Weekly Banking Bulletin
April 2, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
January 28, 2021 (LL-LFS)
DRIVEWAY FINANCE CORPORATION
326 N. Bartlett Street, Medford, Oregon 97501
Notification received for a change of main address from 326 N. Bartlett Street, Medford, Oregon 97501 to 9020 SW Washington Square Road, Suite 301, Tigard, Oregon 97223.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
March 23, 2021(TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203
PEOPLE’S UNITED BANK, N.A.
850 Main Street, Bridgeport, Connecticut 06604
Application, pursuant to Section 601 of the Banking Law, for the merger of People’s United Bank, N.A. with and into Manufacturers and Traders Trust Company, under the name Manufacturers and Traders Trust Company, received.
The comment period for this application will expire on April 26, 2021.
March 26, 2021 (MI-CRB)
CNB BANK
1 South Second Street, Clearfield, PA 16830
Application dated March 26, 2021, for permission to open and occupy a branch office at 683 Northland Avenue, Suite 1, Buffalo, Erie County, New York 14211, received.
March 30, 2021 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York NY 10168
Application dated March 30, 2021, for permission to open and occupy a branch office at 30-98C Steinway Street, Astoria, Borough of Queens, City of New York 11103, received.
Application to establish a Mortgage Banker's Branch received for examination:
March 25, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
4 South Ave, Hilton, NY 14468
March 25, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
230 Grant Avenue, Suite 200, Auburn, NY 13021
March 30, 2021 (MB-MBD)
Full Service Branch
American Advisors Group, Inc. D/B/A AAG
510 County Road 466, Suite 207 Office G, Lady Lake, FL 32159
March 31, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
105 Lake Hill Road, Main Level #4, Burnt Hills, NY 12027
March 31, 2021 (MB-MBD)
Full Service Branch
Jet Direct Funding Corp. D/B/As:
Jet Direct Mortgage
Senior Reverse Network
1400 Old Country Road, Suite 101N, Westbury, NY 11590
Mortgage Loan Servicer Name Change Received:
March 17, 2021 (MS-MBD)
From: Bayview Loan Servicing, LLC
To: Community Loan Servicing, LLC
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| June 9, 2020 | 1892302 | Allen Scott Underwood | Waxhaw | North Carolina |
| July 29, 2020 | 1793429 | Jiby Moloparambil Thomas | Neshanic Station | New Jersey |
| October 20, 2020 | 1843885 | Helmi Abraha Teklu | Vestal | New York |
| November 23, 2020 | 2046919 | Chris H. Foster | Rockville Centre | New York |
| January 18, 2021 | 1070031 | Rivka Teren | Lakewood | New Jersey |
| January 20, 2021 | 2061556 | Aldana Trinidad Quiroga | Jersey City | New Jersey |
| February 1, 2021 | 2020061 | Eric Collins Bailey | Brooklyn | New York |
| February 3, 2021 | 319419 | Joel Tovy Reich | Brooklyn | New York |
| February 5, 2021 | 961465 | Scott Andrew Rieke | Westfield | New Jersey |
| February 8, 2021 | 441869 | Denise Michelle Cohn | Falls Village | Connecticut |
| February 11, 2021 | 1994942 | Peter Thomas Protentis | Brooklyn | New York |
| February 18, 2021 | 1922337 | Gregsari Martinez | Lyndhurst | New Jersey |
| February 18, 2021 | 2015540 | Brendan Joseph Conroy | Oyster Bay | New York |
| February 24, 2021 | 474727 | Kelsey Leon-Wedmore | Depew | New York |
| February 24, 2021 | 1590129 | Salvatore Caltabellotta | New Rochelle | New York |
| February 24, 2021 | 1876206 | Pramod Kumar | South Ozone Park | New York |
| February 26, 2021 | 131134 | Theodore James Flodin | River Forest | Illinois |
| February 26, 2021 | 950000 | Lori Ann Lee | Dallas | Texas |
| March 1, 2021 | 213751 | Raymond A. Bravo | Plainfield | Illinois |
| March 1, 2021 | 1308293 | Claudel Joseph Samson | North Miami | Florida |
| March 1, 2021 | 1904521 | Alexander John Marek | Halfmoon | New York |
| March 1, 2021 | 2065528 | Derek Ryan Abeles | Bethpage | New York |
| March 2, 2021 | 2049233 | Srdjan Milenkovic | Greenwich | Connecticut |
| March 4, 2021 | 2022496 | Meghan E. Burgess | Newark | New York |
| March 5, 2021 | 58541 | Richard J. Martin | Ridgefield | Connecticut |
| March 5, 2021 | 2099975 | Cherie C. Garcia | White Plains | New York |
