Weekly Banking Bulletin

March 26, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

March 5, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close the public accommodation office located at University Plaza, 3500 Main Street, Town of Amherst, Erie County, New York 14226, received.


March 5, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close the branch office at 33 West State Street, Binghamton, Broome County, New York 13901, received.

The comment period on this notice will expire April 26, 2021.


March 16, 2021 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Application dated March 16, 2020, for permission to change the location of the branch office from 97-101 Broadway, Borough of Brooklyn, New York 11211 to 185 Broadway, Borough of Brooklyn, New York 11211, received.


March 16, 2021 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Application dated March 16, 2020, for permission to change the location of the branch office from 421 Hunts Point Avenue, Borough of Bronx, New York 10474 to 1360 East Bay Avenue, Borough of Bronx, New York 10474, received.


March 16, 2021 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Notice of intention to close the public accommodation office located at 84 Broadway, Borough of Brooklyn, New York 11211, received.


March 22, 2021 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901

Application dated March 22, 2021 for permission to change the location of branch office from 410 West Morris Street, Bath, Steuben County, New York 14810 to 201 Bath and Hammondsport Railroad, Bath, Steuben County, New York 14810, received.


March 23, 2021 (PF-LFS)
CLASSICPLAN PREMIUM FINANCING, INC.
13750 Pipeline Ave, Chino, CA 91710

Application received for a license to engage in business as a premium finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


March 23, 2021(TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203
PEOPLE’S UNITED BANK, N.A.
850 Main Street, Bridgeport, Connecticut 06604

Application, pursuant to Section 601 of the Banking Law, for People’s United Bank, N.A. to merge with and into Manufacturers and Traders Trust Company, under the name Manufacturers and Traders Trust Company, received.

The comment period for this application will expire on April 26, 2021.


March 24, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to establish electronic facilities (automated teller machines) at the following 19 locations, received:

  1. Delta Sonic 1802, 350 Langer Road, West Seneca, Erie County, NY 14224;
  2. Delta Sonic 1803, 1006 McKinley Parkway, Buffalo, Erie County, NY 14220;
  3. Delta Sonic 1805, 2285 Walden Avenue, Cheektowaga, Erie County, NY 14225;
  4. Delta Sonic 1807, 1264 Main Street, Buffalo, Erie County, NY 14209;
  5. Delta Sonic 1808, 2590 Delaware Avenue,  Buffalo, Erie County, NY 14216;
  6. Delta Sonic 1809, 4983 Transit Road, Williamsville, Erie County, NY 14221;
  7. Delta Sonic 1810, 7920 Niagara Falls Boulevard, Niagara Falls, Niagara County, NY 14303;
  8. Delta Sonic 1811, 1355 Niagara Falls Boulevard, Amherst, Erie County, NY 14226;
  9. Delta Sonic 1812, 1660 Penfield Road, Penfield,  Monroe County, NY 14526;
  10. Delta Sonic 1813, 718 East Main Street, Rochester,  Monroe County, NY 14604;
  11. Delta Sonic 1814, 990 West Ridge Road, Greece, Monroe County, NY 14615;
  12. Delta Sonic 1816, 2970 West Henrietta Road, Henrietta, Monroe County, NY 14620;
  13. Delta Sonic 1818, 3205 Orchard Park Road, Orchard Park, Erie County, NY 14127;
  14. Delta Sonic 1827, 3439 Erie Boulevard, DeWitt, Onondaga County, NY 13214;
  15. Delta Sonic 1829, 1841 Empire Boulevard, Webster, Monroe County, NY 14580;
  16. Delta Sonic 1830, 3720 Brewerton Road, North Syracuse, Onondaga County, NY 13212;
  17. Delta Sonic 1833, 3328 West Genesee Street, Fairmount, Onondaga County, NY 13219;
  18. Delta Sonic 1950, 3100 Niagara Falls Boulevard, Amherst, Erie County, NY 14228; and
  19. Delta Sonic 1826, 6850 Peach Street, Erie, Erie County, PA 16509.

March 25, 2021 (TM-LFS)
RAKUTEN CARD USA, INC.
800 Concar Drive, Suite 300, San Mateo, California 94402

Notification received for the change of headquarter location from 800 Concar Drive, Suite 300, San Mateo, California 94402 to 900 Concar Drive, 3F, San Mateo, California 94402.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

March 24, 2021 (BR-MBD)
Applicant(s)
Jonathan Hanks Baird
As: Solamere Mortgage LLC
461 N Whitby Woodlands Dr, Alpine, UT 84004


Application to establish a Mortgage Banker's Branch received for examination:

March 24, 2021 (MB-MBD)
Full Service Branch
Premium Mortgage Corp.
4 West Park Row, Clinton, NY 13323


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

March 19, 2021 (MB-MBD)
Applicant(s)
RKT Holdings LLC
Rocket Companies, Inc.
Suzanne F. Shank
Jonathan D. Mariner
Nancy R. Tellem
To acquire interest in:
Quicken Loans LLC
1050 Woodward Avenue, Detroit, MI 48226 

March 19, 2021 (MS-MBD)
Applicant(s)
RKT Holdings LLC
Rocket Companies, Inc.
Suzanne F. Shank
Jonathan D. Mariner
Nancy R. Tellem
To acquire interest in:
One Reverse Mortgage, LLC
660 Woodward Avenue, 5th Floor, Detroit, MI 48226 


Application received pursuant to Section 594-b of the New York Banking Law and Part 418 of the Superintendent's Regulations for a control interest:

March 23, 2021 (MS-MBD)
Applicant(s)
David Ertel
Mayim Capital, LLC
Mayim Investment Holdings, Inc.
To acquire interest in:
Bayview Loan Servicing, LLC
4425 Ponce de Leon Blvd., 5th Floor, Coral Gables, FL 33146


Mortgage Banker License Name Change Received:

March 18, 2021 (MB-MBD)
From: E Mortgage Management LLC
To: emm loans llc


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
November 19, 2020 1913390 Rahim Alom Jamaica New York
December 29, 2020 2023344 Ingrid Delgado Plainview New York
January 11, 2021 1951616 Na Lin Hicksville New York
January 22, 2021 1512377 Melissa Ulrich East Meadow New York
January 27, 2021 180318 Mahadeo Singh Rosedale New York
February 1, 2021 1730615 Elizabeth Chrisanthe Cholakis Rockaway Park New York
February 2, 2021 410242 Jason Ferrante Montauk New York
February 3, 2021 1371688 Ryan Dean Larson Arlington Virginia
February 5, 2021 2015184 Jennifer Lynn O'Connor Hamburg New York
February 10, 2021 2028788 Mark Edward Pamatat Bohemia New York
February 11, 2021 2090141 Dallin Wane Tucker Columbia Missouri
February 12, 2021 1995708 Gary Etienne Bayside New York
February 16, 2021 876405 Christopher Roscoe Orlando Florida
February 16, 2021 1722939 Rebekah Sue Defoor Aurora Colorado
February 17, 2021 2073478 David A. Weinstein Pomona New York
February 19, 2021 2067082 Matthew Thomas Sewell Blaine Tennessee
February 21, 2021 403962 Humberto Elias Morin Newark New Jersey
February 21, 2021 2043461 Lakhwinder Singh South Ozone Park New York
February 24, 2021 2064801 Robert Cruz New York New York
February 28, 2021 2064691 Angela Lee Lockwood Ballston Spa New York
March 1, 2021 2073576 Diego Valer Fort Brooklyn New York
March 2, 2021 286430 Joseph Ryan Daleo Bedminster New Jersey
March 4, 2021 840111 Abayomi O. Akinyemi Chantilly Virginia
March 4, 2021 1793199 Jose Luis Velez Fort Mill South Carolina
March 8, 2021 9506 Matthew Adam Stenta Miami Florida
March 8, 2021 512808 Margaret Anne Martinek Ellicott City Maryland
March 8, 2021 539922 David Rodriguez Brooklyn New York
March 8, 2021 819862 Clara Rodriguez Rochelle Park New Jersey
March 8, 2021 1959408 Jake Conrad Keado Charlotte North Carolina
March 9, 2021 1801606 Chun Hua Zhang Syosset New York
March 9, 2021 2036055 Nadia Bamba Brooklyn New York
March 9, 2021 2117274 Ina Carrie Fitch Millsboro Delaware
March 10, 2021 621027 Dustin Wayne Neyra Denton Texas
March 10, 2021 1160166 Anthony Nicolo Staten Island New York
March 10, 2021 1293075 Kyle James Lindemann Chagrin Falls Ohio
March 10, 2021 1461385 Don Sullenberger Falls Church Virginia
March 10, 2021 1989487 Shayne Michael Keith Columbia Missouri
March 11, 2021 1930005 Katherine Marie Beckett Louisville Tennessee
March 11, 2021 1941781 Francis Truong Strongsville Ohio
March 11, 2021 1991110 Allen Biji Thomas New Hyde Park New York
March 12, 2021 59886 Bret Christopher Mosello Stamford Connecticut
March 12, 2021 126892 Mark Moise Dana Rockaway Beach New York
March 12, 2021 1585754 Christopher John Lewis Bethlehem Pennsylvania
March 15, 2021 22792 Jeffrey Joseph Kosiorek Wakefield Rhode Island
March 15, 2021 1941789 Jordon Matthew Dartis Elyria Ohio
March 16, 2021 1957199 Edward Mark Bertalan Cleveland Ohio
March 16, 2021 1970876 Breyonna Kathleen-Polly Markham Shelby Township Michigan
March 16, 2021 1971098 Kevin Thamer Zaytuna Commerce Township Michigan
March 16, 2021 2003434 Christopher Matthew Bravo Poughkeepsie New York
March 16, 2021 2026761 Jason Christopher Scholz Milford Connecticut
March 16, 2021 2084035 Angelina Jingmin Li Dallas Texas
March 16, 2021 2086217 Angela Marie Dunn Crowley Texas
March 16, 2021 2109628 Ferhana Naeem Staten Island New York

SECTION II

March 15, 2021 (BK – CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

CERTIFICATE OF AMENDMENT OF THE ORGANIZATION CERTIFICATE OF SIGNATURE BANK UNDER SECTION 8005 OF THE BANKING LAW

The Superintendent approved in principle the “Certificate of Amendment of the Organization Certificate of Signature Bank under Section 8005 of the Banking Law” to provide for an increase the amount of common stock from 64,000,000 shares par value $.01 per share, to 125,000,000 shares par value $.01 per share.


March 18, 2021 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC 
10 Elizabeth Street, River Edge, New Jersey 07661

The license to engage in business as a casher of checks at the following location has been surrendered, effective March 8, 2021:
Limited Station: The Brooklyn Hospital Center, 121 DeKalb Avenue, Brooklyn, NY 11201


March 19, 2021 (CC-LFS)
AMITYVILLE PAYROLL SERVICE, INC.    
575 Broadway, Amityville, New York 11701

The licenses to engage in business as a casher of checks at the following locations were surrendered, effective March 8, 2021:

Branch Office: 667 Route 109, West Babylon, NY 11704
Limited Station: Creative Bath Products, Inc., 250 Creative Drive, Central Islip, NY 11722  
Limited Station: Roadie Products, Inc., 1121-20 Lincoln Avenue, Holbrook, NY 11741


March 19, 2021 (CC-LFS)
SUNRISE CHECK CASHING SERVICES, LLC
580 Sunrise Highway, Baldwin, NY 11510

The license to engage in business as a casher of checks at the following location has been surrendered, effective February 23, 2021:

Branch office:  205-21 Linden Boulevard, St. Albans, NY 11412.


March 19, 2021 (BK-CRB)
PCSB BANK
2477 Route 6, Brewster, NY 10509 

Approval given to change the location of branch office from 40 East First Street, Mount Vernon, Westchester County, New York 10550 to 123 Gramatan Avenue, Mount Vernon, Westchester County, New York 10550, on or after March 20, 2021.


March 23, 2021 (BK-CEU)
POPULAR BANK
85 Broad Street, 10th Floor, New York, NY  10004

Application pursuant to Section 96-d of the Banking Law, for the designation of Community District 11, Borough of Manhattan, New York County, as a Banking Development District, was approved by the Superintendent.  The co-applicant is the Office of Manhattan Borough President Gale A. Brewer.


March 23, 2021 (BP-LFS)
SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT, INC.
1450 Iowa Avenue, Suite 200, Riverside, California, 92507

The relocation of the main office, was approved as follows, effective March 1, 2021:

From:  4351 Latham Street, Riverside, California 92501
To:  1450 Iowa Avenue, Suite 200, Riverside, California 92507


March 24, 2021 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901

Authorization issued to open and occupy a branch office at 9159 Main Street, Suite 1B, Town of Clarence, Erie County, NY 14031, on or after March 25, 2021.


March 25, 2021 (LL-LFS)
INTUIT FINANCING INC. D/B/A/ QUICKBOOKS CAPITAL
2700 Coast Avenue, Mountain View, CA 94043

Application for a license to engage in business as a licensed lender was approved effective March 18, 2021.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

March 23, 2021 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
907 Pleasant Valley Avenue, Suite 3, Mount Laurel, NJ 08054

March 24, 2021 (MB-MBD)
Full Service Branch
Norwich Commercial Group, Inc.  D/B/A Norcom Mortgage
24 Sanford Street, Suite 2, Glens Falls, NY 12801

March 24, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
289 Post Avenue, Westbury, NY 11590


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

March 24, 2021 (BR-MBD)
Full Service Branch
Grand Oaks Funding, L.L.C.
360 Town Plaza Ave., Unit 315-D, Ponte Vedra Beach, FL 32081

March 24, 2021 (BR-MBD)
Full Service Branch
WC Financial in lieu of Warshaw Capital, LLC
1537 Cades Bay Ave, Jupiter, FL 33458


Certificate to engage in the business of a Mortgage Broker surrendered:

March 24, 2021 (BR-MBD)
123 Mortgages, LLC
110 Old Country Road, Mineola, NY 11501
Effective Date: March 5, 2021


License to engage in the business of a Mortgage Banker Branch surrendered:

March 23, 2021 (MB-MBD)
East Coast Capital Corp.
120 Bloomingdale Road, Suite 402, White Plains, NY 10605
Effective Date: March 17, 2021


Mortgage Banker License Address Changes:

March 23, 2021 (MB-MBD)
Freedom Mortgage Corporation
From: 907 Pleasant Valley Avenue, Suite 3, Mount Laurel, NJ 08054
To: 951 Yamato Road, Suite 175, Boca Raton, FL 33431


Mortgage Broker Certificate Address Changes:

March 24, 2021 (BR-MBD)
E 3 Mortgage Corp
From: 20283 State Road 7, Suite # 344, Boca Raton, FL 33498
To: 950 Peninsula Corporate Circle, Suite 1005, Boca Raton, FL 33487

March 24, 2021 (BR-MBD)
Capital Home Funding LLC D/B/A Capital Home Partners
From: 3711 Main St, Suite A, Warrensburg, NY 12885
To: 800 Rt 146, Suite 320, Clifton Park, NY 12065

March 24, 2021 (BR-MBD)
ClearPath Mortgage Solutions, Inc.
From: 950 New Loudon Road, Suite 231, Latham, NY 12110
To: 43 British American Blvd, Suite #5, Latham, NY 12110


Mortgage Broker Branch Certificate Address Changes:

March 24, 2021 (MLS-MBD)
Planet Home Lending, LLC
From: 5401 W Kennedy Boulevard, Suite 300, Tampa, FL 33609
To: 2002 North Lois Avenue, Suite 800, Tampa, FL 33607


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval NMLS # Applicant Name City State Sponsoring Entity
March 22, 2021 1473003 Denise Pacheco Hopewell New York A.S.A.P. Mortgage Corp.