Weekly Bulletin

April 30, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by
email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK

Bank

MB

Mortgage Banker

BP

Budget Planner

BR

Mortgage Broker

CC

Check Casher

MS

Mortgage Servicer

CU

Credit Union

PF

Premium Finance Agency

FA

Foreign Agency

PB

Private Banker

FB

Foreign Branch

SB

Savings Bank

FR

Foreign Representative Office

SD

Safe Deposit Company

HC

Holding Company

SF

Sales Finance Agency

IC

Investment Company

SL

Savings and Loan Association

LL

Licensed Lender

SL

Student Loans

MK

Merchant Bank

TM

Transmitter of Money

MI

Miscellaneous

TR

Trust Company

    VC Virtual Currency

Regulatory Unit Codes


CM
CRB

Capital Markets
Community and Regional Banks

CEU

Consumer Examination Unit

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking

SECTION I

April 29, 2021 (MI-CRB)
EFSTATHIOS GEORGE VALIOTIS
Malba, NY
SOPHIA E. VALIOTIS
New York, NY
EKATERINA E. VALIOTIS
Astoria, NY
GEORGE E. VALIOTIS
New York, NY

Application, pursuant to Section 143-b of the Banking Law, for Efstathios George Valiotis, Sophia E. Valiotis, Ekaterina E. Valiotis, and George E. Valiotis to collectively acquire control of Alma Bank, Astoria, New York, received.

The comment period on this application will expire on June 1, 2021.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

April 27, 2021 (BR-MBD)
Applicant(s)
Jaswinder Singh
Lakhwinder Singh
As: LJ Mortgage Team Inc.  D/B/A LJ Mortgage Team
12703 Rockaway Blvd, South Ozone Park, NY 11420

Application to establish a Mortgage Banker's Branch received for examination:

April 22, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
8000 Corporate Center Dr., Suite 115, Charlotte, NC 28226

April 22, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1400 Crescent Green Drive, Suite 100, Cary, NC 27518

April 26, 2021 (MB-MBD)
Full Service Branch
Intercontinental Capital Group, Inc.  D/B/A Fellowship Home Loans
265 Broadhollow Rd, Suite 105, Melville, NY 11747

April 26, 2021 (MB-MBD)
Full Service Branch
United Mortgage Corp.  D/B/As:
NY Finest Funding
United Faith Mortgage
2620 Ditmars Blvd., Ground Floor, Astoria, NY 11105

April 27, 2021 (MB-MBD)
Full Service Branch
Van Dyk Mortgage Corporation
20801 Biscayne Blvd, Suite 101, Aventura, FL 33180

April 27, 2021 (MB-MBD)
Full Service Branch
Figure Lending LLC
100 West Liberty St, Suite 600, Reno, NV 89501

April 27, 2021 (MB-MBD)
Full Service Branch
Achieve Home Mortgage in lieu of Summit Mortgage Corporation
416 Main Street, Suite C, Honesdale, PA 18431

April 28, 2021 (MB-MBD)
Full Service Branch
NJ Lenders Corp. D/B/As:
Home Owners Mortgage Express
Silver Bay Lending
1205 North Franklin Street, Suite 106, Tampa, FL 33602

April 28, 2021 (MB-MBD)
Full Service Branch
Atlantic Home Loans, Inc.
1155 West Chestnut Street, Suite 2C, Union, NJ 07083

Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Application Received Date

NMLS #

Applicant Name

City

State

March 18, 2020

65305

Vanessa Maria Ingrao

Long Beach

New York

October 30, 2020

588981

Richard T. Stork

Lambertville

New Jersey

January 11, 2021

2066927

Eli Katz

Brooklyn

New York

February 22, 2021

157126

Christy Mendes

Wall

New Jersey

February 24, 2021

1544824

Kamau Selby

Teaneck

New Jersey

March 2, 2021

50773

Raffaele Forino

North Bellmore

New York

March 4, 2021

1993004

Yosselyn Yamileth Membreno Aguilar

Bay Shore

New York

March 11, 2021

832912

Daniel Khasin

Brooklyn

New York

March 22, 2021

2052255

Brandon James Rivero

Valley Stream

New York

March 30, 2021

249950

Nirav Mehta

Warren

New Jersey

March 30, 2021

1967513

Marie Anne Pizza

Staten Island

New York

March 31, 2021

1774762

Shannon Zhan Lee

Winter Park

Florida

April 1, 2021

485714

John Robert Gugliotti

Hasbrouck Heights

New Jersey

April 2, 2021

58146

Christopher John Stevens

Rochester

New York

April 5, 2021

1893815

Conrad Leon Connor

Indian Head

Maryland

April 5, 2021

2001662

Kendel Jackson

New York

New York

April 5, 2021

2003031

Mariel K. Harkin

Maywood

New Jersey

April 7, 2021

183704

Norris S. Glashen

Uniondale

New York

April 7, 2021

1470790

Jordan Bandoy Saceda

Costa Mesa

California

April 9, 2021

2110568

Ruth Walnick

Merrick

New York

April 10, 2021

1999149

Stefany Pina

New Milford

Connecticut

April 12, 2021

1094063

Jennifer Siegel

Clark

New Jersey

April 12, 2021

1984739

Timothy Robert DeLea

Madison

New Jersey

April 13, 2021

220796

Bruce Michael Sanchez

Brooklyn

New York

April 13, 2021

2030896

Everitt Wesley Jarratt

Charlotte

North Carolina

April 13, 2021

2112972

Shavy Moskovits

Monroe

New York

April 14, 2021

625148

Christopher Scheck

Fairfield

Connecticut

April 14, 2021

755861

Bryan M. Kelly

Chicago

Illinois

April 15, 2021

58217

Vivian Marie Castner

Tampa

Florida

April 15, 2021

1484337

Thomas Joseph Kaase

Bay Village

Ohio

April 15, 2021

2007499

Jesus Humberto Barron

Woodside

New York

April 15, 2021

2032319

Luisa Cardona Betancur

Huntington Station

New York

April 15, 2021

2080303

Taylee Marie Soukup

Wardsville

Missouri

April 15, 2021

2124033

Madeline Escobar

New York

New York

April 16, 2021

1882497

Robert Bosolet

Phoenix

Arizona

April 16, 2021

1931154

Mirko Filip Bakula

Cleveland

Ohio

April 16, 2021

1964106

Ralph Anthony Bosolet

Phoenix

Arizona

April 16, 2021

2062944

Jon Randall Clark

Frisco

Texas

April 16, 2021

2101627

Sarah Nichole Lowery

Columbia

Missouri

April 16, 2021

2111503

Gabriel William McGuire

Tarrytown

New York

April 19, 2021

960091

Robert Eugene Mencke

Jacksonville

Florida

April 19, 2021

1437761

Veronica Francine Adgate

Jacksonville

Florida

April 19, 2021

2073773

Miriam Weisz

Brooklyn

New York

April 20, 2021

211003

Jeffrey Mogull

White Plains

New York

April 21, 2021

1238416

Fredrick Michael Glynn

Carmel

Indiana

April 21, 2021

1950101

Kasey Marienau Mills

Wildwood

Missouri

April 21, 2021

2049472

Pratik A. Shah

Belleville

New Jersey

April 23, 2021

1701237

Joseph Fathi Afia

Fishers

Indiana

SECTION II

April 23, 2021 (TM-LFS)
AMERICAN EXPRESS PREPAID CARD MANAGEMENT CORPORATION
18850 North 56th Street, Phoenix, AZ 85054

Application for change of location from 20022 N. 31st Avenue, Phoenix, Arizona, 85027 to 18850 North 56th Street, Phoenix, AZ 85054 was approved effective April 22, 2021.


