Weekly Banking Bulletin

June 19, 2020

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

June 16, 2020 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Application dated June 16, 2020, for permission to open and occupy a branch office at 21255 Burbank Boulevard, Suite 320, Woodland Hills, Los Angeles County, 91367, received.


June 17, 2020 (BK-CRB)
CATSKILL HUDSON BANK
4445 Route 42 North, Thompson, NY 12701

Notice of intention to close a branch office at 2452 State Route 9, Suite 104, Town of Malta, Saratoga County, New York 12020, received.

The comment period on this notice will expire July 20, 2020.


June 17, 2020
BANK OF AKRON (BK-CRB)
46 Main Street, Akron, New York 14001
AKRON SAFE DEPOSIT COMPANY (SD-CRB)
46 Main Street, Akron, New York 14001

Application, pursuant to Section 601 of the New York Banking Law, for prior approval of the Superintendent of Financial Services, to merge Akron Safe Deposit Company with and into the Bank of Akron, under the name Bank of Akron, received.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

June 16, 2020 (MB-MBD)
Applicant(s)
David Francis Tennant
David John Eckert
Deborah Rader Linard
George Joseph Milligan
James Alfred Flieller
Karl Sherman Heins
Anacacho BE, Ltd.
Morco Acquisition Management, LLC
Morco Acquisition, Ltd.
The kellerfamilyww Trust
As: Keller Mortgage, LLC
4725 Lakehurst Ct, Suite 400, Dublin, OH 43016


Application to establish a Mortgage Banker's Branch received for examination:

June 16, 2020 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
3246 Monroe Avenue, Suite 250, Pittsford, NY 14618


Application to establish a Mortgage Broker's Branch received for examination:

June 11, 2020 (BR-MBD)
Full Service Branch
Madison Mortgage Services Inc.
38 South Central Avenue, Valley Stream, NY 11580


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS ID NO. NAME OF APPLICANT CITY STATE
December 27, 2019 1901748 Symphony Raven Winborne Bronx New York
February 26, 2020 367133 Leticia Torres Boca Raton Florida
April 2, 2020 600621 Crystal Rivera Orlando Florida
May 15, 2020 147166 Joseph Michael DiEmidio Newark Delaware
May 21, 2020 1952738 Anthony Joseph Curcio Staten Island New York
May 25, 2020 1981133 Yitzchok Friedman Brooklyn New York
May 26, 2020 987964 Lilian Cosentini-Flaim Bridgewater New Jersey
May 26, 2020 1960825 Gedalya Kish Monroe New York
May 27, 2020 1905971 Lisa Bradshaw Oswego New York
May 29, 2020 1862805 Jordan Oates Lauderhill Florida
June 3, 2020 1963498 Erin Elizabeth Petrone Rochester New York
June 4, 2020 785408 Reid Louis Waltzer Marlboro New Jersey
June 4, 2020 1586985 Michelle Lynn Mueller Columbia Missouri
June 4, 2020 1967499 Brittany Mahealani Nanneman Ashland Missouri
June 5, 2020 217599 Martha Elena Perez Fort Lee New Jersey
June 5, 2020 1693556 Miranda Breanne Haynes Columbia Missouri
June 5, 2020 1961158 Lauren Nicole Lenger Hartsburg Missouri
June 5, 2020 1982434 Raymond Francesco Farinella Schenectady New York
June 8, 2020 1935547 Domaine Alexander Scully Cambria Heights New York
June 9, 2020 1969944 Karl Pineiro Miller Place New York
June 10, 2020 1736543 John Simon Perks Chicago Illinois

SECTION II

May 26, 2020 (TM-LFS)
UNITRANSFER U.S.A., INC.
3601 SW 160th Avenue, Suite 110, Miramar, Florida 33027

License to engage in business as a money transmitter company was surrendered.


June 9, 2020 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF BUFFALO, INC.
DBAs: CCCS OF CHAUTAUQUA, CATTARAUGUS AND ALLEGHANY COUNTIES; CCCS OF ERIE AND WYOMING COUNTIES; CCCS OF NIAGARA, ORLEANS and GENESEE COUNTIES
40 Gardenville Parkway, Suite 300, West Seneca, NY 14224

The addition of an assumed name, Money Mentors, was approved, effective June 9, 2020. 


June 9, 2020 (TR-CRB)
ORANGE BANK & TRUST COMPANY
212 Dolson Avenue, Middletown, NY 10940

Authorizations issued to open and occupy branch offices at the following two locations, on or after June 10, 2020:

  1. 1978 Williamsbridge Road, Borough of Bronx, City of New York 10461; and
  2. 374 South Middletown Road, Nanuet, Town of Clarkstown, Rockland County, New York 10954.

