Weekly Banking Bulletin

November 26, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

November 17, 2021 (CU-CRB)
MUNICIPAL CREDIT UNION
22 Cortlandt Street, New York, NY 10007

Application dated November 17, 2021, for permission to change the location of its station from 2 Lafayette Street, New York, New York County, NY 10007 to 86 Chambers Street, also known as 270 Broadway, New York, New York County, NY 10007, received.


November 22, 2021 (FB-FWB)
LAND BANK OF TAIWAN CO., LTD.
No. 46, Guancian Road, Taipei, Taiwan

Application dated November 19, 2021, for permission to change the location of branch from 100 Wall Street, Borough of Manhattan, City of New York 10005 to 88 Pine Street, Borough of Manhattan, City of New York 10005, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

November 23, 2021 (BR-MBD)
Applicant(s)
Jingwen Huang
Yingjie Gao
Lavenue Group Inc.
As:  Lavenue
230 Park Avenue, Suite 910, NEW YORK, NY 10169

November 23, 2021 (BR-MBD)
Applicant(s)
Christopher Sean Hundtofte
Mark David Wagy
As: Solve Finance Corp.
337 North Main Street, Suite 2, Office D (2nd Floor), New City, NY 10956


Application to establish a Mortgage Banker's Branch received for examination:

November 19, 2021 (MB-MBD)
Full Service Branch
MLD Mortgage Inc.   D/B/A
Mortgage Lending Direct
The Money Store
7208 W. Sand Lake Road, Suite 305, Office 303, Orlando, FL 32819

November 23, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
3 Liberty Square Mall, Stony Point, NY 10980

November 23, 2021 (MB-MBD)
Full Service Branch
Network Capital Funding Corporation
One World Trade Center, 57th Floor, New York, NY 10007

November 23, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
5720 South Bay Rd, Cicero, NY 13039

November 23, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
301 Cathedral Parkway, New York, NY 10026


Application to establish a Mortgage Broker's Branch received for examination:

November 19, 2021 (BR-MBD)
Full Service Branch
CGAP, Inc.   D/B/A
MortgageDepot
3030 Middletown Road, Unit 104, Bronx, NY 10461


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

 
Date of Application NMLS # Applicant Name City State
January 26, 2021 868029 Kevin B. Smith Baldwin New York
October 15, 2021 1885074 Benjamin Matthew Kaziyev Jamaica New York
October 18, 2021 2190309 Manuel A. Sanchez New Rochelle New York
October 20, 2021 2034070 Kenneth Brandon Andrus Lewisville Texas
October 21, 2021 2122933 Kiani Bradford Marcellus Deer Park New York
October 26, 2021 2187593 Matthew Eli Bass Staten Island New York
October 27, 2021 1950256 Rashid Muhammad Brooklyn New York
October 27, 2021 2236491 Megan Lee Hruby Hamlin New York
October 28, 2021 1043965 Dina L. Parla Bloomfield New Jersey
November 2, 2021 404854 Thomas G. Ulrich Wading River New York
November 3, 2021 2151884 Jordan Richard Komm Madison Tennessee
November 5, 2021 2242934 Gerardo Manuel Reyes Victor New York
November 9, 2021 1600481 Henry Benjamin Greenberg Edison New Jersey
November 10, 2021 1425397 Christine A. Freese Kingston Tennessee
November 11, 2021 101948 Jennifer L. Piro Pompton Plains New Jersey
November 11, 2021 2226224 Ayanna Latrice Holmes Wellington Florida
November 12, 2021 2071032 Aaron Ryan Morrison Shelby Township Michigan
November 13, 2021 1856104 Fatima N. Ajami Dearborn Heights Michigan
November 14, 2021 2108673 Zachary James Rourke Troy Michigan
November 15, 2021 1322717 Gregory Phillip Elliott Bridgeton Missouri
November 16, 2021 2228660 Allen Lee Spencer Saint Louis Missouri
November 17, 2021 1881956 Jacob Allen Moore Columbia Missouri
November 19, 2021 2239036 John Dominique Daher South Euclid Ohio

 


SECTION II

November 22, 2021 (BK-CRB)
CATTARAUGUS COUNTY BANK
116-120 Main Street, Little Valley, NY 14755

Approval given to change the location of branch office from 870 Fairmount Avenue, West Ellicott, Town of Ellicott, Chautauqua County, New York 14701 to 284 East Fairmount Avenue, Lakewood, Chautauqua County, New York 14750, on or after November 23, 2021.


November 22, 2021 (CU-CRB)
HERITAGE FINANCIAL CREDIT UNION
25 Rykowski Lane, Middletown, NY 10941

Approval given to open and maintain a station at 29 North Hamilton Street, Poughkeepsie, Dutchess County, NY  12601, on or after November 23, 2021.


November 26, 2021 (CC-LFS)
JAY PAYROLL SERVICE, INC.
257 West 19th Street, New York, NY 10011

Application to relocate to 117 West 25th Street, New York, NY 10001 was approved.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

November 24, 2021 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
6515 Main Street, Unit 7, Trumbull, CT 06611

November 24, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
100 Jericho Quadrangle, Suite 338, Jericho, NY 11753

November 24, 2021 (MB-MBD)
Full Service Branch
Draper and Kramer Mortgage Corp.
13011 S. 104th Avenue, Suite 204, Palos Park, IL 60464-1512

November 24, 2021 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
701 E. Palisade Ave., Suite 202, Englewood Cliffs, NJ 07632


Certificate to engage in the business of a Mortgage Loan Servicer surrendered:

November 23, 2021 (MS-MBD)
Freedom Loan Services Corporation
10500 Kincaid Drive, Suite 111, Fishers, IN 46037
Effective Date: November 15, 2021


License to engage in the business of a Mortgage Banker Branch surrendered:

November 19, 2021 (MB-MBD)
Family First Funding LLC
490 Wheeler Road, Suite 104, Hauppauge, NY 11788
Effective Date: November 19, 2021

November 19, 2021 (MB-MBD)
Atlantic Home Loans, Inc.
1155 West Chestnut Street, Suite 2C, Union, NJ 07083
Effective Date: November 5, 2021

November 19, 2021 (MB-MBD)
Sun West Mortgage Company, Inc.
5601 77 Center Drive, Suite 200, Charlotte, NC 28217
Effective Date: November 12, 2021


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS # Applicant Name City State
November 19, 2021 1638110 Ruben Raziel del Villar Itasca Illinois
November 19, 2021 1830249 Miller John Como Mayfield Ohio