Weekly Banking Bulletin

December 10, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

December 8, 2021 (VC-RI)
RESEARCH & INNOVATION VIRTUAL CURRENCY LICENSE NAME CHANGE RECEIVED
From: Seed Digital Commodity Market, LLC
To: Zero Hash Liquidity Services, LLC
327 N. Aberdeen St. 1st floor, Chicago, IL 60607

Notification received for a change of name from Seed Digital Commodity Market, LLC to Zero Hash Liquidity Services, LLC.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


December 9, 2021 (SF-LFS)
UNITED AUTO CREDIT CORPORATION      
1071 CAMELBACK, SUITE 100 NEWPORT BEACH, CA 92660    

Application received from Vroom Finance Corporation to merge with the licensee’s parent and 100% owner (Unitas Holding Corp.).

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


December 10, 2021 (TM-LFS)
ZERO HASH LLC
327 N Aberdeen St., Chicago, IL 60607-1202

Application received for a change of control whereby Point72 Ventures Investments, LLC will increase their equity in the parent company of the licensee to 10.4% and IB Global Investments LLC will acquire 33.3% of the equity in parent company.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to establish a Mortgage Banker's Branch received for examination:

December 7, 2021 (MB-MBD)
Full Service Branch
Home Point Financial Corporation
Chandler 202, 2525 West Frye Road, Suite 200, Chandler, AZ 85224

December 8, 2021 (MB-MBD)
Full Service Branch
SoFi Lending Corp.
2601 Network Blvd., Suite 600, Frisco, TX 75034


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
June 1, 2021 42352 Douglas Joseph Rizzuto Southington Connecticut
June 9, 2021 1916033 Zachary Edward Tatge New York New York
August 11, 2021 2145380 Karen Louise Celia Easton Pennsylvania
August 17, 2021 1467522 Tyler Octavian Netotian Columbus Ohio
September 2, 2021 2085801 Christopher E. McEvoy Freeport New York
September 11, 2021 1907165 Omolola Omobolaji Fakuade Hempstead New York
September 24, 2021 1223784 John Paul Sweeney Shortsville New York
October 5, 2021 1896513 Dekel Johnson Cambria Heights New York
October 8, 2021 108444 Paul Andrew Davis Manahawkin New Jersey
October 12, 2021 1301286 Richard Michael Jarvis Westbury New York
October 18, 2021 1185143 Christopher Ethan Silvera Miami Florida
October 29, 2021 2242955 Rehanna B. Ebrahim Mamaroneck New York
November 1, 2021 114192 Fernando Ramirez Yonkers New York
November 1, 2021 353822 Pasquale Reale Pittsford New York
November 1, 2021 2153663 Yosef Hirsch Spring Valley New York
November 2, 2021 205611 Brady Scott Spangler Kihei Hawaii
November 3, 2021 1018003 Benjamin David Radner Staten Island New York
November 3, 2021 2141859 Alex Stephantz Pyrrhon Brooklyn New York
November 4, 2021 1549301 Jelena Hopper Rock Tavern New York
November 9, 2021 1648188 Kimberly Ann Kaufman Trinity Florida
November 9, 2021 1944349 Jesus Armando Espina-Velosa Clover South Carolina
November 11, 2021 2114253 Vyacheslav Chageyev New York New York
November 12, 2021 1810346 Christian Aguirre Hurtado Riverhead New York
November 12, 2021 2224034 Ryan Russell Chiodo Jacksonville Florida
November 12, 2021 2240449 Steven Dale Griffith Argyle Texas
November 15, 2021 2084422 Srinivas Rao Chennareddy Garnet Valley Pennsylvania
November 16, 2021 2170678 Neal Scott Kowalsky Astoria New York
November 17, 2021 1566511 Zachary Dale Alfred Eastman Grosse Pointe Woods Michigan
November 17, 2021 2151118 Andre Brereton Westbury New York
November 17, 2021 2225694 Romina Zamanpour Irvine California
November 18, 2021 201904 Joseph Morgan Webb Bel Air Maryland
November 18, 2021 1441118 Michael Gus Palumbo Temecula California
November 22, 2021 1179084 Danielle Natasha Galarza Brooklyn New York
November 22, 2021 1953704 Mordechai Weiser Brooklyn New York
November 23, 2021 2137308 Sofia Noelle Pena y Lillo Ridgewood New York
November 24, 2021 987404 Esteban Alberto Gamboa Philadelphia Pennsylvania
November 30, 2021 31562 Terry Owens Palm City Florida
November 30, 2021 2007712 Stuart Maurice Russ Rochester Hills Michigan
November 30, 2021 2038242 Ashley Marie Fredericks Royal Oak Michigan
November 30, 2021 2057581 Joshua Lloyd Utter Dearborn Heights Michigan
November 30, 2021 2071529 Kari Raphael Dotson Detroit Michigan
November 30, 2021 2107984 Daniela Eljezovic Washington Township Michigan
November 30, 2021 2181995 Craig Andrew Foley Saint Clair Shores Michigan
December 1, 2021 2038174 Armaan Mundian Shelby Township Michigan
December 1, 2021 2056613 Andrew James Berlin Fraser Michigan
December 1, 2021 2071357 Ashli Nycole Perry Warren Michigan
December 1, 2021 2125575 David Scott Elias Garden City Michigan
December 2, 2021 345060 Thomas D. Rupert Waterford New York
December 2, 2021 1763901 Andrew James Forrestal Hamilton Westfield Indiana
December 2, 2021 1986597 Paul Beaubrun Lake Worth Florida

