Weekly Banking Bulletin

March 4, 2022

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SB

Savings Bank

FR

Foreign Representative Office

SD

Safe Deposit Company

HC

Holding Company

SF

Sales Finance Agency

IC

Investment Company

SL

Savings and Loan Association

LL

Licensed Lender

SL

Student Loans

MK

Merchant Bank

TM

Transmitter of Money

MI

Miscellaneous

TR

Trust Company

    VC Virtual Currency

Regulatory Unit Codes

CM

Capital Markets

CRB

Community and Regional Banks

CEU

Consumer Examination Unit

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking

SECTION I

March 1, 2022 (TR-CRB)
HABIB AMERICAN BANK
99 Madison Avenue, New York, NY 10016

Application dated March 1, 2022, for permission to change the location of principal office from 99 Madison Avenue, Borough of Manhattan, City of New York 10016 to 150 East 45th Street, Borough of Manhattan, City of New York 10017, received.


Application to establish a Mortgage Banker's Branch received for examination:

February 28, 2022 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.  D/B/As:
Americasa Home Loans
NMBNOW
490 Wheeler Road, Suite 148, Hauppauge, NY 11788

February 28, 2022 (MB-MBD)
Full Service Branch
CGAP, Inc.   D/B/A MortgageDepot
164-05 Hillside Avenue, 2nd Floor, Jamaica, NY 11432

March 2, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
3047 West Henrietta Rd, Rochester, NY 14623

March 2, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
1143 NY 40, Schaghicoke, NY 12154

March 2, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
70 E Main St, Oyster Bay, NY 11771

March 2, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
1837 Whitehaven Road, Grand Island, NY 14072

March 2, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
3969 Lockport Olcott Road, Lockport, NY 14094


Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
May 11, 2021 2096068 Kenneth Ruben Francis Wurtsboro New York
August 5, 2021 2053385 Rivaan Rajcoomar Hartsdale New York
September 14, 2021 1458785 Christian Ambrose Rathbone Brooklyn New York
October 18, 2021 2028979 Kyle T. Booker Wheatley Heights New York
December 7, 2021 810819 Nicholas Kenneth Re Tonawanda New York
December 23, 2021 441861 John Astrologo Brewster New York
December 28, 2021 180139 Alana Marie Saddler-Chase Owings Mills Maryland
December 30, 2021 261472 Douglas Laurence Butler Riverside California
December 31, 2021 2142894 Abraham Weisz Brooklyn New York
January 5, 2022 2150372 Patricia Keeton Medford New York
January 10, 2022 326155 Sean Goudreau Beverly Massachusetts
January 10, 2022 410154 Peter John Speranza Cutchogue New York
January 21, 2022 2193219 Sharron Brown-Walker McDonough Georgia
January 21, 2022 2281699 Patrick Evers Whitehouse Station New Jersey
January 24, 2022 2144214 Justin J. Knightner Ossining New York
January 25, 2022 2053880 Razia Sultana Jamaica New York
January 28, 2022 2034015 Joanna F. Arias Clifton New Jersey
January 31, 2022 143711 Jerrold David Phifer Huntington Station New York
January 31, 2022 2235832 Roberto Louis Rivera New Rochelle New York
February 1, 2022 12966 Matthew Keane Chatham New Jersey
February 1, 2022 2140361 Gregory Ross Lefkowitz Dumont New Jersey
February 2, 2022 2251648 Kallie Kanakos Valley Stream New York
February 3, 2022 2128974 Londell Lovell Burt Mission Viejo California
February 3, 2022 2309459 Serin Philip Scarsdale New York
February 7, 2022 2037944 Robert Bresil Westbury New York
February 7, 2022 2290102 Mark Joseph Evans Smithtown New York
February 8, 2022 2019273 Michael Kenneth Charvet Colonia New Jersey
February 9, 2022 1773392 Melissa Ditizii Congers New York
February 9, 2022 1957620 Mark James Campbell Rochester Michigan
February 9, 2022 2039193 Veronica Denise Weaver Royal Oak Michigan
February 9, 2022 2112171 Kristen Ann Beebe New Hope Pennsylvania
February 9, 2022 2125846 Hunter Kaiulani Aalona Mesa Arizona
February 9, 2022 2258692 Mortaja Abdulghafar Alwashah Dearborn Michigan
February 10, 2022 70602 Jeneen Verzaro Hupfer Old Saybrook Connecticut
February 10, 2022 1720409 Antonio Bava Valenti Detroit Michigan
February 10, 2022 2241348 Alfredo Arreola Jurupa Valley California
February 11, 2022 638911 Dana Solange McNerney Bethel Connecticut
February 11, 2022 2003146 Connor David Bartle Howell Michigan
February 11, 2022 2034480 Nicholas Roytkvitel Brooklyn New York
February 11, 2022 2038612 Santina Marie Mitaj Rochester Michigan
February 11, 2022 2259246 Samantha Anne Smith Warren Michigan
February 11, 2022 2259338 Mohamad Amer-Mourad Khaireddine Dearborn Michigan
February 14, 2022 233910 Yong Yun Clarksville Maryland
February 14, 2022 884877 Andrew Edward DiNobile Beacon New York
February 14, 2022 2066470 Glenn Gregory Geis Holbrook New York
February 14, 2022 2273355 David Lee Richter Laguna Hills California
February 14, 2022 2299290 Hughroy Hugh Daley Hempstead New York
February 15, 2022 1566416 Kyle Adam Shepler Cleveland Ohio
February 16, 2022 2143554 Shahadoth Hussain Kazi Danbury Connecticut
February 16, 2022 2224407 Faiza Tariq Roslyn Heights New York
February 16, 2022 2266761 Saara Usman Breinigsville Pennsylvania
February 18, 2022 1800632 Nicholas Adam Dawson Jacksonville Florida
February 18, 2022 2136265 Christopher J. Brooke Bay Shore New York
February 18, 2022 2217474 Madeleine Patricia Lazo Garcia Elmhurst New York
February 18, 2022 2252159 Blake William Cook Lakewood California
February 18, 2022 2289342 Alfred De Los Santos West Babylon New York
February 21, 2022 16273 Timothy J. Martin Bethel Connecticut
February 21, 2022 657428 David James Stouffer Hershey Pennsylvania
February 21, 2022 1720202 Curtis David Hofmann Mesa Arizona
February 21, 2022 1803463 Mark Daniel Bocz Phoenix Arizona
February 21, 2022 1855474 Jesse Vizcarra Phoenix Arizona
February 21, 2022 1889614 Rizwan Zia Goodyear Arizona
February 21, 2022 1915708 Brianna Carol Rachinski Phoenix Arizona
February 21, 2022 1957673 Jake Douglas Wilson Phoenix Arizona
February 21, 2022 2269526 Brian James Schwalen Fullerton California
February 22, 2022 1259944 Fremio X. Zucco Hartsdale New York

SECTION II

February 15, 2022 (BK – CRB)
BANK LEUMI USA
579 Fifth Avenue, New York, NY 10017

CERTIFICATE OF AMENDMENT OF THE ORGANIZATION CERTIFICATE OF BANK LEUMI USA UNDER SECTION 8005 OF THE BANKING LAW

The Superintendent approved in principle the “Certificate of Amendment of the Restated Organization Certificate of Bank Leumi USA under Section 8005 of the Banking Law of the State of New York”.  The amendment provides for:

  • A “Reverse Stock Split” in which every six thousand four hundred (6,400) shares of the capital stock, par value $10 per share of Bank Leumi USA (the “Old Capital Stock”), shall be reclassified as and converted into, one (1) share of capital stock, par value $64,000 per share, of Bank Leumi USA (the “New Capital Stock”).
     
  • The “Redemption” of any fractional shares of such New Capital Stock created by such Reverse Stock Split.  
  • A “Forward Stock Split,” following such Reverse Stock Split and Redemption, under which every whole share of New Capital Stock will be automatically reclassified as and converted into six thousand four hundred (6,400) shares of Resulting Capital Stock, par value $10 per share, of Bank Leumi USA.
  • The resulting decrease in the outstanding aggregate Capital Stock of Bank Leumi USA from one hundred forty-six million five hundred seventy-four thousand two hundred dollars ($146,574,200) to one hundred forty-six million five hundred nine thousand five hundred dollars ($146,509,500).  

