Weekly Banking Bulletin

October 29, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

August 26, 2021(pf-LFS)
IPFS OF NEW YORK, LLC U/A/N CAPITOL PAYMENT PLAN
1055 Broadway, 11th Floor, Kansas City, Missouri 64105

A notification was received for the relocation of a branch office, as follows:

From:  2777 Allen Parkway, Suite 550, Houston, Texas 77019
To:  2900 North Loop West, Suite 1150, Houston, Texas 77092

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


October 8, 2021 (SL-CEU)
MAXIMUS EDUCATION LLC.
1891 Metro Center Drive, Reston, VA 20190

 

Application for a license to engage in business as a student loan servicer, received.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


October 21, 2021 (TM-LFS)
WISE US INC.
19 W 24th Street, 9th Floor, New York, New York 10010

Notification received for the change of location from 19 W 24th Street, 9th Floor, New York, New York 10010 to 30 W 26th Street, 6th floor, New York, New York 10010.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


October 22, 2021 (CU-CRB)
HERITAGE FINANCIAL CREDIT UNION
25 Rykowski Lane, Middletown, NY 10941

Application dated October 22, 2021, for permission to open and maintain a station at 29 North Hamilton Street, Poughkeepsie, Dutchess County, NY  12601, received.


October 22, 2021 (TR-CRB)
THE ADIRONDACK TRUST COMPANY
473 Broadway, Saratoga Springs, NY 12866

Application dated October 21, 2021, for permission to open and occupy a branch office at 350 Canada Street, Lake George, Warren County, New York 12845, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

October 27, 2021 (BR-MBD)
Applicant(s)
Rao Ghulam Mohammad Khan
As: Central Mortgage Group LLC
713 Walt Whitman Road, Suite C, Melville, NY 11747


Application to establish a Mortgage Banker's Branch received for examination:

October 21, 2021 (MB-MBD)
Full Service Branch
Keller Mortgage, LLC
18302 Highwoods Preserve Parkway, Suite 110, Office Space 104, Tampa, FL 33647

October 25, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
2217 E. 9th Street, First Floor, Suite 100, Cleveland, OH 44115

October 26, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1300 N 17th Street, Suite 570, Arlington, VA 22209

October 26, 2021 (MB-MBD)
Full Service Branch
Land Home Financial Services, Inc.
1229 Cape Coral Pkwy. E., Unit 13, Cape Coral, FL 33904

October 26, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
27 Frost Lane, Lawrence, NY 11559


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

October 22, 2021 (MB-MBD)
Applicant(s)
Leonard M Krupinski, Trustee
Fairway Independent Mortgage Corporation Employee Stock Ownership Trust
To acquire interest in:
Fairway Independent Mortgage Corporation
4750 South Biltmore Lane, Madison, WI 53718


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
February 26, 2021 1866545 Harpreet Singh Bethpage New York
March 1, 2021 2038785 Rick Anthony Borgo Montclair New Jersey
March 2, 2021 2091947 Christopher Ryan Powers Miller Place New York
August 27, 2021 2125947 Martin Cabanillas Glendale Arizona
August 27, 2021 2137662 John Flynn Timmons Aurora Ohio
August 30, 2021 1251833 Victor Guiarssi Ozone Park New York
September 7, 2021 2102571 Anthony Ray Howard Silver Springs Maryland
September 13, 2021 2124559 Maryem Haddoumi Secaucus New Jersey
September 15, 2021 272637 Ryan Neil Smith Cross Plains Tennessee
September 15, 2021 1465931 Tammy Jo Blakey Deerfield Beach Florida
September 15, 2021 2091882 Sanjeev Dhir Nesconset New York
September 15, 2021 2123098 Jennifer Hecker Deltona Florida
September 18, 2021 2045631 Joseph John Scarallo Lake Grove New York
September 20, 2021 257323 William Peter Lendin San Clemente California
September 21, 2021 2073366 Lourdes Valeria Collins Rochester New York
September 24, 2021 2008896 James Earl Van Dellen Denver Colorado
September 27, 2021 2140145 Brent Ryan Rothenbusch Lake Worth Florida
September 28, 2021 686948 Craig Stephen Miller Alexandria Virginia
September 30, 2021 1938523 Genevieve C. O'Brian Sneads Ferry North Carolina
September 30, 2021 2137178 Yoily Gross Brooklyn New York
October 5, 2021 2088231 Juan Carlos DeLosAngeles Wantage New Jersey
October 7, 2021 1409442 Fernando A. Barrera Novelo Rowlett Texas
October 7, 2021 1440026 Steven J. Levy Passaic New Jersey
October 7, 2021 2139743 Gabriella Octavia George Carrollton Texas
October 7, 2021 2170463 Allyson Marie Golden New City New York
October 7, 2021 2191725 Ioana Cornelia Popa Irving Texas
October 7, 2021 2214947 Doan Trang Kral Plano Texas
October 8, 2021 417736 Brian Christopher Jaeger Philadelphia Pennsylvania
October 8, 2021 860946 Kimberly Crye Rome New York
October 8, 2021 1706871 Matthew Robert Chengerian Tega Cay South Carolina
October 8, 2021 1967208 Jacob Paul Hrapkiewicz Melissa Texas
October 8, 2021 2059075 Joshua David Eckles Lewisville Texas
October 8, 2021 2092371 Giselle Hoang Bui Irvine California
October 8, 2021 2133672 Sheryl Elizabeth Scott Bronx New York
October 8, 2021 2136531 Marley Jane Bratman New York New York
October 11, 2021 62652 Stephen Gerard Smith Tuxedo New York
October 12, 2021 49570 Audra Grace Santos Monroe Connecticut
October 12, 2021 1753304 Carlos Chaux Wayne New Jersey
October 12, 2021 2113634 Thomas John Schmitz Columbia Missouri
October 12, 2021 2177579 Anthony Savino Nanula Buffalo New York
October 12, 2021 2230882 Gail Chmela Brightwaters New York
October 13, 2021 1688270 Justin M. Kilian Putnam Valley New York
October 13, 2021 2141655 Justin David Fisher Astoria New York
October 14, 2021 403901 Lillian M. Hernandez Ewing New Jersey
October 14, 2021 1529355 Shea Mark Ruthe Weston Connecticut
October 14, 2021 2121796 Keiame Omoye Lee Chong New York New York
October 14, 2021 2217197 Christopher Adam Raines Fairport New York
October 15, 2021 1131681 Tony Wei Song New York New York
October 19, 2021 1477785 Johnny Iniguez North Bergen New Jersey

