Weekly Banking Bulletin

May 28, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

May 10, 2021 (SF-LFS)
SENSIBLE AUTO LENDING, LLC
26 Mill Plain Road, Suite 2D, Danbury, Connecticut 06811

Notification received for a change of main address from 26 Mill Plain Road, Suite 2D, Danbury, Connecticut 06811 to 44 Old Ridgebury Road, Suite 100, Danbury, Connecticut 06810.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


May 13, 2021 (TR-FWB)
GOLDMAN SACHS BANK USA
200 West Street, New York, NY 10282

Application dated May 13, 2021, for permission to open and occupy a branch office at Roppongi Hills Mori Tower, 10-1, Roppongi 6-chome, Minato-ku, Tokyo 106-6147 Japan, received.


May 14, 2021 (LL-LFS)
DRIVEWAY FINANCE CORPORATION
9020 SW Washington Square Road, Suite 301, Tigard, Oregon 97223

Application was received for a license to operate a branch office at 326 N. Bartlett Street, Medford, Oregon 97501.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


May 19, 2021 (SB-CRB)
NEW YORK COMMUNITY BANK
102 Duffy Avenue, Hicksville, NY 11801
FLAGSTAR BANK, FSB (MI-CRB)
5151 Corporate Drive, Troy, MI 48098

Application, pursuant to Section 601 of the New York Banking Law, for the merger of Flagstar Bank, FSB with and into New York Community Bank, under the name New York Community Bank, received.

The comment period for this application will expire on June 28, 2021.


May 24, 2021 (TM-LFS)
VOYAGER DIGITAL, LLC
185 Hudson Street-Suite 2500, Jersey City, N. J. 07311

Application received for a license to engage in business as a transmitter of money company at 185 Hudson Street-Suite 2500, Jersey City, N. J. 07311.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


May 24, 2021 (SF-LFS)
WOODSIDE CREDIT, LLC
4041 MacArthur Blvd., Suite 260, Newport Beach, California 92660

Notification received for a change of main address from 4041 MacArthur Blvd., Suite 260, Newport Beach, California 92660 to 895 Dove Street, Suite 100, Newport Beach, California 92660.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


May 25, 2021 (PF-LFS)
THE HENRY PLAN, LLC D/B/A THE HENRY PLAN
137-34 Jamaica Avenue, Jamaica, New York 11435-3608

Change of control application received for Robert Stephen Pehnke to increase ownership interest to 10.0% in The Henry Plan, LLC D/B/A The Henry Plan.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


May 28, 2021 (TM-LFS)
FINXERA, INC.
55 South Market Street, Suite 1220, San Jose, California 95113

Application was received for a change of control whereby Priority Technology Holdings, Inc. will acquire 100% of the issued and outstanding stock of Finxera Holdings, Inc. the direct parent of Finxera, Inc.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

May 26, 2021 (BR-MBD)
Applicant(s)
Robert Elliott Gomer
Steven Shaw
As: Bluerock Mortgage, L.L.C.
1120 Campus Drive West, Morganville, NJ 07751


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

May 26, 2021 (MB-MBD)
Applicant(s)
NRZ Acquisition LLC
NRZ MBN Issuer Holdings LLC
New Residential Investment Corp.
Spencer Mosness
Nicola Santoro, Jr.
To acquire interest in:
Caliber Home Loans, Inc.
1525 South Belt Line Road, Coppell, TX 75019


Application to establish a Mortgage Banker's Branch received for examination:

May 24, 2021 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
620 North Main Street, Suite A, Springboro, OH 45066

May 24, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
2000 PGA Blvd., Bldg. B, Suite 2110, Palm Beach Gardens, FL 33408

May 24, 2021 (MB-MBD)
Full Service Branch
American Advisors Group, Inc. D/B/A AAG
9711 Washingtonian Boulevard, Suite 550, Office 545, Gaithersburg, MD 20878

May 24, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
6257 Route 31, Suite 2, Cicero, NY 13039

May 24, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
139 Old Riverhead Road, Westhampton Beach, NY 11978

May 24, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
91 E Main Street, Springville, NY 14141

May 26, 2021 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
496 Bramson Court, Ste 200, Mount Pleasant, SC 29464