April 26, 2021 (BK-CRB)
METROPOLITAN COMMERCIAL BANK
99 Park Avenue, 4th Floor, New York, NY 10016

Authorization Certificate issued February 26, 2021, granting permission open and occupy a branch office at 311 Boulevard of the Americas, Lakewood, Ocean County, New Jersey 08701, surrendered for cancellation.

This office was never operational.


April 26, 2021 (SB-CRB)
NEW YORK COMMUNITY BANK
102 Duffy Avenue, Hicksville, NY 11801

Authorization granting permission to open and occupy a branch office at 50 Route 111, (Suite 105), Smithtown, Suffolk County, New York 11787, surrendered for cancellation.

Office discontinued as of March 26, 2021.


April 27, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following two locations:

  1. 32 North Potomac Street, Hagerstown, Washington County, Maryland 21740; and
  1. 7 West Market Street, Georgetown, Sussex County, Delaware 19947.

April 29, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of branch offices at the following two locations will not result in significant reductions of financial services in the communities to be affected:

  1. 33 West State Street, Binghamton, Broome County, New York 13901; and
  2. 202 Clinton Street, Binghamton, Broome County, New York 13905.

April 29, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of public accommodation office located at University Plaza, 3500 Main Street, Town of Amherst, Erie County, New York 14226 will not result in a significant reduction of financial services in the communities to be affected.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

April 22, 2021 (MB-MBD)
Keller Mortgage, LLC
4725 Lakehurst Ct, Suite 400, Dublin, OH 43016


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

April 28, 2021 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.  D/B/As:
Americasa Home Loans
NMBNOW
One Meadowlands Plaza Suite 300, East Rutherford, NJ 07073

April 28, 2021 (MB-MBD)
Full Service Branch
Allied Mortgage Group, Inc.
39 E. Cedar Street, Suite 1, Newington, CT 06111


License to engage in the business of a Mortgage Banker Branch surrendered:

April 27, 2021 (MB-MBD)
Residential Mortgage Services, Inc.
3400 Monroe Avenue, Building 3, Unit 310, Rochester, NY 14618-
Effective Date: April 21, 2021


Mortgage Banker Branch License Address Changes:

April 28, 2021 (MB-MBD)
CMG Mortgage, Inc.
From: 7880 Gate Parkway, Suite 200, Jacksonville, FL 32256
To: 7880 Gate Parkway, Suite 102, Jacksonville, FL 32256


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval

NMLS #

Applicant Name

City

State

Sponsoring Entity

April 14, 2021

2007185

Daren Peter Wigger

Hoboken

New Jersey

Freedom Mortgage Corporation

April 21, 2021

64666

Michael P. Sieja

Cortlandt Manor

New York

CrossCountry Mortgage, LLC

April 21, 2021

397071

Matthew Francis DeSantis

Jersey City

New Jersey

NJ Lenders Corp.

April 21, 2021

602865

Michael F. Strange

Cos Cob

Connecticut

loanDepot.com, LLC

April 21, 2021

875033

Michelle Louise Mitchell

Bloomfield

Connecticut

Neighborhood Assistance Corporation of America

April 21, 2021

1115656

Sean Francis Scocca

Philadelphia

Pennsylvania

Planet Home Lending, LLC

April 21, 2021

1165297

Patrick Thomas Lewis

Buffalo

New York

Haus Capital Corporation

April 21, 2021

1393676

John Joseph Hall

Neptune

New Jersey

Better Mortgage Corporation

April 21, 2021

1421466

Danielle A. Adornato

Kings Park

New York

United Mortgage Corp.

April 21, 2021

1435341

Daniel Adam DiBiasi

Island Park

New York

Nationwide Mortgage Bankers, Inc.

April 21, 2021

1545196

Doug Rabin

Brightwaters

New York

Jet Direct Funding Corp.

April 21, 2021

1581954

Thomas Leland Norfleet

Lake Forest

California

American Advisors Group, Inc.

