Weekly Banking Bulletin

November 19, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SB

Savings Bank

FR

Foreign Representative Office

SD

Safe Deposit Company

HC

Holding Company

SF

Sales Finance Agency

IC

Investment Company

SL

Savings and Loan Association

LL

Licensed Lender

SL

Student Loans

MK

Merchant Bank

TM

Transmitter of Money

MI

Miscellaneous

TR

Trust Company

    VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets

CRB

Community and Regional Banks

CEU

Consumer Examination Unit

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking

SECTION I

November 1, 2021 (CU-CRB)
CFCU COMMUNITY CREDIT UNION
1030 Craft Road, Ithaca, NY 14850

CORE FEDERAL CREDIT UNION (MI-CRB)
7200 Kirkville Road, East Syracuse, NY 13057

Applications for the conversion of CORE Federal Credit Union to a New York State-chartered credit union under the name of CORE Credit Union pursuant to Section 486 of the Banking Law, and for the subsequent merger of CORE Credit Union with and into CFCU Community Credit Union pursuant to Section 601 of the Banking Law, under the name of CFCU Community Credit Union, received.

The comment period for these applications will expire on December 20, 2021.


November 10, 2021 (CU-CRB)
CFCU COmmunity credit union
1030 Craft Road, Ithaca, NY 14850

Application dated November 3, 2021, for permission to open and maintain a station at 15 Neubig Road, Cortland, Cortland County, NY 13045, received.


November 10, 2021 (SF – LFS)
SERVICE FINANCE COMPANY, LLC
555 South Federal Highway, Suite 200, Boca Raton, FL 33432

Application was received for a change of control whereby Truist Bank, headquartered at 214 N. Tryon Street, Charlotte, NC 28202, will acquire 100% equity interest of Service Finance Holdings, LLC, and ECN ServFI, LLC, direct parent owners (members) of Licensee, Service Finance Company, LLC.


November 12, 2021 (BK-FWB)
WOORI AMERICA BANK
330 Fifth Avenue, New York, NY 10001

Application dated November 12, 2021, for permission to open and occupy a branch office at 3360 Satellite Boulevard, Suite 14, Duluth, Gwinnett County, Georgia 30096, received.


November 12, 2021 (MI-CRB)
CNB BANK
One South Second Street, Clearfield, PA 16830

Application dated November 12, 2021, for permission to open and occupy a branch office at 4781 Transit Road, Depew, Erie County, New York 14043, received.


November 17, 2021 (CU-CRB)
MUNICIPAL credit union
22 Cortlandt Street, New York, NY 10007

Application dated November 17, 2021, for permission to change the location of its station from 2 Lafayette Street, New York, New York County, NY 10007 to 86 Chambers Street, also known as 270 Broadway, New York, New York County, NY 10007, received.


November 19, 2021 (MT-LFS)
NIC SERVICES, LLC
25501 West Valley Parkway, Suite 300, Olathe, Kansas 66061

An application was received for a license to engage in business of Money Transmission at 25501 West Valley Parkway, Suite 300, Olathe, Kansas 66061.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to establish a Mortgage Banker's Branch received for examination:

November 12, 2021 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/As:
LDWholesale
loanDepot
4800 N. Scottsdale Rd., Suite 3800, Scottsdale, AZ 85251

November 12, 2021 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc. D/B/As:
Americasa Home Loans
NMBNOW
283 Inman Ave. Unit 6, Colonia, NJ 07067

November 15, 2021 (MB-MBD)
Full Service Branch
MLB Residential Lending, LLC D/B/A MLB Mortgage
33 SE 7th Street, Suite M, Boca Raton, FL 33432

November 17, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
1555 E Henrietta Rd, Rochester, NY 14623

November 17, 2021 (MB-MBD)
Full Service Branch
GR Affinity, LLC in lieu of Guaranteed Rate Affinity, LLC
2605 Enterprise Road East Suite 310, Clearwater, FL 33759

November 17, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
80 Glen Head Rd, Suite 1, Glen Head, NY 11545

November 17, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
4734 White Plains Road, Bronx, NY 10470

November 17, 2021 (MB-MBD)
Full Service Branch
RoundPoint Mortgage Servicing Corporation
1515 Federal Hwy, Ste 209, Boca Raton, FL 33432

November 17, 2021 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
173 West 85th Street, New York, NY 10024

November 17, 2021 (MB-MBD)
Full Service Branch
A&D Mortgage LLC
19790 W Dixie Hwy, Suite 505, Miami, FL 33180

November 17, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
411 Furrows Road, Holbrook, NY 11741

November 17, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
167 East Jericho Turnpike, Mineola, NY 11501


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

November 17, 2021 (MB-MBD)

Applicant(s)

Figure Technologies, Inc.
Pioneer Acquisition Holdco LLC
Michael Cagney
Thomas J. Milani

To acquire interest in:
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
194 Wood Avenue South, 9th Floor, Iselin, NJ 08830

