Weekly Banking Bulletin

August 21, 2020

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

July 1, 2020 (SF-LFS)
BMW FINANCIAL SERVICES NA, LLC D/B/A ALPHERA FINANCIAL SERVICES  
5550 Britton Parkway, Hilliard, Ohio 43026

Application was received for a license to operate a branch office at 5550 Britton Parkway, Hilliard, Ohio 43026.  

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


August 12, 2020 (MI-CRB)
ROYAL BUSINESS BANK
1055 Wilshire Boulevard, (Suite 1200), Los Angeles, CA 90017

Application dated July 31, 2020, for permission to open and occupy a branch office at 2057 86th Street, Borough of Brooklyn, City of New York 11214, received.


August 13, 2020 (SF-LFS)
BMW FINANCIAL SERVICES NA, LLC D/B/A ALPHERA FINANCIAL SERVICES  
5550 Britton Parkway, Hilliard, Ohio 43026   

Notification received for a change of main address from 5550 Britton Parkway, Hilliard, Ohio 43026 to 300 Chestnut Ridge Road, Woodcliff Lake, New Jersey 07677.  

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


August 14, 2020 (TR-FWB)
MIZUHO BANK (USA)
1271 Avenue of the Americas, New York, NY 10020

Notice of intention to close branch office at 135 West 50th Street, 16th Floor, Borough of Manhattan, City of New York 10020, received.

The comment period on this notice will expire September 21, 2020.


August 18, 2020 (TM-LFS)
ASCENDANTFX CAPITAL USA, INC. U/A/N ASCENDANTFX
3478 Buskirk Avenue, Suite 1000, Pleasant Hill, California 94523

Notification received for use of the dba Ascendant and dba AFX.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York Banking Law received for examination:

August 18, 2020 (MS-MBD)
Applicant(s)
Brian Kenneth Hargrave
Donald Andrew Kutch
Gordon Glenn Sweely
Kunio Watanabe
Nomura America Mortgage Finance, LLC
Nomura Holding America Inc.
Nomura Holdings, Inc.
Sarah Jiin Han
Scott Charles Lechner
Sotaro Kato
Vincent Anthony Primiano
Yo Akatsuka
As: NWL Company, LLC
Worldwide Plaza, 309 West 49th Street, New York, NY 10019-7316


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

August 17, 2020 (BR-MBD)
Applicant(s)
ALBERTO L. GOMEZ
Michael DeDominicis
Robert James Flower
Todd Andrew Zipkin
To acquire interest in:
Americana Mortgage Group, Inc.
1615 Northern Boulevard, Suite 404, Manhasset, NY 11030


Application received pursuant to Section 594-b of the New York Banking Law and Part 41 of the Superintendent's Regulations for a control interest, corrected to reflect that an application for a control interest was listed in error, and was not received:

August 5, 2020 (MB-MBD)
Applicant(s)
Suzann Eileen Lindblom
To become a Control Person:
Planet Home Lending, LLC
321 Research Parkway, Meriden, CT 06450


Application to establish a Mortgage Banker's Branch received for examination:

August 18, 2020 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
17 Woodport Rd, Ste 2B, Sparta, NJ 07871


Application to establish a Mortgage Broker's Branch received for examination:

August 19, 2020 (BR-MBD)
Full Service Branch
Capital M Inc.
365 Route 59, Suite 247, Airmont, NY 10952

August 19, 2020 (BR-MBD)
Full Service Branch
Capital M Inc.
309 Rutledge St., Suite 3-E, Brooklyn, NY 11211


