Weekly Banking Bulletin

June 17, 2022

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I

June 9, 2022 (TR-FWB)
THE BANK OF NEW YORK MELLON
240 Greenwich Street, New York, New York 10286

Application dated June 7, 2022, for permission to open and occupy a branch office at 160 Queen Victoria Street, London, EC4V 4LA, United Kingdom, received.

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Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law received:

June 15, 2022 (MB-MBD)
Applicant(s)
Anthony Salvatore Focca, III
Julio Jaramillo
Lawrence J Ambrosino
As: think one mortgage inc
1888 Hylan Blvd, Suite 1, Staten Island, NY 10305

June 15, 2022 (MB-MBD)
Applicant(s)
Adina B Rokowsky
Mark Rokowsky
Shai Andres Ventura Blum
Shoshana Rokowsky
As: Skyrock Mortgage Corp
1608 Route 88, Suite 113, Brick, NJ 08724

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Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

June 15, 2022 (BR-MBD)
Applicant(s)
Eddie Levy
Joseph Levy
As: TLT Consults LLC
2361 Nostrand Ave Ste. 513, Brooklyn, NY 11210

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Application to establish a Mortgage Banker's Branch received for examination:

June 10, 2022 (MB-MBD)
Full Service Branch
Premium Mortgage Corp.
8333 NW 53rd Street, Suite 401, Doral, FL 33166

June 10, 2022 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
9638 Sunset Dr., Miami, FL 33173

June 13, 2022 (MB-MBD)
Full Service Branch
Ark-La-Tex Financial Services, LLC
Two South University Drive, Suite 231, Plantation, FL 33324

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

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SECTION II

June 9, 2022 (TR-CRB)
PATHFINDER BANK
214 West First Street, Oswego, NY 13126

Authorization issued to open and occupy a branch office at 506 West Onondaga Street, Syracuse, Onondaga County, New York 13204, on or after June 10, 2022.

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June 9, 2022 (SB-CRB)
FULTON SAVINGS BANK
75 South First Street, Fulton, NY 13069

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at Byrne Dairy, Inc., 798 West Broadway, Fulton, Oswego County, New York 13069.

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June 10, 2022 (MI-CRB)
CATHAY BANK
777 North Broadway, Los Angeles, CA 90012

Authorization granting permission to open and occupy a branch office at 16-18 East Broadway, Borough of Manhattan, City of New York 10002, surrendered for cancellation.

Office discontinued as of June 10, 2022.

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June 13, 2022 (MI-CRB)
WESTERN ALLIANCE BANK
1 East Washington Street, Suite 1400, Phoenix, AZ 85004

Authorization issued to open and occupy a branch office at 477 Madison Avenue, 17th Floor, Borough of Manhattan, City of New York 10022, on or after June 14, 2022.

(The branch will provide non-cash services by appointment only. The activities of the branch office will be limited to acceptance of non-cash deposits, non-cash loan payments and advances, and corporate credit card payments; access to various deposit and lending products; treasury management services; as well as merchant credit card and corporate credit card services. No acceptance or withdrawal of cash).

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June 13, 2022 (MI-CRB)
CNB BANK
1 S. Second Street, Clearfield, PA 16830

Applicant notified by the Superintendent of Financial Services that, pursuant to the provisions of Section 131(4) of the Banking Law, no objection will be interposed to the establishment of a trust office at 235 High Street Extension, Unit # 2, Victor, Ontario County, New York 14564.

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June 14, 2022 (CC-LFS)
CHECKCHANGERS NEW YORK, LLC   
8405 20th Avenue, Brooklyn, NY 11214

The license to engage in business as a casher of checks at the following location has been surrendered, effective June 7, 2022: 

Branch office:  8317 Fifth Avenue, Brooklyn, NY  11209

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June 16, 2022 (TM-LFS)
BITSTAMP USA, INC.     
27 Union Square West, Suite 205, New York, NY 10003

Application to engage in the business of a transmitter of money, pursuant to Article XIII-B of the Banking Law, was approved.

