Weekly Banking Bulletin

February 28, 2020

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

February 20, 2020 (MI-CRB)
REPUBLIC FIRST BANK
50 South 16th Street, Suite 2400, Philadelphia, PA 19102

Application dated February 18, 2020, for permission to open and occupy a branch office at 1090 Third Avenue, Borough of Manhattan, City of New York 10065, received.


February 25, 2020 (MI-CRB)
NORTHFIELD BANCORP, INC.
581 Main Street, Suite 810, Woodbridge, NJ 07095

Application, pursuant to Section 143-b of the Banking Law, to acquire control of Victory State Bank, Staten Island, New York, received.

The comment period on this application will expire on March 30, 2020.


February 28, 2020 (TM-LFS)
LVC USA INC. dba BITFRONT
366 Cambridge Ave., Ste 100, Palo Alto, CA 94306

Application for a license to engage in business as a transmitter of money received.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York Banking Law received for examination:
February 25, 2020 (MS-MBD)
Applicant(s)
Brian Cormack Esq. Donegan
Nareg Aram Korogluyan
Ohannes Korogluyan
As: Amos Financial LLC
3330 Skokie Valley Road, Suite 301, Highland Park, IL 60035


Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York Banking Law received for examination, amended to read as follows:

From:
January 22, 2019 (MS-MBD)
Applicant(s)
CCP Credit TE Feeder II-CAS LLC
CSCP III Credit Feeder - CAS, L.P.
Cascade Financial Holdings LLC
Centerbridge Credit Cayman GP, Ltd.
Centerbridge Credit Partners TE Intermediate II, L.P.
Centerbridge Credit Partners TE, L.P.
Centerbridge Credit Partners, LP
Centerbridge Special Credit Partners III AIV I, L.P.
Cody Job Pearce
David MItchell Chernek
George Marcus Dover
Gerron Mathew Dover
Jeffrey Aronson
Michael Augustus Jones
Ryan Robert Stum
Wayne Kent Bond
As: Southwest Stage Funding, LLC D/B/A Cascade Financial Services
3345 S. Val Vista Drive, Suite 300, Gilbert, AZ  85297

To:
January 30, 2020 (MS-MBD)
Applicant(s)
CCP Credit TE Feeder II-CAS LLC
CSCP III Credit Feeder - CAS, L.P.
CSCP III Credit Holding Feeder I-CAS L.P.
Cascade Financial Holdings LLC
Centerbridge Credit Cayman GP, Ltd.
Centerbridge Credit GP Investors, L.L.C.
CSCP III Cayman GP Ltd.
Centerbridge Credit Partners TE Intermediate II, L.P.
Centerbridge Credit Partners TE, L.P.
Centerbridge Credit Partners, LP
Centerbridge Special Credit Partners III AIV I, L.P.
Todd Everett Kopstein
Cody Job Pearce
David MItchell Chernek
George Marcus Dover
Gerron Mathew Dover
Jeffrey Aronson
Ryan Robert Stum
Wayne Kent Bond
As:  Southwest State Funding, LLC
2701 E. Ryan Road, Suite 150, Chandler, AZ  85286


Application received pursuant to Section 594-b of the New York Banking Law and Part 418 of the Superintendent's Regulations for a control interest:

February 26, 2020 (MS-MBD)
Applicant(s)
Quality S Investments, LLC
Steven Jay Stallard
Philip Christian Wolf
Noah Jason Long
To acquire interest in:
Sortis Financial, Inc.
5220 Tennyson Parkway, Suite 200
Plano, Texas 75024


Application to establish a Mortgage Banker's Branch received for examination:

February 26, 2020 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
14 W Hinsdale Ave., Unit A1, Hinsdale, IL 60521

February 26, 2020 (MB-MBD)
Full Service Branch
UIF Corporation
190 Route 18 North, Suite 204, East Brunswick, NJ 08816

February 26, 2020 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
131 New London Tpke, Ste 215, Glastonbury, CT 06033


