Community Reinvestment Act (CRA) Examination Schedule


DFS encourages public comment on the performance of banks scheduled for New York State CRA evaluations. You may submit written comments concerning local credit needs and/or the performance of specific banks prior to, or during the examination. You should submit comments early enough to ensure a thorough review.

Direct all comments or questions via email to [email protected] or by mail to:

Serwat Farooq, Deputy Superintendent, Consumer Examinations Unit
Consumer Protection and Financial Enforcement Division
New York State Department of Financial Services
1 State Street, 7th Floor, New York, New York 10004-1511


Exam dates are subject to change. This schedule is based on the best information available. If an examination is rescheduled, DFS will communicate that information by providing a revised schedule here.

The Schedule of Institutions to be examined January 1, 2021 through December 31, 2021 is as follows:

Bank Concurrent With... Date
Putnam County Savings Bank FDIC 01/18/2021
Amalgamated Bank FDIC 03/15/2021
Bank of Utica FDIC 03/15/2021
Northeast Community Bank FDIC 05/10/2021
State Bank of India FDIC 06/14/2021
Rondout Savings Bank FDIC 06/14/2021
Alpine Capital Bank FDIC 06/14/2021
Bank of Hapoalim B.M FDIC 10/04/2021
Mahopac Bank FDIC 08/23/2021
Sinhan Bank America FDIC 08/23/2021
Savoy Bank FDIC 10/04/2021
Deutsche Bank FRBNY 01/25/2021
Mizuho Bank FRBNY 02/22/2021
Bank of New York Mellon FRBNY 06/21/ 2021
Metropolitan Commercial Bank FRBNY 08/2/2021
Adirondack Trust Company FRBNY 09/20/2021
Adirondack Bank FRBNY 11/01/2021
Solvay Bank FRBNY 12/06/2021
Elmira Savings Bank Independent 05/10/2021