Weekly Banking Bulletin

July 1, 2022

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SB

Savings Bank

FR

Foreign Representative Office

SD

Safe Deposit Company

HC

Holding Company

SF

Sales Finance Agency

IC

Investment Company

SL

Savings and Loan Association

LL

Licensed Lender

SL

Student Loans

MK

Merchant Bank

TM

Transmitter of Money

MI

Miscellaneous

TR

Trust Company

    VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB

Community and Regional Banks

CEU

Consumer Examination Unit

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking

June 29, 2022
CALL FOR REPORTS

The Superintendent of Financial Services issues a call for reports of condition and income from banks, trust companies and private bankers as of the close of business June 30, 2022. In accordance with Part 23 of the General Regulations, those banks and trust companies which file similar reports with the Federal Reserve Bank of New York or the Federal Deposit Insurance Corporation do not have to file separate reports with this Department.  Banks, trust companies, and private bankers that are required to file reports with the Department of Financial Services are reminded that failure to file these reports by August 1, 2022 will result in a violation of Sections 37, 125 or 176 of the Banking Law which authorizes fines for each day an institution is delinquent in filing of any required report.

SECTION I

June 27, 2022 (BP- LFS)
CONSUMER CREDIT COUNSELING SERVICE OF BUFFALO, INC.
40 Gardenville Pkwy, Suite 300, West Seneca, NY 14224

An application was received in connection with the change of an assumed name as follows:

From:  Consumer Credit Counseling Service of Buffalo, Inc.
D/B/A: CCCS of Chautauqua, Cattaraugus and Alleghany Counties,
D/B/A:  CCCS of Erie and Wyoming Counties,
D/B/A:  CCCS of Niagara, Orleans and Genesee Counties,
D/B/A:  Consumer Credit Counseling Service of Buffalo, Inc.,
D/B/A:  Money Mentors

To:  Parachute Credit Counseling, Inc.
D/B/A:  Parachute
D/B/A:  Consumer Credit Counseling Service of Buffalo
D/B/A   CCCS of Buffalo,
D/B/A:  Money Mentors

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


June 27, 2022 (FB-FWB)
SHINHAN BANK
20, Sejong-daero 9-gil, Jung-gu, Seoul, 100-724, Republic of Korea

Application dated June 27, 2022, for permission to change the location of branch from 600 Third Avenue, Borough of Manhattan, City of New York 10016 to 750 Seventh Avenue, Borough of Manhattan, City of New York 10019, received.


June 27, 2022 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Application dated June 27, 2022, for permission to open and occupy a branch office at 111 W. St. John Street, Suite 1120, San Jose, Santa Clara County, California 95113, received.

(This branch office will not offer teller services.)


June 28, 2022 (BK-CRB)
HANOVER COMMUNITY BANK
2131 Jericho Turnpike, Garden City Park, NY 11040

Application dated June 28, 2022, for permission to open and occupy a branch office at 410 Motor Parkway, Hauppauge, Suffolk County, New York 11788, received.


June 28, 2022 (TM-LFS)
TAPTAP SEND PAYMENTS CO.
27 E 28th Street, New York, NY 10016

Application received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


June 29, 2022 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Application dated June 29, 2022, for permission to change the location of branch office from 300 Spindrift Drive, Town of Amherst, Erie County, NY 14221 to 6215 Sheridan Drive, Town of Amherst, Erie County, NY 14221, received.


July 1, 2022 (TR-CM)  
AMERICAN STOCK TRANSFER & TRUST COMPANY, LLC 
6201 15th Avenue, Brooklyn, NY 11219

EQUINITI TRUST COMPANY
275 Madison Avenue, 34th Floor, New York, NY 10016

Application, pursuant to Section 601.1 of the Banking Law, for approval of the merger of Equiniti Trust Company with/into American Stock Transfer & Trust Company (AST) in which AST will survive the requested transaction.

