Weekly Banking Bulletin
September 2, 2022
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected] .
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
|
BK |
Bank |
MB |
Mortgage Banker |
|
BP |
Budget Planner |
BR |
Mortgage Broker |
|
CC |
Check Casher |
MS |
Mortgage Servicer |
|
CU |
Credit Union |
PF |
Premium Finance Agency |
|
FA |
Foreign Agency |
PB |
Private Banker |
|
FB |
Foreign Branch |
SB |
Savings Bank |
|
FR |
Foreign Representative Office |
SD |
Safe Deposit Company |
|
HC |
Holding Company |
SF |
Sales Finance Agency |
|
IC |
Investment Company |
SL |
Savings and Loan Association |
|
LL |
Licensed Lender |
SL |
Student Loans |
|
MK |
Merchant Bank |
TM |
Transmitter of Money |
|
MI |
Miscellaneous |
TR |
Trust Company |
| VC | Virtual Currency |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB |
Community and Regional Banks |
|
CEU |
Consumer Examination Unit |
|
FWB |
Foreign and Wholesale Banks |
|
LFS |
Licensed Financial Services |
|
MBD |
Mortgage Banking |
SECTION I
June 21, 2022 (SF-LFS)
YAMAHA MOTOR FINANCE CORPORATION, U.S.A.
6555 Katella Avenue, Cypress, Orange County, California 90630
Notification received for a change of branch address from 3065 Chastain Meadows Parkway NW, Marietta, Cobb County, Georgia 30066 to 3065 Chastain Meadows Parkway, Building 100, Marietta, Cobb County, Georgia 30066.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
July 13, 2022 (LL-LFS)
MARINER FINANCE, LLC
8211 Town Center Drive, Nottingham, Baltimore, Maryland, 21236-5904
Notification received for a change of branch address from 1900 Ridge Road, Suite 108, West Seneca, NY 14224 to 4405 Milestrip Road, 5B, Buffalo, NY 14219.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
July 15, 2022 (SF-LFS)
FCC FINANCE LLC
17000 N. Dallas Parkway, Suite 120, Dallas, Texas 75248
Notification received for a change of main address from 17000 N. Dallas Parkway, Suite 120, Dallas, Texas 75248 to 16479 Dallas Parkway, Suite 260, Addison, Texas 75001.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:
August 31, 2022 (MB-MBD)
Applicant(s)
Anthony F. Procopio
Mandie Law
Mincheng James Jin
Raymond Suiping Chou
Vivian Kuang
Charles Yiming Zhao
As: General Mortgage Capital Corporation
1350 Bayshore Highway, Suite 740, Burlingame, CA 94010
Application to establish a Mortgage Banker's Branch received for examination:
August 29, 2022 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership
1111 Burlington Ave, Ste 105, Lisle, IL 60532
August 29, 2022 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
7280 West Palmetto Road Suite 302-N, Boca Raton, FL 33433
August 29, 2022 (MB-MBD)
Full Service Branch
Nationstar Mortgage LLC
4425 Ponce de Leon Blvd, 5th Floor, Coral Gables, FL 33146
August 29, 2022 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
146 Delancey Street 1st Floor, Newark, NJ 07105
August 30, 2022 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation
332 Route 9, Suite 1A, Forked River, NJ 08731
August 30, 2022 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc.
5 Oakland Road, Suite 3, South Windsor, CT 06074
August 31, 2022 (MB-MBD)
Full Service Branch
Draper and Kramer Mortgage Corp.
