Weekly Banking Bulletin
May 21, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
April 27, 2021 (SF-LFS)
AMERICREDIT FINANCIAL SERVICES, INC U/A/N GM FINANCIAL, U/A/N GMC FINANCIAL, U/A/N BUICK FINANCIAL, U/A/N BUICK - GMC FINANCIAL, U/A/N CADILLAC FINANCIAL, U/A/N CHEVROLET FINANCIAL
801 Cherry Street, Suite 3600, Fort Worth, Texas 76102
Notification received for a change of name from AmeriCredit Financial Services, Inc U/A/N GM Financial, U/A/N GMC Financial, U/A/N Buick Financial, U/A/N Buick - GMC Financial, U/A/N Cadillac Financial, U/A/N Chevrolet Financial to AmeriCredit Financial Services, Inc U/A/N GM Financial, U/A/N GMC Financial, U/A/N Buick Financial, U/A/N Cadillac Financial, U/A/N Chevrolet Financial.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
May 3, 2021 (SF-LFS)
ACCESSONE MEDCARD, INC. D/B/A ACCESSONE
360 Kingsley Park Drive, Suite 300, Fort Mill, South Carolina 29715
Notification received for a change of branch address from 400 International Way, Suite 220, Springfield, Oregon 97477 to 400 International Way, Suite 320, Springfield, Oregon 97477.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
May 13, 2021 (LL-LFS)
GRAMEEN AMERICA, INC.
150 West 30th Street - 8th Floor, New York, New York 10001
Notification received for a change of main address from 150 West 30th Street - 8th Floor, New York, New York 10001 to 82-11 37th Avenue Suite 607, Jackson Heights, New York 11372.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
May 13, 2021 (SB-CRB)
ULSTER SAVINGS BANK
180 Schwenk Drive, Kingston, NY 12401
Application dated May 12, 2021, for permission to open and occupy a branch office at 4240 Albany Post Road, Hyde Park, Dutchess County, New York 12538, received.
May 19, 2021 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42ND Street, New York NY 10168
Application dated May 19, 2021 for permission to change the location of branch office from 1000 West Montauk Highway, West Babylon, Suffolk County, New York 11704 to 8 Little East Neck Road, Babylon, Suffolk County, New York 11702, received.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:
May 18, 2021 (BR-MBD)
Applicant(s)
Kanwal Nain Singh
As: Finhanced Inc
127-02 135 Avenue, Store Front, South Ozone Park, NY 11420
Application to establish a Mortgage Banker's Branch received for examination:
May 18, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
749 Troy Schenectady Rd, Latham, NY 12110
May 18, 2021 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
4005 Victory Blvd, Staten Island, NY 10314
May 18, 2021 (MB-MBD)
Full Service Branch
United Mortgage Corp. D/B/As:
NY Finest Funding
United Faith Mortgage
310 RXR Plaza, Uniondale, NY 11556
May 18, 2021 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
777 Post Oak Blvd, Ofc 1700EE, Houston, TX 77056
May 18, 2021 (MB-MBD)
Full Service Branch
Premium Mortgage Corp.
421 N Aurora Street, Office #2, Ithaca, NY 14850
May 18, 2021 (MB-MBD)
Full Service Branch
Great Home Mortgage of New York in lieu of NP, INC.
7700 Congress Avenue, Suite 3210, Boca Raton, FL 33487
May 18, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
65 Challenger Road, FL 2, Suite 210, Ridgefield Park, NJ 07660
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| February 27, 2020 | 1882102 | Andrew Bryant Doll | Grand Prairie | Texas |
| December 4, 2020 | 2051252 | Logan William Murphy | New York | New York |
| February 4, 2021 | 413782 | Brian David Homowitz | Lincroft | New Jersey |
| March 3, 2021 | 212844 | Eric Gordon Lawson | Munroe Falls | Ohio |
| March 18, 2021 | 2034545 | Keeozel Saul | Brooklyn | New York |
| April 7, 2021 | 1982242 | Peter John Hurley | San Marcos | California |
| April 14, 2021 | 2009157 | Qiang Yu | Livingston | New Jersey |
| April 15, 2021 | 93076 | Charles David Mathewson | Kings Mountain | North Carolina |
| April 21, 2021 | 722782 | Andrew Tam | Flushing | New York |
| April 21, 2021 | 2033526 | Diane McDonald Borden | Hernando Beach | Florida |
| April 22, 2021 | 2000809 | Diana E. Lopez | West Hempstead | New York |
