Weekly Banking Bulletin

July 19, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

 

July 8, 2019 (MI-CRB)
NORTHWEST BANK
Liberty Street at Second Avenue, Warren, PA 16365

Application dated June 26, 2019, for permission to change the location of branch office from 275 Meadow Drive, North Tonawanda, Niagara County, NY 14120 to 1035 Payne Avenue, North Tonawanda, Niagara County, NY 14120, received.


July 9, 2019 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ, 07078

Application dated July 8, 2019, for permission to open and occupy a branch office at 236 Broadway, Borough of Brooklyn, City of New York 11211, received.


July 15, 2019 (BK-CRB)
METROPOLITAN COMMERCIAL BANK
99 Park Avenue, 4th Floor, New York, NY 10016

Application dated June 17, 2019, for permission to change the location of principal office from 99 Park Avenue, 4th Floor, Borough of Manhattan, City of New York 10016 to 99 Park Avenue, 12th Floor, Borough of Manhattan, City of New York 10016, received.


July 17, 2019
FIDELITY DIGITAL ASSET SERVICES, LLC (TR-CM)
640 Fifth Avenue, 5th Floor, New York, New York 10019.

Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law, received.


July 17, 2019
FIDELITY DIGITAL ASSET SERVICES, LLC (TR-CM)
640 Fifth Avenue, 5th Floor, New York, New York 10019

Articles of Organization received.

ORGANIZERS:

Thomas Jessop

Garden City, NY

Michael Wilens

Westport, CT

Charles Senatore

Boston, MA

Chad Renfro

Waxahachie, TX

Michael O’Reilly

Marshfield, MA


Application to establish a Mortgage Banker's Branch received for examination:

July 12, 2019 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
112-41 Queens Boulevard, Suite A, Forest Hills, NY 11375

July 12, 2019 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
2000 Ponce De Leon Boulevard, Suite 103, Coral Gables, FL 33134

July 12, 2019 (MB-MBD)
Full Service Branch
Caliber Home Loans, Inc.
121 Calhoun Street, Suite 100, Charleston, SC 29401

July 15, 2019 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
68 Discovery, Irvine, CA 92618

July 17, 2019 (MB-MBD)
Full Service Branch
Everett Financial, Inc. D/B/A Supreme Lending
5385 Main Street, Suite 1, Williamsville, NY 14221


Application to establish a Mortgage Broker's Branch received for examination:

July 16, 2019 (BR-MBD)
Full Service Branch
Platinum Mortgage Inc.
50 U.S. Highway 9, Suite #305, Morganville, NJ 077515


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION

 

NMLS NO.

 

NAME OF APPLICANT

 

CITY

 

STATE

 