3171 Richmond Rd, Staten Island, NY 10306
Application to establish a Mortgage Broker's Branch received for examination:
August 29, 2022 (BR-MBD)
Full Service Branch
Digital Risk Mortgage Services, LLC
4120 International Parkway, Suite 2300, Carrollton, TX 75007
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| June 16, 2022 | 2105025 | Frank Anthony Angiuli | Hewlett | New York |
| June 28, 2022 | 1573262 | Jason Burr Moore | Cincinnati | Ohio |
| July 7, 2022 | 34013 | Stuart C. Sharples | Nanuet | New York |
| July 16, 2022 | 2079719 | Nicholas Alexander Turtenwald | Mission Viejo | California |
| July 20, 2022 | 150432 | John A. Pelletier | Milford | Connecticut |
| July 22, 2022 | 2284831 | Amber Louise Tscherning | Poplar Bluff | Missouri |
| August 2, 2022 | 1884077 | Jessica Mary McGillewie | Plano | Texas |
| August 12, 2022 | 2282349 | David Allen Delaney | East Liverpool | Ohio |
| August 12, 2022 | 2287596 | Ola Tleis | Staten Island | New York |
| August 16, 2022 | 28403 | Scott Knox | Madison Heights | Michigan |
| August 16, 2022 | 1251878 | Joseph Scott Burgner | Cleburne | Texas |
| August 17, 2022 | 162652 | Richard English Sancho | Lindenhurst | New York |
| August 18, 2022 | 917468 | Hui-Min Huang | Shelton | Connecticut |
| August 18, 2022 | 2365125 | Samantha Rene Socola | Hamlin | New York |
| August 19, 2022 | 2368783 | Ethan Michael Massey | Montgomery City | Missouri |
| August 23, 2022 | 307913 | John David Anding | Glendora | California |
| August 23, 2022 | 1022553 | Matthew Tronco | Haddon Heights | New Jersey |
| August 23, 2022 | 1489969 | Jensen Christopher Szakaly | St. Louis | Missouri |
| August 23, 2022 | 2135978 | Raymond Mark Gleason | Elmira | New York |
| August 23, 2022 | 2183113 | Samuel Michel Joseph Uzzan | Beverly Hills | California |
| August 24, 2022 | 1680968 | Kazi Ferdousi Arzuni | Dix Hills | New York |
| August 24, 2022 | 1742219 | James E. Manley | Wallkill | New York |
| August 25, 2022 | 1976738 | Daniel Albert Smith | San Diego | California |
| August 25, 2022 | 2218307 | Kara Makenzie Hawk-Baker | San Diego | California |
| August 30, 2022 | 2307683 | Peter Thomas Filippone | Commack | New York |
SECTION II
August 26, 2022 (MI-CRB)
CNB BANK
One South Second Street, Clearfield, PA 16830
Authorizations issued to open and occupy branch offices at the following three locations, on or after August 27, 2022:
- Doris Jones Community Resource Center, 3001 9th Street, Niagara Falls, Niagara County, NY 14305.
- Renovation Church, 567 Hertel Avenue, Buffalo, Erie County, NY 14207; and
- Peter Machnica Community Center, 1799 Clinton Street, Buffalo, Erie County, NY 14206.
(These locations are to be serviced by a mobile branch facility on a periodic basis.)
August 30, 2022 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC
10 Elizabeth Street, River Edge, New Jersey 07661
The license to engage in business as a casher of checks at the following location has been surrendered, effective August 15, 2022:
Branch office: 1503 Newkirk Avenue, Brooklyn, New York, 11226-6523
August 31, 2022 (MI-CRB)
CAMBRAY MUTUAL HOLDING COMPANY
42 Church Street, Gouverneur, New York 13642
GOUVERNEUR BANCORP, INC.
42 Church Street, Gouverneur, NY 13642
Application, pursuant to Section 143-b of the Banking Law, to acquire control of Citizens Bank of Cape Vincent, Cape Vincent, NY, approved.
(The control application is necessitated by the proposed merger of Gouverneur Interim Bank with and into Citizens Bank of Cape Vincent.)
