Weekly Banking Bulletin

May 21, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

April 27, 2021 (SF-LFS)
AMERICREDIT FINANCIAL SERVICES, INC U/A/N GM FINANCIAL, U/A/N GMC FINANCIAL, U/A/N BUICK FINANCIAL, U/A/N BUICK - GMC FINANCIAL, U/A/N CADILLAC FINANCIAL, U/A/N CHEVROLET FINANCIAL
801 Cherry Street, Suite 3600, Fort Worth, Texas 76102

Notification received for a change of name from  AmeriCredit Financial Services, Inc U/A/N GM Financial, U/A/N GMC Financial, U/A/N Buick Financial, U/A/N Buick - GMC Financial, U/A/N Cadillac Financial, U/A/N Chevrolet Financial to AmeriCredit Financial Services, Inc U/A/N GM Financial, U/A/N GMC Financial, U/A/N Buick Financial, U/A/N Cadillac Financial, U/A/N Chevrolet Financial.    

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


May 3, 2021 (SF-LFS)
ACCESSONE MEDCARD, INC. D/B/A ACCESSONE
360 Kingsley Park Drive, Suite 300, Fort Mill, South Carolina 29715  

Notification received for a change of branch address from 400 International Way, Suite 220,  Springfield, Oregon 97477 to 400 International Way, Suite 320,  Springfield, Oregon 97477.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


May 13, 2021 (LL-LFS)
GRAMEEN AMERICA, INC.
150 West 30th Street - 8th Floor, New York, New York 10001  

Notification received for a change of main address from 150 West 30th Street - 8th Floor, New York, New York 10001 to 82-11 37th Avenue Suite 607, Jackson Heights, New York 11372.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


May 13, 2021 (SB-CRB)
ULSTER SAVINGS BANK
180 Schwenk Drive, Kingston, NY 12401

Application dated May 12, 2021, for permission to open and occupy a branch office at 4240 Albany Post Road, Hyde Park, Dutchess County, New York 12538, received.

 

May 19, 2021 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42ND Street, New York NY 10168

Application dated May 19, 2021 for permission to change the location of branch office from 1000 West Montauk Highway, West Babylon, Suffolk County, New York 11704 to 8 Little East Neck Road, Babylon, Suffolk County, New York 11702, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

May 18, 2021 (BR-MBD)
Applicant(s)
Kanwal Nain Singh
As: Finhanced Inc
127-02 135 Avenue, Store Front, South Ozone Park, NY 11420


Application to establish a Mortgage Banker's Branch received for examination:

May 18, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
749 Troy Schenectady Rd, Latham, NY 12110

May 18, 2021 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
4005 Victory Blvd, Staten Island, NY 10314

May 18, 2021 (MB-MBD)
Full Service Branch
United Mortgage Corp.  D/B/As:
NY Finest Funding
United Faith Mortgage
310 RXR Plaza, Uniondale, NY 11556

May 18, 2021 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
777 Post Oak Blvd, Ofc 1700EE, Houston, TX 77056

May 18, 2021 (MB-MBD)
Full Service Branch
Premium Mortgage Corp.
421 N Aurora Street, Office #2, Ithaca, NY 14850

May 18, 2021 (MB-MBD)
Full Service Branch
Great Home Mortgage of New York in lieu of NP, INC.
7700 Congress Avenue, Suite 3210, Boca Raton, FL 33487

May 18, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
65 Challenger Road, FL 2, Suite 210, Ridgefield Park, NJ 07660


