Weekly Banking Bulletin

April 23, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK	Bank	BR	Mortgage Broker
BP	Budget Planner	MS	Mortgage Servicer
CC	Check Cashier	PF	Premium Finance Agency
CU	Credit Union	PB	Private Banker
FA	Foreign Agency	SD	Safe Deposit Company
FB	Foreign Branch	SF	Sale Finance Agency
FR	Foreign Representative Office	SL	Savings and Loan Association
HC	Holding Company	SB	Savings Bank
IC	Investment Company	SL	Student Loans
LL	Licensed Lender	TM	Transmitter of Money
MK	Merchant Bank	TR	Trust Company
MI	Miscellaneous	VC	Virtual Currency
MB	Mortgage Banker

Regulatory Unit Codes

CM	Capital Markets
CRB	Community and Regional Banks
CEU	Consumer Examination Unit
FWB	Foreign and Wholesale Banks
LFS	Licensed Financial Services
MBD	Mortgage Banking

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SECTION I

April 13, 2021 (LL-LFS)
EMEDA FINANCE CORPORATION 
574 Midland Ave, Staten Island, New York 10306 

Notification received for a change of main address from 574 Midland Ave, Staten Island, New York 10306 to 611 Midland Ave, 2 Floor, Staten Island, New York 10306.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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April 15, 2021 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201

Notices of intention to close branch offices at the following two locations, received:

1. 51 West Main Street, Johnstown, Fulton County, New York 12095; and
2. One West Main Street, Little Falls, Herkimer County, New York 13365.

 The comment period on these notices will expire May 24, 2021.

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April 19, 2021 (TR-CRB)
POPULAR BANK
11 West 51ST Street, New York, NY 10019

Application dated April 19, 2021, for permission to change the location of branch office from 5216 Fifth Avenue, Borough of Brooklyn, City of New York 11220 to 4502 Fifth Avenue, Borough of Brooklyn, City of New York 11220, received.

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April 19, 2021 (TM-LFS)
ALIPAY US, INC.  
400 S. El Camino Real, 4th Floor, San Mateo, California, 94402

Notification received for the change of location from 400 S. El Camino Real, 4th Floor, San Mateo, California, 94402 to 525 Almanor Avenue, Sunnyvale, California, 94085-3542.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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April 19, 2021 (BK-CRB)
HANOVER COMMUNITY BANK
2131 Jericho Turnpike, Garden City Park, NY 11040

Notice of intention to close branch office at 172½ Canal Street, Borough of Manhattan, City of New York 10013, received.

The comment period on this notice will expire May 24, 2021.

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Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

April 19, 2021 (BR-MBD)
Applicant(s)
Anton Robert Hanebrink
Chad Anthony Standish
Daniel Ross Oseran
Jana Lee Julia Hocker
Michelle Marie Clatterbuck
Sandeep Singh Aujla
Sasan Khanlari Goodarzi
Intuit Inc.
As: Intuit Mortgage Inc.
2700 Coast Avenue, Mountain View, CA 94043

April 21, 2021 (BR-MBD)
Applicant(s)
Manish Shah
As: Genex Lending, LLC D/B/A Genex Home Purchase
1775 Lanyon Dr, Bartlett, IL 60103

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Application to establish a Mortgage Banker's Branch received for examination:

April 19, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1111 Military Cutoff Rd, Suite 191, Wilmington, NC 28405

April 21, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
12058 San Jose Blvd., Unit 402, Jacksonville, FL 32223

April 21, 2021 (MB-MBD)
Full Service Branch
Everett Financial, Inc.   D/B/A Supreme Lending
4201 Spring Valley Road, Ste. 1450, Dallas, TX 75244

April 21, 2021 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.  D/B/A Fix-It Renovation Lending
131 Route 100, Office B, West Dover, VT 05356

