Weekly Banking Bulletin

July 10, 2020

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

July 8, 2020 (MI-CRB)
ROYAL BUSINESS BANK
1055 Wilshire Boulevard, Suite 1200, Los Angeles, CA 90017

Notice of intention to close branch office at 40-48 Main Street, Flushing, Borough of Queens, City of New York 11354, received.

The comment period on this notice will expire August 10, 2020.


Application received pursuant to Section 594-b of the New York Banking Law and Part 418 of the Superintendent's Regulations for a control interest:

July 8, 2020 (MS-MBD)
Applicant(s)
Donald Robert Mullen
Jonathan Ezrow
Lee Michael Alexander
Pretium Consolidated Holdings, LLC
To acquire indirect interest in:
Selene Finance LP
9990 Richmond Avenue, Suite 400 South, Houston, TX 77042


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS ID NO. NAME OF APPLICANT CITY STATE
December 26, 2019 303061 Alan Herskovic Cedarhurst New York
January 20, 2020 41910 Gary Michael Marino Nutley New Jersey
March 17, 2020 1017498 Yakov Hershkowitz Brooklyn New York
March 18, 2020 1901911 Joshua Konrad Overmann Sterling Heights Michigan
March 18, 2020 1940784 Patrick William Roeser Woodhaven Michigan
March 22, 2020 1639463 Christos Demetri Papaioannou Livonia Michigan
March 22, 2020 1930949 Travis James Thompson Orion Township Michigan
March 22, 2020 1941882 Christina Tickel Sherer Livonia Michigan
March 23, 2020 1930776 Jana Mari Sands Southfield Michigan
March 23, 2020 1941708 Felicia Marie Nazario Dearborn Heights Michigan
March 23, 2020 1941947 Jacob Thomas Newell St. Clair Shores Michigan
March 23, 2020 1941950 Ibrahim Nure Potres Novi Michigan
March 24, 2020 1940769 Jessica Somo Mikha Ypsilanti Michigan
March 25, 2020 1941665 Marissa Lee Plumb Harrison Township Michigan
March 26, 2020 1941694 Mohamad Yousef Tiba Dearborn Michigan
March 26, 2020 1941703 Malik Omari Williams Auburn Hills Michigan
March 30, 2020 1930698 Vincenzo Marino Royal Oak Michigan
March 30, 2020 1940961 Sarah Rose Perry Dearborn Heights Michigan
March 30, 2020 1941056 Waseem Nabil Mardini Garden City Michigan
March 30, 2020 1941964 Frederick Nelson Stevenson Livonia Michigan
March 31, 2020 1940914 Renee Louise Wrobel Waterford Michigan
May 31, 2020 1856417 Hatice Tekdemir New York New York
June 1, 2020 1855139 Taylor Rik'Ryan Curry Charlotte North Carolina
June 1, 2020 1976271 Cherine Aly Abozied Astoria New York
June 4, 2020 1867898 Shimon Rubinstein Monroe New York
June 12, 2020 133619 Matthew David DeRose Ellicott City Maryland
June 12, 2020 1942054 Courtland Myles King Irving Texas
June 15, 2020 142323 Ayeshah Leal Lacy Jeffersonville Pennsylvania
June 17, 2020 1254496 William Glenn Bonds Westminster Maryland
June 17, 2020 1919553 Charles A. Bianco Woodmere New York
June 26, 2020 1966603 Joseph Porcellini Bellmore New York
June 29, 2020 1990026 Karson David Doolady Columbia Missouri
July 2, 2020 1591801 Michael Chuyan New Milford New Jersey

SECTION ll

June 11, 2020 (TM-LFS)
WALL STREET FINANCE, LLC
72-32 Broadway, Suite 206, Jackson Heights, New York 11372

Application for change of location from 72-32 Broadway, Suite 206 Jackson Heights, New York 11372 to 119-49 Union Turnpike, Suite 9B, Forest Hills, New York 11375 was approved effective June 11, 2020.


July 6, 2020 (TM-LFS)
BA EXPRESS USA, INC.
168-29 Hillside Avenue, Suite 2B, Jamaica, New York 11432

Application for change of location from 168-29 Hillside Avenue, Suite 2B Jamaica, New York 11432 to 37-17 74th Street, Jackson Heights, New York 11372 was approved effective July 6, 2020.


July 6, 2020 (BK-CRB)
BANK OF AKRON
46 Main Street, Akron, NY 14001
AKRON SAFE DEPOSIT COMPANY (SD-CRB)
46 Main Street, Akron, NY 14001

Application, pursuant to Section 601-b of the Banking Law, for Akron Safe Deposit Company to merge with and into Bank of Akron, under the name Bank of Akron, approved.

(This proposed transaction is planned to occur prior to a proposed merger of the Bank of Akron with and into CNB Bank, Clearfield, PA.)


July 7, 2020 (BK-CRB)
USNY BANK
389 Hamilton Street, Geneva, NY 14456

USNY Bank merged with and into Wayne Bank, Honesdale, PA, effective July 7, 2020.