June 15, 2020 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF ROCHESTER, INC. DBA: RETHINKINGDEBT.ORG
1000 University Avenue, Suite 900, Rochester, NY 14607

The relocation of the main office was approved as follows, effective August 3, 2020: 

From:  1000 University Avenue, Suite 900, Rochester, NY 14607
To:  1050 University Avenue, Suite A, Rochester, NY 14607


June 15, 2020 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC
U/A/N THE CHECK CASHING PLACE
U/A/N CFSC
U/A/N COMMUNITY FINANCIAL SERVICE CENTER  
10 Elizabeth Street, River Edge, New Jersey 07661

Notification to surrender the license to engage in business as a casher of checks for the branch located at 1901 Lexington Avenue, New York, New York 10035-4038, was approved effective June 15, 2020.


June 16, 2020 (PF-LFS)
PREMIUM ASSIGNMENT CORPORATION
3522 Thomasville Road, Suite 400, Tallahassee, Florida 32309

The license to engage in business as a Premium Finance Agency at the following location has been surrendered:
3522 Thomasville Road, Suite 400, Tallahassee, Florida 32309

Effective June 2, 2020, Premium Assignment Corporation is no longer authorized to conduct premium finance business in the State of New York.


June 17, 2020 (TR-CRB)
STEUBEN TRUST COMPANY
One Steuben Square, Hornell, New York 14843

Steuben Trust Company merged with and into Community Bank, N.A., DeWitt, New York, effective June 12, 2020.


June 19, 2020
EDMUND TRUST COMPANY
55 Broadway, Office 323, New York, NY

Organization Certificate filed for examination.
ORGANIZERS:  

Tomaz Stolfa San Francisco, CA
David J. Labhart Berkeley, CA
Luke A. Schoenfelder New York, NY
Gabriel Hubert San Francisco, CA
Dan Ramsden New York, NY

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

June 17, 2020 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
1055 Broadway, Woodmere, NY 11598

June 17, 2020 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
401 Hackensack Avenue, 8th Floor, Suite 804, Hackensack, NJ 07601

June 17, 2020 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
1717 Hempstead Turnpike, Unit 1F, Elmont, NY 11003

June 17, 2020 (MB-MBD)
Full Service Branch
GR Affinity, LLC in lieu of Guaranteed Rate Affinity, LLC
2000 Midlantic Avenue, Suite 410, Mt. Laurel, NJ 08054

June 17, 2020 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
2 Huntington Quadrangle, Suite 2S01, Melville, NY 11747

June 17, 2020 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
2936 West Belmont Ave, Chicago, IL 60618


License to engage in the business of a Mortgage Banker Branch surrendered:

June 17, 2020 (MB-MBD)
Parkside Lending, LLC
1801 S. Meyers Rd., Suites 240, 250 and 500, Oakbrook Terrace, IL 60181
Effective Date: May 27, 2020


Mortgage Banker Branch License Address Changes:

June 17, 2020 (MB-MBD)
1st Priority Mortgage, Inc.
From: 1081 Long Pond Road, Suite 100A, Rochester, NY 14626
To: 2833 Ridge Road West, Suite 3A, Rochester, NY 14626


June 17, 2020 (MB-MBD)
Carrington Mortgage Services, LLC
From: 80 Lamberton Road, Suite #20, Windsor, CT 06095
To: 10 Griffin Road North, Suite 200, Windsor, CT 06095


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS ID NO. NAME OF APPLICANT CITY STATE
June 11, 2020 1886059 Dillon Gorges West Bloomfield Michigan
June 11, 2020 1902017 Emma Ellen McCosh Manchester Michigan
June 16, 2020 1426564 Robert Fernando Garcia Tampa Florida

