Weekly Banking Bulletin

October 23, 2020

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker
BP Budget Planner MS Mortgage Servicer
CC Check Cashier PF Premium Finance Agency
CU Credit Union PB Private Banker
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker    

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

October 15, 2020 (LL-LFS)
GRAMEEN AMERICA, INC. 
150 West 30th Street - 8th Floor, New York, New York 10001

Notification received for a change of branch address from 1597 Gates Avenue, Brooklyn, New York 11237 to 51-05 Flushing Ave, Suite 402, Maspeth, NY 11378.   

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


October 15, 2020 (LL-LFS)
GRAMEEN AMERICA, INC. 
150 West 30th Street - 8th Floor, New York, New York 10001

Notification received for a change of branch address from 82-11 37th Avenue, 7th Floor, Queens, New York 11372 to 82-11 37th Avenue, Suite 607, Jackson Heights, NY 11372.   

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


October 20, 2020 (SF-LFS)
GLOBAL LENDING SERVICES, LLC
1200 Brookfield Blvd., Ste. 300, Greenville, Greenville County, South Carolina 29607 

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


October 20, 2020 (MI-CRB)
WAYNE BANK
717 Main Street, Honesdale, PA 18431

Notice of intention to close branch office at 93 Main Street, Narrowsburg, Town of Tusten, Sullivan County, New York 12764, received.

The comment period on this notice will expire November 23, 2020.


Application to establish a Mortgage Banker's Branch received for examination:

October 21, 2020 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
18111 Preston Road, Suite 1050, Dallas, TX 75252

October 21, 2020 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
10 Executive Park, Halfmoon, NY 12065

October 21, 2020 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.  D/B/As:
Americasa Home Loans
NMBNOW
460 Freedom Plains Road, Suite 1, Poughkeepsie, NY 12603

October 21, 2020 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
8804 136th Street, 2nd Floor, Richmond Hill, NY 07512