November 17, 2021 (MB-MBD)

Applicant(s)

Annie Hanna Cestra
Hanna Holdings, Inc.
Helen Hanna Casey
Howard W Hanna III
Tracy L Delvaux
Daniel Rand

To acquire interest in:
Hudson United Mortgage LLC
95 South Middletown Road, 95 South Middletown Road, Nanuet, NY 10954


Mortgage Banker License Name Change Received:

November 17, 2021 (MB-MBD)
From: United Shore Financial Services, LLC
To: United Wholesale Mortgage, LLC


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS #

Applicant Name

City

State

May 27, 2020

1956844

Michael James Ramirez

Deltona

Florida

April 9, 2021

2006891

Erik Aleksanyan

Staten Island

New York

July 26, 2021

2184530

Ronen Eitan

Bayside

New York

September 13, 2021

999865

Matthew R. Kelleher

Southington

Connecticut

September 27, 2021

2186437

Marcos Alejandro Guillen

Elmont

New York

September 29, 2021

2230173

Diana Kutateladze

Oceanside

New York

October 12, 2021

598036

Abu Chowdhury

Lilburn

Georgia

October 13, 2021

208756

Frederick Scott Arlotta

Massapequa

New York

October 14, 2021

1210977

Cristina Olvera

Indianapolis

Indiana

October 15, 2021

2188208

Ann Marie Masi

Bronx

New York

October 15, 2021

2234671

Teimurazi Kutateladze

Oceanside

New York

October 18, 2021

403738

Scott S. Balzano

Setauket

New York

October 20, 2021

2137571

Megha Nath Chugh

Woodbury

New York

October 21, 2021

2166769

Jonathan Lynn Gooch

Murphy

Texas

October 22, 2021

1469715

Robin Buchanan

Trenton

New Jersey

October 22, 2021

1713279

Brandee Michelle Wood

La Mirada

California

October 25, 2021

1865945

Daniel Alejandro Rodriguez Escalona

Charlotte

North Carolina

October 26, 2021

1359433

Mitchel Eugene Galusha

Wilton

New York

October 26, 2021

2211611

Benjamin Myrl Bockting

Columbia

Missouri

October 29, 2021

2139073

Troy David Sonefeld

New York

New York

October 29, 2021

2147033

Matthew Ballini

Briarcliff Manor

New York

November 2, 2021

113293

Mary S. Bednarczyk

Williamsville

New York

November 2, 2021

314551

James P. Garvey

Melville

New York

November 3, 2021

479314

Kathleen Anne Bange

Corning

New York

November 4, 2021

252775

Donald F. Gleason

Copiague

New York

November 4, 2021

1745419

Daniel Menard

Cambria Heights

New York

November 5, 2021

344977

William J. Favaro

Fishkill

New York

November 5, 2021

2171926

James Daniel Vaughan

Hoboken

New Jersey

November 9, 2021

221132

Francisco J. Martins

Matawan

New Jersey

November 9, 2021

1904888

Grace Whee-Kyung Han

Fairfax

Virginia

November 9, 2021

2035783

Mickey James Brock

Indianapolis

Indiana


SECTION II

November 10, 2021 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201

Authorization granting permission to open and occupy a branch office at 212 Main Street, Oriskany Falls, Oneida County, NY 13425, surrendered for cancellation.

Office discontinued as of October 29, 2021.


November 15, 2021 (TR-CRB)
THE ADIRONDACK TRUST COMPANY
473 Broadway, Saratoga Springs, NY 12866

Authorization issued to open and occupy a branch office at 350 Canada Street, Lake George, Warren County, New York 12845, on or after November 16, 2021.


November 15, 2021 (pf-LFS)
IPFS OF NEW YORK, LLC U/A/N CAPITOL PAYMENT PLAN
1055 Broadway, 11th Floor, Kansas City, Missouri 64105

The relocation of a branch office was approved as follows, effective January 1, 2022: 

From:  2777 Allen Parkway, Suite 550, Houston, Texas 77019
To:  2900 North Loop West, Suite 1150, Houston, Texas 77092


November 15, 2021 (pf-LFS)
THE PREMINS COMPANY, INC.
132 32nd Street, Suite 408, Brooklyn, NY 11232

The relocation of the main office was approved as follows, effective November 2, 2021:

From:  1407 Avenue M. Brooklyn, NY 11230
To:  132 32nd Street, Suite 408, Brooklyn, NY 11232


November 17, 2021 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932

Approval given to change the location of branch office from 538 Broadhollow Road, Suite 202, Melville, Suffolk County, NY 11747 to One Huntington Quadrangle, Suite 1N06, Melville, NY 11747, on or after November 18, 2021.

(The activities of this branch office are limited to the solicitation, approval, and processing of commercial and residential loans, and the disbursement of loan proceeds.  The branch office does not dispense cash.)


November 17, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy branch office at 399 East Main Street, Middletown, New Castle County, DE 19709, surrendered for cancellation.