| April 23, 2021 | 2032605 | Angela Kim | New Hyde Park | New York |
| April 26, 2021 | 173830 | John Joseph Zura | Forked River | New Jersey |
| April 27, 2021 | 1098909 | Seth Peter Lopes | Boston | Massachusetts |
| April 27, 2021 | 1428037 | Scott Richard Androvic | Stamford | Connecticut |
| April 27, 2021 | 2093499 | William Andrew Monsees | Columbia | Missouri |
| April 28, 2021 | 1001991 | Gunachandran Ragavachetty Shanmugam | Voorhees | New Jersey |
| April 28, 2021 | 1930270 | Yosef Chaim Hochhauser | Bloomingburg | New York |
| April 29, 2021 | 2034889 | Andrew Parker Mills | Stamford | Connecticut |
| May 3, 2021 | 1585719 | Kaitlyn Rukaiyah Scarcelli | North Royalton | Ohio |
| May 4, 2021 | 831783 | Diego H. Pinzon | Freeport | New York |
| May 5, 2021 | 1699158 | Kenneth Lipschutz | Bloomfield Hills | Michigan |
| May 5, 2021 | 2089431 | Dennis Yangmin Zheng | Elmhurst | New York |
| May 5, 2021 | 2117878 | Nicholas Gasper Mannino | Seaford | New York |
| May 6, 2021 | 632086 | Seth Tyler Manry | Roseville | California |
| May 6, 2021 | 2100022 | Alexander Matthew Ostroy | Buffalo | New York |
| May 6, 2021 | 2118088 | Anniesah Rosemarie Hall | Bronx | New York |
| May 6, 2021 | 2132492 | Nidhin Mathew | Glen Oaks | New York |
| May 6, 2021 | 2132519 | Ryan Huy Pham | Bay Shore | New York |
| May 7, 2021 | 490250 | Thomas Maxwell Legierski | Jacksonville | Florida |
| May 7, 2021 | 501783 | Jenifer Lee Brennan-Crowley | Hackettstown | New Jersey |
| May 7, 2021 | 992669 | Kevin Roger Wiegmann | Jacksonville | Florida |
| May 7, 2021 | 2020296 | Michael Luke Garrity | New York | New York |
| May 7, 2021 | 2056003 | Anthony Aponte | Massapequa Park | New York |
| May 7, 2021 | 2113696 | Michael William Karras | Florissant | Missouri |
| May 7, 2021 | 2136070 | Brian Joseph Feldmann | Washington | Missouri |
| May 10, 2021 | 1708783 | Marcos Alberto Rionda | Saint Clair Shores | Michigan |
| May 10, 2021 | 2024201 | Brian Douglas Cavanaugh | Fishers | Indiana |
| May 11, 2021 | 369253 | Bryan Tyler Finger | East Setauket | New York |
| May 11, 2021 | 400993 | David Rand Backstrom | St. Louis Park | Minnesota |
| May 11, 2021 | 784754 | Lori Malley | Bay Shore | New York |
| May 11, 2021 | 1957316 | Nicholas David Stellin | Rockford | Michigan |
| May 11, 2021 | 1959528 | Bernard Oyama | New York | New York |
| May 11, 2021 | 1971013 | Dania Habib Skaf | Dearborn | Michigan |
| May 11, 2021 | 2011865 | Katie Mirabile | East Meadow | New York |
| May 12, 2021 | 1280606 | Darrick Allen-Dale Moren | San Diego | California |
SECTION II
March 18, 2021 (SF-LFS)
AMERIFIRST HOME IMPROVEMENT FINANCE, LLC U/A/N AMERIFIRST FINANCE
11171 Mill Valley Road, Omaha, Nebraska 68154
License was issued to reflect a change of name from AmeriFirst Home Improvement Finance, LLC to AmeriFirst Home Improvement Finance, LLC U/A/N AmeriFirst Finance.
In connection with the above license issuance, the original license was surrendered.
March 26, 2021 (SF-LFS)
AMERICAN CREDIT ACCEPTANCE, LLC U/A/N SPARTAN FINANCIAL PARTNERS
961 East Main Street, Spartanburg, South Carolina 29302
Application for a branch license to engage in business as a sales finance company at 2487 West Navigator Drive, Meridian, Idaho 83642 was approved.
______________________________________________________________________________
April 20, 2021 (LL-LFS)
DRIVEWAY FINANCE CORPORATION
9020 SW Washington Square Road, Suite 301, Tigard, Oregon 97223
License was issued to reflect the change of main address from 326 N. Bartlett Street, Medford, Oregon 97501 to 9020 SW Washington Square Road, Suite 301, Tigard, Oregon 97223.
April 27, 2021 (pf-LFS)
SOUTH BAY ACCEPTANCE CORPORATION
10751 Deerwood Park Blvd., Suite 200, Jacksonville, Florida 32256
The relocation of the main office was approved as follows, effective February 14, 2021:
From: 10151 Deerwood Park Blvd., Bldg. 100, Suite 330, Jacksonville, Florida 32256
To: 10751 Deerwood Park Blvd., Suite 200, Jacksonville, Florida 32256
May 14, 2021 (MI-CRB)
NORTHEAST COMMUNITY BANCORP, INC.
