Weekly Banking Bulletin

March 19, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

March 5, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close the branch office at 202 Clinton Street, Binghamton, Broome County, New York 13905, received.

The comment period on this notice will expire April 19, 2021.


March 11, 2021 (MI-CRB)
NORTHEAST COMMUNITY BANCORP, INC.
325 Hamilton Avenue, White Plains, NY 10601

Application, pursuant to Section 143-b of the Banking Law, to acquire control of NorthEast Community Bank, White Plains, New York, received.
The application was filed in connection with the proposed conversion of NorthEast Community Bancorp, MHC from a mutual holding company structure to a stock holding company form of organization. Upon consummation of the proposed conversion, NorthEast Community Bancorp, MHC will cease to exist, and NorthEast Community Bank will become a wholly-owned subsidiary of NorthEast Community Bancorp, Inc.

The comment period on this application will expire on April 19, 2021.


March 16, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notices of intention to establish electronic facilities (automated teller machines) at the following two locations, received:

  1. 20 West Main Street, Falconer, Chautauqua County, NY 14733; and
  2. 1423 North Atherton Street, State College, Centre County, PA 16803.

March 16, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notices of intention to establish electronic facilities (automated teller machines) at the following three locations, received:

  1. 615 Pleasant Valley Boulevard, Altoona, Blair County, PA 16602
  2. 33 West State Street, Binghamton, Broome County, NY 13901; and
  3. 3500 Main Street, Amherst, Erie County, NY 14226.

March 17, 2021 (TM-LFS)
MAXITRANSFERS, LLC.
222 W. Las Colinas Blvd., Suite 2000, North Tower, Irving, TX 75039

Application received for a license to engage in business as a money transmitter.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


March 17, 2021 (TR-CRB)
TOMPKINS TRUST COMPANY
118 East Seneca Street, Ithaca, NY 14850

Notice of intention to close branch office at 100 West Main Street, Village of Odessa, Schuyler County, NY 14869, received.

The comment period on this notice will expire April 19, 2021.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

March 17, 2021 (MB-MBD)
Applicant(s)
Esmeralda Alvarez Espinoza
Jesmin Akhter
Kelly Almanzar
Mostafisur Rahman
As: Progress Funding Inc.
2250 Westchester Ave, Bronx, NY 10462

March 17, 2021 (MB-MBD)
Applicant(s)
Alexandra Skestos Holmes
James W Phieffer
Jason J Skestos
Justine A Skestos
Linda K Heaston
Richard Taylor Stork
Stephanie Skestos Gabriele
As: DMC Funding In lieu of True Name Developer's Mortgage Company
2700 E. Dublin-Granville Road, Suite 460, Columbus, OH 43231


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
December 10, 2019 64666 Michael P. Sieja Cortlandt Manor New York
September 23, 2020 2030405 Joshua Isaac Brenner Englewood Cliffs New Jersey
November 2, 2020 1927279 Mark Labibaziz Greiss Staten Island New York
December 3, 2020 2060243 Nicholas Francis Zovich New Hyde Park New York
January 19, 2021 352674 James R. Merenick Jamestown New York
January 21, 2021 2043603 Douglas E. Hill Skaneateles New York
January 27, 2021 351890 Christie L. Simmons Plainview New York
February 1, 2021 2049568 Brian Patrick Cliggett Oceanside New York
February 10, 2021 1997059 Tony Srye North Chili New York
February 11, 2021 218863 Amir Syed Chicago Illinois
February 11, 2021 2035466 Jacqueline Taylor Cuddy Massapequa New York
February 12, 2021 603912 Tracy Mitchell Blacklick Ohio
February 15, 2021 2088692 Matthew Herrington Islip New York
February 16, 2021 620629 Steven Marcus Brandon El Paso Texas
February 16, 2021 2041645 Thomas C. Baffi Long Beach New York
February 17, 2021 1281988 Shaun William Koren Kenilworth New Jersey
February 18, 2021 999922 Andrew A. Cambria Camillus New York
February 19, 2021 1636657 Lindsy Ai Luu Baldwinsville New York
February 22, 2021 485353 Bart Segreto Wayne New Jersey
February 23, 2021 859995 Ezer Lee Cambridge Massachusetts
February 23, 2021 1962420 Armando Tejeda Yonkers New York
February 25, 2021 1312055 Nasiruddin M. Laskar East Elmhurst New York
February 26, 2021 1995041 David Wayne Outlaw Roselle Park New Jersey
February 26, 2021 2066943 Ronald Orlando Roman Stratford Connecticut
February 28, 2021 2017454 Emily Bartlett Watertown New York
March 1, 2021 1926633 Andrew Scott Matheney Columbia Missouri
March 1, 2021 2094769 Gregory Andrew Suhr Bethpage New York
March 2, 2021 38460 Howard Orson George East Islip New York
March 2, 2021 2096750 Jeffrey R. Buckley Orange Connecticut
March 3, 2021 382657 Stephen Guy Phillips Newton Massachusetts
March 4, 2021 58967 Sophia Constantinou Kalamata New York
March 4, 2021 71156 William Demont Wood Reynoldsburg Ohio
March 4, 2021 2097824 Willems Pierre North Baldwin New York
March 5, 2021 456507 Patrick John McEnerney St. Augustine Florida
March 5, 2021 1139025 Bonnie Jo Leroux Commerce City Colorado
March 10, 2021 167538 Adam Craig Broder Freeport New York

SECTION II

February 11, 2021 (TM-LFS)
ZOHA, INC. U/A/N ZOHA ENTERPRISES
291 Grove Street, Jersey City, New Jersey, 07302

License to engage in business as a money transmitter surrendered with prejudice.


March 17, 2021 (PF-LFS)
ROYAL PREMIUM BUDGET, INC. DBA STONEMARK
30833 Northwestern Hwy, Suite 220, Farmington Hills, Oakland County, MI 48334

Application filed by Royal Premium Budget, Inc. to engage in business as a premium finance agency was approved effective March 11, 2021.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

March 17, 2021 (MB-MBD)
Full Service Branch
Finance of America Mortgage LLC
123 North Lake Avenue, Suite 100, Pasadena, CA 91101


License to engage in the business of a Mortgage Banker Branch surrendered:

March 11, 2021 (MB-MBD)
Pulte Mortgage LLC
150 Allen Road, Suite 303, Basking Ridge, NJ 07920
Effective Date: February 22, 2021


Mortgage Banker Branch License Address Changes:

March 17, 2021 (MB-MBD)
loanDepot.com, LLC D/B/As:
LDWholesale
loanDepot
From: 102 Elm Street, Walpole, MA 02081
To: 220 Norwood Park South, Suite 100, Norwood, MA 02062


Mortgage Broker Branch Certificate Address Changes:

March 17, 2021 (BR-MBD)
A.S.A.P. Mortgage Corp.
From: 10 Grand Central, 155 East 44th Street, 5th Floor, Office #CB149, New York, NY 10017
To: 237 Route 32, Central Valley, NY 10917


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval NMLS # Applicant Name City State Sponsoring Entity
March 10, 2021 463886 Luis Fernandez Copiague New York Continental Mortgage Bankers, Inc.
March 12, 2021 1549361 Sean Gregory Rivers Fort Lee New Jersey Warshaw Capital, LLC
March 15, 2021 409613 Renee Tina Jo Short Nanuet New York Hudson United Mortgage LLC
March 15, 2021 628231 Jason C. Proietti Webster New York Preferred Mortgage Corporation of New York
March 15, 2021 1603890 Andrew John Stubbins Hampton Bays New York Mainstay Mortgage Corp.
March 15, 2021 1655853 Eric Ott Yaphank New York Russell Capital Group LLC

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS # Applicant Name City State
March 11, 2021 173702 Ronald Lloyd Keene Plymouth Meeting Pennsylvania
March 11, 2021 1053416 Joseph Michael Delgadillo Monterey Park California
March 15, 2021 1393728 Christopher Xavier Rosas Los Alamitos California
March 15, 2021 1902049 David James Shaft Romulus Michigan