Weekly Banking Bulletin
June 11, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
June 3, 2021 (SB-CRB)
SAWYER SAVINGS BANK
87 Market Street, Saugerties, NY 12477
Application dated June 3, 2021, for permission to open and occupy a branch office at 100 Woodland Pond Circle, New Paltz, Ulster County, New York 12561, received
June 4, 2021 (MI-CRB)
PEOPLES SECURITY BANK AND TRUST COMPANY
150 North Washington Avenue, Scranton, PA 18503
Application dated June 4, 2021, for permission to change the location of branch office from 275 Main Street, Binghamton, Broome County, NY 13905 to 24 Mary Street, Binghamton, Broome County, NY 13903, received.
June 7, 2021 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569
Application dated June 5, 2021, for permission to change the location of branch office from 150 Lake Street, Elmira, Chemung County, NY 14901 to 100 West Water Street, Elmira, Chemung County, NY 14901, received.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:
June 8, 2021 (BR-MBD)
Applicant(s)
Glenn Charles Wiggle
Michael Lomas
Ryan Norton
As: TFG Home Mortgage, LLC
305 Spindrift Drive, Suite A, Williamsville, NY 14221
June 8, 2021 (BR-MBD)
Applicant(s)
German A Sissa
As: Dream Habitat LLC
45 Middle Neck Rd, Suite 229, Great Neck, NY 11021
June 8, 2021 (BR-MBD)
Applicant(s)
Tony Liu
As: Golden Bridge Mortgage Solutions LLC in lieu of Golden Bridge Capital LLC
35-37 N Moore St, Commercial Unit C, New York, NY 10013
June 9, 2021 (BR-MBD)
Applicant(s)
James Dickenson Rudolf
Michael Robert Boroughs
Paul Easa Misleh, II
As: Fortis Mortgage Advisors LLC
1601 114th Avenue SE Suite 106A, Bellevue, WA 98004
Application to establish a Mortgage Banker's Branch received for examination:
June 8, 2021 (MB-MBD)
Full Service Branch
Sun West Mortgage Company, Inc.
1719 Route 10 West, Suite 106, Parsippany, NJ 07054
June 8, 2021 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc. D/B/As:
Americasa Home Loans
NMBNOW
775 Brooklyn Ave., Suite 111, Baldwin, NY 11510
June 8, 2021 (MB-MBD)
Full Service Branch
Van Dyk Mortgage Corporation
2907 Bridge Avenue, First Floor, Point Pleasant, NJ 08742
June 8, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
3 Fyke Road, Catskill, NY 12414
June 9, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
5621 Strand Boulevard, Suite 208, Naples, FL 34110
Application to establish a Mortgage Broker's Branch received for examination:
June 8, 2021 (BR-MBD)
Full Service Branch
American Capital Mortgage, Inc
219-09 Jamaica Ave, Queens Village, NY 11428
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| September 10, 2020 | 1404954 | David Pena | Westerville | Ohio |
| December 9, 2020 | 2016591 | Lalit Patel | Rego Park | New York |
| January 20, 2021 | 1561117 | Zane Eric Hinojoza | Rowlett | Texas |
| March 3, 2021 | 2067086 | Joseph Patrick DeYonker | New York | New York |
| March 15, 2021 | 1886122 | Yechiel David Zeilingold | Pomona | New York |
| April 14, 2021 | 2074625 | Daniel James Brennan | Staten Island | New York |
| April 19, 2021 | 2099982 | Paulette Alston | Tuckahoe | New York |
| April 20, 2021 | 2068822 | Christos Andrew Georghiou | New Hyde Park | New York |
| April 23, 2021 | 1950633 | Lu Che | Virginia Beach | Virginia |
| April 28, 2021 | 2106394 | Mohamed Subtan Mughal | Floral Park | New York |
| May 7, 2021 | 19664 | Jolene Renee Wolfe | Jacksonville | Florida |
| May 20, 2021 | 1374236 | Brian Andrew Alcaraz | Aurora | Ohio |
| May 20, 2021 | 2075480 | Kristi Nicole Vito | Piscatway | New Jersey |
| May 21, 2021 | 302517 | Ronald Geffrey Radziminsky | Huntington Beach | California |
| May 24, 2021 | 727328 | John Gnisci | Highland Mills | New York |
| May 24, 2021 | 930261 | Damar Dumas | Fort Worth | Texas |
| May 24, 2021 | 2054367 | Vito Sarullo | Morristown | New Jersey |
| May 26, 2021 | 1836768 | Carter Douglas Armendarez | Phoenix | Arizona |
| May 27, 2021 | 955560 | Jack Tate Molskow | Winfield | Illinois |
| May 27, 2021 | 1804185 | Craig William Brooks | Powell | Ohio |
| May 27, 2021 | 1909675 | Joan Arlene Walker | Miramar | Florida |
| May 27, 2021 | 2038811 | Minoru Jude Miyashiro | Laguna Niguel | California |
| June 1, 2021 | 1494681 | Reginald Herbert Johnson | Concord | North Carolina |
| June 2, 2021 | 1932506 | William David Fields | Denver | North Carolina |
SECTION II
June 2, 2021 (PF-LFS)
THE HENRY PLAN, LLC D/B/A THE HENRY PLAN
137-34 Jamaica Avenue, Jamaica, New York 11435-3608
Change of control application received for Robert Stephen Pehnke to increase ownership interest to 10.0% in The Henry Plan, LLC D/B/A The Henry Plan was approved effective May 28, 2021.
