Weekly Banking Bulletin

May 6, 2022

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SB

Savings Bank

FR

Foreign Representative Office

SD

Safe Deposit Company

HC

Holding Company

SF

Sales Finance Agency

IC

Investment Company

SL

Savings and Loan Association

LL

Licensed Lender

SL

Student Loans

MK

Merchant Bank

TM

Transmitter of Money

MI

Miscellaneous

TR

Trust Company

 

 

VC

Virtual Currency

Regulatory Unit Codes

CM

Capital Markets

CRB

Community and Regional Banks

CEU

Consumer Examination Unit

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking

SECTION I

April 28, 2022 (SF-LFS)
TAMMAC HOLDINGS CORPORATION
613 Baltimore Drive, Suite 1, Wilkes Barre, Pennsylvania 18702  

Application was received for a license to operate a branch office at 613 Baltimore Drive, Suite 1, Wilkes Barre, Pennsylvania 18702.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


April 29, 2022 (TR-CRB)
TOMPKINS COMMUNITY BANK
118 East Seneca Street, Ithaca, NY 14850

Notice of intention to close branch office at 179 Sully’s Trail, Town of Perinton, Monroe County, New York 14534, received.

The comment period on this notice will expire June 6, 2022.


May 5, 2022 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

Application dated May 5, 2022, for permission to open and occupy a branch office at 1421-1425 Sheepshead Bay Road, Borough of Brooklyn, City of New York 11235, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

May 4, 2022 (BR-MBD)
Applicant(s)
Shmiel A Elbaum
As: ELQUITY Inc.
8 Dorset Road, unit 202, Spring Valley, NY 10977


Application to establish a Mortgage Banker's Branch received for examination:

April 28, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
129 Wallins Corners Road, Amsterdam, NY 12010

April 28, 2022 (MB-MBD)
Full Service Branch
Premium Mortgage Corp.
1523 Hendry Street, Fort Myers, FL 33901

April 28, 2022 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation D/B/A
Crown Home Mortgage
406 Broad Street, Suite 1C, Milford, PA 18337

April 28, 2022 (MB-MBD)
Full Service Branch
Reliance First Capital, LLC
100 Paramount Drive, Suite 205, Sarasota, FL 34232

April 28, 2022 (MB-MBD)
Full Service Branch
Jet Direct Funding Corp.  D/B/A
Jet Direct Mortgage
Senior Reverse Network
164-19 Hillside Avenue, Ste 1, Jamaica Hills, NY 11432

April 29, 2022 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC D/B/A
AnnieMac Home Mortgage
LOFIDIRECT
306 South New Street, Office 212, Bethlehem, PA 18015

May 2, 2022 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
8 Essex Center Drive, Suite 305, Peabody, MA 01960


Application to establish a Mortgage Broker's Branch received for examination:

May 2, 2022 (BR-MBD)
Full Service Branch
Silver Lining Funding Inc.
145 Marcus Blvd, Suite 4, Hauppauge, NY 11788


Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS #

Applicant Name

City

State

November 30, 2021

1823813

Steven Yong Zhan

Oakland Gardens

New York

January 6, 2022

2069224

Dylan James Seidenberg

Red Bank

New Jersey

January 12, 2022

2224052

Philip Loprete

Franklin Square

New York

February 10, 2022

2264518

Richard S. Hagopian

Fanwood

New Jersey

February 16, 2022

1470826

Giorgio Klinar

Jersey City

New Jersey

February 16, 2022

2239914

Chandinie Persaud

Briarwood

New York

February 25, 2022

2034050

Michael John Schwin

Houston

Texas

March 4, 2022

242525

Laura Louise Lang

Chester

New Jersey

March 9, 2022

298989

Barry O'Leary

Novato

California

March 10, 2022

1562829

Michael James Burke

Windsor

Connecticut

March 14, 2022

2094254

David Amati Mazzola

Manchester

Connecticut

March 16, 2022

1068764

Vincent Mariano Cinquemani

Bethesda

Maryland

March 16, 2022

2056485

Nastassia Nimo

Macomb

Michigan

March 16, 2022

2142450

Perry Anthony Hill

Macomb

Michigan

March 17, 2022

2233748

Narimane Taib

Boca Raton

Florida

March 21, 2022

1440053

Aaron Dewayne Hand

Decatur

Texas

March 22, 2022

2312052

Felix Nazario

East Brunswick

New Jersey

March 28, 2022

1962413

Ging-Han Jacob Bien

Southington

Ohio

March 29, 2022

966993

Michael Leon Potoczak

Totowa

New Jersey

March 29, 2022

2315187

Menachem Berman

Lakewood

New Jersey

March 30, 2022

2279732

Moshe Freund

Brooklyn

New York

March 30, 2022

2299248

Phillip Nigel Gates

Huntington Station

New York

March 31, 2022

1093031

Jason Anthony Wesson

Aurora

Colorado

April 4, 2022

1148814

Uri Yuri Nathanson

Miami

Florida

April 4, 2022

2296703

Anthony Allan McNeese

Murfreesboro

Tennessee

April 6, 2022

1832816

Angela Beth Consolo

Renssealer

New York

April 7, 2022

2277526

Rudy Della Riddick

New York

New York

April 13, 2022

2345710

Scott Hoops Martin

Orange

California

April 14, 2022

106056

Roger Mark Sisca

North Chili

New York

April 15, 2022

1837599

Matthew Raymond Olk

Chicago

Illinois

April 15, 2022

1877571

Erik Doss

Livonia

Michigan

April 15, 2022

2102533

Michael Tighe

Syosset

New York

April 18, 2022

1072866

James Joseph Blackburn

Lighthouse Point

Florida

April 18, 2022

2019067

Gabriel Cornelius Estrada

Aliso Viejo

California

April 18, 2022

2175563

Mark Anthony Salgado

Anaheim

California

April 18, 2022

2299985

Ryan Newton

Queens Village

New York

April 18, 2022

2307778

Steven Michael Mitchell

Highland Village

Texas

April 20, 2022

301560

Michelle Marie Bateman

Hudson

Florida

April 21, 2022

444164

Brandon Jade Emerson

Fishers

Indiana

April 21, 2022

1118198

Travis Ryding Wilson

Ferndale

Michigan

April 21, 2022

1719815

Daniel Richard Combs

Summerville

South Carolina

April 21, 2022

1763289

Danny Coronado

Farmingdale

New York

April 21, 2022

1993972

Ali Imad-Mohamad Kadry

Dearborn

Michigan

April 21, 2022

2143586

Hamilton Paul Bielkiewicz

New York

New York

April 21, 2022

2185934

Bobby Louis Brown

Charlotte

North Carolina

April 21, 2022

2230861

David Lane Warner

Doylestown

Pennsylvania

April 21, 2022

2303432

Marsela Elezovic

Washington Township

Michigan

April 21, 2022

2303597

Michael Christopher Conwell

St. Clair Shores

Michigan

April 22, 2022

1224302

Dante Hayden Fratturo

Indianapolis

Indiana

April 25, 2022

1608655

Deonte R. Williams

Pittsburgh

Pennsylvania

April 25, 2022

2006863

Courtney Lynn Barreto

Coconut Creek

Florida

April 26, 2022

292395

Michael Joseph Ieraci

Copley

Ohio

April 26, 2022

2255866

Jaime Alexis Naranjo

Anaheim

California

April 27, 2022

268283

Tracey Lynn Martin

Geneva

Ohio

April 27, 2022

1841370

Ronald Richard Wells

Mission Viejo

California

April 28, 2022

2001525

Adam Figueroa

Amherst

Ohio

April 28, 2022

2176983

Ryan Jacob Johnson

Riverside

California

April 29, 2022

2331941

Christopher Lee Villarreal

Allen

Texas

SECTION II

April 27, 2022 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

Authorization issued to open and occupy a branch office at 99 Wood Avenue South, 8th Floor, Iselin, Middlesex County, New Jersey 08830, on or after April 28, 2022.