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

DATE OF APPROVAL NMLS ID NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY
June 11, 2020 6899 Li Ping Wang Fresh Meadows New York Galaxy Lending Corporation
June 11, 2020 25521 Yvonne Lutz Inlet New York Upstate Premier Mortgage, Inc.
June 11, 2020 43941 Anthony Francis Cerulli Churchville Pennsylvania American Financial Network, Inc.
June 11, 2020 180036 Benjamin Joseph Kyle Salt Lake City Utah Fairway Independent Mortgage Corporation
June 11, 2020 539106 Emeline Ramos Beacon New York loanDepot.com, LLC
June 11, 2020 1088100 Jason James Braxton Phoenix Arizona NewRez LLC
June 11, 2020 1163201 Angelica Sue Tanti Montclair New Jersey Guaranteed Rate, Inc.
June 11, 2020 1359522 Krystal Basile Colts Neck New York Freedom Mortgage Corporation
June 11, 2020 1601852 Zephan Gilani Englishtown New Jersey Advisors Mortgage Group, L.L.C.
June 11, 2020 1638716 Clare Elizabeth Nesmith Waterford Michigan Quicken Loans Inc.
June 11, 2020 1697866 Denise Marie Parrish-Gonzalez Richmond Hill New York Finance of America Mortgage LLC
June 11, 2020 1705744 Roberto Alejandro Espinoza New York New York Better Mortgage Corporation
June 11, 2020 1712047 Danielle Nicole DiVisconti Manorville New York CrossCountry Mortgage, LLC
June 11, 2020 1742514 Kendra Jerline Hall Wayne Michigan Quicken Loans Inc.
June 11, 2020 1782636 Lucille Adelaida Reppond Bluffton South Carolina Royal United Mortgage, LLC
June 11, 2020 1820402 Chandra Maria Young Brooklyn New York CrossCountry Mortgage, LLC
June 11, 2020 1843028 Arnold Rodriguez Brooklyn New York Better Mortgage Corporation
June 11, 2020 1847728 Stephenae Alisse Searles Brooklyn New York Better Mortgage Corporation
June 11, 2020 1866782 Muhammad Abbas Abdallah Yassine Dearborn Heights Michigan Quicken Loans Inc.
June 11, 2020 1867763 Yair Moshe Ausubel Oceanside New York Contour Mortgage Corporation
June 11, 2020 1879462 Andrew Mark Saunders Pittsburgh Pennsylvania Reliance First Capital, LLC
June 11, 2020 1883917 Michele Darmanin Maywood New Jersey Bond Street Mortgage, LLC
June 11, 2020 1884196 Herman Guy Anderson McKinney Texas Nationstar Mortgage LLC
June 11, 2020 1889070 Anthony Coyotl Jackson Heights New York Better Mortgage Corporation
June 11, 2020 1889491 Jasmine Eileen Gonzalez Bronx New York Better Mortgage Corporation
June 11, 2020 1889841 Lonnie Kevin Orr Detroit Michigan Quicken Loans Inc.
June 11, 2020 1898206 Travis John Tauzin Corinth Texas Nationstar Mortgage LLC
June 11, 2020 1899391 Tugce Gul Port Jefferson Station New York Russell Capital Group LLC
June 11, 2020 1901684 Nathan Christopher Steinmetz Sylvania Ohio Quicken Loans Inc.
June 11, 2020 1901918 Eric Anthony Perry Detroit Michigan Quicken Loans Inc.
June 11, 2020 1902165 Ann Margaret Valley Hazel Park Michigan Quicken Loans Inc.
June 11, 2020 1902376 Chad James Pounders Livonia Michigan Quicken Loans Inc.
June 11, 2020 1903209 Kayse Kathleen Crediford Lewisville Texas Nationstar Mortgage LLC
June 11, 2020 1916292 Arunpreet Singh Canton Michigan Quicken Loans Inc.
June 11, 2020 1916311 Gregory David Wilder-Romans Livonia Michigan Quicken Loans Inc.
June 11, 2020 1916425 Stephanie Michelle Mitchell Southfield Michigan Quicken Loans Inc.
June 11, 2020 1920274 Hunter Reed Bolling Irving Texas Nationstar Mortgage LLC
June 11, 2020 1922407 Anthony Charles Spiteri East Northport New York Cardinal Financial Company, LP
June 11, 2020 1922894 Pooja Bhardwaj Floral Park New York Reliance First Capital, LLC
June 11, 2020 1930598 Amir Savas Mohamed Amityville New York Intercontinental Capital Group, Inc.
June 11, 2020 1930749 Justin Patrick Roberts Detroit Michigan Quicken Loans Inc.
June 11, 2020 1930767 Brandon Kyle Moore Farmington Hills Michigan Quicken Loans Inc.
June 11, 2020 1930790 Thomas Robert Neely Westland Michigan Quicken Loans Inc.
June 11, 2020 1930861 Christopher Riad Yatooma Sterling Heights Michigan Quicken Loans Inc.
June 11, 2020 1930918 Grant Adam Taylor Allen Park Michigan Quicken Loans Inc.
June 11, 2020 1931177 Torianna Tauriainen Inkster Michigan Quicken Loans Inc.
June 11, 2020 1947153 Clayton Delane Herzog Fort Worth Texas Nationstar Mortgage LLC
June 11, 2020 1947193 Tony Thinh Vo Arlington Texas Nationstar Mortgage LLC
June 11, 2020 1947346 Jeremy Christian Meier Denton Texas Nationstar Mortgage LLC