banking Law, was approved effective October 6, 2022.

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October 24, 2022 (CC-LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
80-02 Kew Gardens Road, 6th Floor, Suite 603, Kew Gardens, Queens, New York, 11415

The license to engage in business as a casher of checks at the following location has been surrendered, effective September 17, 2022:

Branch office:  229 East Kingsbridge Road aka 228 East 194th Street, Bronx, NY 10458.

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October 24, 2022 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC  
10 Elizabeth Street, River Edge, New Jersey 07661

The license to engage in business as a casher of checks at the following location has been surrendered, effective October 13, 2022: 

Branch office:  108 South Fourth Ave, Mount Vernon, New York 10550-3107

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October 24, 2022 (TR-CRB)
TOMPKINS COMMUNITY BANK
118 East Seneca Street, Ithaca, NY 14850

Authorization issued to open and occupy a branch office at 400 South Salina Street, Syracuse, Onondaga County, New York 13202, on or after October 25, 2022.

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October 24, 2022 (TR-CRB)
POPULAR BANK
11 West 51st Street, New York, NY 10019

Approval given to change the location of branch office from 633 State Street, Perth Amboy, Middlesex County, New Jersey 08861 to 252 Madison Avenue, Suite 104, Perth Amboy, Middlesex County, New Jersey 08861, on or after October 25, 2022.

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October 25, 2022 (TM-LFS)
NIC SERVICES, LLC
7701 College Boulevard, Overland Park, Kansas 66210

Application for change of location from 25501 W Valley Parkway, Suite 300 Olathe, Kansas 66061 to 7701 College Boulevard, Overland Park, Kansas 66210 was approved effective October 25, 2022.

In connection with the above change, the original license was surrendered.

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October 25, 2022 (SF-LFS)
UNITED AUTO CREDIT CORPORATION DBA VROOM FINANCIAL SERVICES
1071 Camelback, Suite 100, Newport Beach, California 92660

Notification for a change of trade name from United Auto Credit Corporation to United Auto Credit Corporation DBA Vroom Financial Services was approved.

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October 26, 2022 (SB-CRB)
FIRST CENTRAL SAVINGS BANK
70 Glen Street, Glen Cove, NY 11542

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 58-02 Myrtle Avenue, Ridgewood, Borough of Queens, City of New York 11385, will not result in a significant reduction of financial services in the community to be affected.

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License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

October 20, 2022 (MB-MBD)
Pike Creek Mortgage Services, Inc.
2100 Drummond Plaza, Building 2, Newark, DE 19711

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

October 25, 2022 (MB-MBD)
Full Service Branch
Planet Home Lending, LLC
626 Sheepshead Bay Road, Suite 710, Brooklyn, NY 11224

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Certificate to engage in the business of a Mortgage Broker surrendered:

October 21, 2022 (BR-MBD)
Union Plus Mortgage Company
305 Fellowship Road, Suite 230, Mt. Laurel, NJ 08054
Effective Date: August 25, 2022

October 26, 2022 (BR-MBD)
The Manchester Company, Inc.
483 New York Avenue, Huntington, NY 11743
Effective Date: August 12, 2022

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Certificate to engage in the business of a Mortgage Loan Servicer surrendered:

October 26, 2022 (MS-MBD)
Sortis Financial, Inc.
6032 Innovation Way, Suite 201, Fort Worth, TX 76244
Effective Date: October 26, 2022

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License to engage in the business of a Mortgage Banker Branch surrendered:

October 21, 2022 (MB-MBD)
RoundPoint Mortgage Servicing Corporation
9 Eves Drive, Suite 190, Marlton, NJ 08053
Effective Date: September 30, 2022

October 25, 2022 (MB-MBD)
Homebridge Financial Services, Inc.
485 Route 1 South, Suite A340, Iselin, NJ 08830
Effective Date: October 25, 2022

