Weekly Banking Bulletin

September 24, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

September 22, 2021 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932

Application dated September 22, 2021, for permission to change the location of branch office from 60 East 42nd Street (Suite 1563), Borough of Manhattan, City of New York 10165 to 60 East 42nd Street, (Suite 1110), Borough of Manhattan, City of New York 10165, received.


September 22, 2021 (BK-CRB)
CATTARAUGUS COUNTY BANK
116-120 Main Street, Little Valley, NY 14755

Application dated September 22, 2021 for permission to change the location of branch office from 870 Fairmount Avenue, West Ellicott, Town of Ellicott, Chautauqua County, New York 14701 to 284 East Fairmount Avenue, Lakewood, Chautauqua County, New York 14750, received.


September 24, 2021 (TM-LFS)
WALL STREET FINANCE LLC
72-32 Broadway, Suite 206, Jackson Heights, NY 11372

Application for a change of control whereby Mr. Hasan Fazalbhoy, (33.3%), Mr. Bill Oldham, (33.3%), and Mr. Dea Belazi, (33.3%) will acquire 100 percent of Wall Street Finance LLC was received.

The publication of receipt of this application does not indicate that the application is complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

September 21, 2021 (BR-MBD)
Applicant(s)
Heather Louise Lai
Wilkin Shui-Kei Lai
As: RIC3 LLC
10 Bruce St, New Paltz, NY 12561

September 21, 2021 (BR-MBD)
Applicant(s)
Pixiang Chen
As: SouthNorth Group LLC
35-32 Union Street, Unit 3B, Flushing, NY 11354


Application to establish a Mortgage Banker's Branch received for examination:

September 20, 2021 (MB-MBD)
Full Service Branch
PHH Mortgage Corporation D/B/As:
Instamortgage.com
Liberty Reverse Mortgage
Mortgagesave.com
PHH Mortgage Services
5177 Richmond Ave., Suite 300, Houston, TX 77056

September 20, 2021 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc. D/B/A Menlo Park Funding
1811 W. North Avenue, Suite 201, Chicago, IL 60622

September 22, 2021 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
4949 Express Drive North, Suite 103, Ronkonkoma, NY 11779

September 22, 2021 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
425 Broadhollow Road, Suite 400, Melville, NY 11747


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

September 21, 2021 (MB-MBD)
Applicant(s)
Craig Michael Ungaro
Hyperion Family Holding Company LLC
Joseph Alan Panebianco
Steven K Ives
To acquire interest in:
American Neighborhood Mortgage Acceptance Company LLC D/B/As:
AnnieMac Home Mortgage
LOFIDIRECT
700 East Gate Drive, Suite 400, Mount Laurel, NJ 08054