August 31, 2022 (BK-CRB)
CITIZENS BANK OF CAPE VINCENT
154 Broadway, Cape Vincent, NY 13618
GOUVERNEUR INTERIM BANK (BK-CRB)
42 Church Street, Gouverneur, NY 13642
Application, pursuant to Section 601-b of the Banking Law, for Gouverneur Interim Bank to merge with and into Citizens Bank of Cape Vincent, with Citizens Bank of Cape Vincent continuing as the surviving institution, approved.
August 31, 2022 (SF – LFS)
FOUNDATION FINANCE COMPANY, LLC
10101 Market Street, Suite B100
Rothschild, Marathon County, WI 54474
Application for a change of control whereby Fulcrum Acquisitions Holdings SPV LLC, located at 350 Park Avenue, 12th Floor, New York, NY 10022, will acquire 100% of the outstanding membership interests of Licensee, Foundation Finance Company LLC, was approved.
August 31, 2022 (BK-CRB)
GOUVERNEUR INTERIM BANK
42 Church Street, Gouverneur, New York 13642
Organization Certificate approved and filed.
August 31, 2022 (BK-CRB)
GOUVERNEUR INTERIM BANK
42 Church Street, Gouverneur, New York 13642
Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law, approved.
August 31, 2022 (SL-CRB)
GOUVERNEUR SAVINGS AND LOAN ASSOCIATION
42 Church Street, Gouverneur, NY 13642
CITIZENS BANK OF CAPE VINCENT (BK-CRB)
154 Broadway, Cape Vincent, NY 13618
Application, pursuant to Section 601-b of the Banking Law, for Citizens Bank of Cape Vincent to merge with and into Gouverneur Savings and Loan Association, under the name Gouverneur Savings and Loan Association, approved.
August 31, 2022 (BK-CRB)
GS&L MUNICIPAL BANK
42 Church Street, Gouverneur, New York 13642
Organization Certificate approved and filed.
August 31, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorization granting permission to open and occupy branch office at 1769 Route 52, Fishkill, Dutchess County, New York 12524, surrendered for cancellation.
Office discontinued as of August 1, 2022.
August 31, 2022 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017
Approval given to open and occupy a branch office at 100 West Liberty Street, Reno, Washoe County, Nevada 89501, on or after September 1, 2022.
September 1, 2022 (CU-CRB)
NORTHERN CREDIT UNION
120 Factory Street, Watertown, NY 13601
COUNTRYSIDE FEDERAL CREDIT UNION
5720 Commons Park Drive, East Syracuse, NY 13057
The “Plan of Conversion of Countryside Federal Credit Union,” dated February 22, 2022, together with the “Organization Certificate of Countryside Credit Union,’’ were filed in the Office of the Superintendent of Financial Services, and an authorization certificate was issued in connection with the conversion of Countryside Federal Credit Union from federal to State charter, pursuant to Section 486 of the Banking Law, under the name Countryside Credit Union. The conversion became effective as of 12:00:01 a.m., September 1, 2022.
September 1, 2022 (CU-CRB)
NORTHERN CREDIT UNION
120 Factory Street, Watertown, NY 13601
COUNTRYSIDE CREDIT UNION
5720 Commons Park Drive, East Syracuse, NY 13057
2165 Route 9W | West Coxsackie, NY 1219212165 Route 9W | West Coxsackie, NY 12192
The Superintendent of Financial Services has filed, pursuant to the provisions of Section 601-b of the New York Banking Law, as of 12:01:01 a.m., September 1, 2022, a Plan of Merger, adopted as of February 22, 2022, and other required documents, providing for the merger of Countryside Credit Union with and into Northern Credit Union, under the name Northern Credit Union. The following banking office of Countryside Credit Union has become a station of Northern Credit Union:
5720 Commons Park Drive, East Syracuse, Onondaga County, New York 13057.
License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:
August 31, 2022 (MB-MBD)
Prosperity Home Mortgage, LLC
14501 George Carter Way, Suite 300, Chantilly, VA 20151
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:
August 30, 2022 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation
1818 S Australian Avenue, Ste 100, West Palm Beach, FL 33409
License to engage in the business of a Mortgage Banker Branch surrendered:
August 31, 2022 (MB-MBD)
Mortgage Access Corp.