July 10, 2020 (TM-LFS)
EBAY COMMERCE, INC.
2535 N. First Street, San Jose, CA 95131

Application approved for a license to engage in business as a money transmitter.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

July 8, 2020 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company, LLC D/B/As:
AnnieMac Home Mortgage
LOFIDIRECT
22 Ridge Road, 2nd Floor, Suite 2, Lyndhurst, NJ 07071

July 8, 2020 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
3246 Monroe Avenue, Suite 250, Pittsford, NY 14618

July 8, 2020 (MB-MBD)
Full Service Branch
American Internet Mortgage, Inc.  D/B/A Aimloan
4141 Camino Del Rio S, San Diego, CA 92108

July 8, 2020 (MB-MBD)
Full Service Branch
Draper and Kramer Mortgage Corp.
2106 New Road, Unit A-7, Linwood, NJ 08221


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

July 8, 2020 (BR-MBD)
Full Service Branch
Madison Mortgage Services Inc.
38 South Central Avenue, Valley Stream, NY 11580


Mortgage Banker Branch License Address Changes:

July 8, 2020 (MB-MBD)
Carrington Mortgage Services, LLC
From: 15880 North Greenway/Hayden Loop, Suite 100, Scottsdale, AZ 85260
To: 585 N. Juniper Drive, Suite 100, Chandler, AZ 85226

July 8, 2020 (MB-MBD)
Nationstar Mortgage LLC D/B/As:
Champion Mortgage Company
Mr. Cooper
From: 4000 Horizon Way, Irving, TX 75063
To: 4000 Horizon Way, Suite 150, Suite 100, Irving, TX 75063


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE OF APPROVAL NMLS ID NAME OF APPLICANT CITY STATE SPONSORING ENTITY
July 3, 2020 22026 Patricia L. Schiappa Stoughton Massachusetts CrossCountry Mortgage, LLC
July 3, 2020 64433 Chaim Wielgus Brooklyn New York FM Home Loans, LLC
July 3, 2020 130763 Anthony Jacob Soss Rocky River Ohio CrossCountry Mortgage, LLC
July 3, 2020 133832 Boris Barayev Forest Hills New York Great Northern Mortgage Corp.
July 3, 2020 181596 Alexander C. Blum Syosset New York Nationwide Mortgage Bankers, Inc.
July 3, 2020 221474 Thomas Charles Rydberg South Elgin Illinois Draper and Kramer Mortgage Corp.
July 3, 2020 270134 Ryan Gordon Eldred Lake Forest California American Financial Network, Inc.
July 3, 2020 452757 Richard Edward Kalnins Watertown Connecticut Reverse Mortgage Funding LLC
July 3, 2020 1085620 Thomas Zachary Drewnowski Scottsdale Arizona Nationstar Mortgage LLC
July 3, 2020 1165031 Samuel Doom Longview Texas Nationstar Mortgage LLC
July 3, 2020 1291938 Carissa Ann Cass Schaumburg Illinois Royal United Mortgage, LLC
July 3, 2020 1471598 John Paul Lemoine Miami Florida Hypotec Inc.
July 3, 2020 1518418 Julia Lysenko St. Pete Beach Florida Equity Prime Mortgage LLC
July 3, 2020 1527496 Tamara Kaye Henderson Lewisville Texas Nationstar Mortgage LLC
July 3, 2020 1568189 Larry Shelton Phoenix Arizona Nationstar Mortgage LLC
July 3, 2020 1690866 Bar Gafri Boca Raton Florida Hypotec Inc.
July 3, 2020 1710521 Luis Alberto Sanchez Lopez Mesa Arizona Nationstar Mortgage LLC
July 3, 2020 1824639 Brian Patrick Delfs New York New York Better Mortgage Corporation
July 3, 2020 1828264 Jacob Schonfeld Monsey New York The Mint Capital Inc.
July 3, 2020 1839894 Matthew James Manos Watchung New Jersey Family First Funding LLC
July 3, 2020 1855435 Timothy Paramo Riverside California Nationstar Mortgage LLC
July 3, 2020 1880266 Hemat Sinanan South Richmond Hill New York Lakeview Mortgage Bankers Corp.
July 3, 2020 1888590 Howard A. Banker Yonkers New York Sustainable Neighborhoods LLC
July 3, 2020 1889903 James Thomas Page Macomb Michigan Quicken Loans Inc.
July 3, 2020 1901748 Symphony Raven Winborne Bronx New York Jet Direct Funding Corp.
July 3, 2020 1902167 Dekhari Quashaun Wilson Novi Michigan Quicken Loans Inc.
July 3, 2020 1916295 Ridio Skordileva Clinton Township Michigan Quicken Loans Inc.
July 3, 2020 1916297 Trevor Thomas Stahl Plymouth Michigan Quicken Loans Inc.
July 3, 2020 1917114 Troy Alexander Redmond Taylor Michigan Quicken Loans Inc.
July 3, 2020 1930718 Jazmin Shilay McCleskey Detroit Michigan Quicken Loans Inc.
July 3, 2020 1941869 Brian Stephen Paul White Lake Michigan Quicken Loans Inc.
July 3, 2020 1941873 Aaron Michael Root Livonia Michigan Quicken Loans Inc.
July 3, 2020 1974334 Marc P. Aubert West Islip New York Freedom Mortgage Corporation
July 7, 2020 49166 Patricia Lyn Arvielo Corona del Mar California Broker Solutions, Inc.
July 7, 2020 284089 Kristi Dawn Spangenberg Easton Pennsylvania Residential Home Mortgage Corporation