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State

November 1, 2020

1942531

Wing Ni Lee

Mount Laurel

New Jersey

July 20, 2021

1273903

Matthew Allocca

Douglaston

New York

August 13, 2021

2009328

Kenrick Walter Kelsick

Jersey City

New Jersey

August 16, 2021

2155360

Zachary Duckman

Raleigh

North Carolina

August 18, 2021

2082455

Jessica Nichol Sawynsky

Derby

New York

August 20, 2021

1981296

Mark Geller

Brooklyn

New York

August 23, 2021

166537

Wilkin Shui-Kei Lai

New Paltz

New York

August 23, 2021

1222441

Terreia Syreeta Whitsett

Canton

Michigan

August 23, 2021

2175315

Eddie Vincent Bodon

Farmingville

New York

August 25, 2021

1646832

Leslie Ann Capitan

Sterling Heights

Michigan

August 25, 2021

2164065

Megan L. Winsett

Voorhees

New Jersey

August 26, 2021

1989641

Bruce Evan Graeber

Feasterville

Pennsylvania

August 26, 2021

2161053

Michael M. Harsche

Mount Laurel

New Jersey

August 31, 2021

624684

Danny Janashvili

Whitestone

New York

September 2, 2021

2093304

Emilee Lynne Commisso

Wappingers Falls

New York

September 9, 2021

1615172

Tyler Joseph Buckley

Taylor

Michigan

September 9, 2021

1751630

Jae Gibson

Fountain Hills

Arizona

September 9, 2021

1813504

Isabel Virginia Ford

Phoenix

Arizona

September 9, 2021

2119863

Alexander Chafetz

New York

New York

September 10, 2021

414009

Shirley Teonil Reynoso

Bronx

New York

September 10, 2021

1592004

Robert James McGee

Huntersville

North Carolina

September 10, 2021

1920398

Sultan A. Asiri

Farmington Hills

Michigan

September 10, 2021

2018045

Katherine Christine Scordos

Seven Hills

Ohio

September 10, 2021

2172224

Genaro Salas

Bronx

New York

September 13, 2021

2174121

Julian Nicholas Michael German

Bronx

New York

September 14, 2021

2141918

Wakeba Alisha Reid

Auburn Hills

Michigan

September 14, 2021

2168181

Abra Elaine Graham

Knoxville

Tennessee

September 15, 2021

324299

James Berdet Eyraud

Nashville

Tennessee

September 15, 2021

967104

Tyler Smith

Cape Coral

Florida

September 15, 2021

1692741

Gustavo Salinas

Houston

Texas

September 15, 2021

1962934

Delon Randy Campbell

New York

New York

September 15, 2021

2106149

Cristin Leigh Fitzpatrick

Fairfield

Connecticut

September 15, 2021

2178258

Edgar Daniel Cortez Oropeza

Columbia

Missouri

September 15, 2021

2219060

Elizabeth Anne Wester

Columbia

Missouri

September 15, 2021

2228195

Eric Matthew Blumberg

Columbia

Missouri

September 20, 2021

369386

Charmaine Robin

East Meadow

New York

 


SECTION II

September 1, 2021 (CC-LFS)
I & B CHECK CASHING CORP.
2346 Flatbush Avenue, Brooklyn, NY 11234

The license to engage in business as a casher of checks at the following location has been surrendered, effective August 30, 2021:

Branch office: 2950-A Avenue X, Brooklyn, NY 11235-1874


Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law, amended to read as follows:

From:
September 15, 2021 (BR-MBD)
Leopard Funding LLC D/B/A The Leopard Group
4502 13th Avenue, #307, Brooklyn, NY 11219

To:
September 15, 2021 (BR-MBD)
The Leopard Group
4502 13th Avenue, #307, Brooklyn, NY 11219

From:
September 15, 2021 (BR-MBD)
Netfund Mortgage Company, LLC D/B/A Net Capital Company
1298 Rockbridge Road SW, Suite D-1, Stone Mountain, GA 30087

To:
September 15, 2021 (BR-MBD)
Net Capital Company
1298 Rockbridge Road SW, Suite D-1, Stone Mountain, GA 30087


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

September 22, 2021 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C. D/B/A Fix-It Renovation Lending
130 Maple Avenue, Unit 10A, Red Bank, NJ 07701

September 22, 2021 (MB-MBD)
Full Service Branch
Luxury Mortgage Corp.
15200 Jog Road, Unit 202, Delray Beach, FL 33446


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

September 22, 2021 (BR-MBD)
Full Service Branch
Homereliance Capital Corp.
263 McGuiness Boulevard, Ground Floor, Brooklyn, NY 11222


Certificate to engage in the business of a Mortgage Broker surrendered:

September 22, 2021 (BR-MBD)
Absolute Home Mortgage Corporation
330 Passaic Avenue, Suite 204, Fairfield, NJ 07004
Effective Date: February 19, 2020


License to engage in the business of a Mortgage Banker Branch surrendered:

September 22, 2021 (MB-MBD)
MLB Residential Lending, LLC D/B/A MLB Mortgage
Mercantile Plaza, 37 Boynton Ave, Suite 5, Plattsburgh, NY 12901
Effective Date: September 9, 2021


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

September 21, 2021 (BR-MBD)
Absolute Home Mortgage Corporation
2600 Philmont Avenue, Suite 212, Huntingdon Valley, PA 19006
Effective Date: February 19, 2020

September 21, 2021 (BR-MBD)
Meridian Home Mortgage Corporation
11155 Red Run Boulevard, Suite 210, Owings Mills, MD 21117
Effective Date: September 3, 2021


Mortgage Banker Branch License Address Changes:

September 22, 2021 (MB-MBD)
Draper and Kramer Mortgage Corp.
From: 333 Route 46 West, Suite 104, Mountain Lakes, NJ 07046
To: 2105 Cromley Circle, Unit B, Myrtle Beach, SC 29577


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS # Applicant Name City State

September 16, 2021

1476164

Kimberly Renae Homewood

St. Augustine

Florida

September 16, 2021

1585719

Kaitlyn Rukaiyah Scarcelli

North Royalton

Ohio

September 16, 2021

1925401

Andrew S. Fernandez

Brooklyn

New York

September 16, 2021

1982242

Peter John Hurley

San Marcoa

California

September 16, 2021

2081194

Ashunta Kamar Carson

Columbia

Missouri

 


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval NMLS # Applicant Name City State Sponsoring Entity

September 3, 2021

10245

David James Anema

Toms River

New Jersey

Guaranteed Rate Affinity, LLC

September 3, 2021

31780

Juan Carlos Morales

East Elmhurst

New York

United Mortgage Corp.