The comment period on this application will expire on July 10, 2021.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

June 28, 2022 (BR-MBD)
Applicant(s)
Shawn D Fry
As: Allied Home Capital LTD.
25 Melville Park Road, Suite 60, Melville, NY 11747


Application to establish a Mortgage Banker's Branch received for examination:

June 23, 2022 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.
11 Oakland Avenue, Suite 21, Warwick, NY 10990

June 23, 2022 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
10 Pine Orchard Road, Branford, CT 06405

June 23, 2022 (MB-MBD)
Full Service Branch
NJ Lenders Corp.
1800 Century Park East, Suite 600, Los Angeles, CA 90067

June 27, 2022 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation
2200 Lucien Way, Suite 320, Maitland, FL 32751

June 29, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
98 West Main Street, Victor, NY 14564


Application to establish a Mortgage Broker's Branch received for examination:

June 24, 2022 (BR-MBD)
Full Service Branch
Haus Capital Corporation
5528 Main Street, Suite 200, Williamsville, NY 14221


Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS #

Applicant Name

City

State

September 1, 2021

1705940

Alexis Carmelita Aldrich

Phoenix

Arizona

November 5, 2021

1473569

Joseph E. St. Rose

Yonkers

New York

January 7, 2022

132162

Thomas Lee Cardwell

Bethesda

Maryland

January 12, 2022

2217188

Quyuan Zhou

Bronx

New York

January 21, 2022

2167196

Chase Rodney Tyler

Tega Cay

South Carolina

February 2, 2022

2088264

Gustavo Ismael Lazaro

Phoenix

Arizona

February 17, 2022

2184121

Thomas Bijesh

Deer Park

New York

March 15, 2022

189912

Mehdi Pirzadeh

Washington

District of Columbia

March 25, 2022

621715

Jeffrey Alan Conrad

Allen

Texas

March 31, 2022

2108127

Michael Wesley Knox

Phoenix

Arizona

April 7, 2022

2028779

Adrian Alberto Orozco

Valley Stream

New York

April 13, 2022

2302924

Mariam Tomas Atwi

Dearborn Heights

Michigan

April 22, 2022

1758412

Kevan Bryant Sloan

Chicago

Illinois

May 11, 2022

1998846

Rachal Souzas

Boca Raton

Florida

May 18, 2022

2126949

Alan Gregory Schtein

Brooklyn

New York

May 20, 2022

2319522

Anoos Robin Sohotra

Levittown

New York

May 23, 2022

1927021

Yelena Natanov

Forest Hills

New York

May 27, 2022

204681

Bryan Robinovitz

Marlboro

New Jersey

May 27, 2022

2018257

Jake Anthony Schilling

Clifton Park

New York

May 27, 2022

2315393

Madison Elizabeth Catone

Franklin

Tennessee

June 1, 2022

108846

Joseph Frank Raffa

Sewell

New Jersey

June 1, 2022

1905925

Vincent Charles Paola

Cherry Hill

New Jersey

June 1, 2022

2039047

Joseph Anthony Whelan

Media

Pennsylvania

June 1, 2022

2097171

Trevor William Elm

Swedesboro

New Jersey

June 1, 2022

2097179

John Albert Warburton

Blackwood

New Jersey

June 1, 2022

2304425

Steven Travis Singotiko

Northport

New York

June 1, 2022

2305258

Karla Michelle Francisco

Bronxville

New York

June 1, 2022

2331077

Johan Rodriguez

Ozone Park

New York

June 2, 2022

1216401

Victor Laurence Ilisco

Mount Laurel

New Jersey

June 2, 2022

1278026

Craig S. Amrhein

Colts Neck

New Jersey

June 2, 2022

2301884

Luz S. Karen Henriquez Cisneros

Dallas

Texas

June 2, 2022

2320488

Lorenzo Ayres

Frisco

Texas

June 2, 2022

2351874

Todd Alexander Rozanski

St. Louis

Missouri

June 2, 2022

2352047

Ellery Xavier Wheaton

Denton

Texas

June 2, 2022

2352121

Christopher Thomas Gallardo

McKinney

Texas

June 2, 2022

2352297

Jordan Phillips Hall

Flower Mound

Texas

June 2, 2022

2364913

Ryan Andrew Feller

Edwardsville

Illinois

June 3, 2022

978224

Frank Anthony Ventrella