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
February 27, 2020 1882102 Andrew Bryant Doll Grand Prairie Texas
December 4, 2020 2051252 Logan William Murphy New York New York
February 4, 2021 413782 Brian David Homowitz Lincroft New Jersey
March 3, 2021 212844 Eric Gordon Lawson Munroe Falls Ohio
March 18, 2021 2034545 Keeozel Saul Brooklyn New York
April 7, 2021 1982242 Peter John Hurley San Marcos California
April 14, 2021 2009157 Qiang Yu Livingston New Jersey
April 15, 2021 93076 Charles David Mathewson Kings Mountain North Carolina
April 21, 2021 722782 Andrew Tam Flushing New York
April 21, 2021 2033526 Diane McDonald Borden Hernando Beach Florida
April 22, 2021 2000809 Diana E. Lopez West Hempstead New York
April 23, 2021 2032605 Angela Kim New Hyde Park New York
April 26, 2021 173830 John Joseph Zura Forked River New Jersey
April 27, 2021 1098909 Seth Peter Lopes Boston Massachusetts
April 27, 2021 1428037 Scott Richard Androvic Stamford Connecticut
April 27, 2021 2093499 William Andrew Monsees Columbia Missouri
April 28, 2021 1001991 Gunachandran Ragavachetty Shanmugam Voorhees New Jersey
April 28, 2021 1930270 Yosef Chaim Hochhauser Bloomingburg New York
April 29, 2021 2034889 Andrew Parker Mills Stamford Connecticut
May 3, 2021 1585719 Kaitlyn Rukaiyah Scarcelli North Royalton Ohio
May 4, 2021 831783 Diego H. Pinzon Freeport New York
May 5, 2021 1699158 Kenneth Lipschutz Bloomfield Hills Michigan
May 5, 2021 2089431 Dennis Yangmin Zheng Elmhurst New York
May 5, 2021 2117878 Nicholas Gasper Mannino Seaford New York
May 6, 2021 632086 Seth Tyler Manry Roseville California
May 6, 2021 2100022 Alexander Matthew Ostroy Buffalo New York
May 6, 2021 2118088 Anniesah Rosemarie Hall Bronx New York
May 6, 2021 2132492 Nidhin Mathew Glen Oaks New York
May 6, 2021 2132519 Ryan Huy Pham Bay Shore New York
May 7, 2021 490250 Thomas Maxwell Legierski Jacksonville Florida
May 7, 2021 501783 Jenifer Lee Brennan-Crowley Hackettstown New Jersey
May 7, 2021 992669 Kevin Roger Wiegmann Jacksonville Florida
May 7, 2021 2020296 Michael Luke Garrity New York New York
May 7, 2021 2056003 Anthony Aponte Massapequa Park New York
May 7, 2021 2113696 Michael William Karras Florissant Missouri
May 7, 2021 2136070 Brian Joseph Feldmann Washington Missouri
May 10, 2021 1708783 Marcos Alberto Rionda Saint Clair Shores Michigan
May 10, 2021 2024201 Brian Douglas Cavanaugh Fishers Indiana
May 11, 2021 369253 Bryan Tyler Finger East Setauket New York
May 11, 2021 400993 David Rand Backstrom St. Louis Park Minnesota
May 11, 2021 784754 Lori Malley Bay Shore New York
May 11, 2021 1957316 Nicholas David Stellin Rockford Michigan
May 11, 2021 1959528 Bernard Oyama New York New York
May 11, 2021 1971013 Dania Habib Skaf Dearborn Michigan
May 11, 2021 2011865 Katie Mirabile East Meadow New York
May 12, 2021 1280606 Darrick Allen-Dale Moren San Diego California

SECTION II

March 18, 2021 (SF-LFS)
AMERIFIRST HOME IMPROVEMENT FINANCE, LLC U/A/N AMERIFIRST FINANCE
11171 Mill Valley Road, Omaha, Nebraska 68154

License was issued to reflect a change of name from AmeriFirst Home Improvement Finance, LLC to AmeriFirst Home Improvement Finance, LLC U/A/N AmeriFirst Finance.  

In connection with the above license issuance, the original license was surrendered.


March 26, 2021 (SF-LFS)
AMERICAN CREDIT ACCEPTANCE, LLC U/A/N SPARTAN FINANCIAL PARTNERS
961 East Main Street, Spartanburg, South Carolina 29302   

Application for a branch license to engage in business as a sales finance company at 2487 West Navigator Drive, Meridian, Idaho 83642 was approved.
______________________________________________________________________________

April 20, 2021 (LL-LFS)
DRIVEWAY FINANCE CORPORATION
9020 SW Washington Square Road, Suite 301, Tigard, Oregon 97223

License was issued to reflect the change of main address from 326 N. Bartlett Street, Medford, Oregon 97501 to 9020 SW Washington Square Road, Suite 301, Tigard, Oregon 97223.   


April 27, 2021 (pf-LFS)
SOUTH BAY ACCEPTANCE CORPORATION
10751 Deerwood Park Blvd., Suite 200, Jacksonville, Florida 32256

The relocation of the main office was approved as follows, effective February 14, 2021: 

From:  10151 Deerwood Park Blvd., Bldg. 100, Suite 330, Jacksonville, Florida 32256
To:  10751 Deerwood Park Blvd., Suite 200, Jacksonville, Florida 32256

 

May 14, 2021 (MI-CRB)
NORTHEAST COMMUNITY BANCORP, INC.
325 Hamilton Avenue, White Plains, NY 10601

Application, pursuant to Section 143-b of the Banking Law, to acquire control of NorthEast Community Bank, White Plains, New York, approved.

