Weekly Banking Bulletin

April 2, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

January 28, 2021 (LL-LFS)
DRIVEWAY FINANCE CORPORATION
326 N. Bartlett Street, Medford, Oregon 97501

Notification received for a change of main address from 326 N. Bartlett Street, Medford, Oregon 97501 to 9020 SW Washington Square Road, Suite 301, Tigard, Oregon 97223.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


March 23, 2021(TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203
PEOPLE’S UNITED BANK, N.A.
850 Main Street, Bridgeport, Connecticut 06604

Application, pursuant to Section 601 of the Banking Law, for the merger of People’s United Bank, N.A. with and into Manufacturers and Traders Trust Company, under the name Manufacturers and Traders Trust Company, received.

The comment period for this application will expire on April 26, 2021.


March 26, 2021 (MI-CRB)
CNB BANK
1 South Second Street, Clearfield, PA 16830

Application dated March 26, 2021, for permission to open and occupy a branch office at 683 Northland Avenue, Suite 1, Buffalo, Erie County, New York 14211, received.


March 30, 2021 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York NY 10168

Application dated March 30, 2021, for permission to open and occupy a branch office at 30-98C Steinway Street, Astoria, Borough of Queens, City of New York 11103, received.


Application to establish a Mortgage Banker's Branch received for examination:

March 25, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
4 South Ave, Hilton, NY 14468

March 25, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
230 Grant Avenue, Suite 200, Auburn, NY 13021

March 30, 2021 (MB-MBD)
Full Service Branch
American Advisors Group, Inc.  D/B/A AAG
510 County Road 466, Suite 207 Office G, Lady Lake, FL 32159

March 31, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
105 Lake Hill Road, Main Level #4, Burnt Hills, NY 12027

March 31, 2021 (MB-MBD)
Full Service Branch
Jet Direct Funding Corp.  D/B/As:
Jet Direct Mortgage
Senior Reverse Network
1400 Old Country Road, Suite 101N, Westbury, NY 11590


Mortgage Loan Servicer Name Change Received:

March 17, 2021 (MS-MBD)
From: Bayview Loan Servicing, LLC
To: Community Loan Servicing, LLC