February 22, 2022 (SB-CRB)
NORTHEAST COMMUNITY BANK
325 Hamilton Avenue, White Plains, NY 10601

Authorization issued to open and occupy a branch office at 3 Winterton Road, Bloomingburg, Sullivan County, New York 12721, on or after February 23, 2022.


February 24, 2022 (BK – CRB)
BANK LEUMI USA
579 Fifth Avenue, New York, NY 10017

A “CERTIFICATE OF AMENDMENT OF THE RESTATED ORGANIZATION CERTIFICATE OF BANK LEUMI USA UNDER SECTION 8005 OF THE BANKING LAW OF THE STATE OF NEW YORK” was approved and filed with the Office of the Superintendent of Banks on February 24, 2022.   The amendment provides for:

  • A “Reverse Stock Split” in which every six thousand four hundred (6,400) shares of the capital stock, par value $10 per share of Bank Leumi USA (the “Old Capital Stock”), shall be reclassified as and converted into, one (1) share of capital stock, par value $64,000 per share, of Bank Leumi USA (the “New Capital Stock”).
     
  •  The “Redemption” of any fractional shares of such New Capital Stock created by such Reverse Stock Split. 
  • A “Forward Stock Split,” following such Reverse Stock Split and Redemption, under which every whole share of New Capital Stock will be automatically reclassified as and converted into six thousand four hundred (6,400) shares of Resulting Capital Stock, par value $10 per share, of Bank Leumi USA.
     
  • The resulting decrease in the outstanding aggregate Capital Stock of Bank Leumi USA from one hundred forty-six million five hundred seventy-four thousand two hundred dollars ($146,574,200) to one hundred forty-six million five hundred nine thousand five hundred dollars ($146,509,500).  

February 25, 2022 (TR-CRB)
AMALGAMATED BANK
275 Seventh Avenue (Fourteenth Floor), New York, NY 10001
AMALGAMATED BANK OF CHICAGO (MI-CRB)
30 N. LaSalle Street, Chicago, Il 60602

Application, pursuant to Section 601 of the Banking Law, for Amalgamated Bank of Chicago to merge with and into Amalgamated Bank, under the name Amalgamated Bank, withdrawn.


March 2, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at 8036 Ritchie Highway, Pasadena, Anne Arundel County, MD 21122.


March 4, 2022 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORPORATION 
160 Oak Drive, Syosset, NY 11791

Application to engage in business as a licensed casher of checks at 592 Eighth Avenue, New York, NY 10018 was approved.

Regarding the above approval, the original check casher license at 590 Eighth Avenue, New York, NY 10018 was surrendered.


Application to establish a Mortgage Broker Branch, received for examination, has been withdrawn:

March 2, 2022 (BR-MBD)
Full Service Branch
Petra Cephas Inc
6 Wills Way, Piscataway, NJ 08854


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

March 2, 2022 (MB-MBD)
Full Service Branch
United Mortgage Corp.  D/B/As:
NY Finest Funding
United Faith Mortgage
221 S. Ola Vista, Suite #101, San Clemente, CA 92672

March 2, 2022 (MB-MBD)
Full Service Branch
Nationstar Mortgage LLC D/B/As:
Champion Mortgage Company
Mr. Cooper
400 East Pratt Street, 8th Floor, Office 819, Baltimore, MD 21202

March 2, 2022 (MB-MBD)
Full Service Branch
Norwich Commercial Group, Inc.  D/B/A Norcom Mortgage
731 Main Street, Unit 101, Monroe, CT 06468


Certificate to engage in the business of a Mortgage Broker surrendered:

March 2, 2022 (BR-MBD)
First Platinum Capital Corp.
56 Lafayette Mills Rd, Manalapan, NJ 07726
Effective Date: February 14, 2022


License to engage in the business of a Mortgage Banker Branch surrendered:

February 24, 2022 (MB-MBD)
United Mortgage Corp.  D/B/As:
NY Finest Funding
United Faith Mortgage
230 Ferry Street, Suite 102, Easton, PA 18042
Effective Date: February 16, 2022

March 1, 2022 (MB-MBD)
GR Affinity, LLC in lieu of Guaranteed Rate Affinity, LLC
8696 18th Ave., First Floor, Brooklyn, NY 11214
Effective Date: February 22, 2022


Mortgage Banker Branch License Address Changes:

