Weekly Banking Bulletin

January 31, 2020

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

January 28, 2020 (TM-LFS)
HSI USA INC.
11401 Century Oaks Terrace, Suite 400, Austin, Texas 78758

Notification received for the change of location from 11401 Century Oaks Terrace, Suite 400, Austin, Texas, 78758 to 7700 W. Parmer Lane, Building D, Floor 3, Austin, Texas 78729.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


January 29, 2020 (TM-LFS)
JPAY, INC.
10981 Marks Way, Miramar, Florida, 33025

Notification received for the legal status change from a corporation, JPay, Inc, to a limited liability company, JPay LLC.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


January 30, 2020 (TR-CRB)
POPULAR BANK
11 West 51st Street, New York, NY 10019

Notice of intention to close branch office at 875 Third Avenue, Borough of Manhattan, City of new York, 10020, received.

The comment period on this notice will expire March 1, 2020.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

January 28, 2020 (BR-MBD)
Applicant(s)
Bishoi S Nageh
As: Petra Cephas Inc
27 Clyde Road, Suite 201, Somerset, NJ 08873


Application to establish a Mortgage Banker's Branch received for examination:

January 23, 2020 (MB-MBD)
Full Service Branch
United Mortgage Corp.  D/B/As:
NY Finest Funding
United Faith Mortgage
20 Crossways Park Drive North, Unit A, Woodbury, NY 11797

January 29, 2020 (MB-MBD)
Full Service Branch
United Mortgage Corp.  D/B/As:
NY Finest Funding
United Faith Mortgage
230 Ferry Street, Suite 102, Easton, PA 18042


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

January 28, 2020 (BR-MBD)
Applicant(s)
Glenn Worman
James Cosmo Ciocia
Mark Scott Gopen
Michael Mullen
National Holdings Corporation
To acquire interest in:
NTFS Capital
35-30 Francis Lewis Boulevard, Suite 205, Flushing, NY 11358

January 28, 2020 (BR-MBD)
Applicant(s)
Anthony Paul Forte
David Linn
To acquire interest in:
Quintessential Mortgage Group, Inc.
399 Knollwood Road, Suite 320, White Plains, NY 10603


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS ID NO. NAME OF APPLICANT CITY STATE

 

October 28, 2019 1378714 Jacob Porter Torres San Diego California
October 28, 2019 1841764 Chien Yu Yan Flushing New York
November 7, 2019 1619657 Lauren Elizabeth Cornea Flushing New York
November 20, 2019 1850964 Dennis Patrick Young Commack New York
November 25, 2019 1908047 Ryan Culver Thompson Lewisville Texas
December 3, 2019 32043 Adam James Anderson Clarkston Michigan
December 17, 2019 1051198 Anthony Caldarelli Staten Island New York
December 17, 2019 1913206 Lyndsey Jordan Grimm Hampstead Maryland
December 31, 2019 1699607 Jorge Welyczkowski Miami Shores Florida
January 2, 2020 1882115 Rachel Z. Lebowitz Brooklyn New York
January 3, 2020 626307 Jeacqueline L. Melendez Baldwin New York
January 6, 2020 69603 Ricci Joseph Merendino Colts Neck New Jersey
January 7, 2020 7587 Travis Mark Carter Plattsburgh New York
January 10, 2020 53722 Claudio Hugo Alvarez West Babylon New York
January 10, 2020 1234942 Brandy Tanya Walton Indianapolis Indiana
January 10, 2020 1886059 Dillon Gorges West Bloomfield Michigan
January 10, 2020 1916349 Thomas Alan Mancini Redford Michigan
January 10, 2020 1916351 Chad Thomas McConnell Novi Michigan
January 13, 2020 1728500 Pervaiz Iqbal Ozone Park New York
January 13, 2020 1897663 Nicole Elizabeth McAlpin Fairport New York
January 13, 2020 1916434 Patrick Michael Partridge Clinton Township Michigan
January 14, 2020 728797 Jose C. Baidal Garfield New Jersey
January 14, 2020 1282319 Matthew Richard Craig Keeseville New York
January 14, 2020 1901684 Nathan Christopher Steinmetz Sylvania Ohio
January 14, 2020 1902167 Dekhari Quashaun Wilson Novi Michigan
January 14, 2020 1916353 Helen Nikita Miller Detroit Michigan
January 14, 2020 1916354 Tylor Alan Miller Clinton Township Michigan
January 15, 2020 1916282 Darrius Devontia-Erwin Scott Eastpointe Michigan
January 15, 2020 1916311 Gregory David Wilder-Romans Livonia Michigan
January 15, 2020 1916314 Michelle Antoinette Williamson Detroit Michigan
January 15, 2020 1916340 Matthew William Landstrom Rochester Hills Michigan
January 15, 2020 1916352 Devin Scott Meyer Keego Harbor Michigan
January 15, 2020 1916446 Kevin Phillip Reineck Clinton Michigan
January 15, 2020 1916449 Sergio German Reyes-Pardo Livonia Michigan
January 15, 2020 1916450 Heather Richmond Woodhaven Michigan
January 16, 2020 224512 Joel Michael Schaub Chicago Illinois
January 17, 2020 928906 Henry John Brandt Flower Mound Texas
January 17, 2020 1451088 Tajana Fejzich Jamison Pennsylvania
January 17, 2020 1559906 David Alan Kaminsky Keller Texas
January 17, 2020 1662094 Veronica Taira Tomeldan Pipersville Pennsylvania
January 17, 2020 1903275 Michael James Gutierrez Mesa Arizona
January 18, 2020 1916295 Ridio Skordileva Clinton Township Michigan
January 18, 2020 1916308 Quinton Delano Underwood Redford Michigan
January 18, 2020 1916310 Tori Rose Wasylk Port Huron Michigan
January 18, 2020 1916432 Sarah Rose Page Waterford Michigan
January 20, 2020 1659630 Jun Fei Yang Brooklyn New York