2328 Hancock Bridge Parkway, Suite 114-C, Cape Coral, FL 33990
Effective Date: August 2, 2022
August 31, 2022 (MB-MBD)
Shamrock Home Loans, Inc.
105 Maxess Road, Suite S124, Offices 129 & 130, Melville, NY 11747
Effective Date: August 24, 2022
August 31, 2022 (MB-MBD)
GR Affinity, LLC in lieu of
Guaranteed Rate Affinity, LLC
2605 Enterprise Road East Suite 310, Clearwater, FL 33759
Effective Date: August 26, 2022
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
| Date Application Approved | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
| August 25, 2022 | 16273 | Timothy J. Martin | Bethel | Connecticut | Guaranteed Rate Affinity, LLC |
| August 25, 2022 | 38416 | Michael Paul Bocelli | Saint James | New York | Contour Mortgage Corporation |
| August 25, 2022 | 70602 | Jeneen Verzaro Hupfer | Old Saybrook | Connecticut | CrossCountry Mortgage, LLC |
| August 25, 2022 | 106056 | Roger Mark Sisca | North Chili | New York | NVR Mortgage Finance, Inc. |
| August 25, 2022 | 189709 | Todd Anthony Triolo | East Islip | New York | Embrace Home Loans, Inc. |
| August 25, 2022 | 233910 | Yong Yun | Clarksville | Maryland | Ivy Mortgage, Inc. |
| August 25, 2022 | 273826 | Timothy J. Clark | Malta | New York | Movement Mortgage, LLC |
| August 25, 2022 | 415929 | Martin Booth | Marlton | New Jersey | Guaranteed Rate Affinity, LLC |
| August 25, 2022 | 420511 | Matteo V. DiBono | Wantagh | New York | CrossCountry Mortgage, LLC |
| August 25, 2022 | 626435 | Jude Romano | Red Bank | New Jersey | Think One Mortgage Inc. |
| August 25, 2022 | 863873 | Jeremy Kennith Dumas | Phoenix | Arizona | Rocket Mortgage, LLC |
| August 25, 2022 | 918213 | Sergio Josue Solis | Lindenhurst | New York | United Mortgage Corp. |
| August 25, 2022 | 918400 | Randolph John Freese | Bethel | Connecticut | Guaranteed Rate Affinity, LLC |
| August 25, 2022 | 1148814 | Uri Yuri Nathanson | Miami | Florida | A&D Mortgage LLC |
| August 25, 2022 | 1203755 | Quynh Vo On-Thai | San Diego | California | Nationstar Mortgage LLC |
| August 25, 2022 | 1400483 | John Glennon | North Tonawanda | New York | Fairway Independent Mortgage Corporation |
| August 25, 2022 | 1729937 | Alexander Benjamin Soltanian | Roslyn | New York | Americana Mortgage Group, Inc. |
| August 25, 2022 | 1731223 | Jannavy Ky | Sheffield Village | Ohio | Altisource Fulfillment Operations, Inc. |
| August 25, 2022 | 1773392 | Melissa Ditizii | Congers | New York | RealFi Home Funding Corp. |
| August 25, 2022 | 1805644 | Christopher Joseph Jalbert | Watertown | Connecticut | Promontory MortgagePath LLC |
| August 25, 2022 | 1837607 | Matthew Alan Hacker | Fishers | Indiana | Royal United Mortgage, LLC |
| August 25, 2022 | 1866978 | Kyle Kenneth Swider | Wyandotte | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 1872811 | Travis Trotman | Brooklyn | New York | American Financial Network, Inc. |
| August 25, 2022 | 1877429 | Brian Stephen Baker | San Tan Valley | Arizona | Rocket Mortgage, LLC |
| August 25, 2022 | 1906668 | Robert William Wendt | Concord | North Carolina | NewRez LLC |
| August 25, 2022 | 1936091 | Jung U. Seo | Placentia | California | Nationstar Mortgage LLC |
| August 25, 2022 | 1957823 | Ali Mustapha Makki | Dearborn | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 1994567 | Jake Austin Elward | Shelby Charter Township | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2007528 | Christina Danielle Roeser | West Bloomfield | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2011226 | Bruce Anthony Oliver | Franklin Lakes | New Jersey | Finance of America Mortgage LLC |
