Weekly Banking Bulletin
January 15, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
January 14, 2021
CALL FOR REPORTS
The Superintendent of Financial Services issues a call for reports of condition and income from banks, trust companies and private bankers as of the close of business December 31, 2020. In accordance with Part 23 of the General Regulations of the Superintendent, those banks and trust companies, which file similar reports with the Federal Reserve Bank of New York or the Federal Deposit Insurance Corporation, may file those same reports with this Department. Banks, trust companies, and private bankers that are required to file reports with the Department of Financial Services are reminded to file these reports by February 1, 2021.
December 30, 2020 (BK-CRB)
SAVOY BANK
600 Fifth Avenue (17th Floor), New York, NY 10020
Application dated December 21, 2020, for permission to open and occupy a branch office at 4400 Route 9, Unit 2800, Freehold, Monmouth County, New Jersey 07728, received.
January 12, 2021 (BK-CRB)
THE BERKSHIRE BANK
4 East 39th Street, New York, NY 10016
Notice of intention to close branch office at 1119 Avenue J, Borough of Brooklyn, City of New York 11230, received.
The comment period on this notice will expire February 16, 2021.
January 13, 2021 (TM-LFS)
INCOMM FINANCIAL SERVICES, INC.
1200 Brookstone Centre Parkway, Suite 220, Columbus, Georgia, 31904
Notification received for the change of location from 1200 Brookstone Centre Parkway, Suite 220, Columbus, Georgia, 31904 to 2525 Williams Road, Columbus, Georgia, 31909.
The publication of receipt of this notification does not indicate that the notification is deemed complete.
A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
January 13, 2021 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078
Notice of intention to close branch office at 103-42 Lefferts Boulevard, Richmond Hill, Borough of Queens, City of New York 11419, received.
The comment period on this notice will expire February 16, 2021.
January 13, 2021 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078
Notice of intention to close branch office at 8601 21st Avenue, Borough of Brooklyn, City of New York 11214, received.
The comment period on this notice will expire February 16, 2021.
Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York Banking Law received for examination amended to read as follows:
From:
May 13, 2020 (MS-MBD)
Applicant(s)
Andrew Wang
Eric Lin Chiang
Jerold Monik Jeffcoat
Jonathan Randy Hsu
GoServiceOne, Inc.
As: Peach Street, Inc.
3100 West Ray Road, Suite 201, Office 263, Chandler, AZ 85226
To:
January 12, 2021 (MS-MBD)
Applicant(s)
Andrew Wang
Eric Lin Chiang
Jerold Monik Jeffcoat
Jonathan Randy Hsu
Valon Technologies, Inc.
As: Valon Mortgage, Inc.
3100 West Ray Road, Suite 201, Office 263, Chandler, AZ 85226
Application to establish a Mortgage Banker's Branch received for examination:
January 7, 2021 (MB-MBD)
Full Service Branch
Home Point Financial Corporation
Chandler 202, 2525 West Frye Road, Suite 115, Chandler, AZ 85224
January 7, 2021 (MB-MBD)
Full Service Branch
Draper and Kramer Mortgage Corp.
1819 Main Street, Suite 212, Sarasota, FL 34236
January 7, 2021 (MB-MBD)
Full Service Branch
Mortgage Research Center, LLC D/B/As:
VAMortgageCenter
Veteran Loan Center
Veterans United Home Loans
111 Corporate Office Drive, Suite 400, Earth City, MO 63045
January 11, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
2411 Chestnut Avenue, Suite C, Ronkonkoma, NY 11779
January 11, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
11 West Avenue, Suite 2, Chester, NY 10918
January 12, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
200 Mullin Street, Suite 102, Watertown, NY 13601
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| August 3, 2020 | 1982453 | Pouya Nazarian | Roslyn | New York |
| August 31, 2020 | 233403 | Jereme Michael Albin | Chapel Hill | North Carolina |
| October 2, 2020 | 1435341 | Daniel Adam DiBiasi | Island Park | New York |
| November 12, 2020 | 2042222 | Jeffrey Memisha | Wantagh | New York |