October 25, 2022 (MB-MBD)
Guaranteed Rate, Inc.
7763 Turin Road, Suite 2, Rome, NY 13440
Effective Date: October 20, 2022

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Certificate to engage in the business of a Mortgage Broker Branch surrendered:

October 21, 2022 (BR-MBD)
WC Financial In Lieu of True Name Warshaw Capital, LLC
1537 Cades Bay Ave, Jupiter, FL 33458
Effective Date: October 11, 2022

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Certificate to engage in the business of a Mortgage Loan Servicer Branch surrendered:

October 21, 2022 (MS-MBD)
LoanCare, LLC
1200 Cherrington Pkwy, Moon Township, PA 15108
Effective Date: September 21, 2022

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Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

October 20, 2022 (BR-MBD)
First Financial Services Inc.
215-10 Northern Boulevard, Suite 203A, Bayside, NY  11361
Effective Date: August 16, 2022

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Mortgage Broker Certificate Name Changes:

October 20, 2022 (BR-MBD)
From: Julie Kim Corp
To: Julie Kim Corp D/B/A JK Mortgage

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Mortgage Banker Branch License Address Changes:

October 20, 2022 (MB-MBD)
Freedom Mortgage Corporation
From: 301 Harper Drive, Moorestown, NJ 08057
To: 40 Lake Center, 401 Route 73, Suite 205, Marlton, NJ 08053

October 20, 2022 (MB-MBD)
Planet Home Lending, LLC
From: 10025 Governor Warfield Pkwy, Suite 301, Columbia, MD 21044
To: 11000 Broken Land Parkway, Suite 200, Columbia, MD 21044

October 25, 2022 (MB-MBD)
Norwich Commercial Group, Inc.
From: 1647 Bonaventure Blvd., Weston, FL 33326
To: 2200 North Commerce Parkway, Suite 200, Weston, FL 33326

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
October 12, 2022	2056709	William Joshua Raymond Leathersich	Spencerport	New York	Finance of America Mortgage LLC
October 20, 2022	6592	Joseph Kristian Veitch	Cranston	Rhode Island	Embrace Home Loans, Inc.
October 20, 2022	120128	Terence Patrick Lockery	Bridgeport	Connecticut	Prosperity Home Mortgage, LLC
October 20, 2022	307913	John David Anding	Glendora	California	PennyMac Loan Services, LLC
October 20, 2022	1469154	Michael Joseph Loggia	Allentown	Pennsylvania	Finance of America Mortgage LLC
October 20, 2022	1909471	Luis Fernando Medrano	Fort Worth	Texas	Nationstar Mortgage LLC
October 20, 2022	2039416	David Henri Weiss	Bloomfield Hills	Michigan	Rocket Mortgage, LLC
October 20, 2022	2040134	Peter Carl Ziegler	Chesterfield	Michigan	Rocket Mortgage, LLC
October 20, 2022	2087170	Jacob Robert Leone	East Lansing	Michigan	Rocket Mortgage, LLC
October 20, 2022	2087251	Tatyana Pavlovna Gallacher	Bloomfield Hills	Michigan	Rocket Mortgage, LLC
October 20, 2022	2212656	William Joseph Martin Ruth	Charlotte	North Carolina	Freedom Mortgage Corporation
October 20, 2022	2258631	Matthew Paul Bahri	West Bloomfield	Michigan	Rocket Mortgage, LLC
October 20, 2022	2318475	Roberta Viana Esperidiao	Mineola	New York	Lakeview Mortgage Bankers Corp.

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Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn	NMLS #	Applicant Name	City	State
October 25, 2022	1930810	Anthony Oliver Galdamez	Surprise	Arizona
October 25, 2022	2360793	Michael John Widmann	Columbia	Missouri
October 25, 2022	2368890	Kareem Charles Crieghtney	Miramar	Florida
October 26, 2022	2161016	Douglas Allen Glenn	Jacksonville Beach	Florida
October 26, 2022	2342517	Hadi Eshan Shamass	Dearborn	Michigan