Brea

California

June 3, 2022

2056671

Eddie Zeb Rush

Phoenix

Arizona

June 6, 2022

2005573

Luis A. Acosta

Vernon

New Jersey

June 7, 2022

955665

Meir Neiman

Lakewood

New Jersey

June 8, 2022

1945863

Janice Rayanne Rogers

Tempe

Arizona

June 8, 2022

2360446

Jonathan Paul Lovegrove

Amityville

New York

June 10, 2022

2024125

Jade Grace Cassidy

Garden Grove

California

June 13, 2022

912147

Jordan Alexander Seagull

Hamilton

New Jersey

June 13, 2022

1835214

Heath Stanton Hauk

Anthem

Arizona

June 13, 2022

2071065

Nigel Timothy Williams

Phoenix

Arizona

June 14, 2022

380274

Paul Weston Dinkel

Aliso Viejo

California

June 14, 2022

1957501

Matthew Sean Esslinger

West Bloomfield Township

Michigan

June 14, 2022

2112380

Ramone Elliott Wilkins

Stanhope

New Jersey

June 14, 2022

2159444

Carlyn Maridette Garcia-Castillo

Carson

California

June 14, 2022

2251683

Tzvi Frieder

Spring Valley

New York

June 14, 2022

2285275

Tiffany Caroline Sustaeta

Orange

California

June 14, 2022

2309304

Roozbeh Behrangi

Irvine

California

June 14, 2022

2330233

Andrew Jordan Carrillo

Rancho Mission Viejo

California

June 15, 2022

692939

Scott Gregory Mays

Centennial

Colorado

June 15, 2022

1924901

Matthew J. Sheena

West Bloomfield

Michigan

June 15, 2022

2059964

Wesley Diaz

Ozone Park

New York

June 15, 2022

2267685

Hidekel Baez

Bronx

New York

June 15, 2022

2321961

Colton James Richardson

Washington

Michigan

June 16, 2022

1731409

Zeinab Adel Albahili

Dearborn Heights

Michigan

June 16, 2022

2036881

Ted Dameron Butler

Carrollton

Texas

June 16, 2022

2056580

Alissa DNay Johnson

Redford

Michigan

June 16, 2022

2222759

Lauren Alyssa McGregor

Detroit

Michigan

June 16, 2022

2239473

Sharifa Ahmed Galab

Dearborn

Michigan

June 16, 2022

2259226

Raheem Hassan Alcock

Detroit

Michigan

June 16, 2022

2343144

Alyssa Makenzie Wilkes

Allen Park

Michigan

June 16, 2022

2358316

James David Schultz

Ferndale

Michigan

June 17, 2022

1845066

Annis Mohammad Dabbas

Dearborn

Michigan

June 17, 2022

2259364

Charles Katsutoshi Ueno

Torrance

California

June 17, 2022

2314077

Gino Roberto Avegno Rivera

Orange

California

June 17, 2022

2316173

Ki Ara LaRae Sterns

Nashville

Tennessee

June 17, 2022

2328703

Connor James Russo

Irvine

California

June 17, 2022

2342577

Jonathan William Shatter

Redford

Michigan

June 20, 2022

1487023

Tracery Tinelle McVicker

Carrollton

Texas

June 21, 2022

873566

Peter Alexander Harris

Frisco

Texas

June 22, 2022

12026

Donald Ricky Ford

Lutz

Florida

June 23, 2022

2260861

Anthony Sanchez

Buena Park

California

SECTION II

June 27, 2022 (BK-FWB)
WOORI AMERICA BANK
330 Fifth Avenue, New York, NY 10001

Authorization issued to open and occupy a branch office at 6940 Beach Boulevard, D-124, Buena Park, Orange County, CA 90621, on or after June 28, 2022.


Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:

June 29, 2022 (BR-MBD)
Finhanced Inc
127-02 135 Avenue, Store Front, South Ozone Park, NY 11420


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

June 28, 2022 (MB-MBD)
Full Service Branch
Premium Mortgage Corp.
8333 NW 53rd Street, Suite 401, Doral, FL 33166

June 28, 2022 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
9638 Sunset Dr., Miami, FL 33173

June 28, 2022 (MB-MBD)
Full Service Branch
Ark-La-Tex Financial Services, LLC
Two South University Drive, Suite 231, Plantation, FL 33324


License to engage in the business of a Mortgage Banker Branch surrendered:

June 23, 2022 (MB-MBD)
Envoy Mortgage, Ltd.
6515 Main Street, Unit 7, Trumbull, CT 06611
Effective Date: June 7, 2022