April 27, 2022 (CU-CRB)
CFCU COMMUNITY CREDIT UNION
1030 Craft Road, Ithaca, NY 14850

Application to amend the bylaws to expand the field of membership to include Madison and Onondaga Counties, pursuant to Section 451-a of the New York Banking Law, approved.


May 1, 2022 (MI-CRB)
CORE FEDERAL CREDIT UNION
7200 Kirkville Road, East Syracuse, NY 13057

The “Plan of Conversion of CORE Federal Credit Union”, together with the “Organization Certificate of CORE Credit Union”, were filed in the Office of the Superintendent of Financial Services, and an authorization certificate was issued in connection with the conversion of CORE Federal Credit Union from federal to state charter, pursuant to Section 486 of the New York Banking Law, under the name CORE Credit Union. The conversion became effective as of 12:00 a.m., May 1, 2022. 

In addition to the principal office noted above, the credit union maintains the following station:
651 Centerville Place, North Syracuse, NY 13212


May 1, 2022 (CU-CRB)
CFCU COMMUNITY CREDIT UNION
1030 Craft Road, Ithaca, NY 14850
CORE CREDIT UNION
7200 Kirkville Road, East Syracuse, NY 13057

The Superintendent of Financial Services has filed, pursuant to the provisions of Section 601-b of the New York Banking Law, as of 12:01 a.m., May 1, 2022, an Agreement and Plan of Merger, dated as of September 3, 2021, and other required documents, providing for the merger of CORE Credit Union with and into CFCU Community Credit Union, under the name CFCU Community Credit Union. The following offices of CORE Credit Union have become stations of CFCU Community Credit Union:
7200 Kirkville Road, East Syracuse, NY 13057
651 Centerville Place, North Syracuse, NY 13212


May 3, 2022 (MI-CRB)
COMMUNITY BANK SYSTEM, INC.
5790 Widewaters Parkway, DeWitt, New York 13214

COMMUNITY BANK, N.A. (MI-CRB)
45-49 Court Street, Canton, NY 13217

Applications, pursuant to Section 143-b of the Banking Law, for Community Bank N.A. to acquire control and Community Bank System, Inc. to indirectly acquire control of Elmira Savings Bank, Elmira, New York, approved.

(The control applications are necessitated by the proposed merger of  Elmira Savings Bank with and into Community Bank, N.A.)


May 3, 2022 (SB-CRB)
ELMIRA SAVINGS BANK
333 East Water Street, Elmira, NY 14901

EAGLE INTERIM BANK, N.A. (MI-CRB) 
5790 Widewaters Parkway, DeWitt, New York 13214

Application, pursuant to Section 601-b of the Banking Law, for Eagle Interim Bank, N.A. to merge with and into Elmira Savings Bank, under the name Elmira Savings Bank, approved.

(It is anticipated that immediately following the proposed merger, Elmira Savings Bank will merge with and into Community Bank, N.A., under the name Community Bank, N.A.)


May 4, 2022 (BK-CRB)
ALMA BANK
28-39 31st Street, Astoria, NY 11102

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 213-11 Northern Boulevard, Bayside, Borough of Queens, City of New York 11361, will not result in a significant reduction of financial services in the community to be affected.


May 4, 2022 (MI-CRB)
EVOLVE BANK & TRUST
301 Shoppingway Boulevard, West Memphis, AR 72301

Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 63 Putnam Street, Suite 202, Saratoga Springs, Saratoga County, New York 12866 to 32 Clinton Street, Saratoga Springs, Saratoga County, New York 12866, effective May 1, 2022.


