Weekly Banking Bulletin

December 6, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

November 27, 2019 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556
EMPIRE NATIONAL BANK
1707 Veterans Highway, Islandia, NY 11749

Application, pursuant to Section 136 of the New York Banking Law, for Empire National Bank to merge with and into Flushing Bank, under the name Flushing Bank, received.

The comment period expires on January 6, 2020.


November 29, 2019 (MI-CRB)
FIRST REPUBLIC BANK
111 Pine Street, San Francisco, CA 94111

Application dated November 25, 2019, for permission to open and occupy a branch office at 21 Penn Plaza, 368 Ninth Avenue, Borough of Manhattan, City of New York 10001, received.


November 29, 2019 (MI-CRB)
FIRST REPUBLIC BANK
111 Pine Street, San Francisco, CA 94111

Application dated November 25, 2019, for permission to open and occupy a branch office at One Grand Central Place, 60 East 42nd Street, Borough of Manhattan, City of New York 10165, received.


December 2, 2019 (CC-LFS)
UNIVERSAL CHECK CASHING CORP.
306b North Main Street, Hillcrest, Rockland, New York, 10977

Notification was received for the surrender of license for location at 310 North Main Street #16, Spring Valley, New York 10977.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


December 4, 2019 (SB-CRB)
PIONEER BANK
652 Albany Shaker Road, Albany, NY 12211

Application dated December 3, 2019, for permission to change the location of branch office from 1761 Central Avenue, Colonie, Albany County, New York 12205 to 1770 Central Avenue, Colonie, Albany County, New York 12205, received.


December 5, 2019 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Application dated December 4, 2019, for permission to open and occupy a branch office at 121 West Trade Street, Suite 1150, Charlotte, Mecklenburg County, North Carolina 28202, received.

(The branch will conduct permissible branch activities except for teller services - no acceptance or withdrawal of cash or negotiable instruments.  Branch services will be available by appointment only.)


Application to establish a Mortgage Banker's Branch received for examination:

December 3, 2019 (MB-MBD)
Full Service Branch
Draper and Kramer Mortgage Corp.
333 Route 46 West, Suite 104, Mountain Lakes, NJ 07046

December 3, 2019 (MB-MBD)
Full Service Branch
Draper and Kramer Mortgage Corp.
150 Emmons Street, Suite 3-5, Franklin, MA 02038


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

December 2, 2019 (MB-MBD)
Applicant(s)
PDL Community Bancorp
Ponce Bank Mutual Holding Company
Steven A Tsavaris
Carlos P Naudon
To acquire interest in:
Mortgage World Bankers, Inc.
32-75 Steinway Street, Suite 212, Astoria, NY 11103


Mortgage Broker Certificate Name Change Received:

December 4, 2019 (BR-MBD)
From: Gilman Ciocia, Inc.
To: NTFS Capital


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS NO. NAME OF APPLICANT CITY STATE
March 5, 2019 1515975 Thomas Michael Crowder Lone Tree Colorado
August 8, 2019 1503284 Joel Friedman Monroe New York
August 21, 2019 1746540 Lazer Sofer Monroe New York
August 22, 2019 1859220 Yakov Jacobs Spring Valley New York
August 27, 2019 1856154 Mohamad Mahmoud Srour Dearborn Michigan
September 19, 2019 1573898 Edward Jett Bryn Athyn Pennsylvania
September 23, 2019 204871 Timothy Charles Sobanko Wayne New Jersey
September 24, 2019 808033 David Stanton Fernandes Costa Mesa California
September 24, 2019 1890932 Grecia Raquel Lobato New York New York
October 4, 2019 1895264 Robert Christopher Rusche Smithtown New York
October 9, 2019 1888512 Jose Enrique Ortega Robles Orlando Florida
October 17, 2019 1522682 Hernando Sanabria Lake Worth Florida
October 17, 2019 1842686 Steven Hoyos Elmhurst New York
October 22, 2019 67992 Isabella A. Giordano Lynbrook New York
November 8, 2019 1788129 Andrew Riccadonna Bellmore New York
November 13, 2019 525281 Sandra Y. Salguero Highland Mills New York
November 13, 2019 979638 Katherine Parache West Hempstead New York
November 15, 2019 1787611 Alex Cilen Lindenhurst New York
November 19, 2019 376123 Alfred Alfonza Spencer Garden City Michigan
November 19, 2019 1333795 Corinne Marie Walker Royal Oak Michigan
November 19, 2019 1615285 David Lyle Day Royal Oak Michigan
November 19, 2019 1812058 Kapil Vanamala Columbia Missouri
November 19, 2019 1866699 Cody Michael Rauh Hazel Park Michigan
November 19, 2019 1877752 Francis Daniel Kruse Tempe Arizona
November 19, 2019 1877847 Fardushi Sultana Hamtramck Michigan
November 22, 2019 8416 Marc Harris Ortsman Holbrook New York
November 22, 2019 604556 Jennifer Dam Santa Ana California
November 22, 2019 1699522 Maya Kali Hadley Dallas Texas
November 25, 2019 1906272 Culus Ellerton Williams Aubrey Texas
November 25, 2019 1906475 Rogelio Bucio Dallas Texas

SECTION II
November 25, 2019 (LL-LFS)
FUNDATION GROUP LLC 
11501 Sunset Hills Road - Suite 100, Reston, Fairfax, Virginia, 20190   
License was issued to reflect the change of location from 9 East 37th Street, 2nd Floor, New York, New York 10016 to 3 West 35th Street, 10th Floor, New York, New York 10001. 
In connection with the above license issuance, the original license was surrendered.