April 21, 2021

1696455

Philip Carr

Stillwater

New York

Fairway Independent Mortgage Corporation

April 21, 2021

1764241

Daniel Gerard Kelly

Gansevoort

New York

Fairway Independent Mortgage Corporation

April 21, 2021

1807845

Jeremy Mittelman

Monroe

New York

FM Home Loans, LLC

April 21, 2021

1841136

Gitty Gelb

Brooklyn

New York

BSD Funding, LLC

April 21, 2021

1843885

Helmi Abraha Teklu

Vestal

New York

loanDepot.com, LLC

April 21, 2021

1848095

Andrew Paul Hurwitz

Fountain Valley

California

American Advisors Group, Inc.

April 21, 2021

1923866

Johncarlo Zangrilli

Thornwood

New York

DML Mortgage Enterprises, Inc.

April 21, 2021

1962450

Melissa Kelly Verga

Clifton Park

New York

Quik Fund, Inc.

April 21, 2021

1975275

Jonathan James Gambino

New Hyde Park

New York

Hartford Funding, Ltd.

April 21, 2021

2018926

Joseph L. Wisniewski

Yaphank

New York

Atlantic Home Capital, Corp.

April 26, 2021

51062

Joseph Rosario Salamone

Levittown

New York

Intercontinental Capital Group, Inc.

April 27, 2021

50532

Michael William Cymbala

Massapequa Park

New York

Hartford Funding, Ltd.

April 27, 2021

58672

Warren Hengel

New Milford

Connecticut

Fairway Independent Mortgage Corporation

April 27, 2021

67847

Ken Allan Golubjatnikov

Pittsford

New York

Upstate Premier Mortgage, Inc.

April 27, 2021

160859

Gregory Terell Morgan

Piscataway

New Jersey

Heritage Mortgage Banking Corp.

April 27, 2021

386891

Marc Stephen Eidelkind

Northport

New York

MLB Residential Lending, LLC

April 27, 2021

410160

Ioannis Theologis

Long Island City

New York

United Mortgage Corp.

April 27, 2021

624926

Zoheb Hasan Alvi

Monroe Township

New Jersey

CrossCountry Mortgage, LLC

April 27, 2021

921438

William J. Lynch

Glenmont

New York

Premium Mortgage Corp.

April 27, 2021

967016

Jasmine Poon

Corona

New York

Galaxy Lending Corporation

April 27, 2021

982054

Charles Hilton Burson

Long Beach

California

American Advisors Group, Inc.

April 27, 2021

1097188

David Louis Anthony Bart

Corona

California

American Advisors Group, Inc.

April 27, 2021

1417604

Mario Gonzalez

Huntington Beach

California

American Advisors Group, Inc.

April 27, 2021

1523634

Glenn Robert Ciaccio

Greenacres

Florida

Freedom Mortgage Corporation

April 27, 2021

1583753

Joshua Peter Phillips

Chicago

Illinois

Royal United Mortgage, LLC

April 27, 2021

1624359

Joseph Vincent Lopez

Chino Hills

California

American Advisors Group, Inc.

April 27, 2021

1779210

Paloma Diane Remington

Huntington Beach

California

American Advisors Group, Inc.

April 27, 2021

1794750

Kellen Patrick McCarthy

San Diego

California

American Internet Mortgage, Inc.

April 27, 2021

1840160

Jeanmarie Griffo

Point Lookout

New York

Intercontinental Capital Group, Inc.

April 27, 2021

1858483

Jose O. Fortuna

New York

New York

Jet Direct Funding Corp.

April 27, 2021

1863900

Joseph Coyne

Oceanport

New Jersey

Gold Coast Funding Inc

April 27, 2021

1882336

Monica A. Sandoval

Medford

New York

Cardinal Financial Company, LP

April 27, 2021

1883256

Morris Ponce Lopez

Irving

Texas

loanDepot.com, LLC

April 27, 2021

1891674

Hayley R. Horzepa

Wolcott

Connecticut

Total Mortgage Services, LLC

April 27, 2021

1892302

Allen Scott Underwood

Charlotte

North Carolina

Quicken Loans, LLC

April 27, 2021

1906764

Jonathan Anthony Rosa

Bethpage

New York

Gold Coast Funding Inc

April 27, 2021

1918363

Steven Babatunde Oladipo

Hillside

New Jersey

Better Mortgage Corporation

April 27, 2021

1939795

Kevin Robert Barber

Dallas

Georgia

American Advisors Group, Inc.

