Weekly Banking Bulletin

July 5, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

April 9, 2019 (SF-LFS)
EXETER FINANCE, LLC
222 W. Las Colinas Blvd., Suite 1800, Irving, Texas, 75039 

Notification received for a change of main address from 222 W. Las Colinas Blvd., Suite 1800, Irving, Texas, 75039 to 2101 W. John Carpenter Freeway, Irving, Texas, 75063. 

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


June 26, 2019 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notices of intention to establish an electronic facility (automated teller machine) at each of the following two locations, received:

  1. 209 Woodward Avenue, Lock Haven, Clinton County, Pennsylvania 17745; and
  2. 1002 North Seventh Street, Harrisburg, Dauphin County, Pennsylvania 17102.

June 28, 2019 (MI-CRB)
KEARNY BANK
614 Kearny Avenue, Kearny, NJ 07032

Application dated June 26, 2019, for permission to change the location of branch office from 689 Fifth Avenue, Borough of Brooklyn, City of New York 11215 to 478 Fifth Avenue, Borough of Brooklyn, City of New York 11215, received.


June 28, 2019 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated June 27, 2019, for permission to open and occupy a branch office at 300 East Pratt Street, Baltimore (independent city), Maryland 21202 for the limited purpose of opening accounts, received.

(The primary purpose of the proposed branch will be to assist customers to open checking account packages on their mobile devices.  This branch is to be in operation for approximately a two-week time period.)


July 5, 2019 (CC-LFS)
DAVID’S CHECK CASHING, INC.
3015 Third Avenue, Bronx, NY 10455 

An application was received to relocate a branch of David’s Check Cashing, Inc. from 468-470 Amsterdam Avenue, New York, NY 10024 to 493 Amsterdam Avenue, New York, NY 10024.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by July 19, 2019.


July 5, 2019 (TM-LFS)
GOVERNMENT PAYMENT SERVICE, INC. DBA GOVPAYNET
7102 Lakeview Parkway West Drive, Indianapolis, Indiana 46268

Application received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

July 2, 2019 (BR-MBD)
Applicant(s)
Jeanine Marie Norwood
As: Fairfield Home Services in lieu of Fairfield Home Loans, LLC
615 South Pine Creek Road, Fairfield, CT 06824


Application to establish a Mortgage Banker's Branch received for examination:

July 2, 2019 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
56 Center Street, Third Floor, Southington, CT 06489


Application to establish a Mortgage Loan Servicer’s Branch received for examination:

July 1, 2019 (MLS-MBD)
Full Service Branch
LoanCare, LLC
1200 Cherrington Pkwy, Moon Township, PA 15108


Mortgage Broker Certificate Name Change Received:

June 27, 2019 (BR-MBD)
From: ISGN Solutions, Inc.
To: Sourcepoint Solutions In Lieu of Sourcepoint, Inc.


Mortgage Loan Servicer Name Change Received:

July 2, 2019 (MS-MBD)
From: RoundPoint Mortgage Servicing Corporation
To: RoundPoint Mortgage Servicing Corporation D/B/A RoundPoint


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS NO. NAME OF APPLICANT CITY STATE

