Weekly Banking Bulletin
February 12, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
September 15, 2020 (BK-CRB)
HANOVER MERGER BANK (in formation)
80 East Jericho Turnpike, Mineola, NY 11501
Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law, received.
January 26, 2021 (BK-CRB)
HANOVER MERGER BANK
80 East Jericho Turnpike, Mineola, NY 11501
Organization Certificate received.
INCORPORATORS:
Michael P. Puorro, West Islip, New York
Ahron H. Haspel, Sarasota, Florida
Michael Katz, Miami Beach, Florida
Philip Okun, West Palm Beach, Florida
John Sorrenti, Gladstone, New Jersey
(Hanover Merger Bank is being formed as an interim institution solely to facilitate the acquisition of Savoy Bank by Hanover Bancorp, Inc.)
February 9, 2021 (TM-LFS)
AMERICAN EXPRESS PREPAID CARD MANAGEMENT CORPORATION
20022 N. 31st Avenue, Phoenix, Arizona, 85027
Notification received for the change of location from 20022 N. 31st Avenue, Phoenix, Arizona, 85027 to 18850 North 56th Street, Phoenix, AZ 85054.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:
February 10, 2021 (BR-MBD)
Applicant(s)
Ruslan Kushnir
As: Green Street Capital, LLC
2709 Coney Island Ave, 3rd Floor, Brooklyn, NY 11235
Application to establish a Mortgage Banker's Branch received for examination:
February 8, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
75 Main Street, Suite 205, Millburn, NJ 07041
February 10, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
160 Oakwood Avenue, Troy, NY 12180
Application to establish a Mortgage Broker's Branch received for examination:
February 8, 2021 (BR-MBD)
Full Service Branch
Superior Mortgage Co., Inc.
200 Broadhollow Road, Suite 207, Melville, NY 11747
Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:
February 5, 2021 (MB-MBD)
Applicant(s)
Finance of America Companies Inc.
Finance of America Equity Capital LLC
Finance of America Funding LLC
Patricia Cook
Tai Thornock
Jeremy Prahm
Lance N. West
Norma C Corio
Robert W. Lord
Tyson A Pratcher
To acquire interest in:
Finance of America Mortgage LLC
300 Welsh Road, Building 5, Suite A, Horsham, PA 19044
February 9, 2021 (MB-MBD)
Applicant(s)
Finance of America Companies Inc.
Finance of America Equity Capital LLC
Finance of America Funding LLC
Patricia Cook
Tai Thornock
Jeremy Prahm
Lance N. West
Norma C Corio
Robert W. Lord
Tyson A Pratcher
To acquire interest in:
FAReverse LLC in lieu of Finance of America Reverse LLC
8023 East 63rd Place, Suite #700, Tulsa, OK 74133
Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:
February 8, 2021 (BR-MBD)
Applicant(s)
Daniel Paul Holzhauer
James Edward Cahill
To acquire interest in:
Upstate Premier Mortgage, Inc.