April 27, 2021

1941876

Ali-Alreda Mohamad Samhat

Garden City

Michigan

Quicken Loans, LLC

April 27, 2021

1961500

Matthew Steven Spratford

Montauk

New York

Greenway Mortgage Funding Corp.

April 27, 2021

1974424

Karl Philip Meehan

Saratoga Springs

New York

Fairway Independent Mortgage Corporation

April 27, 2021

1985668

Sherry Anne Keeley

Boca Raton

Florida

PHH Mortgage Corporation

April 27, 2021

1995830

Lindsey Willing

Hauppauge

New York

Intercontinental Capital Group, Inc.

April 27, 2021

1997649

Stephen Michael Gambardella

North Haven

Connecticut

Total Mortgage Services, LLC

April 27, 2021

2006800

Emily Rose Teleposky

Brooklyn

New York

Better Mortgage Corporation

April 27, 2021

2009445

Gaurav Kumar Passi

Staten Island

New York

All County Capital Corp.

April 27, 2021

2010670

Michael Madonna

Hoboken

New Jersey

Better Mortgage Corporation

April 27, 2021

2014478

Brenda Akua Adu

Bronx

New York

Associated Mortgage Bankers, Inc.

April 27, 2021

2015472

Devorah Reinman

Spring Valley

New York

FM Home Loans, LLC

April 27, 2021

2016164

Michael Cory Fuhrman

Metuchen

New Jersey

CrossCountry Mortgage, LLC

April 27, 2021

2017302

Daniel John Buschjost

California

Missouri

Mortgage Research Center, LLC

April 27, 2021

2024202

Nicholas A. Bonanno

Hartsdale

New York

Quintessential Mortgage Group, Inc.

April 27, 2021

2026922

Christian Runco

Troy

New York

Premium Mortgage Corp.

April 27, 2021

2043356

Tracey Ann Tabacco

Staten Island

New York

Think One Mortgage Inc.

April 27, 2021

2055711

John Pituch

Sparta

New Jersey

Family First Funding LLC

April 27, 2021

2055851

Gina Marie Ferri

Thornwood

New York

Quintessential Mortgage Group, Inc.

April 27, 2021

2058222

Christian Migliore

Seaford

New York

CrossCountry Mortgage, LLC

April 27, 2021

2058568

Christopher James Nease

Medford

New York

Intercontinental Capital Group, Inc.

April 27, 2021

2064691

Angela Lee Lockwood

Ballston Spa

New York

Quik Fund, Inc.

April 27, 2021

2065590

Haley Robin Lehman

New York

New York

Meadowbrook Financial Mortgage Bankers Corp.

April 27, 2021

2066039

Robert Michael Bandura

Clifton

New Jersey

TFS Mortgage Corporation, Inc.

April 27, 2021

2068403

Daniel Joseph Caroussos

Smithtown

New York

Intercontinental Capital Group, Inc.

April 27, 2021

2071882

Kelly Michelle Bivens

Columbia

Missouri

Mortgage Research Center, LLC

April 27, 2021

2073382

Brandi Kristen Taylor

Akron

Ohio

Reliance First Capital, LLC

April 27, 2021

2085550

Moshe Rottenberg

Monroe

New York

Astar Home Capital Inc

April 27, 2021

2088295

Stephanie Carol Rodgers

Wantagh

New York

Caliber Home Loans, Inc.

April 27, 2021

2090141

Dallin Wane Tucker

Columbia

Missouri

Mortgage Research Center, LLC


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS #

Applicant Name

City

State

April 22, 2021

2073040

Shawn Daniel Rhoades

Columbia

Missouri