December 11, 2018

1516066

Clifford Pierre

North Baldwin

New York

April 3, 2019

121022

Michael Angelo Attina

Freeport

New York

May 24, 2019

522992

Marti Kane Tromley

El Cajon

California

May 29, 2019

392228

Donna Jean Brammer

Katy

Texas

June 3, 2019

409766

Laura Wei

Little Neck

New York

June 4, 2019

1761260

Jordan Issac Ades

New York

New York

June 10, 2019

1707089

Paola Chavarriaga Munoz

Elizabeth

New Jersey

June 12, 2019

75391

James A. Viotto

Morris township

New Jersey

June 14, 2019

248546

Mark O. O'Sullivan

Randolph

New Jersey

June 14, 2019

491478

Catherine R. Strader

Henrietta

New York

June 17, 2019

1814850

Jeffrey Allen Landers

Palm Beach Gardens

Florida

June 24, 2019

149098

Masood Ahmad Malik

Valley Stream

New York

June 26, 2019

833025

Jun Ren

Flushing

New York

June 26, 2019

1858569

Joshua John Gaskins

Columbia

Missouri

June 27, 2019

1845025

Aaron Michael Cox

Macomb

Michigan

June 27, 2019

1845477

Crystal Rose Williams

Belleville

Michigan

June 27, 2019

1855448

Ayeh Klait

Dearborn

Michigan

June 27, 2019

1855468

Danielle Lee Martinez

Dearborn

Michigan

June 27, 2019

1855484

Calvin E'Jon Moore

Roseville

Michigan

June 27, 2019

1855607

Hector Uriel Galvan-Rivas

Detroit

Michigan

June 27, 2019

1855752

Destiny Perez-Dejesus

Ferndale

Michigan

June 27, 2019

1855757

Kyle Joseph Perkins

Allen Park

Michigan

June 27, 2019

1855765

Ryan Paul Russell

Redford

Michigan

June 27, 2019

1855769

Jeffrey Sander

Troy

Michigan

June 28, 2019

1763136

Sydney Terese Boucher

West Bloomfield

Michigan

June 28, 2019

1763608

Zionis Xhoga

Sterling Heights

Michigan

June 28, 2019

1771440

Hunter Matthew Shreves

Troy

Michigan

June 28, 2019

1840707

Dewayne Clayton Barbee

Carrollton

Texas

June 28, 2019

1855438

Kendra Karson

Washington

Michigan

July 2, 2019

1504528

Michael Shawn Nguyen

Fate

Texas

July 2, 2019

1698837

Rick Guillermo Chung

Fullerton

California

July 3, 2019

1845465

Matthew Andrew Pellerito

Macomb

Michigan

July 3, 2019

1853581

Celina Marie Shepherd

Phoenix

Arizona

July 3, 2019

1853723

Alexis Irene Sichmeller

Gilbert

Arizona

July 5, 2019

301253

Eric L. Rosemary

Delray Beach

Florida

July 5, 2019

1854228

Daniel Molina Vazquez

Mesa

Arizona

July 5, 2019

1859623

Juan Ospina

Middle Village

New York

July 9, 2019

1431959

Eric Brian Spring

Westville

New Jersey

July 15, 2019

977140

Anna Maria Martinez

San Diego

California

July 15, 2019

1591354

Linda Kim Loan Nguyen

Huntington Beach

California


SECTION II

July 11, 2019 (BK-CRB)
HANOVER ACQUISITION BANK
80 East Jericho Turnpike, Mineola, NY 11501

Authorization Certificate issued.

Capital Stock $5,000


July 16, 2019 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization issued to open and occupy a branch office at 300 East Pratt Street, Baltimore (independent city), Maryland 21202 for the limited purpose of opening accounts, on or after July 17, 2019.

(This branch is to be in operation for approximately a two-week time period.)


July 17, 2019 (MI-CRB)
KEARNY BANK
614 Kearny Avenue, Kearny, NJ 07032

Approval given to change the location of branch office from 689 Fifth Avenue, Borough of Brooklyn, City of New York 11215 to 478 Fifth Avenue, Borough of Brooklyn, City of New York 11215, on or after July 18, 2019.


July 15, 2019
PIONEER INTERIM BANK I (SB-CRB)
652 Albany Shaker Road, Albany, New York 12211

Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law, approved.

Pioneer Interim Bank I is being organized as a wholly-owned subsidiary of Pioneer Savings Bank, as part of the reorganization of Pioneer Savings Bank into a two-tier mutual holding company structure. Upon consummation of the reorganization, Pioneer Interim Bank I will become Pioneer Bancorp, MHC, a New York State-chartered mutual holding company.


July 15, 2019
PIONEER INTERIM BANK II (SB-CRB)
652 Albany Shaker Road, Albany, New York 12211

Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law, approved.

Pioneer Interim Bank II is being organized as a wholly-owned subsidiary of Pioneer Interim Bank I, as part of the reorganization of Pioneer Savings Bank into a two-tier mutual holding company structure. Upon consummation of the reorganization, Pioneer Interim Bank II will be merged with and into Pioneer Bank.


July 17, 2019
PIONEER BANK (SB-CRB)
652 Albany Shaker Road, Albany, New York 12211

The “Amended and Restated Organization Certificate of Pioneer Bank under Section 8007 of the Banking Law” providing for the conversion of Pioneer Savings Bank (the “Bank”) from mutual savings bank to stock-form savings bank, approved and filed in the Office of the Superintendent of Financial Services.

