Weekly Banking Bulletin

September 10, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

Application to establish a Mortgage Banker's Branch received for examination:

September 3, 2021 (MB-MBD)
Full Service Branch
Luxury Mortgage Corp.
15200 Jog Road, Unit 202, Delray Beach, FL 33446


Application to establish a Mortgage Broker's Branch received for examination:

September 7, 2021 (BR-MBD)
Full Service Branch
Homereliance Capital Corp.
263 McGuiness Boulevard, Ground Floor, Brooklyn, NY 11222


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State

September 2, 2020

281510

Ryan Patrick Bannahan

Gambrills

Maryland

June 22, 2021

2153835

Lauren Jane Bitzas

Clearwater

Florida

July 1, 2021

121530

Jennifer Anne Pilla

East Setauket

New York

July 7, 2021

2166562

Brian George Shahwan

Hoboken

New Jersey

July 15, 2021

1852723

Aaron Joseph Bonaccorsy

Voorhees

New Jersey

August 9, 2021

1669550

Agustin A. Jimenez

Belleville

New Jersey

August 10, 2021

309827

Ruben Izgelov

Fresh Meadows

New York

August 13, 2021

2056300

Wenrui Liu

Rockville

Maryland

August 16, 2021

1165498

Eric John DeMatteis

Manahawkin

New Jersey

August 16, 2021

1957257

Hunter Glenn Badalamenti

Lakewood

Ohio

August 16, 2021

2071233

Michael David McVan

Parma Heights

Ohio

August 16, 2021

2142971

Jaime Brian Ostendorf

Canton

Ohio

August 17, 2021

110263

Timothy Mark Cooley

Edmond

Oklahoma

August 18, 2021

624109

Gary J. Scharbo

Dix Hills

New York

August 20, 2021

2107137

Eric Christopher Bradley

Berea

Ohio

August 20, 2021

2120602

Abigail Marie Hackett

New York

New York

August 23, 2021

1900704

Nicholas Mauro

Howell

New Jersey

August 23, 2021

2151935

Richard Arita

Ridgefield

Connecticut

August 24, 2021

404020

Juan D. Torres

Teaneck

New Jersey

August 24, 2021

2067234

Mark Anthony Carballo

Rancho Santa Margarita

California

August 24, 2021

2153086

David Martin Todd

New Paltz

New York

August 25, 2021

29100

Michael Joseph Fleischman

Depew

New York

August 25, 2021

2110916

Zachary Kurtis Czemeres

McKinney

Texas

August 25, 2021

2135038

Jacqueline Anna Barnett

Jacksonville

Florida

August 25, 2021

2142624

Denise Lynn Barber

Southgate

Michigan

August 25, 2021

2177489

Nana Yaw Asante

Frisco

Texas

August 26, 2021

146872

Brian Bradford

Fishers

Indiana

August 26, 2021

2004402

Nitish Malik

Islandia

New York

August 27, 2021

167364

Christopher Matthew Arthur

Palm Harbor

Florida

August 27, 2021

1855422

Enrique Leon, Jr.

Buckeye

Arizona

August 27, 2021

1889410

Yesenia Ines Beltran

Phoenix

Arizona

August 27, 2021

1930980

Esteban Galvan

Avondale

Arizona

August 27, 2021

1970709

Nancy Yarixa Perez

Glendale

Arizona

August 27, 2021

1970760

Paulina Flores

Mesa

Arizona

August 27, 2021

2126987

Marcos Adrian Jimenez Lobo

Glendale

Arizona

August 27, 2021

2141773

Francesca Noelle DiMieri

Phoenix

Arizona

August 27, 2021

2141808

Nermin Velic

Glendale

Arizona

August 27, 2021

2142357

Kiana Nicole Hocevar-Collins

Phoenix

Arizona

August 27, 2021

2142769

Roberto Carlos Ramos

Buckeye

Arizona

August 30, 2021

143114

Nelson Hernandez

Locust Valley

New York

 


SECTION II

September 3, 2021 (SB-CRB)
FIRST CENTRAL SAVINGS BANK
70 Glen Street, Glen Cove, NY 11542

Authorization issued to open and occupy a branch office at 303 Merrick Road, Lynbrook, Nassau County, New York 11563, on or after September 4, 2021.