September 3, 2021

58146

Christopher John Stevens

Rochester

New York

Premium Mortgage Corp.

September 3, 2021

73954

Amy Louise Freund

Easton

Pennsylvania

TBI Mortgage Company

September 3, 2021

86512

Douglas Scott Reese

Columbus

Ohio

Nations Lending Corporation

September 3, 2021

141938

Jonathon Lynn Geitgey

Fishers

Indiana

Carrington Mortgage Services, LLC

September 3, 2021

235583

Jadey Wayne Boiles

Northlake

Texas

Home Point Financial Corporation

September 3, 2021

621027

Dustin Wayne Neyra

Denton

Texas

Home Point Financial Corporation

September 3, 2021

1272663

Russell Leon Pressley

Parlin

New Jersey

Nationwide Mortgage Bankers, Inc.

September 3, 2021

1294850

Gregory Magnus Thompson

Vista

California

Freedom Mortgage Corporation

September 3, 2021

1302011

Michael Schicchi

Brooklyn

New York

The Funding Store LLC

September 3, 2021

1681318

Matthew Joseph Thomason

Parker

Colorado

American Financing Corporation

September 3, 2021

1793429

Jiby Moloparambil Thomas

Neshanic Station

New Jersey

Kwik Mortgage Corporation

September 3, 2021

1993733

Raul Macario Compian

Dallas

Texas

loanDepot.com, LLC

September 3, 2021

2023344

Ingrid Delgado

Plainview

New York

Meadowbrook Financial Mortgage Bankers Corp.

September 3, 2021

2099372

Dillon Jay Snell

Chazy

New York

CrossCountry Mortgage, LLC

September 3, 2021

2127311

Paul M. Balzano

Massapequa

New York

Money Capital Corp

September 16, 2021

1483160

Baldev Singh Chandpuri

Far Rockaway

New York

Mortgage Direct Inc.

September 17, 2021

65914

William Souto

Rockville Centre

New York

Weatherstone Mortgage Corp.

September 17, 2021

71055

Marc Adam Nathan

New York

New York

William Raveis Mortgage, LLC

September 17, 2021

171423

John Walter Neale

Cherry Hill

New Jersey

Planet Home Lending, LLC

September 17, 2021

276129

Seann Anders Henry

Delmar

New York

1st Priority Mortgage, Inc.

September 17, 2021

415918

Jason Robert Knee

Medford

New Jersey

Movement Mortgage, LLC

September 17, 2021

475366

Linda M. Pietrzyk

Turnersville

New Jersey

Equity Prime Mortgage LLC

September 17, 2021

911526

Steve Lamar Turner

Huntington Beach

California

Lenox Financial Mortgage Corporation

September 17, 2021

1001991

Gunachandran Ragavachetty Shanmugam

Voorhees

New Jersey

loanDepot.com, LLC

September 17, 2021

1003389

Michael Joseph Farrell

Parma

Ohio

Nations Lending Corporation

September 17, 2021

1237274

Justine Brenda Williamson-Saunders

Wyandanch

New York

Reliant Home Funding, Inc.

September 17, 2021

1470790

Jordan Bandoy Saceda

Costa Mesa

California

Network Capital Funding Corporation

September 17, 2021

1585754

Christopher John Lewis

Bethlehem

Pennsylvania

Finance of America Mortgage LLC

September 17, 2021

1598051

Yvette Reeves

Brooklyn

New York

United Mortgage Corp.

September 17, 2021

1620514

Vittorio Antony Cavaliere

Arlington

Texas

Home Point Financial Corporation

September 17, 2021

1783038

Micah Barnett Greenberg

Nottingham

Maryland

Nationwide Equities Corporation

September 17, 2021

1810611

Danilo Antonio Santome

New York

New York

Family First Funding LLC

September 17, 2021

1907408

Mahmoud Taghian

Clifton

New Jersey

Mortgage Access Corp.

September 17, 2021

1918006

Brian Wu

Brooklyn

New York

Better Mortgage Corporation

September 17, 2021

1930270

Yosef Chaim Hochhauser

Bloomingburg

New York

The Mint Capital Inc.

September 17, 2021

1930768

Martez Andres Sanders

Westland

Michigan

Quicken Loans, LLC

September 17, 2021

1957952

Emily Anne Nadeau

Westland

Michigan

Quicken Loans, LLC

September 17, 2021

1964307

Gabriel Eduardo Garcia

Long Island City

New York

Better Mortgage Corporation

September 17, 2021

1964640

Patrick Girard Gibbons

Garden City

New York

Garden City Equities Inc.