The Amended and Restated Organization Certificate reflects:
   (i) the change in the name of the Bank to Pioneer Bank;
   (ii) the authorization of 11,000 shares of capital stock, consisting of 10,000 shares of common stock and 1,000 shares of preferred stock, all with a par value of One Dollar ($1.00) per share;
   (iii) the prohibition of any person from offering to acquire or acquiring beneficial ownership of more than 10% of any class of equity security of the Bank for a period of three (3) years; and
   (iv) the establishment of a liquidation account for the eligible account holders and supplemental eligible account holders of Pioneer Savings Bank.

(This filing was in connection with the reorganization of Pioneer Savings Bank from a mutual savings bank to a two-tier mutual holding company form of organization.)


July 17, 2019
PIONEER BANCORP, MHC (HC-CRB)
652 Albany Shaker Road, Albany, New York 12211

The “Amended and Restated Organization Certificate of Pioneer Bancorp, MHC, under Section 8007 of the Banking Law” was approved and filed in the Office of the Superintendent of Financial Services on July 17, 2019. Pioneer Interim Bank I thereby became Pioneer Bancorp, MHC.

(This filing was in connection with the reorganization of Pioneer Savings Bank from a mutual savings bank to a two-tier mutual holding company form of organization.)


July 17, 2019
PIONEER BANCORP, MHC (HC-CRB)
652 Albany Shaker Road, Albany, New York 12211

Authorization Certificate issued to Pioneer Bancorp, MHC, in connection with the reorganization of Pioneer Savings Bank from a mutual savings bank to a two-tier mutual holding company form of organization. Pioneer Savings Bank converted from a mutual savings bank to a stock-form savings bank and became a wholly-owned subsidiary of Pioneer Bancorp, Inc., a mid-tier holding company, which in turn became a majority-owned subsidiary of Pioneer Bancorp, MHC.


July 17, 2019
PIONEER BANK (SB-CRB)
652 Albany Shaker Road, Albany, New York 12211
PIONEER INTERIM BANK II (SB-CRB)
652 Albany Shaker Road, Albany, New York 12211

The Superintendent of Financial Services has filed, pursuant to the provisions of Section 601-b of the Banking Law, as of 4:00 p.m., July 17, 2019, the Agreement of Merger, dated as of July 17, 2019, and other required documents, providing for the merger of Pioneer Interim Bank II with and into Pioneer Bank, under the name Pioneer Bank.

(The merger was in connection with the reorganization of Pioneer Savings Bank into a two-tier mutual holding company form of organization.)


July 17, 2019
PIONEER BANK (SB-CRB)
652 Albany Shaker Road, Albany, New York 12211
PIONEER BANCORP, INC. (HC-CRB)
652 Albany Shaker Road, Albany, New York 12211
PIONEER BANCORP, MHC (HC-CRB)
652 Albany Shaker Road, Albany, New York 12211

The reorganization of Pioneer Savings Bank from a mutual savings bank to a two-tier mutual holding company form of organization became effective on July 17, 2019.

Pioneer Savings Bank converted from mutual to stock form, under the name Pioneer Bank, and became a wholly-owned subsidiary of Pioneer Bancorp, Inc., which in turn is a majority-owned subsidiary of Pioneer Bancorp, MHC, a New York State-chartered mutual holding company.


License to engage in the business of a Mortgage Banker surrendered:

July 12, 2019 (MB-MBD)
Franklin First Financial, Ltd. D/B/As:
Franklin First Mortgage Bankers
Presidents First Mortgage Bankers
Senior Funding Group
538 Broadhollow Road, Suite 401, Melville, NY 11747
Effective Date: March 13, 2019


Certificate to engage in the business of a Mortgage Broker surrendered:

July 15, 2019 (BR-MBD)
Hong Sheng Service Corp.
17 East Broadway, Suite 505, New York, NY 10002
Effective Date: June 19, 2019


License to engage in the business of a Mortgage Banker Branch surrendered:

July 12, 2019 (MB-MBD)
Franklin First Financial, Ltd. D/B/As:
Franklin First Mortgage Bankers
Presidents First Mortgage Bankers
Senior Funding Group
5406 Avenue N, Ground Floor, Brooklyn, NY 11234
Effective Date: March 13, 2019

July 12, 2019 (MB-MBD)
Franklin First Financial, Ltd. D/B/As:
Franklin First Mortgage Bankers
Presidents First Mortgage Bankers
Senior Funding Group 33-35 North Central Avenue, Ground Floor, Valley Stream, NY 11580-3818
Effective Date: March 13, 2019