| August 25, 2022 | 2012129 | Matthew Daniel Garrett | Perry Hall | Maryland | Nationwide Equities Corporation |
| August 25, 2022 | 2023601 | Mahdi Hussein Srour | Dearborn | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2038264 | Ahmad Hassan Ayoub | Dearborn Heights | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2039236 | Daniel Christopher Williams | Royal Oak | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2056559 | Ali Kamal Darwiche | Livonia | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2062973 | Kyle Marq Jahr | Fairless Hills | Pennsylvania | Freedom Mortgage Corporation |
| August 25, 2022 | 2088829 | Gino Franco Greco | Dearborn Heights | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2101194 | Charmaine Spence | Brooklyn | New York | Nationwide Mortgage Bankers, Inc. |
| August 25, 2022 | 2137794 | Daniel Arthur Tyburczy | Sparta | New Jersey | Nationwide Equities Corporation |
| August 25, 2022 | 2141830 | Kyle Dexter Trocard | Detroit | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2181955 | Michael Jacob Lanfear | Auburn Hills | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2182028 | Giorgia Paparisto | Troy | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2185934 | Bobby Louis Brown | Charlotte | North Carolina | Neighborhood Assistance Corporation of America |
| August 25, 2022 | 2230861 | David Lane Warner | Doylestown | Pennsylvania | TBI Mortgage Company |
| August 25, 2022 | 2237115 | Alexander Paul Nalepka | Batavia | Ohio | Royal United Mortgage, LLC |
| August 25, 2022 | 2238118 | Trevor Michael Simpson | West Bloomfield | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2239307 | Nicholas James Youngheim | Woodhaven | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2239539 | Austin Tyler Walker | Grosse Ile Township | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2241348 | Alfredo Arreola | Jurupa Valley | California | loanDepot.com, LLC |
| August 25, 2022 | 2251240 | Stephanie Lynne Madeux | Astoria | New York | Embrace Home Loans, Inc. |
| August 25, 2022 | 2259961 | Rayvin Mahir Toma | Shelby Township | Michigan | Rocket Mortgage, LLC |
| August 25, 2022 | 2261669 | Brian Thomas Martin | Colleyville | Texas | Rushmore Loan Management Services LLC |
| August 25, 2022 | 2287540 | Ethan Hawke Armijos | Baldwin | New York | Bridgeview Mortgage Corp. |
| August 25, 2022 | 2296703 | Anthony Allan McNeese | Murfreesboro | Tennessee | loanDepot.com, LLC |
| August 25, 2022 | 2307878 | Joseph Spagnoletta | West Islip | New York | Copiague Funding Corp. |
| August 25, 2022 | 2312698 | Shyanne S. Boland-Lloyd | Bronx | New York | Cliffco, Inc. |
| August 25, 2022 | 2319098 | Zachary Jason Teller | Massapequa Park | New York | Residential Home Mortgage Corporation |
| August 25, 2022 | 2336394 | Subir Raj Singh Oberoi | Syosset | New York | Meadowbrook Financial Mortgage Bankers Corp. |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| August 25, 2022 | 1906232 | Justin Walker | Baltimore | Maryland |
| August 25, 2022 | 2324075 | Kyle Robert Vander Linden | Columbia | Missouri |
| August 31, 2022 | 18338 | Robert Charles Hilsby | Henderson | Nevada |