May 4, 2022 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Approval given to change the location of branch office from 9665 Wilshire Boulevard, (Suite 250), Beverly Hills, Los Angeles County, California 90212 to 9665 Wilshire Boulevard, (Suite 300), Beverly Hills, Los Angeles County, California 90212, on or after May 5, 2022. 
(This branch will offer all services provided at the existing location, with the further addition of  teller services.)


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

May 3, 2022 (MB-MBD)
Full Service Branch
Carrington Mortgage Services, LLC
800 Crescent Centre Drive, Suite 300, Franklin, TN 37067

May 3, 2022 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
2754 NW Crossing Drive, Suite 201, Bend, OR 97703


License to engage in the business of a Mortgage Banker Branch surrendered:

April 28, 2022 (MB-MBD)
Movement Mortgage, LLC
2271 Route 33, Suite 106, Hamilton, NJ 08690
Effective Date: April 18, 2022

April 28, 2022 (MB-MBD)
Movement Mortgage, LLC
484 Main Street, Suite #3, East Aurora, NY 14052
Effective Date: April 18, 2022

April 28, 2022 (MB-MBD)
Movement Mortgage, LLC
2 Speedwell Avenue, 6th Floor, Suite 630, Morristown, NJ 07960
Effective Date: April 18, 2022

May 4, 2022 (MB-MBD)
Quik Fund, Inc.
98-13 Astoria Boulevard, Second Floor, East Elmhurst, NY 11369
Effective Date: April 18, 2022

May 4, 2022 (MB-MBD)
PHMC Mortgage
469 7th Avenue, Suite 759, New York, NY 10018
Effective Date: April 18, 2022

May 4, 2022 (MB-MBD)
Guaranteed Rate, Inc.
2861 Executive Drive, Suite 100, Clearwater, FL 33762
Effective Date: April 29, 2022


Mortgage Broker Certificate Address Changes:

May 3, 2022 (BR-MBD)
Mitchell Funding of Valley Stream, Inc.
From: 20 West Lincoln Avenue, Suite 307, Valley Stream, NY 11580
To: 17 West Oxford Street, Valley Stream, NY 11580

May 4, 2022 (BR-MBD)
Oleg Tsaryov
From: 3171 Richmond Road, 2nd Floor, Staten Island, NY 10306
To: 7255 Amboy Road, Suite A, Staten Island, NY 10307


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law. 

Date of Approval

NMLS #

Applicant Name

City

State

Sponsoring Entity

April 29, 2022

720802

Diana Waleska Stevens

Wellington

Florida

East Coast Capital Corp.

April 29, 2022

1073295

David Etienne

Latham

New York

Homestead Funding Corp.

April 29, 2022

1174546

Ronald Martinez

Brooklyn

New York

CrossCountry Mortgage, LLC

April 29, 2022

1648188

Kimberly Ann Kaufman

Trinity

Florida

Guaranteed Rate Affinity, LLC

April 29, 2022

1763901

Andrew James Forrestal Hamilton

Westfield

Indiana

Royal United Mortgage, LLC

April 29, 2022

1950150

Eric Bretscher

Rockville Centre

New York

Bodi Mortgage Corp.

April 29, 2022

2080977

Kristina Jackson

Garnerville

New York

Guaranteed Rate, Inc.

April 29, 2022

2109704

Kenneth Wonjo Chung

Glendale

California

loanDepot.com, LLC

April 29, 2022

2138867

Amanpreet Singh

South Richmond Hill

New York

Intercontinental Capital Group, Inc.

April 29, 2022

2170519

Eric Thomas Ross

Hillsborough

New Jersey

Heritage Mortgage Banking Corp.

April 29, 2022

2214978

Laura Nicole Clay

Santa Ana

California

loanDepot.com, LLC

April 29, 2022

2283887

Shakhsanam Gulamdunova

Brooklyn

New York

Cash 800, Inc.


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS #

Applicant Name

City

State

May 3, 2022

1834966

Steven Druck

Apopka

Florida

May 3, 2022

2071634

Lorans Jalal Zoumot

Lincolnwood

Illinois