July 15, 2019 (MB-MBD)
Intercontinental Capital Group, Inc. D/B/A Fellowship Home Loans
225 Montauk Highway, Suite 117, Moriches, NY 11955
Effective Date: July 8, 2019


Mortgage Banker Branch License Address Changes:

July 15, 2019 (MB-MBD)
Homestead Funding Corp.
From: 5684 Main Street, Williamsville, NY 14221
To: 5888 Main Street, Suite 101, Williamsville, NY 14221

July 15, 2019 (MB-MBD)
Guaranteed Rate, Inc.
From: 264 Riverside Ave, 2nd Floor, Westport, CT 06880
To: 3530 Post Road, Suite 206 B, Southport, CT 06890

July 15, 2019 (MB-MBD)
Carrington Mortgage Services, LLC
From: 8120 Nations Way, Suites #205-#208, Jacksonville, FL 32256
To: 11701-32 San Jose Boulevard, Suite 201, Jacksonville, FL 32223


License to engage in the business of a Mortgage Banker suspended for failure to fully pay its final general assessment bills pursuant to Section 206 of the New York State Financial Services Law.

July 12, 2019 (MB-MBD)
ResMac of New York in lieu of ResMac, Inc. D/B/A LendGenuity
5400 Broken Sound Boulevard NW, Suite #600, Boca Raton, FL 33487
Effective Date: July 12, 2019

July 12, 2019 (MB-MBD)
Home America Lending Corp. D/B/A Wholesale Direct
20 Oak Street, Patchogue, NY 11772
Effective Date: July 11, 2019


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS NO. NAME OF APPLICANT CITY STATE

July 1, 2019

1034324

Adam Victor Barreto

Lakewood

California

July 1, 2019

1742246

Bennett Thomas Vandertill

Cleveland

Ohio

July 1, 2019

1794508

Justin Joseph Voss

Commerce Township

Michigan

July 1, 2019

1803214

Christopher W. Laham

Rocky River

Ohio

July 1, 2019

1804185

Craig William Brooks

Powell

Ohio

July 1, 2019

1813776

Nakira Cheree Hollis

Detroit

Michigan

July 1, 2019

1824188

Hadeer Hussain Al-Alawi

Dearborn

Michigan

July 1, 2019

1830567

Nicholas Cole Kottwitz

Lewisville

Texas

July 1, 2019

1834874

Daniel William Burau

Royal Oak

Michigan

July 10, 2019

869344

Gregg Michael Acquista

Midlothian

Virginia

July 10, 2019

1441809

Michael James Baranowski

San Diego

California

July 10, 2019

1794647

Bradlee Robert Dennison

New Philadelphia

Ohio

 


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL NMLS NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY

July 12, 2019

36102

Paul Lebowitz

Westport

Connecticut

Westport Mortgage LLC

July 12, 2019

64011

Irene Schatz

Seaford

New York

Jet Direct Funding Corp.

July 12, 2019

141571

Karen Dorothy Jones

Rivervale

New Jersey

East Coast Capital Corp.

July 12, 2019

150066

Christopher Michael Klein

Garden City

New York

CrossCountry Mortgage, Inc.

July 12, 2019

226210

Paul Michael O'Reilly

Valley Stream

New York

Contour Mortgage Corporation

July 12, 2019

272078

Sesinando Cacoilo

Ridgewood

New Jersey

Get A Rate LLC

July 12, 2019

389329

Justin Kyle Vanleuven-Rush

Bluffton

South Carolina

Royal United Mortgage, LLC

July 12, 2019

413767

David Franklin Butynes

Raritan

New Jersey

Heritage Mortgage Banking Corp.

July 12, 2019

488793

Michael Sclafani

Baldwin

New York

American Advisors Group, Inc.