September 3, 2021 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556

Authorization issued to open and occupy a branch office at 85-15 Queens Boulevard, Elmhurst, Borough of Queens, City of New York 11373, on or after September 4, 2021.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

September 2, 2021 (MB-MBD)
Figure Lending LLC
15720 Brixham Hill Ave, Suite 300, Charlotte, NC 28277


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

September 2, 2021 (MB-MBD)
Full Service Branch
Figure Lending LLC
100 West Liberty St, Suite 600, Reno, NV 89501

September 8, 2021 (MB-MBD)
Full Service Branch
RealFi Home Funding Corp. D/B/A RHF Wholesale
6 Campus Drive, Suite 305, Parsippany, NJ 07054

September 8, 2021 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation D/B/A Crown Home Mortgage
1567 Rt 517, Hackettstown, NJ 07840

September 8, 2021 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
9 Perlman Drive Suite 103, Spring Valley, NY 10977

September 8, 2021 (MB-MBD)
Full Service Branch
GR Affinity, LLC in lieu of
Guaranteed Rate Affinity, LLC
230 Greenwood Ave., Suite 1F, Bethel, CT 06801

September 8, 2021 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
2400 Dallas Parkway Suite 450, Plano, TX 75093

September 8, 2021 (MB-MBD)
Full Service Branch
Sun West Mortgage Company, Inc.
5601 77 Center Drive, Suite 200, Charlotte, NC 28217


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

September 8, 2021 (BR-MBD)
Full Service Branch
Capital Plus Residential
25 Commerce Drive, Suite 360, Cranford, NJ 07016

September 8, 2021 (BR-MBD)
Full Service Branch
A.S.A.P. Mortgage Corp.
1700 East Las Olas Blvd., Suite 104, Fort Lauderdale, FL 33301


Application to establish a Mortgage Banker's Branch received for examination on July 29, 2021, withdrawn:

September 2, 2021 (MB-MBD)
Full Service Branch
Mountain Mortgage Corp.
33 West Hawthorne Avenue, Suite 205, Valley Stream, NY 11580


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval NMLS # Applicant Name City State Sponsoring Entity

September 7, 2021

7654

Whitney Calvert Rugg

Middletown

Rhode Island

Embrace Home Loans, Inc.

September 7, 2021

244924

Connie Carroll-Lund

San Diego

California

Freedom Mortgage Corporation

September 7, 2021

404198

S. Chappie Sartino

Chicago

Illinois

Draper and Kramer Mortgage Corp.

September 7, 2021

797642

Anita John

Bronx

New York

Promontory MortgagePath LLC

September 7, 2021

831783

Diego H. Pinzon

Freeport

New York

Fairway Independent Mortgage Corporation

September 7, 2021

876405

Christopher Wayne Roscoe

Orlando

Florida

American Advisors Group, Inc.

September 7, 2021

1069248

Charles Anderson Gill

Parker

Colorado

American Financing Corporation

September 7, 2021

1075304

Anel Roxana Rodriguez

Denver

Colorado

American Financing Corporation

September 7, 2021

1094063

Jennifer Siegel

Clark

New Jersey

Cardinal Financial Company, Limited Partnership

September 7, 2021

1280108

Michael Leonard Waton

Mullica Hill

New Jersey

American Financial Network, Inc.

September 7, 2021

1379061

Mark Hatfield Chilson

Denver

Colorado

American Financing Corporation

September 7, 2021

1437761

Veronica Francine Adgate

Jacksonville

Florida

Carrington Mortgage Services, LLC

September 7, 2021

1445810

Matthew Christopher Santiago

Brooklyn

New York

CrossCountry Mortgage, LLC

September 7, 2021

1557363

Edgardo Ismael Gonzalez

San Ysidro

California

Freedom Mortgage Corporation

September 7, 2021

1709412

Jennifer K. Hunter

Manorville

New York

Contour Mortgage Corporation

September 7, 2021

1748471

Samuel Spitzer

Spring Valley

New York

American Financial Network, Inc.

September 7, 2021

1752214

Lisa Esposito

Cortlandt Manor

New York

A.S.A.P. Mortgage Corp.

September 7, 2021

1910776

Ariel Diaz

West Hempstead

New York

Cardinal Financial Company, Limited Partnership

September 7, 2021

1935022

David M. Pyun

Cliffside Park

New Jersey

Continental Mortgage Bankers, Inc.

September 7, 2021

1947073

Jerald Allen Miller

Colorado Springs

Colorado

American Financing Corporation

September 7, 2021

1962722

Scott C. Tillman

Merrick

New York

CrossCountry Mortgage, LLC

September 7, 2021

1965250

Haendell-Nicephore St. Juste

Brooklyn

New York

Better Mortgage Corporation

September 7, 2021

1975882

Christian Anthony Paz

Carteret

New Jersey

Better Mortgage Corporation

September 7, 2021

1979995

Kimberly Anne Langborg

San Diego

California

Freedom Mortgage Corporation

September 7, 2021

1992812

Damon Michael Sledge

Ponte Vedra Beach

Florida

Carrington Mortgage Services, LLC

September 7, 2021

2005846

Vincenzo Pietro Mangogna

Medford

New York

CrossCountry Mortgage, LLC

September 7, 2021

2007903

Madeline Elizabeth Juncosa

Brooklyn

New York

Better Mortgage Corporation

September 7, 2021

2011865

Katie Mirabile

East Meadow

New York

Advisors Mortgage Group, LLC

September 7, 2021

2011974

Stephen Joel Finkelstein

Jericho

New York

Advisors Mortgage Group, LLC

September 7, 2021

2018073

Jacob Aaron Silburn

Staten Island

New York

American Financial Network, Inc.

