Weekly Banking Bulletin
October 8, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
BK | Bank | BR | Mortgage Broker | |
BP | Budget Planner | MS | Mortgage Servicer | |
CC | Check Cashier | PF | Premium Finance Agency | |
CU | Credit Union | PB | Private Banker | |
FA | Foreign Agency | SD | Safe Deposit Company | |
FB | Foreign Branch | SF | Sale Finance Agency | |
FR | Foreign Representative Office | SL | Savings and Loan Association | |
HC | Holding Company | SB | Savings Bank | |
IC | Investment Company | SL | Student Loans | |
LL | Licensed Lender | TM | Transmitter of Money | |
MK | Merchant Bank | TR | Trust Company | |
MI | Miscellaneous | VC | Virtual Currency | |
MB | Mortgage Banker |
Regulatory Unit Codes
CM | Capital Markets |
CRB | Community and Regional Banks |
CEU | Consumer Examination Unit |
FWB | Foreign and Wholesale Banks |
LFS | Licensed Financial Services |
MBD | Mortgage Banking |
SECTION I
September 20, 2021 (TM-LFS)
TRANSFERWISE INC.
19 W 24th Street, 9th Floor, New York, New York, 10010
Notification received for the legal name change to Wise US Inc.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
October 6, 2021 (CU-CRB)
NORTHERN CREDIT UNION
120 Factory Street, Watertown, NY 13601
Application dated October 6, 2021, for permission to change the location of its station from 256 East Orvis Street, Massena, St. Lawrence County, NY 13662 to 88 Parker Avenue, Massena, St. Lawrence County, NY 13662, received.
October 6, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Application dated October 6, 2021, for permission to change the location of branch office from 95 Madison Avenue, Borough of Manhattan, City of New York 10016 to 470 Park Avenue South, Borough of Manhattan, City of New York 10016, received.
October 7, 2021 (SF-LFS)
EXETER FINANCE LLC
2101 W. John Carpenter Freeway, Irving, TX 75063
Application received for a change of control filed by Cobra Acquisition Co LLC, which will acquire 100% of the outstanding shares in the parent of Exeter Finance LLC.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
October 8, 2021 (CC-LFS)
V & R PAYROLL FACTORS, INC.
369 West 35th Street, New York, NY 10001
An application was received to relocate from 369 West 35th Street, New York, NY 10001 to 48-15 Skillman Avenue, Sunnyside, NY 11104.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within ten business days, by October 22, 2021.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:
October 6, 2021 (BR-MBD)
Applicant(s)
Stephen Thomas Falvo
As: Wholesale Rate LLC
100 Duffy Ave, Suite 510 Office 562, Hicksville, NY 11801
Application to establish a Mortgage Banker's Branch received for examination:
October 1, 2021 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc. D/B/As:
Americasa Home Loans
NMBNOW
22801 Ventura Blvd, Suite 110, Woodland Hills, CA 91364
October 1, 2021 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation D/B/A Crown Home Mortgage
111 Washington Ave., Office # 10, Albany, NY 12210
October 1, 2021 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
532 Virginia Drive, Orlando, FL 32803
October 1, 2021 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
107 Monmouth Road, Suite 202, West Long Branch, NJ 07764
October 1, 2021 (MB-MBD)
Full Service Branch
Equity Prime Mortgage LLC
931 Jefferson Blvd Suite 2008, Warwick, RI 02886
October 1, 2021 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc. D/B/As:
Americasa Home Loans
NMBNOW
13 Main Street, Suite 5, Sparta, NJ 07871
October 4, 2021 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
14523 SW Milikan Way, Suite 200, Beaverton, OR 97005
October 4, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
1855 Victory Blvd, Staten Island, NY 10314
October 4, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
100 State Farm Place, Ballston Spa, NY 12020
October 4, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
