Weekly Banking Bulletin

November 22, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

November 14, 2019 (TR-CM)
FIDELITY DIGITAL ASSET SERVICES, LLC (TR-CM)
640 Fifth Avenue, 5th Floor, New York, New York 10019

Application pursuant to Section 601 of the Banking Law, for Fidelity Digital Asset Services, LLC, a Delaware limited liability company, to merge with and into Fidelity Digital Asset Services, LLC (in organization), under the name Fidelity Digital Asset Services, received.


October 3, 2019 (PF-LFS)
AFCO CREDIT CORPORATION
1133 Avenue of the Americas, Suite 2735-39, New York, New York 10036

An application was received for the relocation of a branch office, as follows:

From:  8885 Rio San Diego Drive, Suite 347, San Diego, CA 92108
To:  750 B Street, Suite 2400, San Diego, CA 92101-2476


November 14, 2019 (TR-CRB)
BNB BANK
2200 Montauk Highway, Bridgehampton, NY 11932

Notice of intention to close branch office at 55 Main Street, East Hampton, Suffolk County, New York 11937, received.

The comment period on this notice will expire December 23, 2019.


November 14, 2019 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354

Application dated November 14, 2019, for permission to change the designation of principal office located at 136-65 Roosevelt Avenue, Flushing, Borough of Queens, City of New York 11354 to that of branch office, and of branch office located at 102 Duffy Avenue, Hicksville, Town of Oyster Bay, Nassau County, New York 11801 to that of principal office, received.


November 22, 2019 (MT-LFS)
DELTADX PURCHASER, INC.
701 Highlander Boulevard, Suite 300, Arlington, TX, 76015

Application was received for a change of control whereby DeltaDx Purchaser, Inc. will acquire 100% of Money Transfer Acquisitions, Inc., the immediate parent company of DOLEX DOLLAR EXPRESS, INC. located at 701 Highlander Blvd., Suite 300 Arlington, TX 76015.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination.

November 18, 2019 (BR-MBD)
Applicant(s)
Shaheen David Tehrany
As: Madison Mortgage Services Inc.
33 North Central Avenue, 1st Floor Office, Valley Stream, NY 11580


Application to establish a Mortgage Loan Servicer’s Branch received for examination:

November 18, 2019 (MS-MBD)
Full-Service Branch
Provident Funding Associates, L.P.  D/B/A Provident Funding
221 North LaSalle Street, Suite 1030, Chicago, IL 60601


Application to establish a Mortgage Banker's Branch received for examination, corrected to read as follows:

From:
October 28, 2019 (MB-MBD)
Full Service Branch
Finance of America Mortgage LLC
14726 Ramona Avenue, Suite 300, Chino, CA 91710

To:
October 28, 2019 (MB-MBD)
Full-Service Branch
Finance of America Mortgage LLC
15345 Fairfield Ranch Rd., Ste. 160, Chino Hills, CA 91709


