Weekly Banking Bulletin
July 2, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
June 25, 2021 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932
Notice of intention to close branch offices at the following five locations, received:
- 149 Kent Avenue, Borough of Brooklyn, City of New York 11249;
- 214 Bedford Avenue, Borough of Brooklyn, City of New York 11249;
- 6324 NY-25A, Wading River, Suffolk County, New York 11792;
- 150 Hampton Road, Southampton, Suffolk County, New York 11968; and
- 1600 Avenue M, Borough of Brooklyn, City of New York 11230.
The comment period on this notice will expire August 2, 2021.
June 28, 2021 (TR-CM)
FIDUCIARY TRUST COMPANY INTERNATIONAL
280 Park Avenue, 6th Floor, New York, NY 10017
Application dated June 28, 2021, for permission to change the location of branch office from 303 Wilson Blvd., Suite 700, Arlington, VA 20190 to 1818 Library St., Suite 500, Restone, VA, 20190, received.
June 30, 2021 (SB-CRB)
ELMIRA SAVINGS BANK
333 East Water Street, Elmira, NY 14901
Application dated June 18, 2021, for permission to open and occupy a branch office at 84 Court Street, Binghamton, Broome County, New York 13901, received.
June 30, 2021 (TM-LFS)
METAVANTE PAYMENT SERVICES, LLC DBA PAYTRUST
1400 W. Brown Deer Road, Milwaukee, Wisconsin 53223
Notification received for the change of legal name to RealNet Payments LLC DBA PAYTRUST.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
Application to establish a Mortgage Banker's Branch received for examination:
June 29, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
100 McKinley Ave, Unit 14, Manahawkin, NJ 08050
June 29, 2021 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
3028 E Tremont Ave, Ste A, Bronx, NY 10461
June 30, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
617 Main Street, Suite G 202, Buffalo, NY 14203
June 30, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
18 Deer Park Avenue, First Floor, Storefront, Babylon, NY 11702
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date Application Received | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| March 2, 2020 | 1483160 | Baldev Singh Chandpuri | Far Rockaway | New York |
| December 15, 2020 | 1961555 | Shmuel Alpert | Lakewood | New Jersey |
| March 25, 2021 | 343021 | Jeffrey Ryan Konkolewski | Powell | Ohio |
| April 2, 2021 | 2109557 | Jacob Garber | Merrick | New York |
| April 14, 2021 | 2058613 | Donald Lamarre | Brooklyn | New York |
| April 23, 2021 | 69209 | David Michael Renner | Chesterland | Ohio |
| April 26, 2021 | 1854050 | Sharice Tyrell Jones | Cleveland | Ohio |
| April 26, 2021 | 2028099 | Syed Mohiuddin | Queens Village | New York |
| May 12, 2021 | 1468644 | Vlad Shin | Brooklyn | New York |
| May 13, 2021 | 742143 | Kristian Anthony Diaz | Goshen | New York |
| May 18, 2021 | 1803781 | Kenny Emilio Cedeno | Pompano Beach | Florida |
| May 20, 2021 | 624284 | Patrick J. Keane | New York | New York |
| June 1, 2021 | 2012649 | Madeline Fernandez | Paterson | New Jersey |
| June 2, 2021 | 2143061 | Vincent B. Kennedy | Red Bank | New Jersey |
| June 3, 2021 | 1295354 | Heather Galarneau | Saratoga Springs | New York |
| June 3, 2021 | 2006797 | Leore Benshar | Great Neck | New York |
| June 7, 2021 | 2040553 | Caitlin Seo Bouldes | Locust Valley | New York |
| June 8, 2021 | 196073 | Ira Matthew Brownstein | Ambler | Pennsylvania |
| June 10, 2021 | 2091454 | Christina Elena Hallac | Forest Hills | New York |
| June 15, 2021 | 2075111 | Joseph A. Peretin | Bethel Park | Pennsylvania |
| June 15, 2021 | 2142998 | Evan Blair Retzkin | Bayside | New York |
| June 16, 2021 | 227806 | Dante Guerrero Bartolata Banaga | Forest Hills | New York |
| June 16, 2021 | 1900692 | Jessica Ann Conforto | Parker | Colorado |
| June 16, 2021 | 2069851 | Christian James Lybarger | Dana Point | California |
| June 16, 2021 | 2069871 | Josh D. Woodard | Hope Valley | Rhode Island |
| June 17, 2021 | 1929690 | Lucas Stephen Ahern | Ellicott City | Maryland |
| June 17, 2021 | 1945872 | Robert O. Krall | Mantua | New Jersey |
| June 17, 2021 | 2086265 | Matthew Peter West | Manchester | Connecticut |
| June 17, 2021 | 2114671 | Sion Semah | Lakewood | New Jersey |
| June 17, 2021 | 2139776 | David Allen Rouse | Anna | Texas |
| June 18, 2021 | 1852318 | Paul Joseph Moynihan | Aubrey | Texas |
| June 18, 2021 | 1874036 | Tracy Lynn Peterson | Garland | Texas |
| June 18, 2021 | 2087228 | Lindsey Michelle Parija | Melissa | Texas |
| June 18, 2021 | 2097317 | Alexander Arthur Deir | Lewisville | Texas |
| June 18, 2021 | 2104531 | Evan Michael Payne | Tyler | Texas |
| June 18, 2021 | 2127889 | Jordan Anthony Payne | The Colony | Texas |
| June 18, 2021 | 2128078 | Pablo Spencer Kidd | Liberty Township | Ohio |
| June 20, 2021 | 2085519 | Yitzchok Knopfler | Monroe | New York |
| June 20, 2021 | 2113859 | Moses Steinmetz | Monroe | New York |
| June 21, 2021 | 1471871 | Caitlin Patricia Maloney | Babylon | New York |
| June 21, 2021 | 1806818 | Maiesha Imari Williams | Farmers Branch | Texas |
| June 21, 2021 | 1926641 | Mary Josephine Papa | Ashland | Missouri |
| June 22, 2021 | 206259 | Tania Elizabeth Morgan | Highland Park | Illinois |
| June 22, 2021 | 2092394 | Emily Rose Wolff | Hoboken | New Jersey |
| June 22, 2021 | 2117687 | Tyler John Ward | The Colony | Texas |
| June 24, 2021 | 389871 | Derek Gregory Sanchez | Frisco | Texas |
| June 24, 2021 | 2003885 | Jason Kyle Krakower | Warren | New Jersey |
| June 24, 2021 | 2143003 | Esha Kumar | Plainview | New York |
| June 25, 2021 | 1519103 | Tejaswini Kiran Pharande | Monroe Township | New Jersey |
SECTION II
June 23, 2021 (SB-CRB)
SAWYER SAVINGS BANK
87 Market Street, Saugerties, NY 12477
Authorization issued to open and occupy a branch office at 100 Woodland Pond Circle, New Paltz, Ulster County, New York 12561, on or after June 24, 2021.
