Weekly Banking Bulletin

February 21, 2020

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location 924 Bergen Street, Brooklyn, NY 11238.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at 327 36th Street, Brooklyn, NY 11232.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at 50-10 Kneeland Street, Elmhurst, NY 11373.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at 184-02 Jamaica Avenue, Hollis, NY 11423.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at 241 Glenmore Avenue, Brooklyn, NY 11207.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at 37-27 74th Street, Jackson Heights, NY 11372.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at 799 Sheffield Avenue, Brooklyn, NY 11207.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at 536 East 83rd Street, Brooklyn, NY 11201.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at 1850 Atlantic Avenue, Brooklyn, NY 11233.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at Jamaica Avenue & Pennsylvania Avenue, Brooklyn, NY 11207.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at 55-78 56th Street, Maspeth, NY 11378.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 6, 2020 (CCL-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

Notification was received for the surrender of limited station check casher location at 777 East 96th Street, Brooklyn, NY 11236.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 12, 2020 (SF-LFS)
VOLVO CAR FINANCIAL SERVICES U.S., LLC
1 Volvo Drive, Rockleigh, New Jersey, 07647

Notification received for a change of name from Volvo Car Financial Services U.S., LLC to Volvo Car Financial Services U.S., LLC U/A/N Polestar Financial Services.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


February 21, 2020
ORDER UNDER SECTION 12–a OF THE NEW YORK BANKING LAW

Notice of intent to issue an order pursuant to Section 12–a of the Banking Law, the terms of which order would provide:

Notwithstanding anything in law or regulations to the contrary, pursuant to Section 12–a of the Banking Law, to the extent that a federally chartered credit union would be able to do so:

  1. A New York State-chartered credit union may, within the limitations of the written loan purchase policies of its board of directors, purchase loans, in whole or in part, (when the borrower is a non-member of the purchasing credit union and no continuing contractual obligation between the seller and purchaser is contemplated):
    1. From a liquidating credit union, if such loans are to individual members of that liquidating credit union;
    2. From any source, if such loans are of the following types and are purchased to facilitate the packaging of a pool to be sold or pledged on the secondary market by the purchasing credit union:
      a) Student loans, as defined in Section 701.23(a)(2) of the NCUA regulations, provided that the purchasing credit union is granting student loans on an ongoing basis.
      b) Real estate-secured loans, provided that the purchasing credit union is granting on an ongoing basis real estate-secured loans pursuant to Section 701.21 of the regulations of the NCUA, and provided further that each pool of such purchased real estate-secured loans includes a substantial portion of loans to the credit union’s members and must be sold promptly.
  2. A New York State-chartered credit union that has received a composite CAMEL rating of 1 or 2 in its last two full examinations and that has been well capitalized for the six immediately preceding quarters, as described in Section 701.23 of the NCUA regulations, may (when the borrower is a non-member of the purchasing credit union and no continuing contractual obligation between the seller and the purchaser is contemplated) purchase loans:
    1. From a federally insured credit union, provided such loans are:
      a) Loans that the purchasing credit union is empowered to grant, or
      b) Loans refinanced, with the consent of the borrower, within sixty days of purchase so that they are loans that the purchasing credit union is empowered to grant.
    2. From a liquidating credit union without regard to whether such loans are obligations of the liquidating credit union’s members, and
    3. From a federally insured credit union, provided such loans are student loans, as defined in Section 701.23, or real estate-secured loans.
  3. A New York State-chartered credit union may purchase a participation in a loan (when the borrower is a non-member of the purchasing credit union and a contractual obligation between the seller and purchaser is contemplated) from an eligible organization, as defined in Section 701.22(a) of the NCUA regulations, including any state or federal government agency and its subdivisions, provided that such purchase is in full in compliance with the requirements of Section 701.22 of the NCUA regulations.

