Community Reinvestment Act (CRA)

Examination Schedule for 2021

DFS encourages public comment on the performance of banks scheduled for New York State CRA evaluations.  You may submit written, signed comments concerning local credit needs and/or the performance of specific banks prior to or during the examination.  DFS recommends that you submit comments early to ensure a thorough review.  Please direct all comments or questions via email to [email protected] or by mail to:

Serwat Farooq
Deputy Superintendent, Consumer Examinations Unit
Consumer Protection and Financial Enforcement Division
New York State Department of Financial Services
1 State Street, 7th Floor
New York, New York 10004-1511

The schedule of institutions to be examined January 1, 2021 through December 31, 2021 is as follows:

Concurrent with the Federal Deposit Insurance Corporation

Putnam County Savings Bank

January 18

Amalgamated Bank

March 15

Bank of Utica

March 15

Northeast Community Bank

May 10

State Bank of India

June 14

Rondout Savings Bank

June 14

Alpine Capital Bank

June 14

Bank of Hapoalim B.M

October 4

Mahopac Bank

August 23

Sinhan Bank America

August 23

Savoy Bank

October 4

Concurrent with the Federal Reserve Bank of New York

Deutsche Bank January 25
Mizuho Bank

February 22

Bank of New York Mellon June 21
Metropolitan Commercial Bank August 2
Adirondack Trust Company September 20
Adirondack Bank November 1
Solvay Bank December 6


Elmira Savings Bank May 10

Please note that dates are subject to change. This schedule is based on the best information available. If an examination is rescheduled, DFS will communicate that information by providing a revised schedule.