September 7, 2021

2020447

Olivia Emma Levin

New York

New York

Better Mortgage Corporation

September 7, 2021

2029482

Justin Omar Caminero

Bronx

New York

American Financial Network, Inc.

September 7, 2021

2036043

Alexis Amber Gonzalez

Woodbridge

New Jersey

Better Mortgage Corporation

September 7, 2021

2040937

Nisan Isaac Andrusier

West Orange

New Jersey

Family First Funding LLC

September 7, 2021

2042909

Elvis Tominovic

Astoria

New York

Canyon Mortgage Corp.

September 7, 2021

2049568

Brian Patrick Cliggett

Oceanside

New York

Freedom Mortgage Corporation

September 7, 2021

2052220

Miguel Vasques Cruz

Westwood

New Jersey

Alpine Mortgage Services, LLC

September 7, 2021

2052863

Henry Eric Mann

New York

New York

Better Mortgage Corporation

September 7, 2021

2054367

Vito Anthony Sarullo

Morristown

New Jersey

Family First Funding LLC

September 7, 2021

2055476

Gregory Francis Bianca

Seaford

New York

Advisors Mortgage Group, LLC

September 7, 2021

2065528

Derek Ryan Abeles

Bethpage

New York

Coltrain Funding Group LLC

September 7, 2021

2077418

Lawrence David Bender

Manorville

New York

Contour Mortgage Corporation

September 7, 2021

2090289

John William Wertz

New York

New York

Better Mortgage Corporation

September 7, 2021

2106701

Samantha Marie Howell

Monroe

New York

American Financial Network, Inc.

September 7, 2021

2109557

Jacob Garber

Merrick

New York

Contour Mortgage Corporation

September 7, 2021

2110568

Ruth Walnick

Merrick

New York

Fairway Independent Mortgage Corporation

September 7, 2021

2112972

Shavy Moskovits

Monroe

New York

Capital M Inc.

September 7, 2021

2121607

Igor Mucha

Fresh Meadows

New York

Better Mortgage Corporation

September 8, 2021

112309

Wayne R. Balle

Washington Township

New Jersey

CrossCountry Mortgage, LLC

September 8, 2021

404095

Anand Joshua Prasad

Garden City Park

New York

CrossCountry Mortgage, LLC

September 8, 2021

413782

Brian David Homowitz

Lincroft

New Jersey

CrossCountry Mortgage, LLC

September 8, 2021

481252

Brian C. Gallagher

New Canaan

Connecticut

CrossCountry Mortgage, LLC

September 8, 2021

726095

Lawrence Don Matarasso

Bayville

New York

CrossCountry Mortgage, LLC

September 8, 2021

1081552

Gil Ledany

Englewood

New Jersey

CrossCountry Mortgage, LLC

September 8, 2021

1621576

Tyler Ryan Shaffer

Seven Hills

Ohio

CrossCountry Mortgage, LLC

September 8, 2021

1840983

Blaise Edwin Shepherd

Richfield

Ohio

CrossCountry Mortgage, LLC

September 8, 2021

1917990

Norah Miriam Aamoum

New York

New York

Better Mortgage Corporation

September 8, 2021

1918082

Thomas Sterling Dolan

Bronx

New York

Better Mortgage Corporation

September 8, 2021

1984739

Timothy Robert DeLea

Madison

New Jersey

Better Mortgage Corporation

September 8, 2021

1995294

Brendan Lemp

New York

New York

Better Mortgage Corporation

September 8, 2021

2007979

Cristina DeBard Alvarez

New York

New York

Better Mortgage Corporation

September 8, 2021

2008469

Sharon Rossi Rocha

Brooklyn

New York

Better Mortgage Corporation

September 8, 2021

2008518

Krystoffer Matthew Alinea

Palisades Park

New Jersey

Better Mortgage Corporation

September 8, 2021

2020264

Sophie Tico Maes

Brooklyn

New York

Better Mortgage Corporation

September 8, 2021

2035084

Lindsay Hope Stanley

New York

New York

Better Mortgage Corporation

September 8, 2021

2035094

Alexander Abbas Emam

New York

New York

Better Mortgage Corporation

September 8, 2021

2035380

Jarrett Ross Hershman

New York

New York

Better Mortgage Corporation

September 8, 2021

2049472

Pratik A. Shah

Belleville

New Jersey

Better Mortgage Corporation

September 8, 2021

2049476

Helen Hayes Wood

New York

New York

Better Mortgage Corporation

September 8, 2021

2049506

Justin Idriss-Govia Miller

New Rochelle

New York

Better Mortgage Corporation

September 8, 2021

2050357

Katarina DiRosa

Watchung

New Jersey

Better Mortgage Corporation

 


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS # Applicant Name City State

September 2, 2021

2020356

Rachel Ilyse Verch

New York

New York

September 2, 2021

2028282

Michael Andrew Rosendale

Media

Pennsylvania

September 2, 2021

2091647

Melissa Ann Riley

Columbia

Missouri