 

The comment period on this notice will expire March 23, 2020.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law, amended to read as follows:

From:
September 12, 2018 (MB-MBD)
Applicant(s)
George Edward Herghelegiu
John Patrick Kuskin
Joseph Quinones
Matthew David VanFossen
Richard Anthony Conforti
As: Absolute Home Mortgage Corporation
330 Passaic Avenue, Suite 204, Fairfield, NJ 07004

To:
February 3, 2020 (MB-MBD)
Applicant(s)
George Edward Herghelegiu
John Patrick Kuskin
Joseph Quinones
Matthew David VanFossen
Richard Anthony Conforti
As: Absolute Home Mortgage Corporation D/B/A
Crown Home Mortgage
330 Passaic Avenue, Suite 204, Fairfield, NJ 07004

From:
September 12, 2018 (MB-MBD)
Applicant(s)
Gregory Alan Topal
Neil Robert Topal
Timothy George Parmiter
As: Reliant Home Funding, Inc.
125 Baylis Road, Suite 105, Melville, NY 11747

From:
November 8, 2019 (MB-MBD)
Applicant(s)
Gregory Alan Topal
Neil Robert Topal
Timothy George Parmiter
As: Reliant Home Funding, Inc.
445 Broad Hollow Road, Suite 334, Melville, NY 11747


Application to establish a Mortgage Banker's Branch received for examination:

February 13, 2020 (MB-MBD)
Full Service Branch
Jersey Mortgage Company of New Jersey, Inc.
111 Littleton Road, Suite 300, Parsippany, NJ 07054


Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York Banking Law received:

February 11, 2020 (MS-MBD)
Applicant(s)
Annaly TRS, Inc.
Christian Thomas Greco
Jonathan Isaac Kurtz
Michael Paul Fania
As: Onslow Bay Financial LLC
1211 Avenue of the Americas, 41st Floor, New York, NY 10036


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS ID NO. NAME OF APPLICANT CITY STATE

October 18, 2019

302835

William Wojong Kim

Chino Hills

California

November 19, 2019

1736996

Shawn Susan Jones

Brooklyn

New York

November 22, 2019

1908278

Sheng Qiang Liu

Apalachicola

Florida

December 11, 2019

1902017

Emma Ellen McCosh

Manchester

Michigan

January 3, 2020

134457

Joel Rosen

Atlantic Beach

New York

January 22, 2020

1932474

Shlomy Kornfeld

Brooklyn

New York

January 23, 2020

1817534

Ian Jesse Wald Mead

New York

New York

January 24, 2020

1763960

Joseph Christopher Criscuoli

Bellmore

New York

January 28, 2020

1936261

Jack Robert David Blanco

Brooklyn

New York

February 4, 2020

1930767

Brandon Kyle Moore

Farmington Hills

Michigan

February 5, 2020

1810144

Julie Dana Maybee

Columbia

Missouri

February 6, 2020

1104952

Amanda Lee Malone

Frisco

Texas

February 6, 2020

1857075

Jodi A. Mosiello

Scarsdale

New York

February 6, 2020

1891933

Solomon A. Monderer

Woodmere

New York

February 6, 2020

1894245

Yousef Nakach

Brooklyn

New York

February 6, 2020

1929195

Michael Anthony Romano

Patchogue

New York

February 6, 2020

1931228

Patrick Michael Clouden

Lake View

New York

February 7, 2020

27588

Christine Ruth Rosender

Commerce Township

Michigan

February 7, 2020

125721

Patrick Barrington Kelly

Stratford

Connecticut

February 7, 2020

539106

Emeline Ramos

Beacon

New York

February 7, 2020

1198493

Alan Howard Adams

Garden Grove

California

February 7, 2020

1824639

Brian Patrick Delfs

New York

New York

February 7, 2020

1843028

Arnold Rodriguez

Brooklyn

New York

February 7, 2020

1883440

Giuliana Francesca Cerullo

Brooklyn

New York

February 7, 2020

1889065

David Dumitrescu

Eastchester

New York

February 7, 2020

1889070

Anthony Coyotl

Jackson Heights

New York

February 7, 2020

1889491

Jasmine Eileen Gonzalez

Bronx

New York

February 10, 2020

1050021

Sean Patrick Cabble

Middleburg Heights

Ohio

February 10, 2020

1203207

Debora Cassandra Amoles

Taylor

Michigan

February 10, 2020

1889007

Diana Marsela Santacruz

Brooklyn

New York

February 10, 2020

1930598

Amir Savas Mohamed

Amityville

New York

February 11, 2020

136554

William James Carroll

Bridgewater

New Jersey

February 11, 2020

1368872

Daniel Enrique Avalos

Long Beach

California

February 11, 2020

1695145

Bruno Acosta

Miami

Florida

February 11, 2020

1833874

Nicholas Scott Darling

Indianapolis

Indiana

February 11, 2020

1889741

Elsian Basho

Livonia

Michigan

February 12, 2020

1922473

Alen Bedros Baharyan

Hackensack

New Jersey


SECTION II

January 29, 2020 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Authorization issued to open and occupy a branch office at 451 Elmwood Avenue, Erie County, Buffalo, NY 14222, on or after January 30, 2020.