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations to acquire a control interest:

May 25, 2021 (BR-MBD)
Applicant(s)
Shane D. Latza
To acquire interest in:
Maple Tree Funding LLC
1202 Troy Schenectady Road, Building 3, Latham, NY 12110


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State

August 31, 2020

355242

Hiram Ruben Camacho

Kissimmee

Florida

December 3, 2020

2035904

Yosseline Elizabeth Genao

Deposit

New York

January 12, 2021

2064288

Pikria A. Basaria

Englishtown

New Jersey

January 26, 2021

505240

Patricia Placencia

North Providence

Rhode Island

February 2, 2021

1964640

Patrick Girard Gibbons

Garden City

New York

April 1, 2021

1945920

Nicholas Anton McLean

Baltimore

Maryland

April 6, 2021

2074390

Angelica Alcaide

College Point

New York

April 7, 2021

400866

Paul Alan Monsen

Chaska

Minnesota

April 13, 2021

2082820

Rachael Kelly Olaechea

West Babylon

New York

April 14, 2021

1491495

Christopher Neil Adriano

Irvine

California

April 14, 2021

2078173

Jeffrey Ramon Rodriguez

Jersey City

New Jersey

April 15, 2021

112447

Nina Aleksandrovna Johnson

Seattle

Washington

April 16, 2021

2077418

Lawrence David Bender

Manorville

New York

April 19, 2021

1784019

Eric Scott Marsee

Sterling Heights

Michigan

April 21, 2021

1176796

Gabriela Doris Nappo

North Royalton

Ohio

April 21, 2021

1954352

LaRoy Bates

Oakwood Village

Ohio

April 23, 2021

964061

Brian Michael Bachna

Avon Lake

Ohio

April 23, 2021

1686073

John Anthony Bellak

Middleburg Heights

Ohio

April 26, 2021

945974

Daniel Asciolla

Shirley

New York

May 6, 2021

2080059

Zachary Steven Beran

Columbia

Missouri

May 6, 2021

2091009

Bettina Lynn Kidd

Saint Peters

Missouri

May 6, 2021

2101518

Annelise Marie Knirr

Wildwood

Missouri

May 6, 2021

2102573

Chad Hunter Simons

Hallsville

Missouri

May 6, 2021

2124215

Addison Weldon Hembree

St. Louis

Missouri

May 10, 2021

2113360

Louis Barris

Chester

New York

May 11, 2021

849269

Tyler William Kemp Lowry

Charlotte

North Carolina

May 11, 2021

2019156

Wanchan Guo

New York

New York

May 11, 2021

2035402

Jane Randolph Lyle

New York

New York

May 12, 2021

38035

Katherine Ayn Pezzi

Narragansett

Rhode Island

May 12, 2021

1037779

Kyle Ryan Jablonski

Rochester Hills

Michigan

May 12, 2021

2104302

Toby Mathew Sullivan

Columbia

Missouri

May 12, 2021

2113132

Christopher James Fidrus

Southgate

Michigan

May 12, 2021

2125847

Daniel Kwiatkowski

Staten Island

New York

May 12, 2021

2127311

Paul M. Balzano

Massapequa

New York

May 13, 2021

205651

Joseph Michael Pierce

Meriden

Connecticut

May 13, 2021

1718893

AnaMaria Lasher

Clayville

New York

May 13, 2021

1741497

Michael DiMarco

Ossining

New York

May 13, 2021

1970716

Andrew Joseph Stemzynski

Shelby Township

Michigan

May 13, 2021

2076780

Traci Menes

New City

New York

May 13, 2021

2103654

Landen Christian Blanton

Wilmington

North Carolina

May 13, 2021

2111740

Ryan A. Sanz

Churchville

New York

May 14, 2021

1639065

Marco Antonio Ruiz Acosta

Grosse Pointe Farms

Michigan

May 14, 2021

1930885

Michael Christopher Kubik

Flat Rock

Michigan

May 14, 2021

2101423

Tyler John Van Riessen

Kirksville

Missouri

May 15, 2021

413723

Timmy Mai

Staten Island

New York

May 17, 2021

7654

Whitney Calvert Rugg

Middletown