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
January 17, 2020 1819177 Edward James Stock Mount Sinai New York
March 24, 2020 5319 Frank James Sidoti Avon Connecticut
April 22, 2020 879874 Rifkah Z. Salzer Airmont New York
May 22, 2020 230066 Tariq Ismail Pittstown New Jersey
June 2, 2020 1500742 Jason Robert Trotte Scotch Plains New Jersey
June 13, 2020 1832045 Deepti Sharma Woodside New York
July 1, 2020 283270 Martin Sidman Boynton Beach Florida
July 7, 2020 1961759 Jamie Rae Arnold Centralia Missouri
July 10, 2020 294010 Kerrey Joseph Campbell Maplewood New Jersey
July 10, 2020 1902257 David Ryan Israel Matthews North Carolina
July 14, 2020 1961137 Douglas Brian Pearson Lawrence Kansas
July 28, 2020 231110 Hector G. Cardenas Chicago Illinois
July 28, 2020 1942737 Veronica Rocio Leon Jamaica New York
July 31, 2020 1902683 Youcef Imad Dahli Howard Beach New York
July 31, 2020 1976317 Houssem Staali Philadelphia Pennsylvania
August 2, 2020 2002351 Claudia Bettina Levine Teaneck New Jersey
August 3, 2020 1732677 Susan Marie Sinn Cortlandt Manor New York
August 5, 2020 1903476 Phillip Lance Hill Boyds Maryland
August 5, 2020 1965502 Christine Alysse Buck Manchester Maryland
August 5, 2020 2004277 Faigie B. Berkowitz Monsey New York
August 10, 2020 404874 Michael Roger Brunner Hicksville New York
August 13, 2020 1959555 Brian David Graham Prosper Texas

SECTION II

August 13, 2020 (BK-CRB)
CATSKILL HUDSON BANK
4445 Route 42 North, Thompson, NY 12701

Authorization granting permission to open and occupy a branch office at 2452 State Route 9, Suite 104, Town of Malta, Saratoga County, New York 12020, surrendered for cancellation. 

Office discontinued as of August 5, 2020.


August 13, 2020 (TM-LFS)
FICOHSA EXPRESS NEW YORK, LLC
10530 NW 26 Street, F-107, Doral, Florida, 33172

Application for the change of location from 7791 NW 46 Street Suite 414, Doral, Florida, 33166 to 10530 NW 26 Street, F-107, Doral, Florida, 33172 was approved effective August 12, 2020.


August 13, 2020 (TM-LFS)
NETSPEND CORPORATION
5800 Airport Blvd, Austin, Texas 78752

Application for the change of location from 701 Brazos Street, Suite 1200, Austin, Texas 78701 to 5800 Airport Blvd, Austin, Texas 78752 was approved effective August 12, 2020.


August 13, 2020 (TM-LFS)
TOUCHPAY HOLDINGS, LLC
10005 Technology Blvd. West, Suite 130, Dallas, TX 75220

Application for the change of location from 7801 Mesquite Bend Drive, Suite 101, Irving, Texas, 75063 to 10005 Technology Blvd. West, Suite 130, Dallas, TX 75220 was approved effective August 12, 2020.


August 18, 2020 (TR-FWB)
GOLDMAN SACHS BANK USA
200 West Street, New York, NY 10282

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 200 Bellevue Parkway, Suite 250, Wilmington, New Castle County, Delaware 19809.


August 19, 2020 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at the following two locations will not result in a significant reduction of banking services in the community to be affected:

  • 437 Maple Street, Town of Big Flats, Chemung County, NY 14814; and
  • 1054 State Route 17C, Town of Owego, Tioga County, NY 13827.

August 19, 2020 (MI-CRB)
ROYAL BUSINESS BANK
1055 Wilshire Boulevard, Suite 1200, Los Angeles, CA 90017

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 40-48 Main Street, Flushing, Borough of Queens, City of New York 11354, will not result in a significant reduction of banking services in the community to be affected.


August 20, 2020 (SF-LFS)
ACCESSONE MEDCARD, INC. 
360 Kingsley Park Drive Suite 300, Fort Mill, SC 29715

Application filed by AccessOne MedCard, Inc. to engage in doing business as a Sales Finance Company located at 360 Kingsley Park Drive Suite 300, Fort Mill, SC 29715 was approved effective July 29, 2020.


August 20, 2020 (TM-LFS)
METAVANTE PAYMENT SERVICES, LLC
4900 W. Brown Deer Road, Milwaukee, Wisconsin 53223

Application for use of the DBA PAYTRUST was approved effective August 19, 2020.