July 12, 2019

646231

John William Watson

Jacksonville

Florida

Carrington Mortgage Services, LLC

July 12, 2019

844202

Laila Hallowanger Smith

Lewisville

Texas

Nationstar Mortgage LLC

July 12, 2019

922359

Jeffrey Carlton Whedbee

Concord

North Carolina

NewRez LLC

July 12, 2019

928038

Michael Anthony Mannone

Columbia

Maryland

NewRez LLC

July 12, 2019

1004406

Frederick Kofi Boadu

Charlotte

North Carolina

NewRez LLC

July 12, 2019

1054302

Marina Borisovna Keselman

Chandler

Arizona

Carrington Mortgage Services, LLC

July 12, 2019

1249529

Fernando Tarani

Bronx

New York

Interstate Home Loan Center, Inc.

July 12, 2019

1332816

Thomas Jason Phillips

Jacksonville

Florida

Carrington Mortgage Services, LLC

July 12, 2019

1503722

James Allen Hancock

Annapolis

Maryland

NewRez LLC

July 12, 2019

1518573

John Anthony Guerriero

Owings Mills

Maryland

Carrington Mortgage Services, LLC

July 12, 2019

1522661

Carmen D. Sagastegui-Vizcardo

Boca Raton

Florida

PHH Mortgage Corporation

July 12, 2019

1547548

Timothy J. Courtney

Miller Place

New York

Advisors Mortgage Group, LLC

July 12, 2019

1552227

Erica Marie Marracco

Madison Heights

Michigan

Quicken Loans Inc.

July 12, 2019

1630528

Vincent George Doucette

Brightwaters

New York

Intercontinental Capital Group, Inc.

July 12, 2019

1656895

David B. Siegel

Berkeley Heights

New Jersey

American Millenium Company, LLC

July 12, 2019

1675498

Anne C. Ryoo

Ridgewood

New Jersey

Fairway Independent Mortgage Corporation

July 12, 2019

1675788

Yesica L. Baez

Bronx

New York

Jet Direct Funding Corp.

July 12, 2019

1701029

Nicole Taylor Adamson

Manteno

Illinois

Triad Financial Services, Inc.

July 12, 2019

1704435

Ashley Alise Gray

West Palm Beach

Florida

PHH Mortgage Corporation

July 12, 2019

1720433

Yakov Z. Wolf

Brooklyn

New York

BSD Funding, LLC

July 12, 2019

1736872

Richard Sang- Wook Jung

Irvine

California

Nationstar Mortgage LLC

July 12, 2019

1742007

Lucija Marinkovic

Cliffside Park

New Jersey

Luxury Mortgage Corp.

July 12, 2019

1754340

Brandon Charles Ronan

Jacksonville

Florida

Carrington Mortgage Services, LLC

July 12, 2019

1758983

Brian Matthew Butler

Port Chester

New York

Total Mortgage Services, LLC

July 12, 2019

1762928

Joseph David McDonald

Painesville

Ohio

Quicken Loans Inc.

July 12, 2019

1763104

Alexander Walter Baecker

Royal Oak

Michigan

Quicken Loans Inc.

July 12, 2019

1766390

Rachel Lyn Nahrwold

Fishers

Indiana

Royal United Mortgage, LLC

July 12, 2019

1771055

Alexander Erik McCarty

Clarkston

Michigan

Quicken Loans Inc.

July 12, 2019

1771893

Trevor James Ware

Highland

Michigan

Quicken Loans Inc.

July 12, 2019

1778844

Joshua Lewis Hicks

Columbus

Ohio

Carrington Mortgage Services, LLC

July 12, 2019

1782976

Mitchell Joseph Hatty

Detroit

Michigan

Quicken Loans Inc.

July 12, 2019

1786621

Michael Charles Barbara

Bellmore

New York

All Shores Mortgage, LLC

July 12, 2019

1787968

Jessica C. Francese

Boca Raton

Florida

A&D Mortgage LLC

July 12, 2019

1794454

Chase Charles Tucker

Farmington Hills

Michigan

Quicken Loans Inc.

July 12, 2019

1803445

Joseph Paul Michael

West Bloomfield

Michigan

Quicken Loans Inc.

July 12, 2019

1809925

Stephannie Marie Luevano

Syracuse

New York

SEFCU Services, LLC

July 12, 2019

1812817

Charles Ray Bean

Arlington

Texas

Nationstar Mortgage LLC

July 12, 2019

1812824

Francis Xavier McCarthy

Grapevine

Texas

Nationstar Mortgage LLC

July 12, 2019

1812846

Camrin Ford Corliss

Arlington

Texas

Nationstar Mortgage LLC

July 12, 2019

1813387

Steven Lyle Wisner

Berkley

Michigan

Quicken Loans Inc.

