Weekly Banking Bulletin

June 3, 2022

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I

May 26, 2022 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

Application dated May 26, 2022, for permission to open and occupy a branch office at 33 Nathaniel Place, Englewood, Bergen County, New Jersey 07631, received.

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May 27, 2021 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201

Notices of intention to close branch offices at the following three locations, received:

1. 399 Albany Shaker Road, Loudonville, Town of Colonie, Albany County, NY 12211;
2. 11 Vista Boulevard, Slingerlands, Town of Bethlehem, Albany County, NY 12159; and
3. 602 Columbia Turnpike, Town of East Greenbush, Albany County, NY 12061.

The comment period on these notices will expire July 5, 2022.

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June 2, 2022 (PF-LFS)
SOUTH BAY ACCEPTANCE CORPORATION
10751 Deerwood Park Blvd. Suite 200, Jacksonville, FL 32256

Application received for a change of control filed by WP Falcon Aggregator, L.P. which will acquire 24.1% of the outstanding shares in the parent of South Bay Acceptance Corporation.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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June 2, 2022 (MT-LFS)
ENVIOS DE VALORES LA NACIONAL CORP.
7901 Southpark Plaza, Suite 216, Littleton, Colorado 80120

Application received for a change of control whereby Intermex Wire Transfer, LLC will acquire 100% of of Envios de Valores La Nacional Corp.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

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Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

May 31, 2022 (BR-MBD)
Applicant(s)
Derek Ryan Kamm
As: Borrower Brigade LLC
26 Jericho Turnpike, Suite 3, New Hyde Park, NY 11040

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

May 25, 2022 (CC-LFS)
AMITYVILLE PAYROLL SERVICE, INC.    
575 Broadway, Amityville, New York 11701

The licenses to engage in business as a casher of checks at the following locations were surrendered, effective May 5, 2022.

Limited Station: Trojan Powder Coating, 2215 Union Boulevard, Bayshore, NY 11706         
Limited Station: Satco Products, Inc., 110 Heartland Boulevard, Brentwood, NY  11717

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May 26, 2022 (MI-CRB)
CNB BANK
1 S. Second Street, Clearfield, PA 16830

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 235 High Street Extension, Unit # 2, Victor, Ontario County, New York 14564.

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May 27, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy branch office at 837 Post Road, Fairfield, Fairfield County, Connecticut 06824, surrendered for cancellation.

Office discontinued as of May 27, 2022.

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May 31, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 14 Mamaroneck Avenue, White Plains, Westchester County, New York 10601, will not result in a significant reduction of financial services in the community to be affected.

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May 31, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 1320 Stony Brook Road, Stony Brook, Suffolk County, New York 11790, will not result in a significant reduction of financial services in the community to be affected.

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June 1, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of branch offices at the following two locations will not result in significant reductions of financial services in the communities to be affected:

1. 1444 East Boston Post Road, Mamaroneck, Westchester County, New York 10543; and
2. 251 Main Street, Mount Kisco, Westchester County, New York 10549.

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June 1, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch offices at the following four locations will not result in a significant reduction of financial services in the communities to be affected:

1. 640 Johnson Avenue, Bohemia, Town of Islip, Suffolk County, New York 11716
2. 1769 Route 52, Fishkill, Dutchess County, New York 12524
3. 106 Seventh Street, Garden City, Nassau County, New York 11530
4. 534 Middle Neck Road, Great Neck, Nassau County, New York 11023

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June 3, 2022 (TM-LFS)
LUCKY MONEY, INC.
1028 Mission Street, San Francisco, CA 94103

Application for a change of control whereby Milanita Medina will acquire 91% ownership interest of the licensee was approved.

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

May 31, 2022 (MB-MBD)
Full Service Branch
PennyMac Loan Services, LLC
2201 West Plano Parkway, Suites 150 and 300, Plano, TX 75075

May 31, 2022 (MB-MBD)
Full Service Branch
PennyMac Loan Services, LLC
251 South Lake Avenue, Suite 500 and Sixth Floor, Pasadena, CA 91101

May 31, 2022 (MB-MBD)
Full Service Branch
Premium Mortgage Corp.
1650 Route 104, Suite 1650 East, Ontario, NY 14519

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License to engage in the business of a Mortgage Banker Branch surrendered:

June 1, 2022 (MB-MBD)
Ark-La-Tex Financial Services, LLC
29 Atlantic Avenue, Suite J, Oceanview, DE 19970
Effective Date: May 25, 2022

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Mortgage Loan Servicer Certificate Address Changes:

June 1, 2022 (MS-MBD)
Valon Mortgage, Inc.
From: 1501 W. Fountainhead Parkway, Suite 610, Tempe, AZ 85282
To: 14647 S. 50th Street, Suite A-150, Phoenix, AZ 85044