June 25, 2021 (CC-LFS)
REGINA CHECK CASHING CORP.
739 West Nyack Road, West Nyack, Rockland, New York, 10994
The license to engage in business as a casher of checks at the following location was surrendered, effective April 9, 2021:
Branch office: 12 King Street, Port Chester, NY 10573.
June 25, 2021 (CC-LFS)
UNIVERSAL CHECK CASHING CORP.
150 North Division Street, Peekskill, NY 10566
The license to engage in business as a casher of checks at the following location has been surrendered, effective April 9, 2021:
Branch office: 62 North Highland Avenue, Ossining, Westchester, New York 10562.
June 29, 2021 (TR-CRB)
TOMPKINS TRUST COMPANY
118 East Seneca Street, Ithaca, NY 14850
Authorization granting permission to open and occupy a branch office at 100 West Main Street, Village of Odessa, Schuyler County, NY 14869, surrendered for cancellation.
Office discontinued as of June 18, 2021.
June 30, 2021 (MI-CRB)
PEOPLES SECURITY BANK AND TRUST COMPANY
150 North Washington Avenue, Scranton, PA 18503
Approval given to change the location of branch office from 275 Main Street, Binghamton, Broome County, NY 13905 to 24 Mary Street, Binghamton, Broome County, NY 13903, on or after July 1, 2021.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
June 30, 2021 (MB-MBD)
Full Service Branch
Shamrock Home Loans, Inc.
105 Maxess Road, Suite S124, Offices 129 & 130, Melville, NY 11747
June 30, 2021 (MB-MBD)
Full Service Branch
Lyons Mortgage Services, Inc.
1991 Village Park Way, #100, Office ID #1-H, Encinitas, CA 92024
June 30, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
451 N Racine Ave., Suite 201, Chicago, IL 60642
June 30, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
60½ Salina Street, Baldwinsville, NY 13027
Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:
June 30, 2021 (BR-MBD)
Full Service Branch
American Capital Mortgage, Inc
219-09 Jamaica Ave, Suite 105, Queens Village, NY 11428
License to engage in the business of a Mortgage Banker surrendered:
June 30, 2021 (MB-MBD)
Residential Mortgage Services, Inc.
24 Christopher Toppi Drive, South Portland, ME 04106
Effective Date: June 25, 2021
License to engage in the business of a Mortgage Banker Branch surrendered:
June 29, 2021 (MB-MBD)
Guidance Residential, LLC
71 Route 46 West, Lot 10, Block 1207, Elmwood Park, NJ 07407
Effective Date: June 28, 2021
June 30, 2021 (MB-MBD)
PrimeLending, A PlainsCapital Company
92 Congress Street, Suite 201, Saratoga Springs, NY 12866
Effective Date: June 4, 2021
Mortgage Broker Certificate Address Changes:
June 30, 2021 (BR-MBD)
Funding Source Corp.
From: 21 Robert Pitt Drive Suite # 214, Monsey, NY 10952-5312
To: 747 Chestnut Ridge Road, Suite 301, Chestnut Ridge, NY 10977
Mortgage Banker Branch License Address Changes:
June 30, 2021 (MB-MBD)
Associated Mortgage Bankers, Inc.
From: 246-14 Jericho Turnpike, Bellerose, NY 11426
To: 2900 Westchester Avenue, Suite 107, Purchase, NY 10577
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS# | Applicant Name | City | State |
|---|---|---|---|---|
| June 24, 2021 | 2042415 | Brent Rodney Goodin | Somerset | New Jersey |
| June 24, 2021 | 2117594 | Jose Roman Hernandez | New York City | New York |
| June 24, 2021 | 2117889 | Von Benjamin DeGuzman | Rochelle Park | New Jersey |
| June 28, 2021 | 1617325 | Steve Albert Gomez | Pomona | California |
| June 28, 2021 | 2117725 | Gigliola Giselle Garcia | Brooklyn | New York |