January 29, 2020 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Authorization issued to open and occupy a branch office at 2222 Seneca Street, Erie County, Buffalo, NY 14210, on or after January 30, 2020.


February 18, 2020 (MI-CRB)
ROYAL BUSINESS BANK
1055 Wilshire Boulevard, Suite 1200, Los Angeles, CA 90017

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 238/240 Grand Street, Borough of Manhattan, City of New York 10002, will not result in a significant reduction of banking services in the community to be affected.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

February 19, 2020 (MB-MBD)
Absolute Home Mortgage Corporation D/B/A Crown Home Mortgage
330 Passaic Avenue, Suite 204, Fairfield, NJ 07004

February 19, 2020 (MB-MBD)
Reliant Home Funding, Inc.
445 Broad Hollow Road, Suite 334, Melville, NY 11747

February 19, 2020 (MB-MBD)
Mid-Continent Funding, Inc.
3401 W Broadway Business Park Ct, Ste 213, Columbia, MO 65203

February 19, 2020 (MB-MBD)
GR Affinity, LLC in lieu of Guaranteed Rate Affinity, LLC
1800 W Larchmont Ave, Chicago, IL 60613


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

February 19, 2020 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
6515 Main Street, Unit 7, Trumbull, CT 06611

February 19, 2020 (MB-MBD)
Full Service Branch
East Coast Capital Corp.
120 Bloomingdale Road, Suite 402, White Plains, NY 10605

February 19, 2020 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
39 Main Street, Suite B, Bloomingdale, NJ 07403

February 19, 2020 (MB-MBD)
Full Service Branch
Premium Mortgage Corp.
5000 Campuswood Drive, Ste 101, East Syracuse, NY 13057


License to engage in the business of a Mortgage Banker Branch surrendered:

February 19, 2020 (MB-MBD)
loanDepot.com, LLC D/B/As:
LDWholesale
loanDepot
155 Passaic Avenue, 3rd Floor, Fairfield, NJ 07004
Effective Date: February 12, 2020


Mortgage Banker Branch License Address Changes:

February 19, 2020 (MB-MBD)
CMG Mortgage, Inc.
From: 616 Water Street, Suite 321, Baltimore, MD 21202
To: 250 South President Street, Suite 3900, Baltimore, MD 21202

February 19, 2020 (MB-MBD)
Homebridge Financial Services, Inc. D/B/A Menlo Park Funding
From: 560 Route 52, Suite 102, Beacon, NY 12508
To: 2537 Route 52, Suite #2-3, Hopewell Junction, NY 12533


The following licensed Mortgage Banker has entered into a Settlement Agreement with the Department on January 29, 2020, in lieu of a hearing for a fine or revocation of its mortgage banker license to settle the violations of Section 594-b(1) of the New York Banking Law for an unauthorized change of control transaction. The Settlement Agreement terms and conditions include a fine of $5,000.

February 10, 2020 (MB-MBD)
SIRVA Mortgage, Inc.
6200 Oak Tree Boulevard, Suite 300, Independence, OH 44131


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

DATE OF APPROVAL NMLS ID NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY

February 18, 2020

7577

Jason Christopher Stallworth

Islip

New York

United Mortgage Corp.

February 18, 2020

27573

Shawn Michael Robinson

Huntington Beach

California

Nationstar Mortgage LLC

February 18, 2020

30960

Kevin Kuechler

Needham

Massachusetts

Draper and Kramer Mortgage Corp.

February 18, 2020

65013

Panayiotis Markou

Franklin Square

New York

Mortgage World Bankers, Inc.

February 18, 2020

111701

Barry Alan Barnes

Mount Holly

North Carolina

Longbridge Financial, LLC

February 18, 2020

137582

Megan Lucas Erickson

Mount Holly

North Carolina

Longbridge Financial, LLC

February 18, 2020

205711

Brad Jeffrey Miller

Bensalem

Pennsylvania

American Neighborhood Mortgage Acceptance Company, LLC

February 18, 2020

418784

Jason David Margelefsky

Riverdale

New Jersey

Reverse Mortgage Funding LLC

February 18, 2020

481559

Charles Joseph Eafrato

Saratoga Springs

New York

CCFCU Funding, LLC

February 18, 2020

485925

Erica Lynn Buccafusca

Wallkill

New York

Reverse Mortgage Funding LLC

February 18, 2020

748319

Lourdes Yamileth Villatoro

Bay Shore

New York

Family First Funding LLC

February 18, 2020

796005

Jason Han

Syosset

New York

Green River Capital Corp.