57 East Genesee Street, Baldwinsville, NY 13027
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Application Received Date | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| June 5, 2020 | 1521777 | Mallory Marie Kimberly | Yorba Linda | California |
| August 10, 2020 | 2010760 | Zanib Aftab Khan Madama | Elmwood Park | New Jersey |
| December 1, 2020 | 174500 | James J. Giacone | Palm Beach Gardens | Florida |
| December 11, 2020 | 1116896 | Nathanael Levi Rogers | Centennial | Colorado |
| December 11, 2020 | 1954315 | Raymond Carnevale | New Hyde Park | New York |
| December 14, 2020 | 2033248 | Dean Charles Lupowitz | Oceanside | New York |
| December 15, 2020 | 990017 | Olha Bas | Englishtown | New Jersey |
| December 15, 2020 | 2062332 | Joseph Lasry | Toms River | New Jersey |
| December 21, 2020 | 2009445 | Gaurav Kumar Passi | Staten Island | New York |
| December 22, 2020 | 400283 | Adam Michael Hicks | Sioux Falls | South Dakota |
| December 22, 2020 | 2073125 | Cassandra Lea Welter | Elyria | Ohio |
| December 28, 2020 | 2029804 | Martin Mendlovic | Brooklyn | New York |
| December 30, 2020 | 1996607 | Joseph Esses | Brooklyn | New York |
| January 4, 2021 | 60362 | Craig Greissman | Merrick | New York |
| January 4, 2021 | 2067593 | Joseph Gattuso | Flushing | New York |
| January 5, 2021 | 2049341 | Amanda Brooke Salerno | Dix Hills | New York |
| January 6, 2021 | 497308 | Jessica Catherine Bowen | Dumfries | Virginia |
| January 6, 2021 | 2026979 | Carlos Alexander Guerrero | Ridgefield Park | New Jersey |
| January 11, 2021 | 176802 | Scott Myles Savel | Woodbury | New York |
| January 12, 2021 | 1585473 | Travis Jerome Williams | Flower Mound | Texas |
| January 14, 2021 | 800781 | Sara A. Matthews | Clayton | New York |
| January 14, 2021 | 1220114 | Nicholas Onofrio Carleo | Bayside | New York |
| January 14, 2021 | 2008464 | Arturo Santiago Asselta | East Williston | New York |
| January 14, 2021 | 2065250 | Michael Jan Romano | Center Moriches | New York |
| January 15, 2021 | 1879401 | Adrian Caramihai | Sunnyside | New York |
| January 19, 2021 | 209556 | Atul Krishna Rastogi | Long Valley | New Jersey |
| January 19, 2021 | 483886 | Alessandro Albert Barresi | Silver Spring | Maryland |
| January 19, 2021 | 921442 | Matthew Steven Merrick | Rochester | New York |
| January 19, 2021 | 2020299 | Nathaniel Jacob Kelsey | Fairport | New York |
| January 20, 2021 | 3945 | Gennady Svetnikov | Brooklyn | New York |
| January 20, 2021 | 187549 | Kevin Ebbecke | Ponte Vedra | Florida |
| January 20, 2021 | 1970855 | Aya Lulu Salman | Dearborn Heights | Michigan |
| January 21, 2021 | 2060106 | Douglas Frantin | Melville | New York |
| January 22, 2021 | 961683 | Ryan Douglas Gibson | Van Alstyne | Texas |
| January 25, 2021 | 49302 | Debra Natalee Shultz | Great Neck | New York |
| January 25, 2021 | 1879532 | Bridget Renee McCreight | Bridgeville | Pennsylvania |
| January 25, 2021 | 2033787 | Ryan Lane Chinnis | Columbia | Missouri |
| January 26, 2021 | 16415 | Charles C. Bradford | Larchmont | New York |
| January 26, 2021 | 297063 | Charles A. Miller | Rockville | Maryland |
| January 26, 2021 | 2056780 | Mary Katherine Weisenborn | Columbia | Missouri |
| January 26, 2021 | 2062919 | Kristina Agelois Evans | Irving | Texas |
| January 26, 2021 | 2081078 | Aaron James Thomasson | Columbia | Missouri |
| January 27, 2021 | 1211330 | Richard Louis Heredia | Woodland Park | New Jersey |
| January 28, 2021 | 418796 | Susan Kaye Weil | Bordentown | New Jersey |
| January 28, 2021 | 2036461 | James Gerard Goodyear | Columbia | Missouri |
| January 29, 2021 | 1577792 | Gaston Cedric Tonleu Nguimatsa | Chicago | Illinois |
| February 1, 2021 | 7297 | James Anthony Passabet | Pleasantville | New York |
| February 1, 2021 | 1484932 | Llewellyn Tejada | Elmsford | New York |
| February 1, 2021 | 2052863 | Henry Eric Mann | New York | New York |
| February 2, 2021 | 8778 | Michael J. Littleton | Yorktown | New York |
| February 3, 2021 | 78695 | Salvatore Mangiameli | Monroe | New York |
| February 3, 2021 | 487573 | James David Moore | Goldens Bridge | New York |
| February 4, 2021 | 1825169 | Brian William Karas | Northlake | Illinois |
| February 4, 2021 | 1954652 | Ethan Douglas Visvaldis Irbe | Indianapolis | Indiana |
SECTION II
February 4, 2021 (CC-LFS)