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
June 9, 2020 1892302 Allen Scott Underwood Waxhaw North Carolina
July 29, 2020 1793429 Jiby Moloparambil Thomas Neshanic Station New Jersey
October 20, 2020 1843885 Helmi Abraha Teklu Vestal New York
November 23, 2020 2046919 Chris H. Foster Rockville Centre New York
January 18, 2021 1070031 Rivka Teren Lakewood New Jersey
January 20, 2021 2061556 Aldana Trinidad Quiroga Jersey City New Jersey
February 1, 2021 2020061 Eric Collins Bailey Brooklyn New York
February 3, 2021 319419 Joel Tovy Reich Brooklyn New York
February 5, 2021 961465 Scott Andrew Rieke Westfield New Jersey
February 8, 2021 441869 Denise Michelle Cohn Falls Village Connecticut
February 11, 2021 1994942 Peter Thomas Protentis Brooklyn New York
February 18, 2021 1922337 Gregsari Martinez Lyndhurst New Jersey
February 18, 2021 2015540 Brendan Joseph Conroy Oyster Bay New York
February 24, 2021 474727 Kelsey Leon-Wedmore Depew New York
February 24, 2021 1590129 Salvatore Caltabellotta New Rochelle New York
February 24, 2021 1876206 Pramod Kumar South Ozone Park New York
February 26, 2021 131134 Theodore James Flodin River Forest Illinois
February 26, 2021 950000 Lori Ann Lee Dallas Texas
March 1, 2021 213751 Raymond A. Bravo Plainfield Illinois
March 1, 2021 1308293 Claudel Joseph Samson North Miami Florida
March 1, 2021 1904521 Alexander John Marek Halfmoon New York
March 1, 2021 2065528 Derek Ryan Abeles Bethpage New York
March 2, 2021 2049233 Srdjan Milenkovic Greenwich Connecticut
March 4, 2021 2022496 Meghan E. Burgess Newark New York
March 5, 2021 58541 Richard J. Martin Ridgefield Connecticut
March 5, 2021 2099975 Cherie C. Garcia White Plains New York
March 9, 2021 1947073 Jerald Allen Miller Castle Rock Colorado
March 9, 2021 2020356 Rachel Ilyse Verch New York New York
March 9, 2021 2034898 Natalie Susan Davis New York New York
March 9, 2021 2035237 Douglas Alonzo Knowles Fernandina Beach Florida
March 9, 2021 2092691 Shayla Daley Yonkers New York
March 10, 2021 2011845 Moustafa Mohamed Aly Ahmed West Orange New Jersey
March 10, 2021 2016164 Michael Cory Fuhrman Metuchen New Jersey
March 10, 2021 2060688 Christopher Stephen Jarrell Jacksonville Florida
March 10, 2021 2061859 Morgan Kate Kafantaris Indianapolis Indiana
March 10, 2021 2083730 Joseph Dean Castagnaro Babylon New York
March 11, 2021 304807 Kevin Joyce Pearl River New York
March 11, 2021 1936198 Gregory King Valley Stream New York
March 11, 2021 2074156 Laura Barreneche Flushing New York
March 12, 2021 2049476 Helen Hayes Wood Southampton New York
March 12, 2021 2082255 Chad Alan Cox Aubrey Texas
March 12, 2021 2086417 Brady James Bohrnstedt Rockwall Texas
March 13, 2021 1965764 Alma Telushi Philadelphia Pennsylvania
March 13, 2021 2076275 Maya Rudy Klotsman Holmdel New Jersey
March 15, 2021 159435 Thomas William Carlo Wantagh New York
March 15, 2021 2026020 Fengxia Gao Selden New York
March 15, 2021 2032898 Daniel Eddie DiPietro Lakehurst New Jersey
March 17, 2021 2019916 Wisam Walid Kudeh Clifton New Jersey
March 17, 2021 2035380 Jarrett Ross Hershman New York New York
March 18, 2021 1481532 Jose Daniel Romero Orange Park Florida
March 18, 2021 1901116 Ran Zhao Columbia Maryland
March 18, 2021 2007903 Madeline Elizabeth Juncosa Brooklyn New York
March 18, 2021 2076564 Belal Khalid Edison New Jersey
March 18, 2021 2098214 Roger Ciriello Brookfield Connecticut
March 19, 2021 1379061 Mark Hatfield Chilson Denver Colorado
March 19, 2021 1851025 Jack Nicholas Lucchesi Garden City New York
March 19, 2021 1945770 Zhe Zhang Sterling Virginia
March 19, 2021 1983828 Yuzheng Wang College Park Maryland
March 19, 2021 2109774 Kristin Elizabeth Haner Watkins Glen New York
March 21, 2021 2119762 Qihang Zhou West New York New Jersey
March 22, 2021 164585 Renato Daniel Paz Charlotte North Carolina
March 22, 2021 1930822 Carly Justine Bevington Lakewood Ohio
March 22, 2021 1941739 Ameen Munir Alghofari Akron Ohio
March 22, 2021 1941815 Nicole Marie Gibbons Westlake Ohio
March 22, 2021 1992812 Damon Michael Sledge Ponte Vedra Beach Florida
March 22, 2021 2035094 Alexander Abbas Emam New York New York
March 23, 2021 79556 Pedro Michael Crespin Sachse Texas
March 23, 2021 516560 Jorje Alejandro Cruz Irving Texas
March 23, 2021 921513 Joseph Lee Fowler Cleveland Ohio
March 23, 2021 1033013 Youssef Mohamed Abdelhalim Sparta New Jersey
March 23, 2021 1259563 James O'Malley New Providence New Jersey
March 23, 2021 1326497 Yangguang Wu Plano Texas
March 23, 2021 1863893 Josh Santosh David Lewisville Texas
March 23, 2021 1940763 Aaron Joseph Schmitt Macedonia Ohio
March 23, 2021 1941783 Hunter Philip James Adams Cleveland Ohio
March 23, 2021 2021312 Alexander Steven Hoskins West Chester Ohio
March 23, 2021 2072467 Justin Jonathan Kunz Massapequa Park New York
March 25, 2021 1506199 Scott Andrew Cummings Clifton New Jersey
March 25, 2021 2096204 Hardeep Singh Hicksville New York