Rhode Island

May 17, 2021

141938

Jonathon Lynn Geitgey

Fishers

Indiana

May 17, 2021

1543606

Joseph Bruce Shoemaker

Chicago

Illinois

May 17, 2021

2081127

Hayden Panagos

West Greenwich

Rhode Island

May 17, 2021

2093220

Wyatt James Reynolds

Portsmouth

Rhode Island

May 17, 2021

2093427

Stephanie Michelle Rossi

North Kingstown

Rhode Island

May 17, 2021

2093468

Matthew S. Russo

Mattapoisett

Massachusetts

May 18, 2021

171423

John Walter Neale

Cherry Hill

New Jersey

May 18, 2021

202653

Brad Eric Wurtz

Newtown

Pennsylvania

May 18, 2021

1205032

Angelica Monique Hernandez

Phoenix

Arizona

May 18, 2021

1948320

Sean Thomas Cowell

Columbia

Missouri

May 18, 2021

2015212

William Tham

Philadelphia

Pennsylvania

May 18, 2021

2020264

Sophie Tico Maes

Brooklyn

New York

May 18, 2021

2107988

Darrell Lavon Rich

Southgate

Michigan

May 19, 2021

1430522

Raquel Angelita Santillan

El Cajon

California

May 19, 2021

1839702

Arik Moreno

San Diego

California

May 19, 2021

2000485

Olivia Louise Hovan

Lakewood

Ohio

May 19, 2021

2061994

Alexis Lerro

Jericho

New York

May 20, 2021

2086338

Leland Kwame Bamgbose

Fairfield

Ohio


SECTION II

May 20, 2021 (BK-CRB)
SAVOY BANK
600 Fifth Avenue (17th Floor), New York 10020
HANOVER MERGER BANK (BK-CRB)
80 East Jericho Turnpike, Mineola, NY 11501

Application, pursuant to Section 601 of the Banking Law, for Hanover Merger Bank to merge with and into Savoy Bank, under the name Savoy Bank, approved.


May 20, 2021 (MI-CRB)
HANOVER BANCORP, INC.
80 East Jericho Turnpike, Mineola, NY 11501

Application, pursuant to Section 143-b of the Banking Law, to acquire control of Savoy Bank, New York, New York, approved.

(The control application is necessitated by the merger of Hanover Merger Bank with and into Savoy Bank, under the name Savoy Bank.)


May 20, 2021 (BK-CRB)
HANOVER COMMUNITY BANK
2131 Jericho Turnpike, Garden City Park, NY 11040
SAVOY BANK (BK-CRB)
600 Fifth Avenue (17th Floor), New York 10020

Application, pursuant to Section 601 of the Banking Law, for Savoy Bank to merge with and into Hanover Community Bank, under the name Hanover Community Bank, approved.


May 25, 2021 (BP-LFS)
MONEY MANAGEMENT INTERNATIONAL, INC. U/A/N: CLEARPOINT CREDIT COUNSELING SOLUTIONS
14141 Southwest Freeway, Sugar Land, TX 77478

Effective June 1, 2021, the relocation of the main office is approved as follows:

From: 14141 Southwest Freeway, Sugar Land, TX 77478
To: 12603 Southwest Freeway, Suite 450, Stafford, TX 77477


May 26, 2021 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch offices at the following two locations will not result in significant reductions of financial services in the communities to be affected:

   1) 51 West Main Street, Johnstown, Fulton County, New York 12095; and
   2) One West Main Street, Little Falls, Herkimer County, New York 13365.


May 26, 2021 (BK-CRB)
SAVOY BANK
600 Fifth Avenue (17th Floor), New York 10020
HANOVER MERGER BANK (BK-CRB)
2131 Jericho Turnpike, Garden City Park, NY 11040

The Superintendent of Financial Services has filed, pursuant to the provisions of Section 601-b of the Banking Law, as of 5:01 p.m., May 26, 2021, Agreement and Plan of Merger, dated as of April 15, 2021, and other required documents, providing for the merger of Hanover Merger Bank with and into Savoy Bank, under the name Savoy Bank.