February 18, 2020

926690

Christopher Andrew Kuclo

Farmington

Michigan

Quicken Loans Inc.

February 18, 2020

1198175

Maria Alejandra Drew

Raleigh

North Carolina

NewRez LLC

February 18, 2020

1200569

Luca Centrone

Hopewell Junction

New York

Reverse Mortgage Funding LLC

February 18, 2020

1247175

Ladan Sedaghatzandi

Great Neck

New York

United Mortgage Corp.

February 18, 2020

1416759

Saher Bawany

Spring

Texas

Longbridge Financial, LLC

February 18, 2020

1447461

Philip Monroe Goldsmith

Charlotte

North Carolina

NewRez LLC

February 18, 2020

1560298

Andrey Lyudvikovskiy

Brooklyn

New York

Intercontinental Capital Group, Inc.

February 18, 2020

1611009

Jesirette Tavarez

Brooklyn

New York

Freedom Mortgage Corporation

February 18, 2020

1619657

Lauren Elizabeth Cornea

Flushing

New York

Meadowbrook Financial Mortgage Bankers Corp.

February 18, 2020

1695363

Thomas Pescuma

Halesite

New York

United Mortgage Corp.

February 18, 2020

1699607

Jorge Welyczkowski

Jersey City

New Jersey

Homebridge Financial Services, Inc.

February 18, 2020

1714432

Maria Fata Torchia

Bellmore

New York

Nationwide Mortgage Bankers, Inc.

February 18, 2020

1733240

Jonathan Liera

Buena Park

California

American Advisors Group, Inc.

February 18, 2020

1763577

Vivek Kumar Singh

Birmingham

Michigan

Quicken Loans Inc.

February 18, 2020

1780744

Aaron M. Weinberger

Monroe

New York

The Mint Capital Inc.

February 18, 2020

1834877

Lauren Letizio

Rocky River

Ohio

Quicken Loans Inc.

February 18, 2020

1845703

David Octavius Young

Detroit

Michigan

Quicken Loans Inc.

February 18, 2020

1855866

Owen Kenneth Wines

Macomb

Michigan

Quicken Loans Inc.

February 18, 2020

1866674

Anthony Vettese

Sterling Heights

Michigan

Quicken Loans Inc.

February 18, 2020

1866693

Alex Rose Rakowski

Detroit

Michigan

Quicken Loans Inc.

February 18, 2020

1866733

Steven Oliver

Southgate

Michigan

Quicken Loans Inc.

February 18, 2020

1867026

Joshua Adam Halter

Astoria

New York

United Mortgage Corp.

February 18, 2020

1877528

Michael Andrew Kreutzjans

Dearborn

Michigan

Quicken Loans Inc.

February 18, 2020

1877545

Irena Feng Liu

Ann Arbor

Michigan

Quicken Loans Inc.

February 18, 2020

1882115

Rachel Z. Lebowitz

Brooklyn

New York

Landstone Equities, LLC

February 18, 2020

1888365

Stephanie Ortega

Orlando

Florida

Digital Risk Mortgage Services, LLC

February 18, 2020

1889870

Cayla Ann Torres

Westland

Michigan

Quicken Loans Inc.

February 18, 2020

1890076

Wendy Julia Sharp

Westland

Michigan

Quicken Loans Inc.

February 18, 2020

1891571

Nicole Rose Tehrany

New York

New York

Affordable Financial Services Ltd.

February 18, 2020

1896228

Mendel Greenfeld

Spring Valley

New York

FM Home Loans, LLC

February 18, 2020

1899222

Kevin Michael Oliver

Milford

Ohio

Royal United Mortgage, LLC

February 18, 2020

1904596

Syed Ali Akbar Bukhari

Lewisville

Texas

Nationstar Mortgage LLC

February 18, 2020

1906609

Demitrius Douglas

Central Islip

New York

Nationwide Mortgage Bankers, Inc.

February 18, 2020

1908047

Ryan Culver Thompson

Lewisville

Texas

Nationstar Mortgage LLC

February 18, 2020

1912040

Boruch Spitzer

Toms River

New Jersey

Ark Mortgage, Inc.