12 West Main Street, 2nd Floor, Elmsford, NY 10523
October 4, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
5810 5th Ave, Brooklyn, NY 11220
October 4, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
1425 Jefferson Rd, Rochester, NY 14623
October 5, 2021 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC D/B/As:
AnnieMac Home Mortgage
LOFIDIRECT
10 Poplar Tree Lane, Unit 1, Sparta, NJ 07871
October 6, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
8275 South Eastern Avenue, Office 200, Suite 200, Space 267, Las Vegas, NV 89123
Mortgage Banker License Name Change Received:
October 6, 2021 (MB-MBD)
From: United Mortgage Corp. D/B/As:
NY Finest Funding
United Faith Mortgage
To: United Mortgage Corp. D/B/As:
NY Finest Funding
United Faith Mortgage
Benifi
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application | NMLS # | Applicant Name | City | State |
---|---|---|---|---|
July 8, 2020 |
1484640 |
Royce T. Mathew |
Coral Springs |
Florida |
December 28, 2020 |
1633023 |
Hugh Eugene Ollivierre |
Mission Viejo |
California |
February 1, 2021 |
2081099 |
Torin Jamal Francis |
New York |
New York |
April 29, 2021 |
2036084 |
Darren Dara Zarandi |
New York |
New York |
June 10, 2021 |
1948567 |
Jasmine Ann Dawn Owens |
Dix Hills |
New York |
June 15, 2021 |
65448 |
Steven L. Koerner |
Northport |
New York |
June 18, 2021 |
4750 |
John Christian Valencia |
Levittown |
New York |
June 29, 2021 |
2150084 |
Cody Paul Erikson |
The Colony |
Texas |
July 27, 2021 |
1600165 |
Marcel Robin |
East Meadow |
New York |
August 5, 2021 |
1016740 |
Angelika Jones |
Thousand Oaks |
California |
August 19, 2021 |
2130845 |
Kelly Naylor Jordan |
Longwood |
Florida |
August 24, 2021 |
2211195 |
Gabriel Rinato |
Valley Cottage |
New York |
August 26, 2021 |
1957662 |
Bradley Nelson Bonnenfant |
Scottsdale |
Arizona |
August 26, 2021 |
1970811 |
Araceli Lamas Larraga |
Phoenix |
Arizona |
August 26, 2021 |
2142302 |
Nedim Mulahusic |
Glendale |
Arizona |
August 26, 2021 |
2142412 |
Yazmine Celine Diaz |
Gilbert |
Arizona |
August 27, 2021 |
2040294 |
Joel Lespron |
Scottsdale |
Arizona |
August 30, 2021 |
1503563 |
Joshua Isaac Maldonado |
Forest Hills |
New York |
August 31, 2021 |
821122 |
Kourtney Amanda Hodgins |
Tampa |
Florida |
August 31, 2021 |
2007841 |
Sam Cioffi |
Wantagh |
New York |
August 31, 2021 |
2123025 |
Jake Rimberg |
Bronx |
New York |
August 31, 2021 |
2150744 |
Amber N. Nichols |
Rochester |
New York |
September 2, 2021 |
1771822 |
Paige Park |
New York |
New York |
September 7, 2021 |
1251881 |
Julia Elizabeth Davenport-Drake |
Indianapolis |
Indiana |
September 7, 2021 |
2103230 |
Matthew Charles Gonsalves |
Kings Park |
New York |
September 10, 2021 |
1892212 |
Rose Friedman |
Brooklyn |
New York |
September 10, 2021 |
2069831 |
Carlie Jane Chepke |
Cleveland |
Ohio |
September 10, 2021 |
2153501 |
Ricardo Ernesto Ponce |
Bronx |
New York |
September 13, 2021 |
172835 |
Christopher Neill Begley |
Margate |
New Jersey |
September 13, 2021 |
1626980 |
Kassem Ali Zeidan |
Dearborn |
Michigan |
September 13, 2021 |
1794787 |
Isaac Duenas |
Medina |
Ohio |
September 13, 2021 |
2143091 |
Kelsey Atkins |
Royal Oak |
Michigan |
September 14, 2021 |
1964598 |
Tania Veronica Pineiro |
Miller Place |
New York |
September 14, 2021 |
2141908 |
Zachary Joseph Bachnak |
Brownstown |
Michigan |
September 15, 2021 |
2084709 |
Aaron Z. Aguirre |
Houston |
Texas |
September 16, 2021 |
1655095 |
Kim Branch |
Richardson |
Texas |
September 16, 2021 |
2034301 |
Peter LeBron |
West Seneca |
New York |
September 17, 2021 |
1661176 |
Alexander Khojainov |
Baltimore |
Maryland |
September 17, 2021 |
2181354 |
Victoria E. Herrera Gaton |
Jackson Heights |
New York |
September 20, 2021 |
2139388 |
Susan Camus |
Tappan |
New York |
September 20, 2021 |
2213120 |
Sarah Elizabeth Kesler |