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Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS #	Applicant Name	City	State
February 28, 2020	243589	John Robert Kiyak	White Plains	New York
December 18, 2020	2024360	Lawrence Zhou	West New York	New Jersey
December 30, 2020	1811974	Frankie Giorgio	Massapequa	New York
January 19, 2021	1946384	Liza Morgan Rise	Woodbury	New Jersey
January 27, 2021	843817	Donna Joy Snyder	Pasadena	Maryland
January 27, 2021	1848722	Raybere Arnulfo Corado Cabrera	Garland	Texas
January 27, 2021	1966482	Wenyi Wu	Hollis Hills	New York
February 4, 2021	702773	Salman Rizwan	Fresh Meadows	New York
February 9, 2021	2013709	Larry Lazar	Brooklyn	New York
February 12, 2021	2087925	Matthew Raymond Urbiss	Rocheport	Missouri
February 18, 2021	1541645	Heather Renee Bronson	St. Augustine	Florida
February 22, 2021	672968	Gloria Guorong Yang	Brooklyn	New York
February 23, 2021	2103723	Sarah Nicole Kitchen	Huntington	New York
February 23, 2021	2103735	Thomas James Watters	Manhattan	New York
February 24, 2021	2092826	Jamal Evans	Staten Island	New York
February 25, 2021	1633104	Jordan Marc Epstein	Woodcliff Lake	New Jersey
March 2, 2021	2023849	Jeffrey Andrew Fransen	New York	New York
March 8, 2021	739254	Jonathon David Auer	Canton	Michigan
March 10, 2021	113633	Robert C. Killinger	Hanover	Massachusetts
March 11, 2021	133730	Roseann DeSantis	Lynbrook	New York
March 15, 2021	2018073	Jacob Aaron Silburn	Staten Island	New York
March 15, 2021	2049814	Khaira Disla	Farmingdale	New York
March 16, 2021	51254	William A. Schofield	Newtown	Connecticut
March 17, 2021	2097819	Chaya Friedman	Brooklyn	New York
March 17, 2021	2101500	Ita Kuperman	Brooklyn	New York
March 17, 2021	2111353	Kara Elaine Read	Croton-on-Hudson	New York
March 22, 2021	914926	Stephen Patrick Martin	Massapequa	New York
March 22, 2021	1254095	Jason Graves Stamey	Orange Park	Florida
March 26, 2021	1037661	Michael Anthony Omlor	Detroit	Michigan
March 26, 2021	2082998	Jeremy Jordan Friend	Dallas	Texas
March 26, 2021	2106159	Aileen Mary Pappas	Garden City	New York
March 29, 2021	1316464	Glensy Brizuela	Union City	New Jersey
March 29, 2021	1940977	Sharease Richburg	Saint Claire Shores	Michigan
March 29, 2021	2003204	Jeremy Raymond Klenner	Sanborn	New York
March 30, 2021	65914	William Souto	Rockville Centre	New York
March 30, 2021	1018809	Edward Chang-Huk Yim	Bellevue	Washington
March 30, 2021	2062145	Elizabeth Marie Sisca	Wallington	New Jersey
April 1, 2021	1518158	Mitchel A. Gale	Palm Beach  Gardens	Florida
April 2, 2021	1918082	Thomas Sterling Dolan	Bronx	New York
April 2, 2021	2035084	Lindsay Hope Stanley	New York	New York
April 5, 2021	1969997	Aras Bademci	Port Jefferson	New York
April 5, 2021	2099372	Dillon Jay Snell	Chazy	New York
April 6, 2021	10245	David James Anema	Toms River	New Jersey
April 6, 2021	2007979	Cristina DeBard Alvarez	New York	New York
April 6, 2021	2100651	Morgan Sebastian	Rumford	Rhode Island
April 7, 2021	673546	Jennifer Lynn Rudella	York	South Carolina
April 7, 2021	1336152	Asad Rafiq Khan	Springfield	Virginia
April 8, 2021	1294850	Gregory Magnus Thompson	Vista	California
April 8, 2021	1637657	Matthew Paul Abruzzo	Seaford	New York
April 8, 2021	2047612	Deborah Whitt	Rochester	New York
April 8, 2021	2052908	Kevin Anthony Pasqualina	Garden City	New York
April 8, 2021	2115772	Andrew David Zynda	Columbia	Missouri
April 9, 2021	739926	Samuel Grant	Dallas	Texas
April 12, 2021	595606	Miguel Angel Castillo	Dallas	Texas
April 12, 2021	1916533	John Rutheford Call	Mentor-on-the-Lake	Ohio
April 12, 2021	1931214	Shaun Michael Cummings	North Royalton	Ohio
April 12, 2021	2112223	Todd Edwin Keller	Columbia	Missouri
April 13, 2021	1969519	Nico Andresakes	Wayne	New Jersey
April 13, 2021	1973218	Mahmoud Mohammed Awadallah	Great Falls	Virginia
April 14, 2021	1635530	Aaryn Melissa Maharaj	Rochester	New York
April 14, 2021	1916656	James Junius Byrd	Shaker Heights	Ohio
April 14, 2021	1931206	Shannon Joy Schultz	Berea	Ohio
April 14, 2021	1957339	Mitchell Scott Ayres	Wickliffe	Ohio

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SECTION II

April 8, 2021 (BK – CRB)
PIERMONT BANK
4 Bryant Park, 3rd Floor, New York, New York 10018

The Superintendent has issued a final approval of the “Certificate of Amendment of the Organization Certificate of Piermont Bank” under Section 8005 of the New York Banking Law to provide for:

1. An increase in the amount of common stock of the Bank from Six Million (6,000,000) shares par value Four Dollars ($4.00) per share to Twelve Million (12,000,000) shares par value Four Dollars ($4.00) per share; and
2. The creation of Three Million (3,000,000) shares of preferred stock of the par value of One Cent ($0.01) per share.