July 12, 2019

1813695

Jake Thomas Stout

Dearborn

Michigan

Quicken Loans Inc.

July 12, 2019

1814170

Mei Shan Ng

Bayside

New York

Canyon Mortgage Corp.

July 12, 2019

1815177

Tina Terenzio

Milford

Connecticut

Total Mortgage Services, LLC

July 12, 2019

1822099

Anna Smirnova Osetek

Enfield

Connecticut

Carrington Mortgage Services, LLC

July 12, 2019

1823226

Shabnam Sanli

Central Islip

New York

Cliffco, Inc.

July 12, 2019

1824346

Nicholas Ward Clarke

Clinton Township

Michigan

Quicken Loans Inc.

July 12, 2019

1824385

David Thomas Majda

Royal Oak

Michigan

Quicken Loans Inc.

July 12, 2019

1824753

Kimberly Joyce Wilburn

West Bloomfield

Michigan

Quicken Loans Inc.

July 12, 2019

1824835

Jacob Wesley Paul

Westland

Michigan

Quicken Loans Inc.

July 12, 2019

1824845

Brennen Sean Moloney

Saint Clair Shores

Michigan

Quicken Loans Inc.

July 12, 2019

1825177

Hadi Sami Nahle

Dearborn

Michigan

Quicken Loans Inc.

July 12, 2019

1825694

Alec Ranjit Tirtha

Detroit

Michigan

Quicken Loans Inc.

July 12, 2019

1827757

Allison Burkeholder McGough

Columbia

Missouri

Mortgage Research Center, LLC

July 12, 2019

1834891

Viante R. Fruit

Cleveland Heights

Ohio

Quicken Loans Inc.

July 12, 2019

1834895

Lonnie Burrell

Clinton Township

Michigan

Quicken Loans Inc.

July 12, 2019

1834917

Jacob Douglas Volway

Belleville

Michigan

Quicken Loans Inc.

July 12, 2019

1834936

Jesiqua Ann Hutchison

Detroit

Michigan

Quicken Loans Inc.

July 12, 2019

1839788

Matthew Russell Chapin

Columbia

Missouri

Mortgage Research Center, LLC

July 12, 2019

1841367

Paul Daniel Cammarota

Rockville Centre

New York

Contour Mortgage Corporation

July 12, 2019

1842871

Eric John Wetz

Columbia

Missouri

Mortgage Research Center, LLC

July 12, 2019

1845827

Michael Anthony Minyard

Parma Heights

Ohio

Quicken Loans Inc.

July 15, 2019

33061

Justin William Sopko

Strongsville

Ohio

Nations Lending Corporation

July 15, 2019

139653

Yun Lu

Glendale

New York

Summit Mortgage Bankers, Inc.

July 15, 2019

150844

Desiree J. Smith

Brooklyn

New York

Panam Mortgage & Financial Services,Inc.

July 15, 2019

198531

Kevin Michael Cesear

North Ridgeville

Ohio

Quicken Loans Inc.

July 15, 2019

208004

Sean Iwersen

Selden

New York

East Coast Capital Corp.

July 15, 2019

1103880

Nahe Kazak

Bloomfield Hills

Michigan

Quicken Loans Inc.

July 15, 2019

1296922

Younesse Bernaki

Bloomfield

New Jersey

Guidance Residential, LLC

July 15, 2019

1700568

Gabriel Alejandro Querales

Phoenix

Arizona

Quicken Loans Inc.

July 15, 2019

1719779

Rory James Juhn

Fairview Park

Ohio

Quicken Loans Inc.

July 15, 2019

1731596

Joshua John Ralston

Phoenix

Arizona

Quicken Loans Inc.

July 15, 2019

1763377

Kyle Paul Kassa

Commerce Township

Michigan

Quicken Loans Inc.

July 15, 2019

1763863

Frank Michael Savena

Cleveland

Ohio

Quicken Loans Inc.