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS NO. NAME OF APPLICANT CITY STATE
August 12, 2019 1435098 Nicholas Basil Imbimbo Sand Springs Oklahoma
August 22, 2019 1863646 Brian Timothy Hasbrouck Greenvale New York
August 28, 2019 1862597 Wilson Garcia Bronx New York
September 9, 2019 50515 Jonathan Marc Yenesel Lake Hopatcong New Jersey
September 17, 2019 1871086 Michael Andrew Winters Reno Nevada
September 23, 2019 1847800 Shiyang Paskowitz Chappaqua New York
October 1, 2019 60594 Tamara G. Barrett Hadley New York
October 1, 2019 1694452 Payton Matthew Robles Plano Texas
October 9, 2019 1682618 Joseph Michael Rosati Lockport New York
October 14, 2019 1139339 Angelica Wardle Simmons Van Nuys California
October 17, 2019 6171 George Harold Kidney Charlotte North Carolina
October 17, 2019 137582 Megan Lucas Erickson Mount Holly North Carolina
October 17, 2019 418795 Ryan Barry Philip Bloomfield New Jersey
October 17, 2019 853162 Robert Chad Spradling Porter Texas
October 17, 2019 1098567 Kenneth F. Sawan Marlboro New Jersey
October 17, 2019 1215606 Jerald Alan Auippa Cypress Texas
October 17, 2019 1416759 Saher Bawany Spring Texas
October 17, 2019 1454065 Michael Fredrick Frey Conroe Texas
October 17, 2019 1891872 Robert James Sinkowitz Shirley New York
October 21, 2019 106995 Joseph William Ioppolo Matthews North Carolina
October 30, 2019 1793199 Jose Luis Velez Fort Mill South Carolina
October 31, 2019 12975 Peter Edward Traum Morris Plains New Jersey
November 6, 2019 60629 Arash Mobasher Sterling Virginia
November 6, 2019 1473184 Nia Nakita Rodney Windsor Mill Maryland
November 6, 2019 1780753 Zalmen Farkas Monroe New York
November 6, 2019 1889710 Keith Richard Rowe Royal Oak Michigan
November 6, 2019 1889841 Lonnie Kevin Orr Detroit Michigan
November 6, 2019 1889899 Ryan Clay Lewis Lapeer Michigan
November 6, 2019 1890153 Makayla Noel Shippy White Lake Michigan
November 6, 2019 1895253 Caitlyn Erin Henry Jefferson City Missouri
November 7, 2019 1230865 Gustavo Daniel Branda Columbia Missouri
November 7, 2019 1780744 Aaron M. Weinberger Monroe New York
November 7, 2019 1882020 James Paul Barton Columbia Missouri
November 7, 2019 1884776 Hannah Marie Liebhart Columbia Missouri
November 7, 2019 1884788 Shane Michael King O'Fallon Missouri
November 7, 2019 1884789 Dezmond Raymel Perkins Columbia Missouri
November 7, 2019 1891929 Colten Lee Crowder Columbia Missouri
November 8, 2019 1862356 Autumn Lacy Bryan Columbia Missouri
November 11, 2019 1904424 David Christopher Popham Rochester New York
November 14, 2019 1402677 Andrew Jared Lesher Mesa Arizona
November 14, 2019 1570908 Douglas William O'Neill Scottsdale Arizona
November 14, 2019 1877865 Kenneth Lynial Walker Detroit Michigan
November 14, 2019 1877868 Carl Arthur Wauer Ypsilanti Michigan
November 14, 2019 1889720 CorSean Tre Woodard Pontiac Michigan
November 14, 2019 1889808 Onya Lou Sterling Madison Heights Michigan
November 14, 2019 1889816 Kerry Sean Palmer Detroit Michigan
November 14, 2019 1889872 Robert Henry Wooldridge Detroit Michigan
November 14, 2019 1889918 Christian James Sinistaj Brownstown Charter Township Michigan
November 14, 2019 1889958 Stephen John Ulrey Birmingham Michigan
November 14, 2019 1911724 James Allen Blackard Mexico Missouri
November 15, 2019 977799 George Edward Massey East Meadow New York

 


SECTION II

November 6, 2019 (TR-CM)
FIDELITY DIGITAL ASSET SERVICES, LLC (TR-CM)
640 Fifth Avenue, 5th Floor, New York, New York 10019

Articles of Organization approved and filed.


November 6, 2019, (TR-CM)
FIDELITY DIGITAL ASSET SERVICES, LLC (TR-CM)
640 Fifth Avenue, 5th Floor, New York, New York 10019

Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law approved.


November 15, 2019 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354

Authorization granting permission to open and occupy a branch office at 4055 Merrick Road, Seaford, Nassau County, NY 11783, surrendered for cancellation.

Office discontinued as of November 1, 2019.


November 15, 2019 (TR-CM)
FIDELITY DIGITAL ASSET SERVICES, LLC (DE) (TR-CM)
640 Fifth Avenue, 5th Floor, New York, New York 10019
FIDELITY DIGITAL ASSET SERVICES, LLC (NY) (TR-CM)
640 Fifth Avenue, 5th Floor, New York, New York 10019

The Superintendent of Financial Services has filed, pursuant to the provisions of Section 601-b of the Banking Law, as of November 15, 2019, Plan of Merger, dated as of November 14, 2019, and other required documents, providing for the merger of Fidelity Digital Asset Services, LLC with and into Fidelity Digital Asset Services LLC, under the name Fidelity Digital Asset Services, LLC.


November 18, 2019 (TR-CM)
FIDELITY DIGITAL ASSET SERVICES, LLC (TR-CM)
640 Fifth Avenue, 5th Floor, New York, New York 10019

Authorization Certificate issued.


November 18, 2019 (MI-CRB)
BRANCH BANKING AND TRUST COMPANY
200 W 2nd St, Winston Salem, NC 27101

Applicant notified in writing that no objection will be interposed to the establishment of a trust office at 650 5th Avenue, Borough of Manhattan, City of New York 10020.