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April 15, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch offices at the following three locations will not result in a significant reduction of financial services in the communities to be affected:

1. 7535 Oswego Road, Liverpool, Onondaga County, New York 13090;
2. Route 22, Amenia, (Unincorporated Area) Town of Amenia, Dutchess County, New York 12501; and
3. 20 West Main Street, Falconer, Chautauqua County, New York 14733.

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April 15, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following 19 locations:

1. Delta Sonic 1802, 350 Langer Road, West Seneca, Erie County, NY 14224;
2. Delta Sonic 1803, 1006 McKinley Parkway, Buffalo, Erie County, NY 14220;
3. Delta Sonic 1805, 2285 Walden Avenue, Cheektowaga, Erie County, NY 14225;
4. Delta Sonic 1807, 1264 Main Street, Buffalo, Erie County, NY 14209;
5. Delta Sonic 1808, 2590 Delaware Avenue, Buffalo, Erie County, NY 14216;
6. Delta Sonic 1809, 4983 Transit Road, Williamsville, Erie County, NY 14221;
7. Delta Sonic 1810, 7920 Niagara Falls Boulevard, Niagara Falls, Niagara County, NY 14303;
8. Delta Sonic 1811, 1355 Niagara Falls Boulevard, Amherst, Erie County, NY 14226;
9. Delta Sonic 1812, 1660 Penfield Road, Penfield, Monroe County, NY 14526;
10. Delta Sonic 1813, 718 East Main Street, Rochester,  Monroe County, NY 14604;
11. Delta Sonic 1814, 990 West Ridge Road, Greece, Monroe County, NY 14615;
12. Delta Sonic 1816, 2970 West Henrietta Road, Henrietta, Monroe County, NY 14620;
13. Delta Sonic 1818, 3205 Orchard Park Road, Orchard Park, Erie County, NY 14127;
14. Delta Sonic 1827, 3439 Erie Boulevard, DeWitt, Onondaga County, NY 13214;
15. Delta Sonic 1829, 1841 Empire Boulevard, Webster, Monroe County, NY 14580;
16. Delta Sonic 1830, 3720 Brewerton Road, North Syracuse, Onondaga County, NY 13212;
17. Delta Sonic 1833, 3328 West Genesee Street, Fairmount, Onondaga County, NY 13219;
18. Delta Sonic 1950, 3100 Niagara Falls Boulevard, Amherst, Erie County, NY 14228; and
19. Delta Sonic 1826, 6850 Peach Street, Erie, Erie County, PA 16509.

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April 16, 2021 (MI-CRB)
CNB BANK
1 South Second Street, Clearfield, PA 16830

Authorization issued to open and occupy a branch office at 683 Northland Avenue, Suite 1, Buffalo, Erie County, New York 14211, on or after April 17, 2021.

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April 20, 2021 (TR-CRB)
TOMPKINS TRUST COMPANY
118 East Seneca Street, Ithaca, NY 14850

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 100 West Main Street, Village of Odessa, Schuyler County, NY 14869, will not result in a significant reduction of financial services in the community to be affected.

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April 20, 2021 (FB-FWB)
DEUTSCHE BANK AG
Taunusanlage 12, D-60325 Frankfurt am Main, Germany

Approval given to change the location of branch from 60 Wall Street, Borough of Manhattan, City of New York 10005 to 1 Columbus Circle, Borough of Manhattan, City of New York 10019, on or after April 21, 2021.

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April 20, 2021 (TR-FWB)
DEUTSCHE BANK TRUST COMPANY AMERICAS
60 Wall Street, New York, NY 10005

Approval given to change the location of principal office from 60 Wall Street, Borough of Manhattan, City of New York 10005 to 1 Columbus Circle, Borough of Manhattan, City of New York 10019, on or after April 21, 2021.

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April 21, 2021 (BK – CRB)
ALMA BANK
28-39 31st Street, Astoria, NY 11102

The Superintendent of Financial Services terminated the June 3, 2015 Consent Order imposed on Alma Bank, effective April 21, 2021.

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April 23, 2021 (TM-LFS)
REALPAGE PAYMENTS SERVICES LLC
2201 Lakeside Boulevard, Richardson, TX 75082

Application for a change of control, whereby Mirasol Parent, LLC will acquire 100% of the outstanding shares of the parent company of RealPage Payment Services LLC, was approved on April 15, 2021.

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

April 21, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
309 N Tioga Street, Suite B, Ithaca, NY 14850

April 21, 2021 (MB-MBD)
Full Service Branch
Great Home Mortgage of New York in lieu of NP, INC.
331 Ushers Road, Suite 19, Ballston Lake, NY 12019

April 21, 2021 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.  D/B/As:
Americasa Home Loans
NMBNOW
12724 Gran Bay Parkway West, Suite 410, Jacksonville, FL 32258

April 21, 2021 (MB-MBD)
Full Service Branch
Draper and Kramer Mortgage Corp.
363 W. Erie Street, Suite 300, Chicago, IL 60654