July 15, 2019

1771127

Addison Eugene Price

Redford

Michigan

Quicken Loans Inc.

July 15, 2019

1771155

Alexis Marie Elizabeth Follis

Lake Orion

Michigan

Quicken Loans Inc.

July 15, 2019

1771418

Forrest Dougal McArthur

Detroit

Michigan

Quicken Loans Inc.

July 15, 2019

1775578

John Barone

Staten Island

New York

R & J Capital Group, LLC

July 15, 2019

1783513

Marwa Rahaf Mamlouk

Westlake

Ohio

Quicken Loans Inc.

July 15, 2019

1794638

Ashaunti Imani Hayes

Cleveland Heights

Ohio

Quicken Loans Inc.

July 15, 2019

1800199

Ashok S. Jain

New Hyde Park

New York

Affordable Financial Services Ltd.

July 15, 2019

1803201

Sean Michael Haltam

Medina

Ohio

Quicken Loans Inc.

July 15, 2019

1803207

Seth Tyler Holliday

Parma Heights

Ohio

Quicken Loans Inc.

July 15, 2019

1803216

Jacob Allard May

Brunswick

Ohio

Quicken Loans Inc.

July 15, 2019

1803255

Sargon Isaac Souresho

Shelby Township

Michigan

Quicken Loans Inc.

July 15, 2019

1803273

Nykell Marie Smith

Cuyahoga Falls

Ohio

Quicken Loans Inc.

July 15, 2019

1803405

Hassan Bilal Bazzi

Dearborn

Michigan

Quicken Loans Inc.

July 15, 2019

1803446

Lauren Nicole Newsom

Inkster

Michigan

Quicken Loans Inc.

July 15, 2019

1803477

Parish Dvon Thurman

Oak Park

Michigan

Quicken Loans Inc.

July 15, 2019

1803486

David Lee Padgitt

Ferndale

Michigan

Quicken Loans Inc.

July 15, 2019

1813393

Shahin Yousefzadeh-Khameneh

Saint Clair Shores

Michigan

Quicken Loans Inc.

July 15, 2019

1813396

Aaron Andrew Zanardelli

Southgate

Michigan

Quicken Loans Inc.

July 15, 2019

1813499

Patrick Joseph Mueller

Chagrin Falls

Ohio

Quicken Loans Inc.

July 15, 2019

1813717

Douglas Nims Clark

Warren

Michigan

Quicken Loans Inc.

July 15, 2019

1813772

Brandi Lynn Hanik

Allen Park

Michigan

Quicken Loans Inc.

July 15, 2019

1824258

Maria Gjokaj

Shelby Township

Michigan

Quicken Loans Inc.

July 15, 2019

1824298

Tyler Jeffrey Brown

Dearborn

Michigan

Quicken Loans Inc.

July 15, 2019

1824300

Logan John Churchill

Canton

Michigan

Quicken Loans Inc.

July 15, 2019

1824350

Bryan Paul Klemett

Howell

Michigan

Quicken Loans Inc.

July 15, 2019

1824387

Alexis Rose Cooper

Cleveland

Ohio

Quicken Loans Inc.

July 15, 2019

1824403

Daniel Ryan Guastella

Solon

Ohio

Quicken Loans Inc.

July 15, 2019

1824436

James Arthur DeVault

Grand Blanc

Michigan

Quicken Loans Inc.

July 15, 2019

1824470

Austin Lane Edmondson

Shelby Township

Michigan

Quicken Loans Inc.

July 15, 2019

1824522

Shikha Misra

Sterling Heights

Michigan

Quicken Loans Inc.

July 15, 2019

1824716

Zachary Tyler Szawara

Brownstown

Michigan

Quicken Loans Inc.

July 15, 2019

1824766

Michael John Seago

Grosse Pointe Park

Michigan

Quicken Loans Inc.

July 15, 2019

1824826

Haley Elizabeth Scott

Brownstown

Michigan

Quicken Loans Inc.

July 15, 2019

1824891

Steven Michael Morales

Lincoln Park

Michigan

Quicken Loans Inc.

July 15, 2019

1825562

Jennifer Marie Mies

Livonia

Michigan

Quicken Loans Inc.