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICTION NMLS ID NO. NAME OF APPLICANT CITY STATE
December 3, 2019 666189 Anthony Kareem Martin Dallas Texas
December 10, 2019 1345308 Della Pendleton Williams Chandler Arizona
January 13, 2020 304295 Beverly Ann Clark Fort Worth Texas
January 22, 2020 1192775 Am Reza Rashid Jamaica New York
January 24, 2020 1933584 Andres Antonio Larramendi Ossining New York
January 27, 2020 1630757 Sara L. Bond Baldwinsville New York
January 27, 2020 1921825 John Alexander Stanton Centereach New York
January 28, 2020 745088 Carl DeVere Illum McKinney Texas
January 29, 2020 1942604 Mark Christophe Zweigenthal Schenectady New York
January 30, 2020 1273257 Bradford James Haberlin Moonachie New Jersey
January 31, 2020 1823084 Sean L. Yancey Manalapan New Jersey
February 4, 2020 1884630 Clayton Andrew Walen Huntington Beach California
February 5, 2020 383875 Hongyu Guo Fresh Meadows New York
February 6, 2020 1759577 Dan Yang College Point New York
February 10, 2020 1742514 Kendra Jerline Hall Inkster Michigan
February 10, 2020 1919531 Jaswinder Singh Ozone Park New York
February 11, 2020 320736 Leonard Ujkic Yonkers New York
February 12, 2020 4222 John Eckhardt Becker Lakeview New York
February 13, 2020 177255 Lauren Tu Nguyen Dallas Texas
February 13, 2020 1893711 Joseph Elbaz Jamaica Estates New York
February 13, 2020 1903448 Hannah Marie Nedweski Phoenix Arizona
February 13, 2020 1925546 Alicia Marie Datavs Schaumburg Illinois
February 14, 2020 585425 Lance Nathan Diener Newport Beach California
February 14, 2020 1030155 Nermeen Silwanis Anaheim California
February 14, 2020 1569435 Mark Christopher Walton Brooklyn New York
February 14, 2020 1814838 Emily Ann Valentin Bellport New York
February 14, 2020 1841207 David Black Tempe Arizona
February 14, 2020 1847728 Stephenae Alisse Searles Brooklyn New York
February 14, 2020 1855435 Timothy Paramo Riverside California
February 14, 2020 1859592 Ayinde Tacuma-James White Brooklyn New York
February 14, 2020 1889368 Nico Benito Henry Fresh Meadows New York
February 17, 2020 1705744 Roberto Alejandro Espinoza New York New York
February 17, 2020 1842888 Sean Dylan Ritter Jersey City New Jersey
February 17, 2020 1917114 Troy Alexander Redmond Taylor Michigan
February 18, 2020 22026 Patricia L. Schiappa Stoughton Massachusetts
February 18, 2020 1894195 Minahal Shahid Bronx New York
February 19, 2020 146670 Michael Arthur Hebert Holland Pennsylvania
February 19, 2020 834328 Joseph Stewart Miano Concord North Carolina
February 19, 2020 1918080 Andrew Robert Simpson Plainsboro New Jersey
February 20, 2020 1946839 Nicholas Michael Campbell New York New York
February 21, 2020 1232609 Shane Michael Deeley Tampa Florida
February 21, 2020 1590252 Vanessa Helen Parker Ann Arbor Michigan
February 21, 2020 1935664 Alexander John Merkel Columbia Missouri
February 21, 2020 1947756 Caitlin Wenonah Cunningham Columbia Missouri

SECTION II

February 12, 2020 (MI-CRB)
FIRST REPUBLIC BANK
111 Pine Street, San Francisco, CA 94111

Authorization issued to open and occupy a branch office at 21 Penn Plaza, 368 Ninth Avenue, Borough of Manhattan, City of New York 10001, on or after February 13, 2020.


February 20, 2020 (MI-CRB)
INVESTORS BANCORP, INC.
101 JFK Parkway, Short Hills, NJ 07078

Application, pursuant to Section 143-b of the Banking Law, to acquire control of Gold Coast Bank, Islandia, New York, conditionally approved. 


February 24, 2020 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556

EMPIRE NATIONAL BANK
1707 Veterans Highway, Islandia, NY 11749

Application, for Empire National Bank to merge with and into Flushing Bank, under the name Flushing Bank, approved, pursuant to Section 136-b of the Banking Law.


February 25, 2020 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Approval given to change the location of branch office from 38 West Ridgely Road, Timonium, Baltimore County, Maryland 21093 to 42 West Ridgely Road, Timonium, Baltimore County, Maryland 21093, on or after February 26, 2020. 