March 5, 2019

392658

Godwin F. Tsui

Plano

Texas

April 17, 2019

1828484

Mark R. Stordeur

Long Beach

New York

May 1, 2019

1645242

Vishal Vivek Naik

Missouri City

Texas

May 8, 2019

67407

Roger Zalinger

Setauket

New York

May 11, 2019

1785578

Solihin Tjihaja

Great Neck

New York

May 20, 2019

1845600

Kim Michelle Jackson

Long Beach

New York

May 21, 2019

136471

Kimberly Ann Cosgrove

Whitestone

New York

May 29, 2019

321123

James Daniel Schreffler

Warminster

Pennsylvania

May 31, 2019

1722331

Jason William McGowan

Southampton

Pennsylvania

June 3, 2019

990639

Aaron John Boutin

Phoenix

Arizona

June 11, 2019

1849287

Jason Philip Schneider

Oceanside

New York

June 12, 2019

149628

John Thomas Brady

Atlantic Beach

New York

June 13, 2019

1845137

Shaya Zahler

Monroe

New York

June 14, 2019

1064443

Keith Martin Rodgers

Lansing

Michigan

June 14, 2019

1729529

Nicholas J. Vitale

Staten Island

New York

June 14, 2019

1859883

Tzvi Balsam

Brooklyn

New York

June 17, 2019

1547548

Timothy J. Courtney

Miller Place

New York

June 17, 2019

1708121

Patrick Ryan Rader

Baltimore

Maryland

June 17, 2019

1853437

Ronel Theron Correia

Queen Creek

Arizona

June 17, 2019

1853447

Richard William Frye

Chandler

Arizona

June 17, 2019

1853523

Keyara Rae Elledge

Maricopa

Arizona

June 17, 2019

1853580

Emily Vaughn Gumataotao

Phoenix

Arizona

June 17, 2019

1853583

Christopher Nicholas McWhorter

Phoenix

Arizona

June 17, 2019

1853760

Ivan Alexander Maples

Chandler

Arizona

June 18, 2019

159695

Thomas Clarence Phillips

Hanover

Maryland

June 18, 2019

1286068

Edwin Figueroa

Bronx

New York

June 18, 2019

1779716

Jie Yan Chen

Little Neck

New York

June 18, 2019

1786355

Pavan Chaudhary

Arlington

Texas

June 18, 2019

1857834

Yisroel Yitzchak Neustein

Brooklyn

New York

June 19, 2019

285668

Yordanis Perez

West Palm Beach

Florida

June 20, 2019

1019754

Diana Leigh Rogers

Anderson

Indiana

June 20, 2019

1522606

Felicita Nunez

West Palm Beach

Florida

June 20, 2019

1522608

Brian Matthew Rollins

Cherry Hill

New Jersey

June 20, 2019

1813239

Antonio Jamar Sutton

Little Elm

Texas

June 24, 2019

1420825

Cynthia Michelle Miller

Westminster

California

June 24, 2019

1633917

Jodi Goodwin

Phoenix

Arizona

June 25, 2019

602006

Joseph M. Rienzo

Huntington

New York

June 25, 2019

821183

Stephanie Martin Steward

Columbia

Missouri

June 25, 2019

1229823

Jesse Daniel Francisco

Columbia

Missouri

June 25, 2019

1728504

Andrew Jay Stout

Baltimore

Maryland

June 27, 2019

1321947

Jeremy Michael Szydelko

Charlotte

North Carolina

June 27, 2019

1867214

Cole Hunter Abram

Columbia

Missouri


SECTION II

June 26, 2019 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 186 Route 52, Carmel, Putnam County, New York 10512 will not result in a significant reduction of banking services in the community to be affected.


Certificate to engage in the business of a Mortgage Broker surrendered:

July 1, 2019 (BR-MBD)
Genpact Mortgage Services, Inc.
15420 Laguna Canyon Road, Suite 100, Irvine, CA 92618
Effective Date: May 13, 2019


License to engage in the business of a Mortgage Banker Branch surrendered:

June 27, 2019 (MB-MBD)
Syracuse Securities, Inc.
188 Genesee Street, Suite 101, Carr Building, Auburn, NY 13021
Effective Date: June 26, 2019


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

July 1, 2019 (BR-MBD)
Genpact Mortgage Services, Inc.
3101 E. President George Bush Highway, Ste. 200, Richardson, TX 75082
Effective Date: May 13, 2019

July 1, 2019 (BR-MBD)
Genpact Mortgage Services, Inc.
10401 Deerwood Park Boulevard, Building 1, Suite 1400, Jacksonville, FL 32256
Effective Date: May 13, 2019


Mortgage Broker Branch Certificate Address Changes:

July 1, 2019 (BR-MBD)
ISGN Solutions, Inc.
From: 31 Inwood Road, Rocky Hill, CT  06067
To: 30 Cold Spring Road, Suite 1, Rocky Hill, CT 06067


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL NMLS NO. NAME OF APPLICANT CITY STATE SPONSOR NAME

July 1, 2019

1615985

John D. Mallia

West Seneca

New York

Hunt Mortgage Corporation