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Mortgage Banker License Address Changes:

May 31, 2022 (MB-MBD)
Tammac Holdings Corporation
From: 613 Baltimore Drive, Suite 1, Wilkes Barre, PA 18702
To: 480 Swedesford Road, Suite 200, Wayne, PA 19087

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Mortgage Banker Branch License Address Changes:

May 31, 2022 (MB-MBD)
FAReverse LLC in lieu of Finance of America Reverse LLC
From: 11350 North Meridian Street, Suite 210, Carmel, IN 46032
To: 11350 North Meridian Street, Suites 320 and 340, Carmel, IN 46032

May 31, 2022 (MB-MBD)
Jet Direct Funding Corp.
From: 11801 Pierce Street, Suite 200, Riverside, CA 92505
To: 1451 River Park Drive, Suite 185, Sacramento, CA 95815

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Mortgage Broker Branch Certificate Address Changes:

June 1, 2022 (BR-MBD)
think one mortgage inc
From: 3225 Victory Blvd Suite #10, Staten Island, NY 10314
To: 3225 Victory Blvd, Suite 3 & 4, Staten Island, NY 10314

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
May 26, 2022	58323	Muhammed B. Osumah	South Windsor	Connecticut	Money Market Mortgage, LLC
May 26, 2022	158280	Christopher A. Meyer	North Salem	New York	Cardinal Mortgage Corp.
May 26, 2022	202377	Kyle Plunkett	Freehold	New Jersey	UMH Sales and Finance, Inc., a wholly owned subsidiary of UMH Properties, Inc.
May 26, 2022	598237	Christine L. Ford	Larchmont	New York	Quintessential Mortgage Group, Inc.
May 26, 2022	598474	David Hyman	Forest Hills	New York	Cardinal Financial Company, LP
May 26, 2022	626498	Robert J. Balan	Hillside	New Jersey	Guaranteed Rate, Inc.
May 26, 2022	936975	Denise A. Tychi	Hornell	New York	1st Priority Mortgage, Inc.
May 26, 2022	957517	Kyle Chadwick	Mechanicville	New York	Victory Funding Group, Inc.
May 26, 2022	969553	Christopher James Keefe	Middletown	Rhode Island	Guaranteed Rate Affinity, LLC
May 26, 2022	1125825	Miguel Antonio Brewer	Royal Oak	Michigan	Rocket Mortgage, LLC
May 26, 2022	1198409	Brian Dibble	Tonawanda	New York	Premium Mortgage Corp.
May 26, 2022	1228665	Steven Joseph Hoppe	Harrison Charter Township	Michigan	Rocket Mortgage, LLC
May 26, 2022	1566511	Zachary Dale Alfred Eastman	Grosse Pointe Woods	Michigan	Rocket Mortgage, LLC
May 26, 2022	1645205	Patricia Anne Cuthbertson	Jersey City	New Jersey	Guaranteed Rate, Inc.
May 26, 2022	1804225	David Dillon	Brooklyn	New York	Nationwide Equities Corporation
May 26, 2022	1856104	Fatima N. Ajami	Dearborn Heights	Michigan	Rocket Mortgage, LLC
May 26, 2022	1874748	AnnMarie Schlaffer	Highland Lakes	New Jersey	Cardinal Financial Company, LP
May 26, 2022	1896513	Dekel Johnson	Cambria Heights	New York	Nationwide Mortgage Bankers, Inc.
May 26, 2022	1930630	Cristina Bernice Lounsberry	Troy	Michigan	Rocket Mortgage, LLC
May 26, 2022	1957712	Terria Renee Williams	Detroit	Michigan	Rocket Mortgage, LLC
May 26, 2022	1971866	Phillip Michael Lofton	Eastpointe	Michigan	Rocket Mortgage, LLC
May 26, 2022	1989520	Kasondra Khanh Lam	Gardena	California	Nationstar Mortgage LLC
May 26, 2022	2007284	Chelsea Rena Emery	River Rouge	Michigan	Rocket Mortgage, LLC
May 26, 2022	2007615	Hadeal Kassem	Warren	Michigan	Rocket Mortgage, LLC
May 26, 2022	2007712	Stuart Maurice Russ	Rochester Hills	Michigan	Rocket Mortgage, LLC
May 26, 2022	2019110	Shivani Jayesh Patel	Yorba Linda	California	loanDepot.com, LLC
May 26, 2022	2038174	Armaan Mundian	Shelby Township	Michigan	Rocket Mortgage, LLC