593 BROAD STREET WEST, INC.
593 Broad Street West, Rochester, New York 14608
The license to engage in business as a casher of checks at the following location has been surrendered, effective January 11, 2021:
Branch office: 4 West Avenue, Rochester, New York 14611
February 4, 2021 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC
10 Elizabeth Street, River Edge, New Jersey 07661
The license to engage in business as a casher of checks at the following location has been surrendered, effective January 14, 2021:
Branch office: 44 Hoyt Street, Brooklyn, New York 11201-5836
February 8, 2021 (MI-CRB)
CRESCENT BANK & TRUST
1100 Poydras Street, Suite 100, New Orleans, LA 70163
Notification received, in accordance with Supervisory Policy G 8, of the permanent closing of the representative office at 805 Ridge Road (Suite 204), Town of Webster, Monroe County, NY 14580, effective December 11, 2020.
February 9, 2021 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 1100 Mohawk Street, Utica, Oneida County, New York 13501, will not result in a significant reduction of financial services in the community to be affected.
February 10, 2021 (PF-LFS)
FIRST SOLUTION FINANCIAL SERVICES, INC.
3250 Grey Hawk Court, Carlsbad, San Diego County, CA 92010
Application filed by First Solution Financial Services, Inc. to engage in doing business as a Premium Finance Agency pursuant to Article12-B of the NYS Banking Law, was approved effective January 28, 2021.
February 12, 2021 (BK-CRB)
HANOVER MERGER BANK
80 East Jericho Turnpike, Mineola, NY 11501
Organization Certificate filed for examination.
INCORPORATORS:
Michael P. Puorro, West Islip, New York
Ahron H. Haspel, Sarasota, Florida
Michael Katz, Miami Beach, Florida
Philip Okun, West Palm Beach, Florida
John Sorrenti, Gladstone, New Jersey
(Hanover Merger Bank is being formed as an interim institution solely to facilitate the acquisition of Savoy Bank by Hanover Bancorp, Inc., parent of Hanover Community Bank.)
Certificate to engage in the business of a Mortgage Broker surrendered:
February 9, 2021 (BR-MBD)
Prisani Funding Corporation
251-61 Jericho Turnpike, 2nd Floor, Bellerose, NY 11426
Effective Date: November 13, 2020
February 10, 2021 (MB-MBD)
Mortgage World Bankers, Inc.
425 Broad Hollow Road, Suite 215, Melville, NY 11747
Effective Date: February 5, 2021
Mortgage Broker Certificate Address Changes:
February 10, 2021 (BR-MBD)
My Gem Corp D/B/A Gain Equity Mortgage
From: 625 Commerce Drive, Suite #103, Lakeland, FL 33813
To: 1311 East Canal Street, Suite 103, Mulberry, FL 33860
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
| February 8, 2021 | 67235 | Guido G. Fava | Mahopac | New York | Luxury Mortgage Corp. |
| February 8, 2021 | 75752 | William Hoogkamp | Delanson | New York | Maple Tree Funding LLC |
| February 8, 2021 | 114003 | Anthony Francis Vaccaro | Mamaroneck | New York | Mortgage Unlimited, LLC |
| February 8, 2021 | 1481321 | Derrick R. Welch | Brooklyn | New York | Accountable Financial Management Corporation |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| February 9, 2021 | 197376 | Ryan Henry Kluttz | Nixa | Missouri |
| February 9, 2021 | 1527219 | David Paul Kleiman | Monroe | New Jersey |
| February 9, 2021 | 1860211 | Miguel Angel Del Rosario | Queens Village | New York |
| February 10, 2021 | 598826 | Calvin Park | River Edge | New Jersey |
| February 10, 2021 | 1758412 | Kevan Bryant Sloan | Chicago | Illinois |