Weekly Banking Bulletin

July 2, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

June 25, 2021 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932

Notice of intention to close branch offices at the following five locations, received:

  1. 149 Kent Avenue, Borough of Brooklyn, City of New York 11249;
  2. 214 Bedford Avenue, Borough of Brooklyn, City of New York 11249;
  3. 6324 NY-25A, Wading River, Suffolk County, New York 11792;
  4. 150 Hampton Road, Southampton, Suffolk County, New York 11968; and
  5. 1600 Avenue M, Borough of Brooklyn, City of New York 11230.

The comment period on this notice will expire August 2, 2021.


June 28, 2021 (TR-CM)
FIDUCIARY TRUST COMPANY INTERNATIONAL
280 Park Avenue, 6th Floor, New York, NY 10017

Application dated June 28, 2021, for permission to change the location of branch office from 303 Wilson Blvd., Suite 700, Arlington, VA 20190 to 1818 Library St., Suite 500, Restone, VA, 20190, received.


June 30, 2021 (SB-CRB)
ELMIRA SAVINGS BANK
333 East Water Street, Elmira, NY 14901

Application dated June 18, 2021, for permission to open and occupy a branch office at 84 Court Street, Binghamton, Broome County, New York 13901, received.


June 30, 2021 (TM-LFS)
METAVANTE PAYMENT SERVICES, LLC DBA PAYTRUST
1400 W. Brown Deer Road, Milwaukee, Wisconsin 53223

Notification received for the change of legal name to RealNet Payments LLC DBA PAYTRUST.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


Application to establish a Mortgage Banker's Branch received for examination:

June 29, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
100 McKinley Ave, Unit 14, Manahawkin, NJ 08050

June 29, 2021 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
3028 E Tremont Ave, Ste A, Bronx, NY 10461

June 30, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
617 Main Street, Suite G 202, Buffalo, NY 14203

June 30, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
18 Deer Park Avenue, First Floor, Storefront, Babylon, NY 11702


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date Application Received NMLS # Applicant Name City State
March 2, 2020 1483160 Baldev Singh Chandpuri Far Rockaway New York
December 15, 2020 1961555 Shmuel Alpert Lakewood New Jersey
March 25, 2021 343021 Jeffrey Ryan Konkolewski Powell Ohio
April 2, 2021 2109557 Jacob Garber Merrick New York
April 14, 2021 2058613 Donald Lamarre Brooklyn New York
April 23, 2021 69209 David Michael Renner Chesterland Ohio
April 26, 2021 1854050 Sharice Tyrell Jones Cleveland Ohio
April 26, 2021 2028099 Syed Mohiuddin Queens Village New York
May 12, 2021 1468644 Vlad Shin Brooklyn New York
May 13, 2021 742143 Kristian Anthony Diaz Goshen New York
May 18, 2021 1803781 Kenny Emilio Cedeno Pompano Beach Florida
May 20, 2021 624284 Patrick J. Keane New York New York
June 1, 2021 2012649 Madeline Fernandez Paterson New Jersey
June 2, 2021 2143061 Vincent B. Kennedy Red Bank New Jersey
June 3, 2021 1295354 Heather Galarneau Saratoga Springs New York
June 3, 2021 2006797 Leore Benshar Great Neck New York
June 7, 2021 2040553 Caitlin Seo Bouldes Locust Valley New York
June 8, 2021 196073 Ira Matthew Brownstein Ambler Pennsylvania
June 10, 2021 2091454 Christina Elena Hallac Forest Hills New York
June 15, 2021 2075111 Joseph A. Peretin Bethel Park Pennsylvania
June 15, 2021 2142998 Evan Blair Retzkin Bayside New York
June 16, 2021 227806 Dante Guerrero Bartolata Banaga Forest Hills New York
June 16, 2021 1900692 Jessica Ann Conforto Parker Colorado
June 16, 2021 2069851 Christian James Lybarger Dana Point California
June 16, 2021 2069871 Josh D. Woodard Hope Valley Rhode Island
June 17, 2021 1929690 Lucas Stephen Ahern Ellicott City Maryland
June 17, 2021 1945872 Robert O. Krall Mantua New Jersey
June 17, 2021 2086265 Matthew Peter West Manchester Connecticut
June 17, 2021 2114671 Sion Semah Lakewood New Jersey
June 17, 2021 2139776 David Allen Rouse Anna Texas
June 18, 2021 1852318 Paul Joseph Moynihan Aubrey Texas
June 18, 2021 1874036 Tracy Lynn Peterson Garland Texas
June 18, 2021 2087228 Lindsey Michelle Parija Melissa Texas
June 18, 2021 2097317 Alexander Arthur Deir Lewisville Texas
June 18, 2021 2104531 Evan Michael Payne Tyler Texas
June 18, 2021 2127889 Jordan Anthony Payne The Colony Texas
June 18, 2021 2128078 Pablo Spencer Kidd Liberty Township Ohio
June 20, 2021 2085519 Yitzchok Knopfler Monroe New York
June 20, 2021 2113859 Moses Steinmetz Monroe New York
June 21, 2021 1471871 Caitlin Patricia Maloney Babylon New York
June 21, 2021 1806818 Maiesha Imari Williams Farmers Branch Texas
June 21, 2021 1926641 Mary Josephine Papa Ashland Missouri
June 22, 2021 206259 Tania Elizabeth Morgan Highland Park Illinois
June 22, 2021 2092394 Emily Rose Wolff Hoboken New Jersey
June 22, 2021 2117687 Tyler John Ward The Colony Texas
June 24, 2021 389871 Derek Gregory Sanchez Frisco Texas
June 24, 2021 2003885 Jason Kyle Krakower Warren New Jersey
June 24, 2021 2143003 Esha Kumar Plainview New York
June 25, 2021 1519103 Tejaswini Kiran Pharande Monroe Township New Jersey