May 26, 2022	2038242	Ashley Marie Fredericks	Royal Oak	Michigan	Rocket Mortgage, LLC
May 26, 2022	2056613	Andrew James Berlin	Fraser	Michigan	Rocket Mortgage, LLC
May 26, 2022	2057581	Joshua Lloyd Utter	Plymouth	Michigan	Rocket Mortgage, LLC
May 26, 2022	2069318	Emilio Alexander Garcia Munoz	Brooklyn	New York	RoundPoint Mortgage Servicing Corporation
May 26, 2022	2071084	Moe'Na Jacquiese Carter	Southfield	Michigan	Rocket Mortgage, LLC
May 26, 2022	2071300	Paraskevi Ioannis Lykogiannis	Sterling Heights	Michigan	Rocket Mortgage, LLC
May 26, 2022	2071357	Ashli Nycole Perry	Warren	Michigan	Rocket Mortgage, LLC
May 26, 2022	2071529	Kari Raphael Dotson	Detroit	Michigan	Rocket Mortgage, LLC
May 26, 2022	2087224	Steven Joseph Krantz	Fraser	Michigan	Rocket Mortgage, LLC
May 26, 2022	2087249	Takari Kyalamarr Johnson	Inkster	Michigan	Rocket Mortgage, LLC
May 26, 2022	2095267	Tamarisk Tam Nguyen	Irvine	California	Broker Solutions, Inc.
May 26, 2022	2125568	Miranda Nicole Perrymore	Detroit	Michigan	Rocket Mortgage, LLC
May 26, 2022	2125582	Durim Arsim Gega	Novi	Michigan	Rocket Mortgage, LLC
May 26, 2022	2126283	Dominic N. Abouna	Troy	Michigan	Rocket Mortgage, LLC
May 26, 2022	2141811	Mark Joseph Delaney	Rochester Hills	Michigan	Rocket Mortgage, LLC
May 26, 2022	2141908	Zachary Joseph Bachnak	Brownstown	Michigan	Rocket Mortgage, LLC
May 26, 2022	2141918	Wakeba Alisha Reid	Auburn Hills	Michigan	Rocket Mortgage, LLC
May 26, 2022	2143091	Kelsey Atkins	Bloomfield Hills	Michigan	Rocket Mortgage, LLC
May 26, 2022	2143554	Shahadoth Hussain Kazi	Danbury	Connecticut	Guidance Residential, LLC
May 26, 2022	2145945	Anastasios Zervas	Astoria	New York	Cliffco, Inc.
May 26, 2022	2162825	Ali Hassan Abdallah	Beverly Hills	Michigan	Rocket Mortgage, LLC
May 26, 2022	2162980	Dylan Andrew Barnes	Shelby Township	Michigan	Rocket Mortgage, LLC
May 26, 2022	2162999	Anthony Frank Eovaldi	Grosse Pointe Woods	Michigan	Rocket Mortgage, LLC
May 26, 2022	2163596	Tsering Dolma	East Elmhurst	New York	Meadowbrook Financial Mortgage Bankers Corp.
May 26, 2022	2224052	Philip Loprete	Franklin Square	New York	United Mortgage Corp.
May 26, 2022	2224721	Kevin James Kernan	Mahopac	New York	William Raveis Mortgage, LLC
May 26, 2022	2234567	Vanessa Jenevy Huerta	Paramount	California	loanDepot.com, LLC
May 26, 2022	2238993	Travis Frank Tsurui	White Lake	Michigan	Rocket Mortgage, LLC
May 26, 2022	2239127	Youssef Mohammed Sasso	Dearborn	Michigan	Rocket Mortgage, LLC
May 26, 2022	2240392	Michael Anthony Assalone	Mineola	New York	Meadowbrook Financial Mortgage Bankers Corp.
May 26, 2022	2255887	Gavin Tyler Garay	Stormville	New York	American Financial Network, Inc.
May 26, 2022	2259326	Miles David Johnson	Detroit	Michigan	Rocket Mortgage, LLC
May 26, 2022	2271441	Mohammad Ismail	Islip	New York	MLB Residential Lending, LLC
May 26, 2022	2281471	Daniela Andrea Vaca Rivera	Glendale	New York	Homebridge Financial Services, Inc.
May 26, 2022	2315966	Jeffrey Philip Trebour	East Northport	New York	Lynx Mortgage Bank LLC

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Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn	NMLS #	Applicant Name	City	State
May 31, 2022	214830	Ryan Thomas Vogel	Chicago	Illinois
May 31, 2022	766633	Flavia Portal	Bradenton	Florida
May 31, 2022	1080644	Cheynae B. McDaniel	East Amherst	New York
May 31, 2022	1752592	Ilena Shunker Agarwal	Dorado	Puerto Rico*

*U.S. Territory