Office permanently closed as of November 17, 2021.


Mortgage Broker Certificate Address Changes:

November 17, 2021 (BR-MBD)
Americana Mortgage Group, Inc.
From: 1615 Northern Boulevard, Suite 404, Manhasset, NY 11030
To: 1615 Northern Blvd, Suite 402, Manhasset, NY 11030


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval

NMLS #

Applicant Name

City

State

Sponsoring Entity

November 12, 2021

255865

Matthew Joseph Benson

Tempe

Arizona

Rocket Mortgage, LLC

November 12, 2021

1037779

Kyle Ryan Jablonski

Rochester Hills

Michigan

Rocket Mortgage, LLC

November 12, 2021

1296084

Natalie Ann Tonkovich

Grosse Pointe Woods

Michigan

Rocket Mortgage, LLC

November 12, 2021

1484337

Thomas Joseph Kaase

Westlake

Ohio

Rocket Mortgage, LLC

November 12, 2021

1536990

Aliyah Moriah Wasserstein

Pepper Pike

Ohio

Rocket Mortgage, LLC

November 12, 2021

1578507

Dena Carol Ivancic-Jones

Eastlake

Ohio

Rocket Mortgage, LLC

November 12, 2021

1708783

Marcos Alberto Rionda

Saint Clair Shores

Michigan

Rocket Mortgage, LLC

November 12, 2021

1813535

Simon Samuel Konen

Phoenix

Arizona

Rocket Mortgage, LLC

November 12, 2021

1824254

Zachary Ryan Martin

Phoenix

Arizona

Rocket Mortgage, LLC

November 12, 2021

1836768

Carter Douglas Armendarez

Phoenix

Arizona

Rocket Mortgage, LLC

November 12, 2021

1855409

Sergio Arturo Huerta

Goodyear

Arizona

Rocket Mortgage, LLC

November 12, 2021

1901456

Florence Ann Lucas

Akron

Ohio

Rocket Mortgage, LLC

November 12, 2021

1916516

Christopher John Albinson

Cleveland

Ohio

Rocket Mortgage, LLC

November 12, 2021

1916533

John Rutheford Call

Mentor-on-the-Lake

Ohio

Rocket Mortgage, LLC

November 12, 2021

1930782

Alan Efren Angulo Castro

Buckeye

Arizona

Rocket Mortgage, LLC

November 12, 2021

1930784

Andrew Mitchell Hujo

Avon

Ohio

Rocket Mortgage, LLC

November 12, 2021

1930885

Michael Christopher Kubik

Flat Rock

Michigan

Rocket Mortgage, LLC

November 12, 2021

1931154

Mirko Filip Bakula

Cleveland

Ohio

Rocket Mortgage, LLC

November 12, 2021

1941783

Hunter Philip James Adams

Cleveland

Ohio

Rocket Mortgage, LLC

November 12, 2021

1957048

Parys Zhane Perkins

Dearborn Heights

Michigan

Rocket Mortgage, LLC

November 12, 2021

1957322

LeJhon Domaray Baggett

Brunswick

Ohio

Rocket Mortgage, LLC

November 12, 2021

1957381

Jeronim Toplanaj

Macomb

Michigan

Rocket Mortgage, LLC

November 12, 2021

1957649

David Kamovich Manucharyan

Glendale

Arizona

Rocket Mortgage, LLC

November 12, 2021

1957738

Ricardo James Fernandez

Peoria

Arizona

Rocket Mortgage, LLC

November 12, 2021

1970483

Alexander Bishop Szajko

Southgate

Michigan

Rocket Mortgage, LLC

November 12, 2021

1970760

Paulina Flores

Mesa

Arizona

Rocket Mortgage, LLC

November 12, 2021

1971041

Amanda Michelle Glazer

North Olmsted

Ohio

Rocket Mortgage, LLC

November 12, 2021

1971444

Raymond Kilbane Schmidt

Cleveland

Ohio

Rocket Mortgage, LLC

November 12, 2021

1971569

Hope Marie Tolitsky

Dryden

Michigan

Rocket Mortgage, LLC

November 12, 2021

2070998

Andrew Robert Luberger

Strongsville

Ohio

Rocket Mortgage, LLC

November 12, 2021

2071057

Dayton Joncarr Wright

Cleveland

Ohio

Rocket Mortgage, LLC

November 12, 2021

2071090

Jacob Gabriel Osicki

Painesville

Ohio

Rocket Mortgage, LLC

November 12, 2021

2071184

Karina Martsiv

Brunswick

Ohio

Rocket Mortgage, LLC

November 12, 2021

2071417

Sean Patrick Fitzgerald

Olmsted Township

Ohio

Rocket Mortgage, LLC

November 12, 2021

2107988

Darrell Lavon Rich

Southgate

Michigan

Rocket Mortgage, LLC

November 12, 2021

2141773

Francesca Noelle DiMieri

Phoenix

Arizona

Rocket Mortgage, LLC