SECTION II

October 20, 2021 (CU-CRB)
NORTHERN CREDIT UNION
120 Factory Street, Watertown, NY  13601

Approval given to change the location of its station from 256 East Orvis Street, Massena, St. Lawrence County, NY 13662 to 88 Parker Avenue, Massena, St. Lawrence County, NY 13662, on or after October 21, 2021.


October 21, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203
PEOPLE’S UNITED BANK, N.A.
850 Main Street, Bridgeport, Connecticut 06604

Application, pursuant to Section 601-b of the Banking Law, for People’s United Bank, N.A. to merge with and into Manufacturers and Traders Trust Company, under the name Manufacturers and Traders Trust Company, approved.


October 22, 2021 (MI-CRB)
VALLEY NATIONAL BANCORP
One Penn Plaza, New York, NY 10119

Application, pursuant to Section 143-b of the Banking Law, to acquire control of The Westchester Bank, White Plains, New York, approved.


October 26, 2021 (FB-FWB)
THE SHIZUOKA BANK, LTD.
2-1 Kusanagi-Kita, Shimizu-ku, Shizuoka-shi, Shizuoka 424-8677, Japan

Approval given to change the location of branch from 600 Lexington Avenue, Borough of Manhattan, City of New York 10022 to 425 Lexington Avenue, Borough of Manhattan, City of New York 10017, on or after October 27, 2021.


October 27, 2021 (TM-LFS)
PROVENANCE TECHNOLOGIES, INC.
235 Pine Street, 22nd Floor, San Francisco, CA 94104

Application for a license to engage in business as a money transmitter was approved effective October 21, 2021.


Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

October 27, 2021 (BR-MBD)
RiteFit, LLC
31 Bushwick Ave, Brooklyn, NY  11211
Effective Date:  June 21, 2021


License to engage in the business of a Mortgage Banker Branch surrendered:

October 27, 2021 (MB-MBD)
PHH Mortgage Corporation   D/B/As:
Instamortgage.com
Liberty Reverse Mortgage
Mortgagesave.com
PHH Mortgage Services
1661 Worthington Road, Suite 150, West Palm Beach, FL 33409
Effective Date: June 30, 2020


Mortgage Broker Certificate Address Changes:

October 27, 2021 (BR-MBD)
Gold Coast Funding Inc
From: 333 Jericho Turnpike Suite 1-1, Jericho, NY 11753
To: 500 North Broadway, Suite 133, Jericho, NY 11753


Mortgage Banker Branch License Address Changes:

October 27, 2021 (MB-MBD)
Family First Funding LLC
From: 1049 Broadway, Suite #4, West Long Branch, NJ 07764
To: 260 Columbia Avenue, Office #1, Fort Lee, NJ 07024

October 27, 2021 (MB-MBD)
Family First Funding LLC
From: 14 Main Street, Suite 3, East Hampton, NY 11937
To: 70 Main Street, Second Floor Unit 4, South Hampton, NY 11968


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval NMLS # Applicant Name City State Sponsoring Entity
October 20, 2021 456507 Patrick John McEnerney Mint Hill North Carolina RoundPoint Mortgage Servicing Corporation

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS # Applicant Name City State
October 21, 2021 1030815 Joseph Raymond Shargani Chandler Arizona
October 21, 2021 1964018 Dora Popaja Arlington Texas
October 21, 2021 2035237 Douglas Alonzo Knowles Fernandina Beach Florida
October 21, 2021 2113360 Louis Barris Columbus Ohio
October 21, 2021 2122775 William James Kennedy Jefferson City Missouri