SECTION II

March 26, 2021 (CC-LFS)
E.G.I. CHECK CASHING CORP. (“EGI”) D/b/a NYC CHECK EXPRESS   
93 Nassau Street, New York, NY 10038

The license to engage in business as a casher of checks at the following location has been surrendered:
Main office:  93 Nassau Street, New York, NY 10038

Effective December 24, 2020, EGI is no longer authorized to conduct check cashing business in the State of New York.


March 26, 2021 (LL-LFS)
DRIVEWAY FINANCE CORPORATION
326 N. Bartlett Street, Medford, Oregon 97501

Notification for a change of name from Southern Cascades Finance Corporation to Driveway Finance Corporation was approved.

In connection with the above change, the original license was surrendered.


Certificate to engage in the business of a Mortgage Broker surrendered:

March 25, 2021 (BR-MBD)
First Buffalo Mortgage Corp.
501 John James Audubon Parkway, Amherst, NY 14228
Effective Date: November 24, 2020

March 29, 2021 (BR-MBD)
Mark B. Zaia Enterprises, Inc. D/B/A More Than A Mortgage
13 Grove Street, Suite A, Ridgefield, CT 06877
Effective Date: September 2, 2020


License to engage in the business of a Mortgage Banker Branch surrendered:

March 29, 2021 (MB-MBD)
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
284 US Highway 206, Building D, Suite 7, Hillsborough, NJ 08844
Effective Date: February 26, 2021

March 29, 2021 (MB-MBD)
American Advisors Group, Inc.  D/B/A AAG
3800 W Chapman Ave, Suite 600, Orange, CA 92868
Effective Date: January 6, 2021

March 29, 2021 (MB-MBD)
Movement Mortgage, LLC
2508 Vestal Parkway East, Suite 2, Vestal, NY 13850
Effective Date: February 10, 2021


Mortgage Banker License Address Changes:

March 31, 2021 (MB-MBD)
American Advisors Group, Inc.  D/B/A AAG
From: 3800 West Chapman Avenue, 3rd Floor, Orange, CA 92868
To: 18200 Von Karman Avenue, Suite 300, Irvine, CA 92612

March 31, 2021 (MB-MBD)
E Mortgage Management LLC D/B/A Fortren Funding
From: 3 Executive Campus, Suite 520, Cherry Hill, NJ 08002
To: 1950 Route 70 East, Suite 300, Cherry Hill, NJ 08003


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval NMLS # Applicant Name City State Sponsoring Entity
March 29, 2021 55992 Chrisoula Fosorile Massapequa New York East Coast Capital Corp.
March 29, 2021 1312055 Nasiruddin M. Laskar East Elmhurst New York Meadowbrook Financial Mortgage Bankers Corp.
March 29, 2021 1454950 Cheng Luo College Point New York R & J Capital Group, LLC
March 29, 2021 1874651 Ken Thompson Brooklyn New York Statewide Capital Mortgage Corp.
March 31, 2021 180318 Mahadeo Singh Rosedale New York Triangle Personal Services Inc
March 31, 2021 351890 Christie L. Simmons Plainview New York Quicken Loans, LLC
March 31, 2021 1512377 Melissa Ulrich East Meadow New York Movement Mortgage, LLC

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS # Applicant Name City State
March 25, 2021 1813198 Tanja Alina Lupp Pontiac Michigan
March 29, 2021 2000032 Tate Duane Unruh Overland Park Kansas
March 31, 2021 107765 Michael John Mullarkey Phoenixville Pennsylvania
March 31, 2021 620629 Steven Marcus Brandon El Paso Texas