August 21, 2020 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC U/A/N THE CHECK CASHING PLACE U/A/N COMMUNITY FINANCIAL SERVICE CENTER 
10 Elizabeth Street, River Edge, NJ 07661

Application approved for a licensee to engage in business as a licensed casher of checks in connection with the purchase of assets of Eastchester Check Cashing, Inc. at each of the following locations:

  • 2046-A Eastchester Road, Bronx, NY 10461
  • 108 South Fourth Avenue, Mount Vernon, NY 10550
  • 48 Gramatan Avenue, Mount Vernon, NY 10550

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

August 19, 2020 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
7763 Turin Road, Suite 2, Rome, NY 13440

August 19, 2020 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
125 High Rock Avenue, Suite 207B, Saratoga Springs, NY 12866

August 19, 2020 (MB-MBD)
Full Service Branch
Hunt Mortgage Corporation D/B/A Mach 1 Mortgage
4801 West Genesee Street, Suite 3A, Camillus, NY 13219

August 19, 2020 (MB-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited D/B/As:
Senior Security Advisors
Senior Security Home Advantage
2 Omni Ct., 2nd. Floor, Unit 2L, New City, NY 10956


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

August 19, 2020 (BR-MBD)
Full Service Branch
THE MINT CAPITAL INC
223 Spencer St, Suite #202, Brooklyn, NY 11205


License to engage in the business of a Mortgage Banker surrendered:

August 19, 2020 (MB-MBD)
Syracuse Securities, Inc.
5000 Campuswood Drive, Suite 101, East Syracuse, NY 13057
Effective Date: March 25, 2020


Certificate to engage in the business of a Mortgage Broker surrendered:

August 19, 2020 (BR-MBD)
At Home Mortgage Corp.
127 Maple Boulevard, Long Beach, NY 11561
Effective Date: June 10, 2020


License to engage in the business of a Mortgage Banker Branch surrendered:

August 5, 2020 (MB-MBD)
Everett Financial, Inc. D/B/A Supreme Lending
221 River Street, 9th Floor, Office #9032, Hoboken, NJ 07030
Effective Date: June 10, 2020
August 13, 2020 (MB-MBD)
Nationwide Equities Corporation
160-2 Remington Boulevard, Suite B, Ronkonkoma, NY 11779
Effective Date: July 15, 2020

August 13, 2020 (MB-MBD)
Nationwide Equities Corporation
1129 Northern Blvd., Suite 404, Office 421, Manhasset, NY 11030
Effective Date: July 15, 2020

August 13, 2020 (MB-MBD)
Residential Home Funding Corp.  D/B/A RHF Wholesale
79 Hudson Street, Suite 202, Hoboken, NJ 07030
Effective Date: July 8, 2020


Mortgage Banker Name Changes:
August 19, 2020 (MB-MBD)
From: Quicken Loans Inc.
To: Quicken Loans, LLC


Mortgage Banker License Address Changes:

August 13, 2020 (MB-MBD)
Arc Home LLC
From: 2010 Corporate Ridge, Suite 750, McLean, VA 22102
To: 4000 Midlantic Drive, Suite 102, Mount Laurel, NJ 08054


Mortgage Loan Servicer Certificate Address Changes:

August 18, 2020 (MS-MBD)
DEVAL LLC
From: 1231 Greenway Drive, Suite 200, Irving, TX 75038
To: 8230 Leesburg Pike, Suite 600, Tysons Corner, VA 22182


Mortgage Banker License Address Changes:

August 5, 2020 (MB-MBD)
Better Mortgage Corporation
From: 7 World Trade Center, 250 Greenwich Street, 36th Floor, New York, NY 10006
To: 120 Broadway, 5th Floor, New York, NY 10271

August 18, 2020 (MB-MBD)
Guaranteed Rate, Inc.
From: 750 Lexington Avenue, 4th Floor, New York, NY 10022
To: 750 Lexington Ave., Suite 2010, New York, NY 10022


Mortgage Broker Certificate Name Changes:

August 5, 2020 (BR-MBD)
From: Platinum Mortgage Inc.
To: Think One Mortgage Inc


Mortgage Broker Certificate Address Changes:

August 5, 2020 (BR-MBD)
Jericho Mortgage Associates, Inc.
From: 375 Jericho Turnpike, Syosset, NY 11791
To: 358A Jericho Turnpike, Syosset, NY 11791