March 1, 2022 (MB-MBD)
Arc Home LLC
From: 2010 Corporate Ridge, Suite 750, McLean, VA 22102
To: 2010 Corporate Ridge, Suite 140, McLean, VA 22102

March 2, 2022 (MB-MBD)
Nationwide Mortgage Bankers, Inc.  D/B/As:
Americasa Home Loans
NMBNOW
From: 68 S. Service Road Suite 400, Melville, NY 11747
To: 3 Huntington Quadrangle, Suite 403N, Melville, NY 11747


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval NMLS # Applicant Name City State Sponsoring Entity
2/18/2022 1555653 Carmen Gene Costantino Cherry Hill New Jersey

East Coast Capital Corp.

2/28/2022 28890 Thomas Maher Bay Shore New York

CrossCountry Mortgage, LLC

2/28/2022 36747 Kevin Ryan Dayton Bayport New York

CrossCountry Mortgage, LLC

2/28/2022 66193 Benjamin Gorali Norwood New Jersey

Alpine Mortgage Services, LLC

2/28/2022 87658 Matthew Alan Posner Mayfield Heights Ohio

CrossCountry Mortgage, LLC

2/28/2022 181803 Joyce Eileen Glandon Baltimore Maryland

American Advisors Group

2/28/2022 413551 Mary Alice Connelly Saratoga Springs New York

CrossCountry Mortgage, LLC

2/28/2022 598036 Abu Chowdhury Lilburn Georgia

UIF Corporation

2/28/2022 704326 Adalberto Diaz Port Washington New York

CrossCountry Mortgage, LLC

2/28/2022 727939 Jacqueline Nathan Sussex New Jersey

CrossCountry Mortgage, LLC

2/28/2022 1014805 Jay Donald Marchese East Brunswick New Jersey

PHH Mortgage Corporation

2/28/2022 1325532 Yifan Chen Jericho New York

CrossCountry Mortgage, LLC

2/28/2022 1425397 Christine A. Freese Kingston Tennessee

21st Mortgage Corporation

2/28/2022 1435965 Jose Luis Lopez Fontana California

Freedom Mortgage Corporation

2/28/2022 1493757 Tristan William Santor Columbus Ohio

Keller Mortgage, LLC

2/28/2022 1665675 James Belling Rockville Centre New York

CrossCountry Mortgage, LLC

2/28/2022 1806818 Maiesha Imari Williams Farmers Branch Texas

Home Point Financial Corporation

2/28/2022 1854050 Sharice Tyrell Jones Cleveland Ohio

CrossCountry Mortgage, LLC

2/28/2022 1896154 Amir Serri Delray Beach Florida

NP, INC.

2/28/2022 1904888 Grace Whee-Kyung Han Fairfax Virginia

NewRez LLC

2/28/2022 1922906 Denise Elizabeth Thomas Coraopolis Pennsylvania

Reliance First Capital, LLC

2/28/2022 1931811 Mohamed Abdulmajid Kadry Dearborn Michigan

Broker Solutions, Inc.

2/28/2022 1956844 Michael James Ramirez Deltona Florida

Digital Risk Mortgage Services, LLC

2/28/2022 1967208 Jacob Paul Hrapkiewicz Melissa Texas

Nationstar Mortgage LLC

2/28/2022 1979066 David Joseph Meyer Bedford Ohio

Nations Lending Corporation

2/28/2022 1985026 Jeane Perez Loxahatchee Florida

PHH Mortgage Corporation

2/28/2022 1992382 Patricia M. Lowe Redondo Beach California

Sun West Mortgage Company, Inc.

2/28/2022 2004477 Tzu Chiao Lin Flushing New York

Advisors Mortgage Group, LLC

2/28/2022 2008896 James Earl Van Dellen Denver Colorado

American Financing Corporation

2/28/2022 2014263 Tyler Karim Mecate La Habra California

Network Capital Funding Corporation

2/28/2022 2073366 Lourdes Valeria Collins Rochester New York

1st Priority Mortgage, Inc.

2/28/2022 2085801 Christopher E. McEvoy Freeport New York

East Coast Capital Corp.

2/28/2022 2092371 Giselle Hoang Bui Irvine California

Nationstar Mortgage LLC

2/28/2022 2092969 Socorro Fernandez West Babylon New York

United Mortgage Corp.