SECTION II

December 3, 2021 (BK-CRB)
THE WESTCHESTER BANK
12 Water Street, White Plains, New York 10601

The Westchester Bank merged with and into Valley National Bank, Passaic, New Jersey, effective December 1, 2021.


December 6, 2021 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY  11791

The license to engage in business as a casher of checks at the following location has been surrendered, effective December 2, 2021:

Branch office:  3433 Broadway, New York, NY  10031


December 7, 2021 (FB-FWB)
LAND BANK OF TAIWAN CO., LTD.
No. 46, Guancian Road, Taipei, Taiwan

Approval given to change the location of branch from 100 Wall Street, Borough of Manhattan, City of New York 10005 to 88 Pine Street, Borough of Manhattan, City of New York 10005, on or after December 8, 2021.


December 7, 2021 (SB-CRB)
THE NORTH COUNTRY SAVINGS BANK
127 Main Street, Canton, NY 13617

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 91 Park Street, Tupper Lake, Franklin County, New York 12986.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

December 8, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
3 Liberty Square Mall, Stony Point, NY 10980

December 8, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
5720 South Bay Rd, Cicero, NY 13039

December 8, 2021 (MB-MBD)
Full Service Branch
Network Capital Funding Corporation
One World Trade Center, 57th Floor, New York, NY 10007

December 8, 2021 (MB-MBD)
Full Service Branch
MLD Mortgage Inc.   D/B/As:
Mortgage Lending Direct
The Money Store
7208 W. Sand Lake Road, Suite 305, Office 303, Orlando, FL 32819

December 8, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
301 Cathedral Parkway, New York, NY 10026


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

December 8, 2021 (BR-MBD)
Full Service Branch
CGAP, Inc. D/B/A MortgageDepot
3030 Middletown Road, Unit 104, Bronx, NY 10461


License to engage in the business of a Mortgage Banker Branch surrendered:

December 3, 2021 (MB-MBD)
Atlantic Home Loans, Inc.
560 West Third Street, Suite 9, Jamestown, NY 14701
Effective Date: November 24, 2021

December 3, 2021 (MB-MBD)
Atlantic Home Loans, Inc.
2751 Dixwell Avenue, Suite 300, Hamden, CT 06518
Effective Date: November 24, 2021


Mortgage Banker Branch License Address Changes:

December 8, 2021 (MB-MBD)
loanDepot.com, LLC   D/B/As:
LDWholesale
loanDepot
From: 14000 North Pima Road, Suite 150, Scottsdale, AZ 85260
To: 1333 S Spectrum Blvd, Suite 100, Chandler, AZ 85286