| November 12, 2020 | 2059860 | Jesse Hamilton Conners | Pittsford | New York |
| November 16, 2020 | 240381 | James Nicholas Tolley | Newmarket | New Hampshire |
| November 20, 2020 | 1985668 | Sherry Anne Keeley | Boca Raton | Florida |
| November 20, 2020 | 2029171 | Jose Alfredo Martinez-Cortes | Islip | New York |
| November 20, 2020 | 2040519 | Sam James Mogavero | Garden City | New York |
| November 24, 2020 | 347859 | Roger Aaron Hans | Valley Stream | New York |
| November 30, 2020 | 1414907 | Scott Saypol | Denville | New Jersey |
| December 3, 2020 | 65508 | Carlos Gregory Olaechea | Smithtown | New York |
| December 4, 2020 | 1828741 | Susan Marie Hunter | Concord | North Carolina |
| December 7, 2020 | 1906764 | Jonathan Anthony Rosa | Bethpage | New York |
| December 9, 2020 | 1349210 | Tremar D'Andre Yetman | Jamaica | New York |
| December 9, 2020 | 2024235 | Yitzchok Wolner | Suffern | New York |
| December 9, 2020 | 2031558 | Leonard Legotte | Oyster Bay | New York |
| December 10, 2020 | 914330 | Federico Maruca | Carlsbad | California |
| December 10, 2020 | 1940066 | Dennis Michael Canlas | Hawthorne | New Jersey |
| December 10, 2020 | 2043356 | Tracey Ann Tabacco | Staten Island | New York |
| December 11, 2020 | 2026922 | Christian Runco | Troy | New York |
| December 13, 2020 | 602984 | Jermaine Predestin | Lynbrook | New York |
| December 14, 2020 | 7717 | Elisa Zitoli | Babylon | New York |
| December 14, 2020 | 2029680 | Brandon Steven Elkins | Columbia | Missouri |
| December 16, 2020 | 1059406 | David Ronald Bashel | Brooklyn Park | Minnesota |
| December 16, 2020 | 1897212 | Ryan Michael-Lee Gibson | Cockeysville | Maryland |
| December 16, 2020 | 1941702 | Frank Anthony Micakaj | Shelby Township | Michigan |
| December 16, 2020 | 1941876 | Ali-Alreda Mohamad Samhat | Garden City | Michigan |
| December 16, 2020 | 1957214 | Christopher Todd Rigley | Livonia | Michigan |
| December 16, 2020 | 1957952 | Emily Anne Nadeau | Westland | Michigan |
| December 16, 2020 | 1957970 | Oula Ali Nasrallah | Dearborn | Michigan |
| December 16, 2020 | 1971480 | Fahad Fikrat-Toma Battota | Sterling Heights | Michigan |
| December 17, 2020 | 1955205 | Corbin James Presson | Columbia | Missouri |
| December 17, 2020 | 2018926 | Joseph L. Wisniewski | Yaphank | New York |
| December 18, 2020 | 266362 | Kenneth Lee Wood | Canton | Georgia |
| December 18, 2020 | 1006440 | Amy Jean O'Dell | Ashburn | Virginia |
| December 18, 2020 | 1409281 | Anthony Michael Servedio | Allentown | Pennsylvania |
| December 18, 2020 | 1957266 | Gwendolyn Marie Sajewski | Dearborn | Michigan |
| December 18, 2020 | 1957822 | Daniel O'Malley MacDonald | Plymouth | Michigan |
| December 18, 2020 | 2069701 | Jonathan Matthew Esposito | West Hartford | Connecticut |
| December 22, 2020 | 7316 | Randall Scott Dambrosio | Old Bethpage | New York |
| December 22, 2020 | 268355 | Joseph Erik Arce | Westminster | California |
| December 22, 2020 | 1223178 | Amy McCauley Alonge | Haymarket | Virginia |
| December 23, 2020 | 1966031 | William F. Towers | Huntington | New York |
| December 23, 2020 | 1970869 | Bradford Joseph Pugh | Clinton Township | Michigan |
| December 24, 2020 | 864807 | Eric Benjamin Schaffer | Baltimore | Maryland |
| December 24, 2020 | 1957037 | Paul Bernard Nettles | Detroit | Michigan |
| December 24, 2020 | 1957038 | Sal Sabri Nissan | Warren | Michigan |
| December 24, 2020 | 1957829 | Joel Anthony Marshall | Ann Arbor | Michigan |
| December 24, 2020 | 1957908 | Caroline Misztal | Detroit | Michigan |
| December 24, 2020 | 1971113 | Kiana Marie Rice | Clinton Township | Michigan |
| December 28, 2020 | 626455 | Yvan Mardy | Laurelton | New York |
| December 28, 2020 | 1430485 | Armand Daniel Begay | Laguna Beach | California |
| December 28, 2020 | 2071882 | Kelly Michelle Bivens | Columbia | Missouri |
| December 29, 2020 | 2024202 | Nicholas A. Bonanno | Hartsdale | New York |
| December 30, 2020 | 1301900 | Steven Yap | Easton | Pennsylvania |
| December 30, 2020 | 1779210 | Paloma Diane Remington | Huntington Beach | California |