Knoxville |
Tennessee |
September 21, 2021 |
580567 |
Patti A. Montgomery |
Ballston Spa |
New York |
September 21, 2021 |
2181752 |
Pavan Kaur Rai |
Byron Center |
Michigan |
September 21, 2021 |
2216127 |
Paul Gerald Mostak |
Haddon Township |
New Jersey |
September 22, 2021 |
1024464 |
Michael Albert Aposhian |
Weeki Wachee |
Florida |
September 22, 2021 |
1112496 |
Wendy Jean Gaspa |
Utica |
New York |
September 23, 2021 |
973133 |
Ava Marie Johnson-Lee |
Fulshear |
Texas |
September 23, 2021 |
1090446 |
Lewis Christopher Sogge |
San Diego |
California |
September 23, 2021 |
1280610 |
Jill Lindsey McGowan |
San Diego |
California |
September 23, 2021 |
1523844 |
Sarah Josephine Pierce |
New York |
New York |
September 27, 2021 |
196006 |
George Garcia |
Rehoboth |
Massachusetts |
September 27, 2021 |
341897 |
John Neal |
Pembroke Pines |
Florida |
September 27, 2021 |
2092030 |
Andrew Scott Peterson |
Union |
New Jersey |
September 28, 2021 |
1834966 |
Steven Druck |
Apopka |
Florida |
SECTION II
September 23, 2021 (CC-LFS)
M M R CHECK CASHING CORP. (“MMR”)
54-10 Flushing Ave., Maspeth, NY 11478
The license to engage in business as a casher of checks at the following location has been surrendered: Main office: 54-10 Flushing Ave., Maspeth, NY 11478
Effective December 25, 2020, MMR is no longer authorized to conduct check cashing business in the State of New York.
October 1, 2021 (SB-CRB)
RHINEBECK BANK
2 Jefferson Plaza, Poughkeepsie, NY 12601
Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 200 Great Oaks Boulevard, Suite 226, Albany, Albany County, New York 12203 to 100 Great Oaks Boulevard, Suite 118A, Albany, Albany County, New York 12203, effective September 27, 2021.
October 5, 2021 (TR-CM)
FIDUCIARY TRUST COMPANY INTERNATIONAL
280 Park Avenue, 6th Floor, New York, New York 10017
Applicant notified by the Acting Superintendent of Financial Services that, pursuant to the provisions of Section 105-b of the Banking Law, no objection will be interposed to the establishment of a trust office at 1133 Connecticut Ave, N.W., Suite 330, Washington, DC 20036.
October 5, 2021 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932
Approval given to change the location of branch office from 60 East 42nd Street (Suite 1563), Borough of Manhattan, City of New York 10165 to 60 East 42nd Street (Suite 1110), Borough of Manhattan, City of New York 10165, on or after October 6, 2021.
October 5, 2021 (TR-CRB)
TOMPKINS TRUST COMPANY
118 East Seneca Street, Ithaca, NY 14850
MAHOPAC BANK (BK-CRB)
1441 Route 22, Town of Southeast, NY 10509
THE BANK OF CASTILE (TR-CRB)
50 North Main Street, Castile, NY 14427
VIST BANK (MI-CRB)
1240 Broadcasting Road, Wyomissing, PA 19610
Application, pursuant to Section 601-b of the Banking Law, for Mahopac Bank, The Bank of Castile, and VIST Bank to merge with and into Tompkins Trust Company, under the name Tompkins Community Bank, approved.
October 7, 2021 (PF-LFS)
MACKOUL INSTALLMENT SERVICES, LLC DBA MIS PREMIUM FINANCING
25 Nassau Lane, Island Park, NY 11558
Application filed by Mackoul Installment Services, LLC DBA MIS Premium Financing to engage in doing business as a Premium Finance Agency pursuant to Article12-B of the NYS Banking Law, was approved effective September 30, 2021.
October 7, 2021 (SF-LFS)
ROADRUNNER FINANCIAL, INC.
116 West 32nd Street, 9th Floor, New York, NY 10001
Application for a license to engage in business as a sales finance company was approved effective September 23, 2021.
Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:
October 6, 2021 (BR-MBD)
Scarsdale Capital Group LLC
824 White Plains Road, Scarsdale, NY 10583
October 6, 2021 (BR-MBD)
Salvation Financial Inc
197 Rt 18 South Suite 201N, East Brunswick, NJ 08816
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
October 6, 2021 (MB-MBD)
Full Service Branch
Sun West Mortgage Company, Inc.