February 28, 2020 (TM-LFS)
GLOBAL TRANSFERS LLC
400 Kelby Street, Parker Plaza, Suite 1600, Fort Lee, NJ 07024

Application to engage in the business of a transmitter of money pursuant to Article XIII-B of the Banking Law, was approved effective February 20, 2020.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

February 25, 2020 (MB-MBD)
Bond Street Mortgage, LLC
115 West Century Road, Suite 115, Paramus, NJ 07652


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

February 21, 2020 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
770 The City Drive, Suite 1500, Suite 1100, Orange, CA 92868

February 25, 2020 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
9275 Sky Park Court, Suite 350, San Diego, CA 92123

February 25, 2020 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
175 Admiral Cochrane Drive, Suites 402 & 403, Annapolis, MD 21401


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

February 26, 2020 (BR-MBD)
Full Service Branch
THE MINT CAPITAL INC
14 N Madison Avenue, Top Floor, Spring Valley, NY 10977


Certificate to engage in the business of a Mortgage Broker surrendered:

February 21, 2020 (BR-MBD)
Reliant Home Funding, Inc.
445 Broad Hollow Road, Suite 334, Melville, NY 11747
Effective Date: February 19, 2020

February 25, 2020 (BR-MBD)
Consumer One Corp.   D/B/A Consumer One Mortgage
10 Kimberley Court, Lake Grove, NY 11755
Effective Date: November 14, 2019

February 26, 2020 (BR-MBD)
Payless Mortgage Corporation
838 Green Street - Suite 202, Iselin, NJ 08830
Effective Date: February 19, 2020

February 26, 2020 (BR-MBD)
Syamni Funding Inc.
135-30 Rockaway Boulevard, Suite 201, South Ozone Park, NY 11420
Effective Date: February 10, 2020

February 26, 2020 (BR-MBD)
Wayne Anthony Murray   D/B/A LMD Real Estate & Assessment Advisory Company
4006 Avenue J, Brooklyn, NY 11210
Effective Date: December 31, 2019

February 26, 2020 (BR-MBD)
Bond Street Mortgage, LLC
115 West Century Road, Suite 115, Paramus, NJ 07652
Effective Date: February 25, 2020


License to engage in the business of a Mortgage Banker branch surrendered:

February 25, 2020 (MB-MBD)
Lending Unlimited, L.L.C. in lieu of Mortgage Unlimited, L.L.C.
133-33 Brookville Boulevard, Suite #106, Rosedale, NY 11422
Effective Date: February 12, 2020

February 25, 2020 (MB-MBD)
FM Home Loans, LLC D/B/A MR Capital Group
12711 Ventura Boulevard, Suite 460, Studio City, CA 91604
Effective Date: February 19, 2020


Mortgage Banker Branch License Address Changes:

February 21, 2020 (MB-MBD)
Intercontinental Capital Group, Inc.  D/B/A Fellowship Home Loans
From: 240 West 35th St, Suite 302, New York, NY 10001
To: 247 West 38th St, Suite 301, New York, NY 10018

February 21, 2020 (MB-MBD)
CrossCountry Mortgage, Inc.
From: 6 Pond St., First Floor, Suite 1, Plattsburgh, NY 12901
To: 64 Bridge St., STE 1, FL 1, Plattsburgh, NY 12901


Mortgage Loan Servicer Branch License Address Changes:

February 21, 2020 (MS-MBD)
Sortis Financial, Inc.
From: 5445 Legacy Drive, Suite 410, Plano, TX 75024
To: 5220 Tennyson Parkway, Suite 200, Plano, TX 75024


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

DATE OF APPROVAL NMLS ID NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY
February 20, 2020 964266 Anne Hillary Doisy Columbia Missouri Mid-Continent Funding, Inc.
February 20, 2020 1464824 Christopher D'Mello Cranford New Jersey Top Vine Mortgage Services, LLC
February 20, 2020 1630522 Bradley Thomas DeKuiper Glen Ellyn Illinois Guaranteed Rate Affinity, LLC
February 20, 2020 1814923 William David Haddad Columbia Missouri Mid-Continent Funding, Inc.