June 24, 2022 (MB-MBD)
Movement Mortgage, LLC
1415 Hooper Avenue, Suite #202, Toms River, NJ 08753
Effective Date: June 21, 2022

June 24, 2022 (MB-MBD)
United Mortgage Corp.
332 Route 9, Suite 1A, Forked River, NJ 08731
Effective Date: April 6, 2022

June 29, 2022 (MB-MBD)
Van Dyk Mortgage Corporation
2907 Bridge Avenue, First Floor, Point Pleasant, NJ 08742
Effective Date: June 27, 2022

Mortgage Banker Branch License Address Changes:

June 28, 2022 (MB-MBD)
CrossCountry Mortgage, LLC
From: 1053 Morris Park Avenue, Store Front, Bronx, NY 10461
To: 1061 Morris Park Avenue, Storefront, Bronx, NY 10461


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS #

Applicant Name

City

State

June 27, 2022

239876

Gayle Arrowood

Sonoma

California

June 27, 2022

2087842

Freddie Letard Washington

Mesa

Arizona


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval

NMLS #

Applicant Name

City

State

Sponsoring Entity

June 7, 2022

12086

Jacob Lee Grodanz

Cherry Hill

New Jersey

Freedom Mortgage Corporation

June 7, 2022

60742

Max Rutovitskiy

Brooklyn

New York

CGAP, Inc.

June 7, 2022

64154

Eugene Gabriel Shapiro

Hollywood

Florida

Guaranteed Rate, Inc.

June 7, 2022

66722

Christopher Patrick Moran

Islip

New York

Embrace Home Loans, Inc.

June 7, 2022

69827

Fabio Gulla

Boonton

New Jersey

NJ Lenders Corp.

June 7, 2022

180139

Alana Marie Saddler-Chase

Owings Mills

Maryland

City Lending Inc.

June 7, 2022

215576

Linda Marie Avery

Spring Lake

New Jersey

Mortgage Access Corp.

June 7, 2022

271051

Kari Ann Rebehn

Plymouth

Connecticut

Sourcepoint, Inc.

June 7, 2022

295486

Michael Flynn

Toms River

New Jersey

Guaranteed Rate, Inc.

June 7, 2022

612407

Latisha Aurora Monefa Geter

Charlotte

North Carolina

Neighborhood Assistance Corporation of America

June 7, 2022

626331

Julia Christina Brownell

Saint Johns

Florida

Guaranteed Rate, Inc.

June 7, 2022

905691

Michele M. Jimenez

Mastic

New York

US Mortgage Corporation

June 7, 2022

933796

Christopher Michael Rawlins

Jacksonville

Florida

Carrington Mortgage Services, LLC

June 7, 2022

1063901

Tiron Sela

Manalapan

New Jersey

CrossCountry Mortgage, LLC

June 7, 2022

1221848

Nathan Daniel Francis

Orange

California

Nationstar Mortgage LLC

June 7, 2022

1225618

Kevin Bladimir Henriquez Cisneros

Dallas

Texas

Nationstar Mortgage LLC

June 7, 2022

1535576

Benjamin Yeung

Flushing

New York

Intercontinental Capital Group, Inc.

June 7, 2022

1603021

Chunshan Lin

Orlando

Florida

Equity Prime Mortgage LLC

June 7, 2022

1765874

Joseph Pascali

Washington Township

New Jersey

NJ Lenders Corp.

June 7, 2022

1832816

Angela Beth Consolo

Renssealer

New York

Home Choice Capital, Inc.

June 7, 2022

1866345

Avrohom Wulliger

Jackson

New Jersey

Funding Resources Mortgage Corporation

June 7, 2022

1895042

Michael Gene Antauer

Dublin

Ohio

Carrington Mortgage Services, LLC

June 7, 2022

1944349

Jesus Armando Espina-Velosa

Clover

South Carolina

Rocket Mortgage, LLC

June 7, 2022

1998487

Stacey Renai Becker

Merrick

New York

Lakeview Mortgage Bankers Corp.