SECTION II

January 17, 2020 (TR-CRB)
SOLVAY BANK
1537 Milton Avenue, Solvay, New York 13209

Authorization granting permission to open and occupy branch offices located at the two following locations surrendered for cancellation:

  • 4131 West Genesee Street, Town of Camillus, Syracuse, Onondaga County, New York 13219
  • 527 Charles Avenue, Solvay, Onondaga County, New York 13209

Offices discontinued as of January 10, 2020.


January 27, 2020 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Authorization issued to open and occupy a branch office at 121 West Trade Street, Suite 1150, Charlotte, Mecklenburg County, North Carolina 28202, on or after January 28, 2020.

(This branch will conduct permissible branch activities except for teller services - no acceptance or withdrawal of cash & negotiable instruments.  Branch services will be available by appointment only.)


January 29, 2020 (MI-CRB)
CNB BANK
1 South Second Street, Clearfield, PA 16830

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 6947 Williams Road, Town of Wheatfield, Niagara County, New York 14304, will not result in a significant reduction of banking services in the community to be affected.


January 29, 2020 (TR-CRB)
POPULAR BANK
11 West 51ST Street, New York, NY 10019

Approval given to change the location of branch office from 28-36 Steinway Street, Astoria, Borough of Queens, City of New York 11103 to 30-26 Steinway Street, Astoria, Borough of Queens, City of New York 11103, on or after January 30, 2020.


January 29, 2020 (SB-CRB)
NEW YORK COMMUNITY BANK
102 Duffy Avenue, Hicksville, NY 11801

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 405 Park Avenue, Borough of Manhattan, City of New York 10022, will not result in a significant reduction of banking services in the community to be affected.


January 30, 2020 (MI-CRB)
BANK OF ENGLAND
123 South Main Street, England, AR 72046

Notifications received, in accordance with Supervisory Policy G 8, of the establishment of representative offices to be located at the following two locations:

  • 333 Park Avenue South, Suite 5B, Borough of Manhattan, City of New York 10010; and
  • 900 South Avenue, Suite 300, Office 32, Borough of Staten Island, City of New York 10314.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

January 27, 2020 (MB-MBD)
Full Service Branch
loanDepot.com, LLC   D/B/As:
LDWholesale
loanDepot
14 Main Street, Unit 1, Sparta, NJ 07871
January 27, 2020 (MB-MBD)

Full Service Branch
Total Mortgage Services, LLC
3637 Del Prado Blvd S., Unit 304, Cape Coral, FL 33904

January 27, 2020 (MB-MBD)
Full Service Branch
Longbridge Financial, LLC
5200 77 Center Drive, Suite 575, Charlotte, NC 28217

January 27, 2020 (MB-MBD)
Full Service Branch
Longbridge Financial, LLC
400 N. Sam Houston Pkwy East, Suite 302, Houston, TX 77060

January 27, 2020 (MB-MBD)
Full Service Branch
Planet Home Lending, LLC D/B/A Planet Home Servicing
9 Eves Drive, Suite 160, Marlton, NJ 08053


Certificate to engage in the business of a Mortgage Broker surrendered:

January 24, 2020 (BR-MBD)
Commercial Express Funding Corp
6608 NW 42nd Way, Boca Raton, FL 33496
Effective Date: December 20, 2019