| March 9, 2021 | 1947073 | Jerald Allen Miller | Castle Rock | Colorado |
| March 9, 2021 | 2020356 | Rachel Ilyse Verch | New York | New York |
| March 9, 2021 | 2034898 | Natalie Susan Davis | New York | New York |
| March 9, 2021 | 2035237 | Douglas Alonzo Knowles | Fernandina Beach | Florida |
| March 9, 2021 | 2092691 | Shayla Daley | Yonkers | New York |
| March 10, 2021 | 2011845 | Moustafa Mohamed Aly Ahmed | West Orange | New Jersey |
| March 10, 2021 | 2016164 | Michael Cory Fuhrman | Metuchen | New Jersey |
| March 10, 2021 | 2060688 | Christopher Stephen Jarrell | Jacksonville | Florida |
| March 10, 2021 | 2061859 | Morgan Kate Kafantaris | Indianapolis | Indiana |
| March 10, 2021 | 2083730 | Joseph Dean Castagnaro | Babylon | New York |
| March 11, 2021 | 304807 | Kevin Joyce | Pearl River | New York |
| March 11, 2021 | 1936198 | Gregory King | Valley Stream | New York |
| March 11, 2021 | 2074156 | Laura Barreneche | Flushing | New York |
| March 12, 2021 | 2049476 | Helen Hayes Wood | Southampton | New York |
| March 12, 2021 | 2082255 | Chad Alan Cox | Aubrey | Texas |
| March 12, 2021 | 2086417 | Brady James Bohrnstedt | Rockwall | Texas |
| March 13, 2021 | 1965764 | Alma Telushi | Philadelphia | Pennsylvania |
| March 13, 2021 | 2076275 | Maya Rudy Klotsman | Holmdel | New Jersey |
| March 15, 2021 | 159435 | Thomas William Carlo | Wantagh | New York |
| March 15, 2021 | 2026020 | Fengxia Gao | Selden | New York |
| March 15, 2021 | 2032898 | Daniel Eddie DiPietro | Lakehurst | New Jersey |
| March 17, 2021 | 2019916 | Wisam Walid Kudeh | Clifton | New Jersey |
| March 17, 2021 | 2035380 | Jarrett Ross Hershman | New York | New York |
| March 18, 2021 | 1481532 | Jose Daniel Romero | Orange Park | Florida |
| March 18, 2021 | 1901116 | Ran Zhao | Columbia | Maryland |
| March 18, 2021 | 2007903 | Madeline Elizabeth Juncosa | Brooklyn | New York |
| March 18, 2021 | 2076564 | Belal Khalid | Edison | New Jersey |
| March 18, 2021 | 2098214 | Roger Ciriello | Brookfield | Connecticut |
| March 19, 2021 | 1379061 | Mark Hatfield Chilson | Denver | Colorado |
| March 19, 2021 | 1851025 | Jack Nicholas Lucchesi | Garden City | New York |
| March 19, 2021 | 1945770 | Zhe Zhang | Sterling | Virginia |
| March 19, 2021 | 1983828 | Yuzheng Wang | College Park | Maryland |
| March 19, 2021 | 2109774 | Kristin Elizabeth Haner | Watkins Glen | New York |
| March 21, 2021 | 2119762 | Qihang Zhou | West New York | New Jersey |
| March 22, 2021 | 164585 | Renato Daniel Paz | Charlotte | North Carolina |
| March 22, 2021 | 1930822 | Carly Justine Bevington | Lakewood | Ohio |
| March 22, 2021 | 1941739 | Ameen Munir Alghofari | Akron | Ohio |
| March 22, 2021 | 1941815 | Nicole Marie Gibbons | Westlake | Ohio |
| March 22, 2021 | 1992812 | Damon Michael Sledge | Ponte Vedra Beach | Florida |
| March 22, 2021 | 2035094 | Alexander Abbas Emam | New York | New York |
| March 23, 2021 | 79556 | Pedro Michael Crespin | Sachse | Texas |
| March 23, 2021 | 516560 | Jorje Alejandro Cruz | Irving | Texas |
| March 23, 2021 | 921513 | Joseph Lee Fowler | Cleveland | Ohio |
| March 23, 2021 | 1033013 | Youssef Mohamed Abdelhalim | Sparta | New Jersey |
| March 23, 2021 | 1259563 | James O'Malley | New Providence | New Jersey |
| March 23, 2021 | 1326497 | Yangguang Wu | Plano | Texas |
| March 23, 2021 | 1863893 | Josh Santosh David | Lewisville | Texas |
| March 23, 2021 | 1940763 | Aaron Joseph Schmitt | Macedonia | Ohio |
| March 23, 2021 | 1941783 | Hunter Philip James Adams | Cleveland | Ohio |
| March 23, 2021 | 2021312 | Alexander Steven Hoskins | West Chester | Ohio |
| March 23, 2021 | 2072467 | Justin Jonathan Kunz | Massapequa Park | New York |
| March 25, 2021 | 1506199 | Scott Andrew Cummings | Clifton | New Jersey |
| March 25, 2021 | 2096204 | Hardeep Singh | Hicksville | New York |
SECTION II
March 26, 2021 (CC-LFS)
E.G.I. CHECK CASHING CORP. (“EGI”) D/b/a NYC CHECK EXPRESS
93 Nassau Street, New York, NY 10038
The license to engage in business as a casher of checks at the following location has been surrendered:
Main office: 93 Nassau Street, New York, NY 10038
Effective December 24, 2020, EGI is no longer authorized to conduct check cashing business in the State of New York.