June 3, 2021 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42ND Street, New York NY 10168
Approval given to change the location of branch office from 1000 West Montauk Highway, West Babylon, Suffolk County, New York 11704 to 8 Little East Neck Road, Babylon, Suffolk County, New York 11702, on or after June 4, 2021.
June 3, 2021 (MI-CRB)
PHILIPPE D. KATZ, ESTHER KATZ, ISAAC S. KATZ, MAXWELL T. KATZ, KARA Z. NEWMAN, AND CHARLOTTE COHEN
Lawrence, New York
MARGA MARX, JOSEPH M. FINK, EVA FINK, MOSHE AARON FINK, ERIC DOV FINK, AND HILLARY FINK ROSENBERG
Bronx, New York
ELLIOT MEIR FINK AND KAETHE FINK FEIT
Flushing, New York
AUSTIN J. KATZ
Clifton, New Jersey
K.F. INVESTORS LLC
New York, New York,
MOMAR CORPORATION
New York, New York
MARNEU HOLDING COMPANY
New York, New York
TERUMAH FOUNDATION, INC.
New York, New York
UNITED EQUITIES COMMODITIES COMPANY
New York, New York
Application, pursuant to Section 143-b of the Banking Law, to collectively acquire indirect control of The Berkshire Bank, New York, New York, approved.
June 3, 2021 (SB-CRB)
ULSTER SAVINGS BANK
180 Schwenk Drive, Kingston, NY 12401
Authorization issued to open and occupy a branch office at 4240 Albany Post Road, Hyde Park, Dutchess County, New York 12538, on or after June 4, 2021.
June 7, 2021 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 170 Old Country Road, Mineola, Nassau County, New York 11501, will not result in a significant reduction of financial services in the community to be affected.
June 9, 2021 (MI-CRB)
PROVIDENT BANK
239 Washington Street, Jersey City, NJ 07302
Authorization issued to open and occupy a branch office at 1045 Northern Boulevard, Roslyn, Nassau County, NY 11576, on or after June 10, 2021.
June 11, 2021 (TM-LFS)
BBVA TRANSFER SERVICES, INC.
16825 Northchase Drive, Suite 1525, Houston, TX 77060
Application whereby The PNC Financial Services Group, Inc. will acquire 100% of the issued and outstanding stock of BBVA USA Bancshares, Inc., the intermediate owner of BBVA Transfer Services, Inc., was approved.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
June 9, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
2000 PGA Blvd., Bldg. B, Suite 2110, Palm Beach Gardens, FL 33408
June 9, 2021 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
620 North Main Street, Suite A, Springboro, OH 45066
June 9, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
91 E Main St, Springville, NY 14141
June 9, 2021 (MB-MBD)
Full Service Branch
American Advisors Group, Inc. D/B/A AAG
9711 Washingtonian Boulevard, Suite 550, Office 545, Gaithersburg, MD 20878
June 9, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
6257 Route 31, Suite 2, Cicero, NY 13039
June 9, 2021 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
496 Bramson Court, Ste 200, Mount Pleasant, SC 29464
June 9, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
139 Old Riverhead Road, Westhampton Beach, NY 11978
License to engage in the business of a Mortgage Banker Branch surrendered:
June 8, 2021 (MB-MBD)
Norwich Commercial Group, Inc. D/B/A Norcom Mortgage
37 Main Street, 2nd Floor, Unit C & E, Belchertown, MA 01007
Effective Date: June 10, 2020
June 9, 2021 (MB-MBD)
NVR Mortgage Finance, Inc.
159 Dwight Park Circle, Suite 206, Syracuse, NY 13209
Effective Date: February 28, 2021
June 9, 2021 (MB-MBD)
Guaranteed Rate, Inc.
366 Underhill Avenue, Suite A, Yorktown Heights, NY 10598
Effective Date: May 28, 2021
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| June 7, 2021 | 1890804 | Shawn Christopher Freshley | Montgomery Village | Maryland |
| June 7, 2021 | 2012739 | Benjamin Vivek Morgan | Columbia | Missouri |