May 26, 2021 (BK-CRB)
HANOVER COMMUNITY BANK
2131 Jericho Turnpike, Garden City Park, NY 11040
SAVOY BANK (BK-CRB)
600 Fifth Avenue (17th Floor), New York 10020

The Superintendent of Financial Services has filed, pursuant to the provisions of Section 601-b of the Banking Law, as of 5:02 p.m., May 26, 2021, Agreement and Plan of Affiliate Merger, dated as of April 14, 2021, and other required documents, providing for the merger of Savoy Bank with and into Hanover Community Bank, under the name Hanover Community Bank.

The following banking office of Savoy Bank has become branch office of Hanover Community Bank:

   600 Fifth Avenue, Borough of Manhattan, City of New York 10020

The following location has been approved to be a branch of Savoy Bank but has not yet opened. Upon opening, such location will be a branch office of Hanover Community Bank:

   4400 Route 9, Unit 2800, Freehold, Monmouth County, New Jersey 07728


May 28, 2021 (CC-LFS)
REGINA CHECK CASHING CORP.
739 West Nyack Road, West Nyack, Rockland County, NY 10994-1922

Application to relocate a licensed casher of checks from 24 Central Avenue, Albany, NY 12210 to 11 Central Avenue, Albany, NY 12210, was approved.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

May 26, 2021 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc. D/B/As:
Americasa Home Loans
NMBNOW
4842 Sunrise Highway, Sayville, NY 11782

May 26, 2021 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
31 East Main Street, Unit 1, Freehold, NJ 07728

May 26, 2021 (MB-MBD)
Full Service Branch
GR Affinity, LLC in lieu of Guaranteed Rate Affinity, LLC
536 Atwells Ave, Unit 3, Providence, RI 02909

May 26, 2021 (MB-MBD)
Full Service Branch
GR Affinity, LLC in lieu of Guaranteed Rate Affinity, LLC
32 Field Point Rd., Suite 2L, Greenwich, CT 06830

May 26, 2021 (MB-MBD)
Full Service Branch
emm loans llc D/B/A Fortren Funding
1600 Route 22 East, Suite 310, Union, NJ 07083

May 26, 2021 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
28 Trinity Street, Suite 1, Newton, NJ 07860

 


Application to establish a Mortgage Banker’s Branch received for examination on December 16, 2021, has been withdrawn:

March 19, 2021 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
333 NE 24th St, Ste 311, Miami, FL 33137


Certificate to engage in the business of a Mortgage Broker surrendered:

May 24, 2021 (BR-MBD)
Saud A.H. Khokhar
1090 Coney Island Avenue, Ground Floor, Room #1, Brooklyn, NY 11230
Effective Date: September 18, 2020


License to engage in the business of a Mortgage Banker Branch surrendered:

May 20, 2021 (MB-MBD)
Finance of America Mortgage LLC
213-33 39th Avenue, Suite 330, Bayside, NY 11361
Effective Date: May 11, 2021

May 20, 2021 (MB-MBD)
Finance of America Mortgage LLC
3028 E. Tremont Avenue, Ste. A, Bronx, NY 10461
Effective Date: May 11, 2021


Application to resume active status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

May 26, 2021 (BR-MBD)
Allnet Group, Inc.
100 Crossways Park Drive West, Suite 402, Woodbury, NY 11797
Effective Date: March 26, 2021


Mortgage Broker Certificate Address Changes:

May 26, 2021 (BR-MBD)
Homeland Lending LLC D/B/A Homeland Capital
From: 241 Hudson St Suite 16, Hackensack, NJ 07601
To: 290 Vincent Avenue, 3rd Floor, Hackensack, NJ 07601

May 26, 2021 (BR-MBD)
Accountable Financial Mortgage Company
From: 501 Main Street, Suite B, New York, NY 10044-0190
To: 501 Main Street, Suite C, Office #2, New York, NY 10044

May 26, 2021 (BR-MBD)
Hudson Shine Capital Inc
From: 35 West Street Suite 203, Spring Valley, NY 10977
To: 6 Melnick Drive Suite 218, Monsey, NY 10952


Mortgage Banker Branch License Address Changes:

May 26, 2021 (MB-MBD)
American Financial Network, Inc.
From: 770 The City Drive, Suite 1500, Suite 1100, Orange, CA 92868
To: 770 The City Drive, Suite 1100, Orange, CA 92868