January 27, 2020 (BR-MBD)
Quality Financial Solutions, Inc.
6143 Jericho Turnpike, Suite 207, Commack, NY 11725
Effective Date: November 26, 2019

January 29, 2020 (BR-MBD)
High Rock Mortgage, LLC
3929 Amboy Road, Staten Island, NY 10308
Effective Date: December 31, 2019


License to engage in the business of a Mortgage Banker Branch surrendered:

January 27, 2020 (MB-MBD)
Guaranteed Rate, Inc.
111 S. Pfingsten Road, Suite 124, Deerfield, IL 60015
Effective Date: January 22, 2020

January 29, 2020 (MB-MBD)
United Mortgage Corp.  D/B/As:
NY Finest Funding
United Faith Mortgage
30011 Ivy Glenn Drive, Suite 218, Laguna Niguel, CA 92677
Effective Date: January 22, 2020


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

January 29, 2020 (BR-MBD)
Lenderlive Network, LLC   D/B/A LL Network
999 Tech Row, Suite 200, Madison Heights, MI 48071
Effective Date: January 22, 2020


Certificate to engage in the business of a Mortgage Loan Servicer Branch surrendered:

January 27, 2020 (MLS-MBD)
Bayview Loan Servicing, LLC
7300 Corporate Center Drive, Ste. 404, Miami, FL 33126
Effective Date: January 17, 2020

January 29, 2020 (BR-MBD)
Gerald A. Polak D/B/A Saturn Mortgage
From: 222 Sheffield Avenue, West Babylon, NY 11704
To: 260 Montauk Hwy, Suite 13, Bay Shore, NY 11706

January 29, 2020 (BR-MBD)
Ryming Funding Corporation
From: 3602 East Tremont Avenue, Bronx, NY 10465
To: 15-90 208th Place, Bayside, NY 11360


Mortgage Banker Branch License Address Changes:

January 24, 2020 (MB-MBD)
NJ Lenders Corp.   D/B/As:
Home Owners Mortgage Express
Silver Bay Lending
From: 21 Franklin Turnpike, Suite 2117(C5), Mahwah, NJ 07430
To: 455 Central Park Avenue, Suite 206A, Scarsdale, NY 10583

January 24, 2020 (MB-MBD)
Freedom Mortgage Corporation
From: 6800 Southpoint Parkway, Suites 300, 400 & 500, Jacksonville, FL 32216
To: 6800 Southpoint Parkway, Suites 300 & 400, Jacksonville, FL 32216

January 24, 2020 (MB-MBD)
CMG Mortgage, Inc.
From: 8502 East Princess Drive, Suite 100, Scottsdale, AZ 85255
To: 8502 East Princess Drive, Suite 260, Scottsdale, AZ 85255

January 24, 2020 (MB-MBD)
CMG Mortgage, Inc.
From: 8650 Freeport Parkway, Suite 150, Irving, TX 75063
To: 1320 Greenway Drive, Suite 170, Irving, TX 75038

January 29, 2020 (MB-MBD)
US Mortgage Corporation
From: 106 Crystal Brook Hollow Road, Suite 6, Mount Sinai, NY 11766
To: 620 Route 25A, Suite C, Mount Sinai, NY 11766

January 29, 2020 (MB-MBD)
loanDepot.com, LLC   D/B/As:
LDWholesale
loanDepot
From: 135 West 50th Street, 18th Floor, New York, NY 10022
To: 1350 Avenue of the Americas, Suite 1702, New York, NY 10019  


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

DATE OF APPROVAL NMLS ID NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY
January 28, 2020 37380 Francis Arbolente Dompor Clifton New Jersey The New Vision Mortgage, LLC
January 28, 2020 108110 Bhom P. Banta Stamford Connecticut SI Mortgage Company, Inc.
January 28, 2020 1433137 Paul R. Gertelman Flushing New York Cardinal Financial Company, LP
January 28, 2020 1438387 Diana Carolina Ospina Middle Village New York Finance of America Mortgage LLC
January 28, 2020 1496814 Kendra Jo Lamanna Charlotte North Carolina Cardinal Financial Company, LP

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS ID NO. NAME OF APPLICANT CITY STATE
January 23, 2020 781623 Elizabeth Ann Ciccone Port Monmouth New Jersey
January 23, 2020 1473184 Nia Nakita Rodney Windsor Mill Maryland
January 23, 2020 1891308 Shakara Elaine Greer The Colony Texas
January 28, 2020 1515975 Thomas Michael Crowder Lone Tree Colorado