July 15, 2019

1825570

Ramis Ramees Mansour

Sterling Heights

Michigan

Quicken Loans Inc.

July 15, 2019

1825572

Joshua Kelly Flamme

Detroit

Michigan

Quicken Loans Inc.

July 15, 2019

1828224

Larisa Ann Zambelli

West Islip

New York

Cliffco, Inc.

July 15, 2019

1834810

Jonathan Andrew Leaf

Royal Oak

Michigan

Quicken Loans Inc.

July 15, 2019

1834834

Amanda Debra Leon

Plymouth

Michigan

Quicken Loans Inc.

July 15, 2019

1834843

Chad Wintner McNamee

Pepper Pike

Ohio

Quicken Loans Inc.

July 15, 2019

1834844

David Michael Sharrak

West Bloomfield

Michigan

Quicken Loans Inc.

July 15, 2019

1834846

Chad Joseph Short

Mentor

Ohio

Quicken Loans Inc.

July 15, 2019

1834854

Jordan Horst

Aurora

Ohio

Quicken Loans Inc.

July 15, 2019

1834864

Andrew James Maher

Novi

Michigan

Quicken Loans Inc.

July 15, 2019

1834866

Dyala Thais Souza

Shelby Township

Michigan

Quicken Loans Inc.

July 15, 2019

1834867

Alexus Taylor Bogoian

Detroit

Michigan

Quicken Loans Inc.

July 15, 2019

1834869

Lucila Zukoff

Rochester

Michigan

Quicken Loans Inc.

July 15, 2019

1834879

Klajdi Mataj

Clinton Township

Michigan

Quicken Loans Inc.

July 15, 2019

1834889

Korey Morgan Streck

Ann Arbor

Michigan

Quicken Loans Inc.

July 15, 2019

1834922

Megan Elizabeth Westrick

St. Clair

Michigan

Quicken Loans Inc.

July 15, 2019

1834927

Dalton Bradley-John Williams

Belleville

Michigan

Quicken Loans Inc.

July 15, 2019

1834938

Jeano Francis Kashat

Southfield

Michigan

Quicken Loans Inc.

July 15, 2019

1834944

Kelsey Jo Kendrick

Lake Orion

Michigan

Quicken Loans Inc.

July 15, 2019

1835039

Saleh Alihasan

Ypsilanti

Michigan

Quicken Loans Inc.

July 15, 2019

1835063

James Douglas Auld

Warren

Michigan

Quicken Loans Inc.

July 15, 2019

1835097

Clark Robert Beattie

Clarkston

Michigan

Quicken Loans Inc.

July 15, 2019

1835109

George Newt Rucker

Dearborn Heights

Michigan

Quicken Loans Inc.

July 15, 2019

1835138

Saad Jamal Saad

Dearborn

Michigan

Quicken Loans Inc.

July 15, 2019

1835514

Luis Jose Matos

Detroit

Michigan

Quicken Loans Inc.

July 15, 2019

1835515

Kenneth Benjamin McGuire

Davison

Michigan

Quicken Loans Inc.

July 15, 2019

1835524

Neil Robert Popowitz

Southgate

Michigan

Quicken Loans Inc.

July 15, 2019

1835558

Alexandra Renee Lynn Mondeau

Davison

Michigan

Quicken Loans Inc.

July 15, 2019

1835578

Chase Frederick Ryan

Metamora

Michigan

Quicken Loans Inc.

July 15, 2019

1835590

Hanan Rami Rashdan

Dearborn

Michigan

Quicken Loans Inc.

July 15, 2019

1835641

Ali Hassan Mzannar

Dearborn Heights

Michigan

Quicken Loans Inc.

July 15, 2019

1845494

Allison Margaret Glasson

Royal Oak

Michigan

Quicken Loans Inc.

July 15, 2019

1845748

Casandra Aponte

Cleveland

Ohio

Quicken Loans Inc.

July 15, 2019

1845777

Westley Scott Hoag

Brunswick

Ohio

Quicken Loans Inc.

July 15, 2019

1845842

Alexandra Rae Volkman

Parma Heights

Ohio

Quicken Loans Inc.

July 15, 2019

1849220

Alexis Maxine Henderson

Wixom

Michigan

Quicken Loans Inc.