March 26, 2021 (LL-LFS)
DRIVEWAY FINANCE CORPORATION
326 N. Bartlett Street, Medford, Oregon 97501
Notification for a change of name from Southern Cascades Finance Corporation to Driveway Finance Corporation was approved.
In connection with the above change, the original license was surrendered.
Certificate to engage in the business of a Mortgage Broker surrendered:
March 25, 2021 (BR-MBD)
First Buffalo Mortgage Corp.
501 John James Audubon Parkway, Amherst, NY 14228
Effective Date: November 24, 2020
March 29, 2021 (BR-MBD)
Mark B. Zaia Enterprises, Inc. D/B/A More Than A Mortgage
13 Grove Street, Suite A, Ridgefield, CT 06877
Effective Date: September 2, 2020
License to engage in the business of a Mortgage Banker Branch surrendered:
March 29, 2021 (MB-MBD)
Homebridge Financial Services, Inc. D/B/A Menlo Park Funding
284 US Highway 206, Building D, Suite 7, Hillsborough, NJ 08844
Effective Date: February 26, 2021
March 29, 2021 (MB-MBD)
American Advisors Group, Inc. D/B/A AAG
3800 W Chapman Ave, Suite 600, Orange, CA 92868
Effective Date: January 6, 2021
March 29, 2021 (MB-MBD)
Movement Mortgage, LLC
2508 Vestal Parkway East, Suite 2, Vestal, NY 13850
Effective Date: February 10, 2021
Mortgage Banker License Address Changes:
March 31, 2021 (MB-MBD)
American Advisors Group, Inc. D/B/A AAG
From: 3800 West Chapman Avenue, 3rd Floor, Orange, CA 92868
To: 18200 Von Karman Avenue, Suite 300, Irvine, CA 92612
March 31, 2021 (MB-MBD)
E Mortgage Management LLC D/B/A Fortren Funding
From: 3 Executive Campus, Suite 520, Cherry Hill, NJ 08002
To: 1950 Route 70 East, Suite 300, Cherry Hill, NJ 08003
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
| March 29, 2021 | 55992 | Chrisoula Fosorile | Massapequa | New York | East Coast Capital Corp. |
| March 29, 2021 | 1312055 | Nasiruddin M. Laskar | East Elmhurst | New York | Meadowbrook Financial Mortgage Bankers Corp. |
| March 29, 2021 | 1454950 | Cheng Luo | College Point | New York | R & J Capital Group, LLC |
| March 29, 2021 | 1874651 | Ken Thompson | Brooklyn | New York | Statewide Capital Mortgage Corp. |
| March 31, 2021 | 180318 | Mahadeo Singh | Rosedale | New York | Triangle Personal Services Inc |
| March 31, 2021 | 351890 | Christie L. Simmons | Plainview | New York | Quicken Loans, LLC |
| March 31, 2021 | 1512377 | Melissa Ulrich | East Meadow | New York | Movement Mortgage, LLC |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| March 25, 2021 | 1813198 | Tanja Alina Lupp | Pontiac | Michigan |
| March 29, 2021 | 2000032 | Tate Duane Unruh | Overland Park | Kansas |
| March 31, 2021 | 107765 | Michael John Mullarkey | Phoenixville | Pennsylvania |
| March 31, 2021 | 620629 | Steven Marcus Brandon | El Paso | Texas |