SECTION II

June 23, 2021 (SB-CRB)
SAWYER SAVINGS BANK
87 Market Street, Saugerties, NY 12477

Authorization issued to open and occupy a branch office at 100 Woodland Pond Circle, New Paltz, Ulster County, New York 12561, on or after June 24, 2021.


June 25, 2021 (CC-LFS)
REGINA CHECK CASHING CORP.
739 West Nyack Road, West Nyack, Rockland, New York, 10994

The license to engage in business as a casher of checks at the following location was surrendered, effective April 9, 2021:

Branch office:  12 King Street, Port Chester, NY 10573.


June 25, 2021 (CC-LFS)
UNIVERSAL CHECK CASHING CORP.
150 North Division Street, Peekskill, NY 10566

The license to engage in business as a casher of checks at the following location has been surrendered, effective April 9, 2021:

Branch office:  62 North Highland Avenue, Ossining, Westchester, New York 10562.


June 29, 2021 (TR-CRB)
TOMPKINS TRUST COMPANY
118 East Seneca Street, Ithaca, NY 14850

Authorization granting permission to open and occupy a branch office at 100 West Main Street, Village of Odessa, Schuyler County, NY 14869, surrendered for cancellation.

Office discontinued as of June 18, 2021.


June 30, 2021 (MI-CRB)
PEOPLES SECURITY BANK AND TRUST COMPANY
150 North Washington Avenue, Scranton, PA 18503

Approval given to change the location of branch office from 275 Main Street, Binghamton, Broome County, NY 13905 to 24 Mary Street, Binghamton, Broome County, NY 13903, on or after July 1, 2021.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

June 30, 2021 (MB-MBD)
Full Service Branch
Shamrock Home Loans, Inc.
105 Maxess Road, Suite S124, Offices 129 & 130, Melville, NY 11747

June 30, 2021 (MB-MBD)
Full Service Branch
Lyons Mortgage Services, Inc.
1991 Village Park Way, #100, Office ID #1-H, Encinitas, CA 92024

June 30, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
451 N Racine Ave., Suite 201, Chicago, IL 60642

June 30, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
60½ Salina Street, Baldwinsville, NY 13027


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

June 30, 2021 (BR-MBD)
Full Service Branch
American Capital Mortgage, Inc
219-09 Jamaica Ave, Suite 105, Queens Village, NY 11428


License to engage in the business of a Mortgage Banker surrendered:

June 30, 2021 (MB-MBD)
Residential Mortgage Services, Inc.
24 Christopher Toppi Drive, South Portland, ME 04106
Effective Date: June 25, 2021


License to engage in the business of a Mortgage Banker Branch surrendered:

June 29, 2021 (MB-MBD)
Guidance Residential, LLC
71 Route 46 West, Lot 10, Block 1207, Elmwood Park, NJ 07407
Effective Date: June 28, 2021

June 30, 2021 (MB-MBD)
PrimeLending, A PlainsCapital Company
92 Congress Street, Suite 201, Saratoga Springs, NY 12866
Effective Date: June 4, 2021


Mortgage Broker Certificate Address Changes:

June 30, 2021 (BR-MBD)
Funding Source Corp.
From: 21 Robert Pitt Drive Suite # 214, Monsey, NY 10952-5312
To: 747 Chestnut Ridge Road, Suite 301, Chestnut Ridge, NY 10977


Mortgage Banker Branch License Address Changes:

June 30, 2021 (MB-MBD)
Associated Mortgage Bankers, Inc.
From: 246-14 Jericho Turnpike, Bellerose, NY 11426
To: 2900 Westchester Avenue, Suite 107, Purchase, NY 10577


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS# Applicant Name City State
June 24, 2021 2042415 Brent Rodney Goodin Somerset New Jersey
June 24, 2021 2117594 Jose Roman Hernandez New York City New York
June 24, 2021 2117889 Von Benjamin DeGuzman Rochelle Park New Jersey
June 28, 2021 1617325 Steve Albert Gomez Pomona California
June 28, 2021 2117725 Gigliola Giselle Garcia Brooklyn New York