December 3, 2019 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354

Approval given to change the designation of principal office located at 136-65 Roosevelt Avenue, Flushing, Borough of Queens, City of New York 11354 to that of branch office, and of branch office located at 102 Duffy Avenue, Hicksville, Town of Oyster Bay, Nassau County, New York 11801 to that of principal office. 


December 6, 2019 (MT-LFS)
AFRICA REMITTANCE COMPANY, LLC D/B/A/ SIKACASH
2828 John F Kennedy Blvd. Suite 203, Jersey City, NJ 07306

Application approved for the redistribution of the licensee’s outstanding stock as follows: Kadiatou Diallo (29%), Adama Barry (29%), Nana Dankwa (9%), Frederick Biga (9%), Charles Yawson (9%), Mamadou Diallo (8%), and Ibrahima Diallo (7%).


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

December 4, 2019 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
575 Underhill Blvd, Ste 214, Syosset, NY 11791


Certificate issued to engage in the business as a Mortgage Loan Servicer Branch under Article 12-D of the New York Banking Law:

December 4, 2019 (MS-MBD)
Full Service Branch
Provident Funding Associates, L.P.  D/B/A Provident Funding
221 North LaSalle Street, Suite 1030, Chicago, IL 60601


Mortgage Broker Certificate Address Changes:

December 4, 2019 (BR-MBD)
Arcus Lending Inc D/B/A Arcus Mortgage
From: 4340 Stevens Creek Blvd, Suite 270, San Jose, CA 95129
To: 1245 S. Winchester Blvd., Suite 209, San Jose, CA 95128


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS NO. NAME OF APPLICANT CITY STATE
November 22, 2019 4391 David Brian Oldfield Horseheads New York
November 22, 2019 8251 Jewel Crivelli Brooklyn New York
November 22, 2019 29653 Gary Hosking Brentwood New York
November 22, 2019 37462 Nathaniel Cole Pratt Patchogue New York
November 22, 2019 147131 Michael Joseph Weindel Sicklerville New Jersey
November 22, 2019 179775 Tommy Lloyd Potts Encinitas California
November 22, 2019 287750 Phillip Charles Broshear San Diego California
November 22, 2019 376275 Savy Voeun Garden Grove California
November 22, 2019 422759 Joseph P. Carrello Hampton Bays New York
November 22, 2019 555294 Kerry Sisson Sound Beach New York
November 22, 2019 697202 Randall Charles Oestreich Warminster Pennsylvania
November 22, 2019 847254 Carl Anthony Gradney Dallas Texas
November 22, 2019 893381 Daniel Bryan Curtis Temecula California
November 22, 2019 905792 Gino Goven Fagnilli Carnegie Pennsylvania
November 22, 2019 1006492 Andrew Ben Kiperman Roslyn Heights New York
November 22, 2019 1042758 Rebecca Marie Baughman Reno Nevada
November 22, 2019 1201224 Henry Clay Smith San Diego California
November 22, 2019 1256920 Steven Akbar Tono Lake Forest California
November 22, 2019 1349375 Kelly E. Jones Springfield Gardens New York
November 22, 2019 1411155 Omar Alexander Bahour El Cajon California
November 22, 2019 1450321 Kerry Wayne Lucas Jacksonville Florida
November 22, 2019 1601260 Samuel Raymond Wlodarski San Diego California
November 22, 2019 1685060 Eric Lewis Jones Macungie Pennsylvania
November 22, 2019 1733061 Stanley Shtayner Highland Park Illinois
November 22, 2019 1751864 Ryan Matthew Calo Pepper Pike Ohio
November 22, 2019 1794467 Chelsea Marie Overton Detroit Michigan
November 22, 2019 1813395 Benjamin Lawrence Madama North Olmsted Ohio
November 22, 2019 1830569 Umema Unar Syed McKinney Texas
November 22, 2019 1840697 Lane Scott Lewis Carrollton Texas
November 22, 2019 1840703 Sandra Mary Jackson Corinth Texas
November 22, 2019 1856276 Matthew Steven Fisher Reisterstown Maryland
November 22, 2019 1859571 Megan Elizabeth Beighley Coughlin Tempe Arizona
November 22, 2019 1859578 Christina Michelle Roe San Tan Valley Arizona
November 22, 2019 1859579 Martin Christopher Bielesch Chandler Arizona
November 22, 2019 1859583 Tonya Renee James Chandler Arizona
November 22, 2019 1866832 John Joseph Kiss Highland Heights Ohio
November 26, 2019 692020 Raymond Justin Jones San Diego California
November 26, 2019 1387938 Manuel Sedano Sanchez Orange California
November 26, 2019 1483186 Candace R. Baima Concord California
November 26, 2019 1530945 Margot Ettedgui Los Angeles California
November 26, 2019 1541545 Filza Satti Frisco Texas
November 27, 2019 1002618 Gustavo A. Sandoval Great Neck New York
November 27, 2019 1472322 Jimmy Pierre Ceus Lake Worth Florida
November 27, 2019 1891318 Alex Jerome Watkins Irving Texas