November 19, 2019 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Approval given to change the location of branch office from Two Penn Plaza, 17th Floor, Borough of Manhattan, City of New York 10121 to 1400 Broadway, 26th Floor, Borough of Manhattan, City of New York 10018, on or after November 20, 2019.


November 19, 2019 (BK-CEU)
BANK OF AKRON
46 Main Street, Akron, NY  14001

Application pursuant to Section 96-d of the Banking Law, for the designation of the Town of Wilson (Niagara County), as a Banking Development District, was approved by the Superintendent.  The co-applicant is the Town of Wilson.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

November 18, 2019 (MB-MBD)
Better Mortgage Corporation
7 World Trade Center, 250 Greenwich Street, 36th Floor, New York, NY 10006

November 18, 2019 (MB-MBD)
Draper and Kramer Mortgage Corp.
1431 Opus Place, Suite 200, Downers Grove, IL 60515-1164


Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:

November 18, 2019 (BR-MBD)
J J A X MORTGAGE CORP
6750 N. Andrews Avenue, Suite 200, Ft. Lauderdale, FL 33309


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

November 18, 2019 (MB-MBD)
Full Service Branch
loanDepot.com, LLC   D/B/As:
LDWholesale
loanDepot
21 Old Main Street, Suite 203, Fishkill, NY 12524

November 18, 2019 (MB-MBD)
Full-Service Branch
Guaranteed Rate, Inc.
886 Columbia St., Suite 101, Hudson, NY 12534

November 18, 2019 (MB-MBD)
Full-Service Branch
Finance of America Mortgage LLC
15345 Fairfield Ranch Rd., Ste. 160, Chino Hills, CA 91709

November 18, 2019 (MB-MBD)
Full-Service Branch
Fairway Independent Mortgage Corporation
1640 Post Rd, Fairfield, CT 06824

November 18, 2019 (MB-MBD)
Full-Service Branch
American Financial Network, Inc.
431 Conklin St, Office 3, Farmingdale, NY 11735

November 18, 2019 (MB-MBD)
Full-Service Branch
Lakeview Mortgage Bankers Corp.
121 Church Street, Freeport, NY 11520

November 18, 2019 (MB-MBD)
Full-Service Branch
Homestead Funding Corp.
8502 Seneca Turnpike, New Hartford, NY 13413


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

November 18, 2019 (BR-MBD)
Full-Service Branch
A.S.A.P. Mortgage Corp.
1965 Williamsbridge Road, Suite 1, Bronx, NY 10461


License to engage in the business of a Mortgage Banker Branch surrendered:

November 18, 2019 (MB-MBD)
United Northern Mortgage Bankers Limited D/B/As:
Senior Security Advisors
Senior Security Home Advantage
630 Boulevard, Suite #201, Elmwood Park, NJ 07407
Effective Date: November 14, 2019

November 20, 2019 (MB-MBD)
Caliber Home Loans, Inc.
8 Southwood’s Boulevard, Suite 215, Albany, NY 12211
Effective Date: November 15, 2019

November 20, 2019 (MB-MBD)
Greenway Mortgage Funding Corp.
204 Route 71, Unit #C-1, Spring Lake Heights, NJ 07762
Effective Date: November 18, 2019


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

 

November 20, 2019 (BR-MBD)
Landmark Funding Group Inc.
4502 17th Avenue, 1st Floor, Brooklyn, NY 11204
Effective Date: November 14, 2019


Mortgage Banker Branch License Address Changes:

 

November 18, 2019 (MB-MBD)
Equity Prime Mortgage LLC
From: 3191 Maguire Boulevard, Ste 190, Orlando, FL 32803
To: 2290 Lucien Way, Ste 250, Maitland, FL 32751