35 West Main Street, 1st Floor, Smithtown, NY 11787
October 6, 2021 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
4949 Express Drive North, Suite 103, Ronkonkoma, NY 11779
October 6, 2021 (MB-MBD)
Full Service Branch
PHH Mortgage Corporation D/B/As:
Instamortgage.com
Liberty Reverse Mortgage
Mortgagesave.com
PHH Mortgage Services
5177 Richmond Ave., Suite 300, Houston, TX 77056
October 6, 2021 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc. D/B/A Menlo Park Funding
1811 W. North Avenue, Suite 201, Chicago, IL 60622
October 6, 2021 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
425 Broadhollow Road, Suite 400, Melville, NY 11747
License to engage in the business of a Mortgage Banker Branch surrendered:
September 30, 2021 (MB-MBD)
Homestead Funding Corp.
1253 Park Street, Suite UE8, Clearwater, FL 33756
Effective Date: September 24, 2021
Certificate to engage in the business of a Mortgage Loan Servicer Branch surrendered:
October 1, 2021 (MLS-MBD)
RoundPoint Mortgage Servicing Corporation
17300 Preston Road, Suite E210, Dallas, TX 75252
Effective Date: August 16, 2021
Mortgage Banker License Name Changes:
October 6, 2021 (MB-MBD)
From: United Northern Mortgage Bankers Limited
To: UNMB Home Loans Inc.
Mortgage Broker Certificate Address Changes:
October 6, 2021 (BR-MBD)
Lightning Funding Inc.
From: 300 Bedford Avenue, Suite 203, Bellmore, NY 11710
To: 97 Main Street, East Rockaway, NY 11518
October 6, 2021 (BR-MBD)
AFC Mortgage Group, LLC
From: 227 Monroe Turnpike, Suite 3F, Monroe, CT 06468
To: 471 Monroe Turnpike, Monroe, CT 06468
Mortgage Banker Branch License Address Changes:
October 6, 2021 (MB-MBD)
Homebridge Financial Services, Inc. D/B/A Menlo Park Funding
From: 15301 Dallas Parkway, Suite # 900, Addison, TX 75001
To: 15601 Dallas Parkway, Suite 500, Addison, TX 75001
October 6, 2021 (MB-MBD)
Total Mortgage Services, LLC
From: 44 Broadway, Lower Front South Office, Greenlawn, NY 11740
To: 504 Lexington Avenue, Suite C, Chapin, SC 29036
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
---|---|---|---|---|---|
October 4, 2021 |
722782 |
Andrew Tam |
Flushing |
New York |
Mortgage World Bankers, Inc. |
October 4, 2021 |
1941646 |
Anthony Nicholas Tarantino |
Levittown |
New York |
Allnet Group, Inc. |
October 4, 2021 |
1964304 |
Joseph Nicholas Carrara |
Staten Island |
New York |
Think One Mortgage Inc. |
October 4, 2021 |
1995044 |
Gavin Edward McCarthy |
Blooming Grove |
New York |
Better Mortgage Corporation |
October 4, 2021 |
2000809 |
Diana E. Lopez |
West Hempstead |
New York |
Nationwide Mortgage Bankers, Inc. |
October 4, 2021 |
2036007 |
Angela Lynn Nunes |
Brooklyn |
New York |
Better Mortgage Corporation |
October 4, 2021 |
2042026 |
Michael Janosko |
Rockville Centre |
New York |
Meadowbrook Financial Mortgage Bankers Corp. |
October 4, 2021 |
2069746 |
Frank Thomas Russo |
Phillipsburg |
New Jersey |
Coltrain Funding Group LLC |
October 4, 2021 |
2106394 |
Mohamed Subtan Mughal |
Floral Park |
New York |
Hartford Funding, Ltd. |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
Date Application Withdrawn | NMLS # | Applicant Name | City | State |
---|---|---|---|---|
October 1, 2021 |
395719 |
Kevin John Heckemeyer |
Delray Beach |
Florida |
October 6, 2021 |
351133 |
Natalie Anita Premock |
Davie |
Florida |
October 6, 2021 |
356114 |
Daniel Morris Maggin |
Kensington |
Maryland |
October 6, 2021 |
1721744 |
Ryan Christopher Seybuck |
Odenton |
Maryland |
October 6, 2021 |
2027388 |
Jonathan Loyhayem |
Tarzana |
California |