2/28/2022 2111836 Malky Stein Monsey New York

Landstone Equities, LLC

2/28/2022 2112531 Christopher Min Kyu Roh Fullerton California

Advisors Mortgage Group, LLC

2/28/2022 2113634 Thomas John Schmitz Columbia Missouri

Mortgage Research Center, LLC

2/28/2022 2117939 Darren Aronow Jericho New York

Academy Mortgage Corp.

2/28/2022 2120602 Abigail Marie Hackett New York New York

Better Mortgage Corporation

2/28/2022 2121462 Kyle Wesley McGue New York New York

Better Mortgage Corporation

2/28/2022 2124559 Maryem Haddoumi Edgewater New Jersey

Network Capital Funding Corporation

2/28/2022 2127562 Lucas Taylor Hammons Denton Texas

Nationstar Mortgage LLC

2/28/2022 2130546 Efraim Moishe Gross Monroe New York

Capital M Inc.

2/28/2022 2136473 Gedalia Leonorovitz Monroe New York

Astar Home Capital Inc

2/28/2022 2138554 Tomas Martin Marron New York New York

Better Mortgage Corporation

2/28/2022 2139388 Susan Camus Tappan New York

Get A Rate LLC

2/28/2022 2141655 Justin David Fisher Astoria New York

Better Mortgage Corporation

2/28/2022 2142998 Evan Blair Retzkin Bayside New York

NewRez LLC

2/28/2022 2147033 Matthew Ballini Briarcliff Manor New York

American Financial Network, Inc.

2/28/2022 2150084 Cody Paul Erikson The Colony Texas

Nationstar Mortgage LLC

2/28/2022 2155425 Michael Patrick Koen Richardson Texas

Nationstar Mortgage LLC

2/28/2022 2159711 Noah Duncan Kenyon Columbia Missouri

Mortgage Research Center, LLC

2/28/2022 2166769 Jonathan Lynn Gooch Murphy Texas

Nationstar Mortgage LLC

2/28/2022 2168181 Abra Elaine Graham Knoxville Tennessee

21st Mortgage Corporation

2/28/2022 2171926 James Daniel Vaughan Hoboken New Jersey

Better Mortgage Corporation

2/28/2022 2177489 Nana Yaw Asante Frisco Texas

Nationstar Mortgage LLC

2/28/2022 2179951 Scott Garrett Smith Syracuse New York

Homestead Funding Corp.

2/28/2022 2181354 Victoria E. Herrera Gaton Jackson Heights New York

Reliant Home Funding, Inc.

2/28/2022 2188274 Sebastian Joseph Altilio Brooklyn New York

CrossCountry Mortgage, LLC

2/28/2022 2190309 Manuel A. Sanchez New Rochelle New York

Cardinal Financial Company, LP

2/28/2022 2211611 Benjamin Myrl Bockting Columbia Missouri

Mortgage Research Center, LLC

2/28/2022 2213120 Sarah Elizabeth Kesler Knoxville Tennessee

21st Mortgage Corporation

2/28/2022 2215923 Eric Lee Hole Parkton Maryland

NewRez LLC

2/28/2022 2216127 Paul Gerald Mostak Haddon Township New Jersey

Arc Home LLC

2/28/2022 2222891 Ryan Alan Miller Ashland Missouri

Mortgage Research Center, LLC

2/28/2022 2228195 Eric Matthew Blumberg Columbia Missouri

Mortgage Research Center, LLC

2/28/2022 2228660 Allen Lee Spencer Saint Louis Missouri

Mortgage Research Center, LLC

2/28/2022 2241286 James Louis Belrose East Islip New York

CrossCountry Mortgage, LLC

2/28/2022 2247965 Henry Ray Walde Columbia Missouri

Mortgage Research Center, LLC


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS # Applicant Name City State
February 28, 2022 491580 Travis Allen Lang Mandan North Dakota
February 28, 2022 1600165 Marcel Robin East Meadow New York
February 28, 2022 2064706 Cynthia Perez San Diego California
February 28, 2022 2066943 Ronald Orlando Roman Stratford Connecticut
February 28, 2022 2149654 Adela Jia-Hong Li Valley Stream New York