325 Hamilton Avenue, White Plains, NY 10601
Application, pursuant to Section 143-b of the Banking Law, to acquire control of NorthEast Community Bank, White Plains, New York, approved.
The application was filed in connection with the proposed conversion of NorthEast Community Bancorp, MHC from a mutual holding company structure to a stock holding company form of organization. Upon consummation of the proposed conversion, NorthEast Community Bancorp, MHC will cease to exist, and NorthEast Community Bank will become a wholly-owned subsidiary of NorthEast Community Bancorp, Inc.
May 14, 2021 (SB-CRB)
NORTHEAST COMMUNITY BANK
325 Hamilton Avenue, White Plains, NY 10601
The Superintendent approved, in principle, the “Certificate of Amendment of the Organization Certificate of NorthEast Community Bank”, under Section 8005 of the Banking Law, to provide for the establishment and maintenance of a liquidation account for the benefit of certain depositors of the bank.
This filing was submitted in connection with the proposed conversion of NorthEast Community Bancorp, MHC, from a mutual holding company structure to a stock holding company form of organization.
May 17, 2021 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY 11791
The license to engage in business as a casher of checks at the following location has been surrendered, effective May 10, 2021:
Branch office: 164 East 174th Street, Bronx, NY 10457
May 18, 2021 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY 11791
The license to engage in business as a casher of checks at the following location has been surrendered, effective May 14, 2021:
Branch office: 73-16 Metropolitan Avenue, Middle Village, NY 11379
May 18, 2021 (MI-CRB)
BEAL BANK USA
1970 Village Center Circle, Las Vegas, NV 89134
Authorization granting permission to open and occupy branch office at 36 Mamaroneck Avenue, White Plains, Westchester County, NY 10601, surrendered for cancellation.
Office discontinued as of May 17, 2021.
Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:
May 19, 2021 (BR-MBD)
CityOne Capital, LLC
8116 165th St, Jamaica, NY 11432
May 19, 2021 (BR-MBD)
Peace Home Mortgages, LLC in lieu of Peace Home Lending LLC
3975 University Drive, Suite 230, Fairfax, VA 22030
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
May 19, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
4981 Broadway, Depew, NY 14043
May 19, 2021 (MB-MBD)
Full Service Branch
New American Funding in lieu of Broker Solutions, Inc.
41050 West 11 Mile Road, Ste. 100, Novi, MI 48375
May 19, 2021 (MB-MBD)
Full Service Branch
NLC Loans in lieu of Nations Lending Corporation
22-05 Maple Avenue, 1st Floor, Fair Lawn, NJ 07410
May 19, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
415 Geyser Rd, Ballston Spa, NY 12020
License to engage in the business of a Mortgage Banker Branch surrendered:
May 13, 2021 (MB-MBD)
RealFi Home Funding Corp. D/B/A RHF Wholesale
283 Inman Avenue, 2nd Floor, Colonia, NJ 07067
Effective Date: April 30, 2021
May 13, 2021 (MB-MBD)
RealFi Home Funding Corp. D/B/A RHF Wholesale
13 Main Street, Suite 5, Sparta, NJ 07871
Effective Date: April 30, 2021
May 18, 2021 (MB-MBD)
Hartford Funding, LTD
100 Crossways Park Drive West, Suite 302, Woodbury, NY 11797
Effective Date: April 28, 2021
Mortgage Broker Certificate Address Changes:
May 19, 2021 (BR-MBD)
Solution One Capital Corp.
From: 1 Timmons Road, Scarsdale, NY 10583
To: 707 Westchester Avenue, St# 209, White Plains, NY 10604
Mortgage Broker Branch Certificate Address Changes:
May 19, 2021 (BR-MBD)
CGAP, Inc. D/B/A MortgageDepot
From: 3901 Main St., Suite 1, Flushing, NY 11354
To: 3901 Main St., Suite 203 Room 1, Flushing, NY 11354
Mortgage Loan Servicer Certificate Address Changes:
May 19, 2021 (MS-MBD)
Gregory Funding LLC
From: 9400 SW Beaverton-Hillsdale Hwy, Beaverton, OR 97005
To: 13190 SW 68th Parkway, Suite 200, Tigard, OR 97223
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
| May 19, 2021 | 488784 | Carol Ann Doyle | North Bellmore | New York | Expedient Options LLC |
| May 19, 2021 | 1936003 | Bharti Verma | Roslyn | New York | Expedient Options LLC |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| May 19, 2021 | 1320908 | Alexander Hesham Omdal | Hoboken | New Jersey |
| May 19, 2021 | 1374070 | Justin Michael Phillips | Philadelphia | Pennsylvania |
| May 19, 2021 | 1727069 | Maxwell C. Reiter | Philadelphia | Pennsylvania |
| May 19, 2021 | 1941686 | Mark Hilton Schwartz | Warren | Michigan |
| May 19, 2021 | 2080303 | Taylee Marie Soukup | Wardsville | Missouri |