Community Reinvestment Act (CRA) Examination Schedule for 2022


DFS encourages public comment on the performance of banks scheduled for New York State CRA evaluations.  You may submit written, signed comments concerning local credit needs and/or the performance of specific banks prior to or during the examination.  DFS recommends that you submit comments early to ensure a thorough review. Please direct all comments or questions via email to [email protected] or by mail to:  

Michael Weiss  
Acting Deputy Superintendent, Consumer Examinations Unit
Consumer Protection and Financial Enforcement Division
New York State Department of Financial Services
One State Street, 7th Floor
New York, New York 10004-1511

The schedule of institutions to be examined January 1, 2022 through December 31, 2022 is as follows:

Concurrent with the Federal Deposit Insurance Corporation

Catskill Hudson Bank

January 17

Pathfinder Bank

February 14

Signature Bank

March 21

Berkshire Bank

May 2

Cattaraugus County Bank

May 9

First Central Savings Bank

June 13

Interaudi Bank

June 20

Habib American Bank

August 1

Watertown Savings Bank

September 12

Emigrant Bank

October 3

Cross County Savings Bank

November 28

North Country Savings Bank

November 28

Concurrent with the Federal Reserve Bank of New York

Goldman Sachs

February 28

Five Star Bank

April 18

Metropolitan Commercial Bank

August 1

Adirondack Trust Company

October 3

Please note that dates are subject to change. This schedule is based on the best information available.