June 7, 2022

2005020

Deberina Williams Atkinson

Cedar Hill

Texas

Nationstar Mortgage LLC

June 7, 2022

2007590

Nancy Nawaf Alton

Shelby Township

Michigan

Rocket Mortgage, LLC

June 7, 2022

2016087

Avraham Tzvi Krieger

Passaic

New Jersey

Funding Resources Mortgage Corporation

June 7, 2022

2032696

Rachel Amanda Andrew

Elyria

Ohio

Reliance First Capital, LLC

June 7, 2022

2040681

Andre Donald Stancil

Irvine

California

loanDepot.com, LLC

June 7, 2022

2040719

Megan Josephine St. John

Center Moriches

New York

Jet Direct Funding Corp.

June 7, 2022

2056270

Claire Christine Weissmann

Shelby Township

Michigan

Rocket Mortgage, LLC

June 7, 2022

2076164

Damon Robert Bodine

Briarwood

New York

Guaranteed Rate, Inc.

June 7, 2022

2079125

Mamadou Toure

Brooklyn

New York

Homereliance Capital Corp.

June 7, 2022

2088591

Luke Ahmad Joumaa

Dearborn Heights

Michigan

Rocket Mortgage, LLC

June 7, 2022

2093200

Christina Joy Georgiades

Yonkers

New York

Family First Funding LLC

June 7, 2022

2102702

Mazyar Akhlaghi

Irvine

California

loanDepot.com, LLC

June 7, 2022

2108598

Amanda Marie McMahon

Cleveland

Ohio

CrossCountry Mortgage, LLC

June 7, 2022

2112186

Arienne Michi Jeffries

Langhorne

Pennsylvania

Freedom Mortgage Corporation

June 7, 2022

2112767

Eric Elkin

Brooklyn

New York

Contour Mortgage Corporation

June 7, 2022

2122772

Johenny Nathaly Cubillan

Orlando

Florida

Digital Risk Mortgage Services, LLC

June 7, 2022

2125054

Yousuf Mohammed-Yacoub Dajani

Belleville

Michigan

Rocket Mortgage, LLC

June 7, 2022

2147112

Dannell Jean Field

Ithaca

New York

Movement Mortgage, LLC

June 7, 2022

2159945

John Stephen Marin

Longwood

Florida

Digital Risk Mortgage Services, LLC

June 7, 2022

2162915

Mahdi Jaafar Fahda

Dearborn

Michigan

Rocket Mortgage, LLC

June 7, 2022

2223044

Maria C. Diaz

Bayside

New York

Quintessential Mortgage Group, LLC

June 7, 2022

2225708

Justin Max Ashley

Plainview

New York

Cardinal Financial Company, LP

June 7, 2022

2237760

Jessica Marie Larrow

East Islip

New York

Interstate Home Loan Center, Inc.

June 7, 2022

2238143

Jeffrey Jeanmichel

Dallas

Texas

Nationstar Mortgage LLC

June 7, 2022

2239546

Benjamin Joseph Mantel

Oceanside

New York

Nationwide Equities Corporation

June 7, 2022

2245688

William Anthony Gonzales

Citrus Heights

California

Reverse Mortgage Funding LLC

June 7, 2022

2254345

Marc Anthony Nielesky

Irvine

California

loanDepot.com, LLC

June 7, 2022

2259684

Malka Rubinfeld

Staten Island

New York

First Class Funding Corp.

June 7, 2022

2262003

Thomas Michael DeStefano

Laguna Niguel

California

loanDepot.com, LLC

June 7, 2022

2263051

Peter Waterman

Brooklyn

New York

RoundPoint Mortgage Servicing Corporation

June 7, 2022

2277526

Rudy Della Riddick

New York

New York

Network Capital Funding Corporation

June 7, 2022

2282410

Robin Douglas Knighten

Port Washington

New York

Reliance First Capital, LLC

June 7, 2022

2286967

Joseph Bronzo

New York

New York

American Financial Network, Inc.

June 7, 2022

2292541

Dominic Piselli

Rockville Centre

New York

Contour Mortgage Corporation

June 7, 2022

2299595

Jay L. Tisang

East Rutherford

New Jersey

Homeland Lending LLC

June 29, 2022

233403

Jereme Michael Albin

Chapel Hill

North Carolina

Credible Operations, Inc.

June 29, 2022

2043461

Lakhwinder Singh

South Ozone Park

New York

LJ Mortgage Team Inc.