The application was filed in connection with the proposed conversion of NorthEast Community Bancorp, MHC from a mutual holding company structure to a stock holding company form of organization. Upon consummation of the proposed conversion, NorthEast Community Bancorp, MHC will cease to exist, and NorthEast Community Bank will become a wholly-owned subsidiary of NorthEast Community Bancorp, Inc.


May 14, 2021 (SB-CRB)
NORTHEAST COMMUNITY BANK
325 Hamilton Avenue, White Plains, NY 10601

The Superintendent approved, in principle, the “Certificate of Amendment of the Organization Certificate of NorthEast Community Bank”, under Section 8005 of the Banking Law, to provide for the establishment and maintenance of a liquidation account for the benefit of certain depositors of the bank.

This filing was submitted in connection with the proposed conversion of NorthEast Community Bancorp, MHC, from a mutual holding company structure to a stock holding company form of organization.


May 17, 2021 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY  11791

The license to engage in business as a casher of checks at the following location has been surrendered, effective May 10, 2021:

Branch office:  164 East 174th Street, Bronx, NY 10457

 

May 18, 2021 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY  11791

The license to engage in business as a casher of checks at the following location has been surrendered, effective May 14, 2021:

Branch office:  73-16 Metropolitan Avenue, Middle Village, NY 11379


May 18, 2021 (MI-CRB)
BEAL BANK USA
1970 Village Center Circle, Las Vegas, NV 89134

Authorization granting permission to open and occupy branch office at 36 Mamaroneck Avenue, White Plains, Westchester County, NY 10601, surrendered for cancellation.

Office discontinued as of May 17, 2021.


Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:

May 19, 2021 (BR-MBD)
CityOne Capital, LLC
8116 165th St, Jamaica, NY 11432

May 19, 2021 (BR-MBD)
Peace Home Mortgages, LLC in lieu of Peace Home Lending LLC
3975 University Drive, Suite 230, Fairfax, VA 22030


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

May 19, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
4981 Broadway, Depew, NY 14043

May 19, 2021 (MB-MBD)
Full Service Branch
New American Funding in lieu of Broker Solutions, Inc.
41050 West 11 Mile Road, Ste. 100, Novi, MI 48375

May 19, 2021 (MB-MBD)
Full Service Branch
NLC Loans in lieu of Nations Lending Corporation
22-05 Maple Avenue, 1st Floor, Fair Lawn, NJ 07410

May 19, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
415 Geyser Rd, Ballston Spa, NY 12020


License to engage in the business of a Mortgage Banker Branch surrendered:

May 13, 2021 (MB-MBD)
RealFi Home Funding Corp.  D/B/A RHF Wholesale
283 Inman Avenue, 2nd Floor, Colonia, NJ 07067
Effective Date: April 30, 2021

May 13, 2021 (MB-MBD)
RealFi Home Funding Corp.  D/B/A RHF Wholesale
13 Main Street, Suite 5, Sparta, NJ 07871
Effective Date: April 30, 2021

May 18, 2021 (MB-MBD)
Hartford Funding, LTD
100 Crossways Park Drive West, Suite 302, Woodbury, NY 11797
Effective Date: April 28, 2021


Mortgage Broker Certificate Address Changes:

May 19, 2021 (BR-MBD)
Solution One Capital Corp.
From: 1 Timmons Road, Scarsdale, NY 10583
To: 707 Westchester Avenue, St# 209, White Plains, NY 10604


Mortgage Broker Branch Certificate Address Changes:

May 19, 2021 (BR-MBD)
CGAP, Inc. D/B/A MortgageDepot
From: 3901 Main St., Suite 1, Flushing, NY 11354
To: 3901 Main St., Suite 203 Room 1, Flushing, NY 11354


Mortgage Loan Servicer Certificate Address Changes:

May 19, 2021 (MS-MBD)
Gregory Funding LLC
From: 9400 SW Beaverton-Hillsdale Hwy, Beaverton, OR 97005
To: 13190 SW 68th Parkway, Suite 200, Tigard, OR 97223


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval NMLS # Applicant Name City State Sponsoring Entity
May 19, 2021 488784 Carol Ann Doyle North Bellmore New York Expedient Options LLC
May 19, 2021 1936003 Bharti Verma Roslyn New York Expedient Options LLC

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS # Applicant Name City State
May 19, 2021 1320908 Alexander Hesham Omdal Hoboken New Jersey
May 19, 2021 1374070 Justin Michael Phillips Philadelphia Pennsylvania
May 19, 2021 1727069 Maxwell C. Reiter Philadelphia Pennsylvania
May 19, 2021 1941686 Mark Hilton Schwartz Warren Michigan
May 19, 2021 2080303 Taylee Marie Soukup Wardsville Missouri