Community Reinvestment Act (CRA) Examination Schedule for 2022


DFS encourages public comment on the performance of banks scheduled for New York State CRA evaluations. You may submit written, signed comments concerning local credit needs and/or the performance of specific banks prior to or during the examination. DFS recommends that you submit comments early to ensure a thorough review. Please direct all comments or questions via email to [email protected] or by mail to:

Serwat Farooq
Deputy Superintendent, Consumer Examinations Unit
Consumer Protection and Financial Enforcement Division
New York State Department of Financial Services
1 State Street, 7th Floor
New York, New York 10004-1511

The schedule of institutions to be examined January 1, 2022 through December 31, 2022 is as follows:

Concurrent with the Federal Deposit Insurance Corporation

Bank Date
Catskill Hudson Bank January 17
Pathfinder Bank February 14
Signature bank March 21
Berkshire Bank May 2
Cattaraugus County Bank May 9
First Central Savings June 13
Interaudi Bank June 20
Cross County Savings Bank July 18
Rhinebeck Savings Bank August 1
Habib American Bank August 22
Watertown Savings Bank September 12
Bank Leumi USA September 26
Emigrant Bank September 26
North Country Savings Bank October 24
Ridgewood Savings Bank November 14
Ulster Savings Bank November 14

Concurrent with the Federal Reserve Bank of New York

Bank Date
Goldman Sachs February 28
Five Star bank April 18
Metropolitan Commercial bank August 1
Adirondack Trust Company October 3

Please note that dates are subject to change.  This schedule is based on the best information available.  If an examination is rescheduled, DFS will communicate that information by providing a revised schedule.