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June 16, 2022 (TR-CRB)
TOMPKINS COMMUNITY BANK
118 East Seneca Street, Ithaca, NY 14850

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 179 Sully’s Trail, Town of Perinton, Monroe County, New York 14534, will not result in a significant reduction of financial services in the community to be affected.

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License to engage in the business of a Mortgage Banker surrendered:

June 14, 2022 (MB-MBD)
Academy Mortgage Corp.
105 Conklin Street, Farmingdale, NY 11735
Effective Date: May 9, 2022

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License to engage in the business of a Mortgage Banker Branch surrendered:

June 15, 2022 (MB-MBD)
Envoy Mortgage, Ltd.
105 Technology Drive, Suite #G1, Trumbull, CT 06611
Effective Date: June 7, 2022

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Mortgage Broker Certificate Address Changes:

June 14, 2022 (BR-MBD)
Richmond County Mortgage Corp.
From: 7448 Amboy Road, Staten Island, NY 10307
To: 3191 Richmond Road, Storefront, Staten Island, NY 10306

June 14, 2022 (BR-MBD)
Expedient Options LLC
From: 392 Hillside Avenue, Suite # 7, Williston Park, NY 11596
To: 200 South Service Road, Suite 104 A, Roslyn Heights, NY 11577

June 14, 2022 (BR-MBD)
Capital Plus Residential
From: 4520 11th Avenue, 1st Floor, Brooklyn, NY 11219-2423
To: 1413-1425 38th Street, Suite 201, Brooklyn, NY 11218

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Mortgage Banker Branch License Address Changes:

June 14, 2022 (MB-MBD)
Family First Funding LLC
From: 406 Broad Street, Suite 2B, Milford, PA 18337
To: 374 Clifton Avenue, Suite 1, Clifton, NJ 07011

June 14, 2022 (MB-MBD)
Embrace Home Loans, Inc.
From: 180 Mt. Airy Road, Suite 104, Basking Ridge, NJ 07920
To: 180 Mt. Airy Road, Suite 100, Basking Ridge, NJ 07920

June 14, 2022 (MB-MBD)
Intercontinental Capital Group, Inc.
From: 247 West 38th St, Suite 301, New York, NY 10018
To: 7216 Bergenline Ave, Suite 500, North Bergen, NJ 07047

June 14, 2022 (MB-MBD)
Caliber Home Loans, Inc.
From: 4250 Veterans Highway, Suite 170 East, Holbrook, NY 11741
To: 4250 Veterans Memorial Highway, Suite 170 East, Holbrook, NY 11741

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law:

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
June 7, 2022	9267	Sean Holden Baker	Northport	New York	Mortgage One, Inc.
June 7, 2022	22783	Christine Ann Intrabartola	East Setauket	New York	Embrace Home Loans, Inc.
June 7, 2022	602637	Jeremy A. Dolger	Oceanside	New York	CrossCountry Mortgage, LLC
June 7, 2022	836265	Elizabeth Jacobsen	Ballston Lake	New York	Fairway Independent Mortgage Corporation
June 7, 2022	1281034	Irene Theodora Zervoudis	Tuxedo Park	New York	Envoy Mortgage, Ltd.
June 7, 2022	1660230	Maria Surovetz	River Vale	New Jersey	Hudson United Mortgage LLC
June 7, 2022	2062096	Justin Alberto Fernandez	New York	New York	NewRez LLC
June 7, 2022	2150007	Gitty Braun	Monsey	New York	Hudson Shine Capital Inc.
June 7, 2022	2175338	Kenneth Wayne Hamada	Northport	New York	CrossCountry Mortgage, LLC
June 7, 2022	2175746	Matthew William Fletcher	Keyport	New Jersey	CrossCountry Mortgage, LLC
June 7, 2022	2224034	Ryan Russell Chiodo	Jacksonville	Florida	Carrington Mortgage Services, LLC
June 7, 2022	2240449	Steven Dale Griffith	Argyle	Texas	Nationstar Mortgage LLC

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: