Weekly Banking Bulletin

April 16, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

April 8, 2021 (Pf-LFS)
IPFS OF NEW YORK, LLC DBA CAPITAL PAYMENT PLAN
1055 Broadway, 11th Floor, Kansas City, Missouri 64105

A notification was received for the relocation of a branch office, as follows:

From:  900 Ashwood Parkway, Suite 370, Atlanta, Georgia 30338
To:  400 Northridge Road, suite 450, Atlanta, Georgia 30350

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


April 13, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notices of intention to establish electronic facilities (automated teller machines) at the following two locations, received:

  1. 32 North Potomac Street, Hagerstown, Washington County, Maryland 21740; and
  2. 7 West Market Street, Georgetown, Sussex County, Delaware 19947.

April 14, 2021 (pf-LFS)
SOUTH BAY ACCEPTANCE CORPORATION
10151 Deerwood Park Blvd., Bldg. 100, Suite 330, Jacksonville, Florida 32256

A notification was received for the relocation of the main office, as follows:

From:  10151 Deerwood Park Blvd., Bldg. 100, Suite 330, Jacksonville, Florida 32256
To:  10751 Deerwood Park Blvd., Suite 200, Jacksonville, Florida 32256

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

April 13, 2021 (BR-MBD)
Applicant(s)
Nicole Rose Tehrany
As: Presidential Processing Inc.
35 North Central Ave, 1st Floor Office, Valley Stream, NY 11580

April 14, 2021 (BR-MBD)
Applicant(s)
Chana Deutsch
Chaya B Balsam
Tzvi Balsam
As: Leopard Funding LLC D/B/A The Leopard Group
4502 13th Avenue, #307, Brooklyn, NY 11219


Application to establish a Mortgage Banker's Branch received for examination:

April 13, 2021 (MB-MBD)
Full Service Branch
Allied Mortgage Group, Inc.
39 E. Cedar Street, Suite 1, Newington, CT 06111

April 13, 2021 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.  D/B/As:
Americasa Home Loans
NMBNOW
One Meadowlands Plaza Suite 300, East Rutherford, NJ 07073


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
November 17, 2020 1610239 Maria Francesca Scerra Cedar Grove New Jersey
November 19, 2020 1891674 Hayley R. Horzepa Wolcott Connecticut
January 27, 2021 1560063 Francis J. Raffone Northport New York
January 27, 2021 2067106 Tanner Patrick Martin-Ignaffo Hyde Park New York
January 29, 2021 1805234 Sean Michael Caufield Greenvale New York
February 2, 2021 1876941 Ayana Naomi Scott Irving Texas
February 23, 2021 2014478 Brenda Akua Adu Bronx New York
March 2, 2021 2093236 Bryan Scott Schrimpe Selden New York
March 8, 2021 901558 Brian R. Silk East Northport New York
March 9, 2021 415918 Jason Robert Knee Medford New Jersey
March 9, 2021 2042026 Michael Janosko Rockville Centre New York
March 10, 2021 332074 Natasha Lynn Robinson Chicago Illinois
March 15, 2021 1910776 Ariel Diaz West Hempstead New York
March 19, 2021 50523 Kenneth J. Phillips Hopewell Junction New York
March 23, 2021 2019425 John Donald Mangas New York New York
March 26, 2021 2061031 Jennifer Lynn White The Colony Texas
March 26, 2021 2096010 Matthew M. Hackett Larchmont New York
March 26, 2021 2096408 Cordelia Divine Starnes Haltom City Texas
March 29, 2021 126744 Kevin Francis Kappler Union Dale Pennsylvania
March 29, 2021 1622894 Jonah Milton Haydock San Diego California
March 29, 2021 1868036 Conrad Gordon Frank Des Plaines Illinois
March 29, 2021 2020144 Eric Christopher Chappano Oakdale Pennsylvania
March 29, 2021 2064706 Cynthia Perez San Diego California
March 29, 2021 2069746 Frank Thomas Russo Phillipsburg New Jersey
March 30, 2021 61411 Terrence Montierus Jones New Rochelle New York
March 30, 2021 143996 William Fort Bayonne New Jersey
March 30, 2021 244924 Connie Carroll-Lund San Diego California
March 30, 2021 1075304 Anel Roxana Rodriguez Denver Colorado
March 30, 2021 1638736 Katherine Thompson Bosma Virginia Beach Virginia
March 30, 2021 1889399 Brenda Noemi Jimenez Torres Chula Vista California
March 30, 2021 1957264 Jack Vincent Bowers Lakewood Ohio
March 30, 2021 2040329 Michael Tharian Manhasset New York
March 30, 2021 2046137 Donald Enga Syosset New York
April 1, 2021 372222 Nathan C. Paff Lecanto Florida
April 1, 2021 1302011 Michael Schicchi Brooklyn New York
April 1, 2021 2040442 Robert Joseph Piatek Grand Island New York
April 2, 2021 1315435 Richard Joseph Lagrou Troy Michigan
April 5, 2021 49412 Alesia Colavecchio Warner Winsted Connecticut
April 5, 2021 332228 Richard John Czajkowski Brick New Jersey
April 5, 2021 1957134 Bryan Joseph Waldorf Twinsburg Ohio
April 5, 2021 1970732 Tarik Shaquile-Michael Tabb Detroit Michigan
April 5, 2021 2006034 Danielle Nicole Nowakowski Budd Lake New Jersey
April 5, 2021 2036007 Angela Lynn Nunes Brooklyn New York
April 5, 2021 2089816 George Musorrafiti Little Neck New York
April 6, 2021 1684859 Bayan Hammad Cleveland Ohio
April 6, 2021 2078533 James Carl Hockemeyer Scarsdale New York
April 6, 2021 2111466 Thomas Donofrio Depew New York
April 7, 2021 745953 Juan Jesus Caban Floral Park New York
April 8, 2021 80171 Christopher Lee Freimuth Keller Texas
April 8, 2021 638046 Terri Lynn Rossi Huntington Station New York
April 8, 2021 1620514 Vittorio Antony Cavaliere Arlington Texas
April 8, 2021 2050108 Anne Fraser Dansky New York New York

SECTION II

March 31, 2021 (SF-LFS)
DIRECT RECREATION HOLDINGS CORPORATION
48 Rensselaer Avenue, Lathan, NY 12110

License to engage in business as a sales finance company was surrendered.


April 9, 2021 (MI-CRB)
BEAL BANK
6000 Legacy Drive, Plano, TX 75024

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 1122 Franklin Avenue, Garden City, Nassau County, NY 11530, will not result in a significant reduction of financial services in the community to be affected.


April 9, 2021 (MI-CRB)
NORTHWEST BANK
Liberty Street at Second Avenue, Warren, PA 16365

Authorization granting permission to open and occupy a branch office at 295 Main Street, Buffalo, Erie County, New York 14023, surrendered for cancellation.

Office discontinued as of December 16, 2020.


April 9, 2021 (MI-CRB)
NORTHWEST BANK
Liberty Street at Second Avenue, Warren, PA 16365

Authorization granting permission to open and occupy a branch office at 1441 Monroe Avenue, Town of Brighton, Monroe County, New York 14618, surrendered for cancellation.

Office discontinued as of December 14, 2020.


April 9, 2021 (MI-CRB)
NORTHWEST BANK
Liberty Street at Second Avenue, Warren, PA 16365

Authorization granting permission to open and occupy a branch office at 2113 Chili Avenue, Town of Gates, Monroe County, New York 14624, surrendered for cancellation.

Office discontinued as of December 15, 2020.


April 9, 2021 (MI-CRB)
NORTHWEST BANK
Liberty Street at Second Avenue, Warren, PA 16365

Authorization granting permission to open and occupy a branch office at 3150 Sheridan Drive, Town of Amherst, Erie County, New York 14226, surrendered for cancellation.

Office discontinued as of December 17, 2020.


April 9, 2021 (MI-CRB)
NORTHWEST BANK
Liberty Street at Second Avenue, Warren, PA 16365

Authorization granting permission to open and occupy a branch office at 3488 Amelia Drive, Town of Orchard Park, Erie County, New York 14127, surrendered for cancellation.

Office discontinued as of December 18, 2020.


April 9, 2021 (FR-FWB)
UNIONE DI BANCHE ITALIANE S.P.A.
Piazza Vittorio Veneto 8, 24122, Bergamo, Italy

Representative office license located at 501 Madison Avenue, New York, NY 10022 is surrendered on April 9, 2021.


April 12, 2021 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201

Authorization granting permission to open and occupy a branch office at 1100 Mohawk Street, Utica, Oneida County, New York 13501, surrendered for cancellation.

Office discontinued as of March 26, 2021.


April 13, 2021 (BK-CRB)
HANOVER MERGER BANK
80 East Jericho Turnpike, Mineola, NY 11501

Organization Certificate approved and filed.


April 13, 2021 (BK-CRB)
HANOVER MERGER BANK
80 East Jericho Turnpike, Mineola, NY 11501

Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law, approved.


April 13, 2021 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901

Approval given to change the location of branch office from 410 West Morris Street, Bath, Steuben County, New York 14810 to 201 Bath and Hammondsport Railroad, Bath, Steuben County, New York 14810, on or after April 14, 2021.


April 13, 2021 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY 11791

The license to engage in business as a casher of checks at the following location has been surrendered, effective April 7, 2021:

Branch office:  1638 Coney Island Avenue, Brooklyn, NY 11230


April 14, 2021 (TM-LFS)
RAKUTEN CARD USA, INC.
800 Concar Drive, Suite 300, San Mateo, California 94402

Application for the change of headquarter location from 800 Concar Drive, Suite 300, San Mateo, California 94402 to 900 Concar Drive 3F, San Mateo, California 94402 was approved effective April 13, 2021.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

April 14, 2021 (MB-MBD)
Great Home Mortgage of New York in lieu of NP, INC.
4800 N Federal Hwy Bldg E Ste 200, Boca Raton, FL 33431


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

April 14, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
105 Lake Hill Road, Main Level #4, Burnt Hills, NY 12027

April 14, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
4 South Ave, Hilton, NY 14468

April 14, 2021 (MB-MBD)
Full Service Branch
American Advisors Group, Inc.  D/B/A AAG
510 County Road 466, Suite 207 Office G, Lady Lake, FL 32159

April 14, 2021 (MB-MBD)
Full Service Branch
Jet Direct Funding Corp.  D/B/As:
Jet Direct Mortgage
Senior Reverse Network
1400 Old Country Road, Suite 101N, Westbury, NY 11590

April 14, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
230 Grant Avenue, Suite 200, Auburn, NY 13021


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

April 8, 2021 (BR-MBD)
Superior Mortgage Co., Inc.
1117 Main Street, Storefront, Fishkill, NY 12524
Effective Date: February 19, 2021