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law

DATE OF APPROVAL NMLS NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY
November 14, 2019 32935 Stephen Francis Moorhouse Randolph New Jersey Reverse Mortgage Funding LLC
November 14, 2019 58148 Ezra M. Tawil Brooklyn New York FM Home Loans, LLC
November 14, 2019 263128 Jacob Joseph Siegel Willoughby Ohio Quicken Loans Inc.
November 14, 2019 485917 Vanessa White Bergenfield New Jersey Reverse Mortgage Funding LLC
November 14, 2019 954708 Zachary Michael Luppes San Diego California Freedom Mortgage Corporation
November 14, 2019 1617561 Jacob Allen Reistroffer Cleveland Ohio Quicken Loans Inc.
November 14, 2019 1637314 Conor Christian Judge Lakewood Ohio Quicken Loans Inc.
November 14, 2019 1662931 Domenika Tarazhi Sterling Heights Michigan Quicken Loans Inc.
November 14, 2019 1729153 Dekisha Kivonne Tutt Arlington Texas Nationstar Mortgage LLC
November 14, 2019 1738622 Zachary Abecassis New York New York FM Home Loans, LLC
November 14, 2019 1766338 Junaid Masood Choudhary Smithtown New York Freedom Mortgage Corporation
November 14, 2019 1794543 Davon Lorenzo Groce Southgate Michigan Quicken Loans Inc.
November 14, 2019 1812818 Brennan Storm Fellows North Richlands Hills Texas Nationstar Mortgage LLC
November 14, 2019 1830566 Melony Lashon Williams Grand Prairie Texas Nationstar Mortgage LLC
November 14, 2019 1835562 Jamese Moore-Morgan Eastpointe Michigan Quicken Loans Inc.
November 14, 2019 1845025 Aaron Michael Cox Macomb Michigan Quicken Loans Inc.
November 14, 2019 1845426 Steven Daniel Fohey Wixom Michigan Quicken Loans Inc.
November 14, 2019 1845465 Matthew Andrew Pellerito Macomb Michigan Quicken Loans Inc.
November 14, 2019 1845471 Marco Pascual Garcia St. Clair Shores Michigan Quicken Loans Inc.
November 14, 2019 1845569 Robert Gonzalez Ramos Phoenix Arizona Quicken Loans Inc.
November 14, 2019 1853412 Kyala Willie Chandler Arizona Nationstar Mortgage LLC
November 14, 2019 1855466 Zacariah Shields Appleby Cleveland Ohio Quicken Loans Inc.
November 14, 2019 1855498 Margaret Katherine Milford Westlake Ohio Quicken Loans Inc.
November 14, 2019 1855591 Diane Michelle Wilkoff Lyndhurst Ohio Quicken Loans Inc.
November 14, 2019 1863228 Marshon Fairley Lewisville Texas Nationstar Mortgage LLC
November 14, 2019 1863959 Robert Cole Roberts Southlake Texas Nationstar Mortgage LLC
November 14, 2019 1866516 Katherine Ann Atkins Twinsburg Ohio Quicken Loans Inc.
November 14, 2019 1866786 Jacob Allan Dubravetz Cleveland Ohio Quicken Loans Inc.
November 14, 2019 1866789 Abdallah Bilal Mroue Dearborn Heights Michigan Quicken Loans Inc.
November 14, 2019 1866826 David Alan Holbrook Cleveland Ohio Quicken Loans Inc.
November 14, 2019 1866889 Thomas Michael McGeary South Euclid Ohio Quicken Loans Inc.
November 14, 2019 1867171 Julie Christine Zalar Fairport Harbor Ohio Quicken Loans Inc.
November 14, 2019 1869080 Alexander Michael Graf Tempe Arizona Nationstar Mortgage LLC
November 14, 2019 1876941 Ayana Naomi Scott Fort Worth Texas Nationstar Mortgage LLC
November 19, 2019 11400 Paul Jerome Lueken Chicago Illinois Draper and Kramer Mortgage Corp.
November 19, 2019 180645 Louis Julmis Plantation Florida J J A X Mortgage Corp.
November 19, 2019 1369163 Jerome John Selitto New York New York Better Mortgage Corporation

 


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS NO. NAME OF APPLICANT CITY STATE
November 6, 2019 7711 Kenneth Gerald Craynon Naples Florida
November 6, 2019 162376 Michael Domico San Diego California
November 6, 2019 173054 Tracey Lynne Lynde San Diego California
November 6, 2019 1066158 Gina Marie Hoffman Phoenix Arizona
November 6, 2019 1815377 Marcus Anthony Bodzioch Pittsburgh Pennsylvania
November 6, 2019 1866818 Peter Douglas Glowe Lakewood Ohio
November 6, 2019 1866954 Madeleine Rose Rhoads Warren Ohio
November 15, 2019 190234 Steven Matthew Mocciaro Laguna Hills California
November 15, 2019 371085 Miguel Antonio Narvaez Las Vegas Nevada
November 18, 2019 321123 James Daniel Schreffler Warminster Pennsylvania
November 18, 2019 417868 John Clinton Mauk Alexandria Virginia