Weekly Banking Bulletin

August 27, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SB

Savings Bank

FR

Foreign Representative Office

SD

Safe Deposit Company

HC

Holding Company

SF

Sales Finance Agency

IC

Investment Company

SL

Savings and Loan Association

LL

Licensed Lender

SL

Student Loans

MK

Merchant Bank

TM

Transmitter of Money

MI

Miscellaneous

TR

Trust Company

    VC Virtual Currency

Regulatory Unit Codes

CM

Capital Markets

CRB

Community and Regional Banks

CEU

Consumer Examination Unit

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking

SECTION I

August 24, 2021 (SF-LFS)
ROADRUNNER FINANCIAL, INC.
116 West 32nd Street, 9th Floor, New York, NY 10001  

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

August 25, 2021 (SF- LFS)
DISH WIRELESS FINANCING L.L.C.  
9601 S. Meridian Blvd., Englewood, CO 80112 

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to establish a Mortgage Banker's Branch received for examination:

August 19, 2021 (MB-MBD)
Full Service Branch
Reliance First Capital, LLC
3715 Northside Parkway, Building 100, Suite 500, Office #533, Atlanta, GA 30327

August 20, 2021 (MB-MBD)
Full Service Branch
Specialized Loan Servicing LLC
8800 Baymeadows Way West, Suite 220, Jacksonville, FL 32256

August 20, 2021 (MB-MBD)
Full Service Branch
Sun West Mortgage Company, Inc.
5601 77 Center Drive, Suite 200, Charlotte, NC 28217

August 20, 2021 (MB-MBD)
Full Service Branch
1st 2nd Mortgage Company of N.J., Inc.
140 Littleton Road, Suite 301, Parsippany, NJ 07054

August 20, 2021 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation D/B/A Crown Home Mortgage
1567 Rt 517, Hackettstown, NJ 07840

August 23, 2021 (MB-MBD)
Full Service Branch
Mid America Mortgage, Inc.  D/B/A 1st Tribal Lending
5010 S. Broadband Lane, Suite 110, Sioux Falls, SD 57108

August 24, 2021 (MB-MBD)
Full Service Branch
GR Affinity, LLC in lieu of Guaranteed Rate Affinity, LLC
230 Greenwood Ave., Suite 1F, Bethel, CT 06801

August 24, 2021 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
9 Perlman Drive, Suite 103, Spring Valley, NY 10977

August 24, 2021 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
2400 Dallas Parkway, Suite 450, Plano, TX 75093

August 24, 2021 (MB-MBD)
Full Service Branch
RealFi Home Funding Corp.  D/B/A RHF Wholesale
6 Campus Drive, Suite 305, Parsippany, NJ 07054

August 24, 2021 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.  D/B/A Fix-It Renovation Lending
130 Maple Avenue, Unit 10A, Red Bank, NJ 07701


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS #

Applicant Name

City

State

December 16, 2020

2034958

Monique Ware

St. Albans

New York

January 23, 2021

1839934

Moksud A. Mohammed

Ozone Park

New York

April 27, 2021

1638074

Shaunda Shanti Johnston-Gordon

Plano

Texas

May 11, 2021

1512806

Michael Angelo Di Paterio

Cortlandt Manor

New York

May 20, 2021

189301

Christopher Michael Meyer

Hicksville

New York

May 25, 2021

1677792

Connor Ford Thompson

Brecksville

Ohio

May 27, 2021

38461

Michael Patrick Salamon

Cherry Hill

New Jersey

June 28, 2021

280506

Brian Michael Gould

Greensboro

North Carolina

June 30, 2021

1442092

Karen M. Jones

Port St. Lucie

Florida

July 13, 2021

983892

Gabriel Alejandro Flores

Miami

Florida

July 13, 2021

2169922

Kevin Michael Salazar

Brooklyn

New York

July 19, 2021

83327

David Samuels Stone

Hobe Sound

Florida

July 20, 2021

680412

Michael Vincent Burke

Hamburg

New York

July 26, 2021

113935

Christina Bayyan

Newark

New Jersey

July 26, 2021

1865845

John C. Casabona

East Rockaway

New York

July 26, 2021

2181044

Aaron Hussain

Orchard Park

New York

August 2, 2021

1916852

Aron Waldman

Brooklyn

New York

August 3, 2021

2098516

Yehuda Rosenberg

Monsey

New York

August 3, 2021

2171756

James Benoit

Brooklyn

New York

August 4, 2021

460201

Lori Guthart-Lesser

Plainview

New York

August 4, 2021

2018984

Matthew Paul Jezerski

Mayfield Heights

Ohio

August 4, 2021

2145863

Fiton Osmonaj

Lake Peekskill

New York

August 9, 2021

840045

Elizabeth Tapia

South Orange

New Jersey

August 9, 2021

1936233

Feng Zhan

Oakland Gardens

New York

August 9, 2021

2009090

Gina Nicole McGinnis

Columbia

Missouri

August 11, 2021

1605979

Andrew Walter Maheras

Gilbert

Arizona

August 11, 2021

2154289

Gerald J. Thielemann

Staten Island

New York

August 12, 2021

2153849

Abe Loevy

Brooklyn

New York

August 13, 2021

1536990

Aliyah Moriah Wasserstein

Pepper Pike

Ohio

August 13, 2021

2124694

Ly Khanh Nguyen

Philadelphia

Pennsylvania

August 18, 2021

2071919

William Owen Gauthier

Arlington

Virginia


SECTION II

August 18, 2021 (TM-LFS)
BBVA TRANSFER SERVICES, INC.
16825 Northchase Drive, Suite 1525, Houston, Texas 77060

Application for the legal name change from BBVA Transfer Services, Inc. to PNC Global Transfers, Inc. was approved effective August 17, 2021.

August 19, 2021 (MI-CRB)
EFSTATHIOS GEORGE VALIOTIS
Malba, NY
SOPHIA E. VALIOTIS
New York, NY
EKATERINA E. VALIOTIS
Astoria, NY
GEORGE E. VALIOTIS
New York, NY

Application, pursuant to Section 143-b of the Banking Law, for Efstathios George Valiotis, Sophia E. Valiotis, Ekaterina E. Valiotis, and George E. Valiotis to acquire control of Alma Bank, Astoria, New York, approved.

August 19, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorizations granting permission to open and occupy branch offices at the following two locations, surrendered for cancellation:

  1. 500 Eisenhower Drive, Hanover, York County, Pennsylvania 17331; and
  2. 1000 Haines Road, York, York County, Pennsylvania 17402

Offices discontinued as of August 18, 2021 and August 19, 2021, respectively.

August 19, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization Certificate issued December 5, 2008, granting permission to open and occupy a branch office at 910 South Richland Avenue, Spring Garden Township, York County, PA 17403, surrendered for cancellation.

Office discontinued as of August 17, 2021.

August 20, 2021 (CC-LFS)
BUFFALO FINANCIAL SERVICES, LLC
1287 East Delavan Avenue, Buffalo, NY 14215

The license to engage in business as a casher of checks at the following location has been surrendered, effective August 10, 2021:

Branch office:  3101 Bailey Avenue, Buffalo, NY 14215

August 24, 2021 (bp-LFS)
CREDITGUARD OF AMERICA, INC.
2755 NW 63 Ct., Fort Lauderdale, FL 33309

The relocation of the main office was approved as follows, effective May 3, 2021: 

From:    791 Park of Commerce Blvd., Suite 500, Boca Raton, FL 33487
To:         2755 NW 63 Ct., Fort Lauderdale, FL 33309


Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:

August 25, 2021 (BR-MBD)
Isometric LLC
3512 Quentin Rd., Suite LL125, Brooklyn, NY 11234


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

August 25, 2021 (MB-MBD)
Full Service Branch
Interstate Home Loan Center, Inc.
469 State Route 17K, Suite 1E, Rock Tavern, NY 12575

August 25, 2021 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership D/B/A Sebonic Financial
50 Division St., Ste 501 Ofc 27, Somerville, NJ 08876

August 25, 2021 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
301 Harper Drive, Moorestown, NJ 08057


License to engage in the business of a Mortgage Banker Branch surrendered:

August 19, 2021 (MB-MBD)
Fairway Independent Mortgage Corporation
2063 E 3900 S, Salt Lake City, UT 84124
Effective Date: August 13, 2021

August 19, 2021 (MB-MBD)
Commonfund Mortgage Corp.
14717 Union Turnpike, Suite 203, Flushing, NY 11367
Effective Date: August 6, 2021

August 19, 2021 (MB-MBD)
RealFi Home Funding Corp.  D/B/A RHF Wholesale
64 Smithtown Boulevard, Suite #1, Smithtown, NY 11787
Effective Date: August 11, 2021

August 19, 2021 (MB-MBD)
loanDepot.com, LLC D/B/As:
LDWholesale
loanDepot
4965 Preston Park Boulevard, Suite #800E, Plano, TX 75093
Effective Date: August 18, 2021


Mortgage Banker Branch License Address Changes:

August 25, 2021 (MB-MBD)
Fairway Independent Mortgage Corporation
From: 49 W Merrick Road, Suite 110, Freeport, NY 11520
To: 49 West Merrick Road, Suite 201, Freeport, NY 11520


Mortgage Broker Branch Certificate Address Changes:

August 25, 2021 (BR-MBD)
A-M-S Mortgage Services, Inc.
From: 9709 Artesia Boulevard, Suite 101, Bellflower, CA 90706
To: 18430 Brookhurst St., Ste 201E, Fountain Valley, CA 92708


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS #

Applicant Name

City

State

August 23, 2021

948776

Nicholas Charles Boliard

Granite Bay

California

August 23, 2021

1494681

Reginald Herbert Johnson

Concord

North Carolina

August 23, 2021

1691529

Roxanne Mae LaClair

Plattsburgh

New York

August 23, 2021

2103654

Landen Christian Blanton

Wilmington

North Carolina