| December 31, 2020 | 346594 | Marlon Kevin John | Mineola | New York |
| January 4, 2021 | 55300 | Darlene Baker | Plainview | New York |
| January 4, 2021 | 1652747 | Nishli Anushka Hartman | Rancho Mission Viejo | California |
| January 4, 2021 | 1961500 | Matthew Steven Spratford | Montauk | New York |
| January 4, 2021 | 2055851 | Gina Marie Ferri | Thornwood | New York |
| January 5, 2021 | 2017302 | Daniel John Buschjost | California | Missouri |
| January 6, 2021 | 67235 | Guido G. Fava | Mahopac | New York |
| January 8, 2021 | 6840 | Steven R. Michaels | Atlantic Beach | New York |
| January 8, 2021 | 1097188 | David Louis Anthony Bart | Corona | California |
| January 11, 2021 | 1583753 | Joshua Peter Phillips | Chicago | Illinois |
| January 11, 2021 | 2006800 | Emily Rose Teleposky | Brooklyn | New York |
| January 12, 2021 | 1846555 | Kole Richard Iftikhar | Jersey City | New Jersey |
SECTION II
January 8, 2021 (MI-CRB)
FIRST-CITIZENS BANK & TRUST COMPANY
4300 Six Forks Road, Raleigh, NC 27609
Notifications received, in accordance with Supervisory Policy G 8, of the establishment of representative offices to be located at:
- 125 Wolf Road, Albany, Albany County, New York 12205; and
- 11 West 42nd Street, Borough of Manhattan, City of New York 10036.
January 13, 2021 (FR-FWB)
ABSA BANK LIMITED
Absa Towers West, 15 Troye Street, 7th Floor, Johannesburg, 2001, South Africa
The Department interposes no-objection to the notification, pursuant to Section 221-e of the Banking Law, of the relocation of the representative office from 1460 Broadway, Borough of Manhattan, City of New York 10036 to 610 5th Avenue, Borough of Manhattan, City of New York 10020.
Certificate issued to engage in the business as a Mortgage Loan Servicer under Article 12-D of the New York Banking Law:
January 11, 2021 (MS-MBD)
PennyMac Holdings, LLC
3043 Townsgate Road, Suite 310, Westlake Village, CA 91361
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
January 13, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
9714 101 Ave, Ozone Park, NY 11416
January 13, 2021 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
17 Catoonah Street, Ridgefield, CT 06877
January 13, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
8566 Main Street, Williamsville, NY 14221
January 13, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
430 Main St, Suite 109, Agawam, MA 01001
License to engage in the business of a Mortgage Banker Branch surrendered:
January 8, 2021 (MB-MBD)
Guaranteed Rate, Inc.
270 Sparta Ave., Suite 204, Sparta, NJ 07871
Effective Date: January 8, 2021
January 12, 2021 (MB-MBD)
Residential Mortgage Services, Inc.
120 Hebron Avenue, Second Floor, Level 2R, Suite 2-D, Glastonbury, CT 06033
Effective Date: December 30, 2020
January 12, 2021 (MB-MBD)
1st Priority Mortgage, Inc.
6245 Sheridan Drive, Suite 108, Amherst, NY 14221
Effective Date: December 18, 2020
January 12, 2021 (MB-MBD)
Hunt Mortgage Corporation D/B/A Mach 1 Mortgage
6849 East Genesee Street, Fayetteville, NY 13066
Effective Date: July 29, 2020
Certificate to engage in the business of a Mortgage Broker Branch surrendered:
January 12, 2021 (BR-MBD)
WC Financial in lieu of
Warshaw Capital, LLC
37 Whitney Avenue, Unit 2B, New Haven, CT 06510
Effective Date: November 6, 2020
Mortgage Banker Branch License Address Changes:
January 13, 2021 (MB-MBD)
Finance of America Mortgage LLC
From: 15345 Fairfield Ranch Rd., Ste. 160, Chino Hills, CA 91709
To: 123 North Lake Avenue, Suite 100, Pasadena, CA 91101
January 13, 2021 (MB-MBD)
Caliber Home Loans, Inc.
From: 3701 Regent Blvd., Suite 400, Irving, TX 75063
To: 3401 Olympus Blvd., Suite 200, Coppell, TX 75019
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
| January 8, 2021 | 55300 | Darlene Baker | Plainview | New York | East Coast Funding of New York, Inc. |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| January 7, 2021 | 651307 | Justin Lee Basinger | Ashland | Missouri |
| January 7, 2021 | 1993733 | Raul Macario Compian | Dallas | Texas |
| January 7, 2021 | 2030784 | Ian Samuel Frank | Land O' Lakes | Florida |