September 17, 2021

2000224

Rena Lyn Holmes

Conyers

Georgia

Netfund Mortgage Company, LLC

September 17, 2021

2006034

Danielle Nicole Nowakowski

Budd Lake

New Jersey

Caliber Home Loans, Inc.

September 17, 2021

2009512

Tran Ngoc Le

Lake Forest

California

Network Capital Funding Corporation

September 17, 2021

2019425

John Donald Mangas

New York

New York

Better Mortgage Corporation

September 17, 2021

2032319

Luisa Cardona Betancur

Huntington Station

New York

United Mortgage Corp.

September 17, 2021

2034889

Andrew Parker Mills

Stamford

Connecticut

Better Mortgage Corporation

September 17, 2021

2034898

Natalie Susan Davis

New York

New York

Better Mortgage Corporation

September 17, 2021

2035648

Bradley Mitchell Leuthold

Indianapolis

Indiana

Royal United Mortgage, LLC

September 17, 2021

2077885

Chad Michael Kirschbaum

Bohemia

New York

Reliance First Capital, LLC

September 17, 2021

2082989

Rafael Donovan Rojas

Mount Vernon

New York

RealFi Home Funding Corp.

September 17, 2021

2090230

Agnieszka Szpakowska

Ridgefield

Connecticut

Promontory MortgagePath LLC

September 17, 2021

2107680

Gurpreet Kaur

New Hyde Park

New York

Bridgeview Mortgage Corp.

September 17, 2021

2109628

Ferhana Naeem

Staten Island

New York

All County Capital Corp.

September 17, 2021

2110354

Rachelle Chery-Pierre

Mastic

New York

Jet Direct Funding Corp.

September 20, 2021

130530

William T. Grath

Forked River

New Jersey

Guaranteed Rate, Inc.

September 20, 2021

224518

Samuel Ray Sharp

Hinsdale

Illinois

Guaranteed Rate, Inc.

September 20, 2021

227806

Dante Guerrero Bartolata Banaga

Forest Hills

New York

NewRez LLC

September 20, 2021

250590

Steven Robert Maizes

Los Angeles

California

Guaranteed Rate, Inc.

September 20, 2021

438551

Gerardo Pina

Buffalo Grove

Illinois

Guaranteed Rate, Inc.

September 20, 2021

849269

Tyler William Kemp Lowry

Charlotte

North Carolina

NewRez LLC

September 20, 2021

960091

Robert Eugene Mencke

Jacksonville

Florida

Carrington Mortgage Services, LLC

September 20, 2021

1092959

Brian C. Kelly

Port Monmouth

New Jersey

Guaranteed Rate, Inc.

September 20, 2021

1238416

Fredrick Michael Glynn

Carmel

Indiana

Carrington Mortgage Services, LLC

September 20, 2021

1468095

Brenton Keahi Ahching Beirne

Denton

Texas

Carrington Mortgage Services, LLC

September 20, 2021

1621618

Patrick Thomas Jacobs

South Euclid

Ohio

CrossCountry Mortgage, LLC

September 20, 2021

1787284

Anthony Thomas Morris

Cleveland

Ohio

CrossCountry Mortgage, LLC

September 20, 2021

1865345

Seth Michael Keiper

South Euclid

Ohio

CrossCountry Mortgage, LLC

September 20, 2021

1867910

Albert George Metz

Hanover

Pennsylvania

Carrington Mortgage Services, LLC

September 20, 2021

1898816

Shane Nicholas Tressler

Westerville

Ohio

Carrington Mortgage Services, LLC

September 20, 2021

1954352

LaRoy Bates

Oakwood Village

Ohio

CrossCountry Mortgage, LLC

September 20, 2021

1991381

Christopher Phipps Ryan

Willoughby Hills

Ohio

CrossCountry Mortgage, LLC

September 20, 2021

2003885

Jason Kyle Krakower

Warren

New Jersey

NewRez LLC

September 20, 2021

2015212

William Tham

Philadelphia

Pennsylvania

NewRez LLC

September 20, 2021

2024430

Samantha Louise Hawk

Orrville

Ohio

CrossCountry Mortgage, LLC

September 20, 2021

2026260

Konner Koziol Ruggles

Silver Spring

Maryland

Carrington Mortgage Services, LLC

September 21, 2021

1686073

John Anthony Bellak

Middleburg Heights

Ohio

CrossCountry Mortgage, LLC