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS #

Applicant Name

City

State

March 13, 2020

1941677

Nathan Roy Schmidt

Livonia

Michigan

March 13, 2020

1941866

Andrew David Marin

South Lyon

Michigan

March 23, 2020

1941696

Jacob William McCoury

Northville

Michigan

March 25, 2020

1942594

Kristian Milicaj

Shelby Township

Michigan

March 30, 2020

1704583

Sonila Mathews

Brownstown Township

Michigan

June 17, 2020

296844

David Joseph Lazzaro

Bayville

New Jersey

July 17, 2020

1951483

Jacob Timothy Donald Halls

Columbia

Missouri

July 17, 2020

1963474

Christian Albert Mutzbauer

Ashland

Missouri

July 17, 2020

1969556

Donald Michael Smith

Columbia

Missouri

July 17, 2020

1974383

Shawn Lynette Glover

Columbia

Missouri

July 21, 2020

1925400

Tyler Caleb Weisman

North Bergen

New Jersey

August 12, 2020

1147784

Yanis Gelfman

Brooklyn

New York

August 17, 2020

1955976

Sara-Jeanine Maffettone

Scarsdale

New York

August 18, 2020

2007115

Spencer Blake Kelly

Columbia

Missouri

August 28, 2020

32883

James Blaise Rogers

Tampa

Florida

September 2, 2020

1938674

Daniel Marc Salzman

Brooklyn

New York

September 2, 2020

1995367

Francis Mbewe

Valley Stream

New York

September 4, 2020

1320908

Alexander Hesham Omdal

Jersey City

New Jersey

September 4, 2020

1527219

David Paul Kleiman

Monroe

New Jersey

September 8, 2020

1891749

Yongxin Cao

Cuddebackville

New York

September 8, 2020

2005845

Wesley Judes Vilain

Uniondale

New York

September 9, 2020

82175

Faride Francklin

Valley Stream

New York

September 14, 2020

19803

Yoel Bluzenstein

Brooklyn

New York

September 14, 2020

450979

Jeremy Harridath

Oakton

Virginia

September 15, 2020

1972957

Angela Rose Weir

Charlotte

North Carolina

September 17, 2020

1639723

Brandon James Evans

Cinnaminson

New Jersey

September 17, 2020

1996280

Eric Michael Benigno

Franklin Square

New York

September 17, 2020

2009533

Chase James Cullen

Northport

New York

September 18, 2020

2035296

Daniel Steven Kahn

Hauppauge

New York

September 21, 2020

1225483

Jennifer Melendez

Brooklyn

New York

September 21, 2020

1936003

Bharti Verma

Roslyn

New York

September 21, 2020

2011614

Matthew T. Robinson

Sayville

New York

September 21, 2020

2016274

Elizabeth McNeill

North Chelmsford

Massachusetts

September 22, 2020

1535059

Vincent Paul Natoli

Belle Harbor

New York

September 23, 2020

446448

Michael Scott Simpson

Jacksonville

Florida

September 24, 2020

2001579

Ethan Douglas White

Webster

New York

September 24, 2020

2012739

Benjamin Vivek Morgan

Columbia

Missouri

September 25, 2020

1999585

Jason William Brandau

Ashland

Missouri

September 25, 2020

2017171

Emmett Jordan Rogers

Fayette

Missouri

September 25, 2020

2029641

Deanna Nicole Anglin

Columbia

Missouri

September 25, 2020

2029715

Jason Christopher Jones

Fayette

Missouri

September 28, 2020

1990203

Albert Rector Shaw

Ashland

Missouri

September 29, 2020

2025571

Yakov Leichter

Lakewood

New Jersey

September 30, 2020

112309

Wayne R. Balle

Washington Township

New Jersey

October 2, 2020

1935866

Alesia Khan

South Richmond Hill

New York

October 5, 2020

2029705

Jeffrey Tyler Matlock

Columbia

Missouri

October 7, 2020

1992382

Patricia M. Lowe

Redondo Beach

California

October 8, 2020

2021785

Richard Benjamin Luxmore

Bellmore

New York

SECTION II

October 13, 2020 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.    
160 Oak Drive, Syosset, New York 11791

The license to engage in business as a casher of checks at the following location was surrendered, effective September 24, 2020:

Branch office:  49-15 Vernon Boulevard, Long Island City, NY 11101.


October 16, 2020 (SF-LFS)
WNY AUTO HOLDINGS, L.P.
107 River Rd., North Tonawanda, Niagara County, New York, 14120

Application filed by WNY Auto Holdings, L.P. to engage in doing business as a Sales Finance Company pursuant to Article11-B of the NYS Banking Law, was approved effective August 20, 2020.


October 16, 2020 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 9013 Main Street, P.O. Box 97, Town of Rushford, Allegany County, New York 14777, will not result in a significant reduction of financial services in the community to be affected.


October 19, 2020 (TM-LFS)
ASCENDANTFX CAPITAL USA, INC. U/A/N ASCENDANTFX
3478 Buskirk Avenue, Suite 1000, Pleasant Hill, California 94523

Application for use of the dba Ascendant and the dba AFX was approved effective October 19, 2020.


October 19, 2020 (SF-LFS)
CARVANA, LLC

1930 W. Rio Salado Pkwy, Tempe, Maricopa County, AZ 85281

Application filed by Carvana, LLC to engage in doing business as a licensed sales finance company was approved effective October 15, 2020.


October 21, 2020 (bp-LFS)
GARDEN STATE CONSUMER CREDIT COUNSELING, INC.
U/A/N NAVICORE SOLUTIONS, U/A/N NOVADEBT
200 U.S. Highway 9, Manalapan, NJ 07726

The relocation of a branch office was approved as follows, effective October 30, 2020: 

From:  3530 Camino del Rio North, Suite 110, San Diego, CA 92108
To:  1111 6th Avenue, Suite 206, San Diego, CA 92101


October 23, 2020 (TM-LFS)
MSB USA INC
5555 Glenridge Connector #200, Atlanta, GA 30342

Application to engage in the business of a transmitter of money, pursuant to Article XIII-B of the Banking Law, was withdrawn effective October 20, 2020.


October 23, 2020
PLS CHECK CASHERS OF NEW YORK, INC.
80-02 Kew Gardens Road, 6th Floor, Suite 603, Kew Gardens, NY 11415

Applications for change of control whereby PLS Check Cashers of New York, Inc. will purchase the assets owned and operated by Flatlands Check Cashing Corp. located at 1427 Linden Blvd., Brooklyn, NY 11212 and 8001 Flatlands Ave., Brooklyn, NY 11236, were approved.


October 23, 2020 (CC-LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
80-02 Kew Gardens Road, 6th Floor, Suite 603, Kew Gardens, NY 11415

Applications for change of control whereby PLS Check Cashers of New York, Inc. will purchase the assets owned and operated by ABRS Check Cashing Corp. located at 241C Rockaway Parkway, Brooklyn, NY 11212 and 1446 Nostrand Avenue, Brooklyn, NY 11226, were approved.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

October 21, 2020 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.  D/B/As:
Americasa Home Loans
NMBNOW
655 Kearny Ave., Suite 202, Kearny, NJ 07032

October 21, 2020 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
3175 E. Warm Springs Road, Suite 129, Las Vegas, NV 89120

October 21, 2020 (MB-MBD)
Full Service Branch
GR Affinity, LLC in lieu of Guaranteed Rate Affinity, LLC
16 Arcadian Avenue, 3rd Floor, Unit C-6, Paramus, NJ 07652


License to engage in the business of a Mortgage Banker Branch surrendered:

October 20, 2020 (MB-MBD)
CMG Mortgage, Inc.
8502 East Princess Drive, Suite 260, Scottsdale, AZ 85255
Effective Date: August 31, 2020


Mortgage Banker Branch License Address Changes:

October 21, 2020 (MB-MBD)
PrimeLending, A PlainsCapital Company
From: 18111 Preston Road, Ste. 1050, Dallas, TX 75252
To: 18111 Preston Road, Suite 500-B, Dallas, TX 75252


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval

NMLS #

Applicant Name

City

State

Sponsoring Entity

February 7, 2020

1509308

Patrick Dean Pisano

Hinckley

Ohio

CrossCountry Mortgage, LLC