Weekly Banking Bulletin

February 26, 2021

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

January 29, 2021 (MI-CRB)
BEAL BANK
6000 Legacy Drive, Plano, TX 75024

Notice of intention to close branch office at 1122 Franklin Avenue, Garden City, Nassau County, NY 11530, received.

The comment period on this notice will expire March 29, 2021.


February 16, 2021 (MI-CRB)
BEAL BANK USA
1970 Village Center Circle, Las Vegas, NV 89134

Notice of intention to close branch office at 36 Mamaroneck Avenue, White Plains, Westchester County, NY 10601, received.

The comment period on this notice will expire March 29, 2021.


February 19, 2021 (CU-CRB)
HUDSON RIVER COMMUNITY CREDIT UNION
1 Third Street, Corinth, NY 12822

NORTON-TROY EMPLOYEES CREDIT UNION
35 Niver Street, Cohoes, NY 12047

Application for merger of Norton-Troy Employees Credit Union with and into Hudson River Community Credit Union pursuant to Section 601 of the Banking Law, under the name Hudson River Community Credit Union, received.

The comment period on this application will expire on March 29, 2021.


February 22, 2021 (BK-CRB)
PCSB Bank
2477 Route 6, Brewster, NY 10509 

Application dated February 22, 2021, for permission to change the location of branch office from 40 East First Street, Mount Vernon, Westchester County, New York 10550 to 123 Gramatan Avenue, Mount Vernon, Westchester County, New York 10550, received.


February 26, 2021 (TM – LFS)
AU CARD, LLC
3300 N Ashton Blvd Suite 200, Lehi, UT 84043

Application received for a change of control whereby AU Card, LLC will acquire 100% of Licensee CoinX, Inc.


Application to establish a Mortgage Banker's Branch received for examination:

February 19, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
1595 Route 9, Halfmoon, NY 12065

February 19, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
25 Main Street, 1st Floor Office #2, Goshen, NY 10924

February 19, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
26 Mill Plain Road, Suite 2E, Danbury, CT 06811

February 19, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
235 Main Street, Suite 530, White Plains, NY 10601

February 19, 2021 (MB-MBD)
Full Service Branch
Planet Home Lending, LLC D/B/A Planet Home Servicing
2002 North Lois Avenue, Suite 800, Tampa, FL 33607

February 19, 2021 (MB-MBD)
Full Service Branch
Arc Home LLC
2010 Corporate Ridge, Suite 750, McLean, VA 22102

February 19, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
130 River Landing Drive, Unit 1D, Charleston, SC 29492

February 19, 2021 (MB-MBD)
Full Service Branch
Caliber Home Loans, Inc.
4250 Veterans Highway, Suite 170 East, Holbrook, NY 11741

February 22, 2021 (MB-MBD)
Full Service Branch
Hunt Mortgage Corporation D/B/A Mach 1 Mortgage
7650 Highbridge Road, Suite B, Manlius, NY 13104

February 24, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
80 SE Madison St., Suite 320, Portland, OR 97214


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

February 24, 2021 (MB-MBD)
Applicant(s)
David Willes Duarte
Nicole J. Gallagher
To acquire interest in:
Mountain Mortgage Corp.
1435 Morris Avenue, 1st Floor, Union, NJ 07083

February 24, 2021 (MB-MBD)
Applicant(s)
Andrew Porter Smith
WKHST, LLC
To acquire interest in:
Hartford Funding, LTD
400 Jericho Turnpike, Suite 322, Jericho, NY 11753


Application to establish a Mortgage Banker's Branch received for examination, has been withdrawn:

February 18, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1515 E Woodfield Rd, Suite 370, Schaumburg, IL 60173


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
November 9, 2020 2031285 Nibmor Evan Pascual Cabangon Elmhurst New York
November 16, 2020 1999314 Md R. Khan Bronx New York
November 18, 2020 2042909 Elvis Tominovic Astoria New York
November 23, 2020 311991 Kenneth Michael Hobbs Owings Mills Maryland
November 24, 2020 1897105 Geovanny Hector Mora Brooklyn New York
December 16, 2020 357156 Sean Anthony Kolbinskie Far Rockaway New York
December 16, 2020 1257460 Jean Anthony Villanueva Astoria New York
December 16, 2020 1957831 George Mazreku Shelby Township Michigan
December 17, 2020 2058382 Eric Vito Carminio Fort Lee New Jersey
December 22, 2020 2057189 Shlomo Y. Tauber Monsey New York
December 29, 2020 1899380 Veena Persaud Briarwood New York
January 4, 2021 1544247 Yissacher Getzel Rubashkin Miami Beach Florida
January 5, 2021 2028775 Jonathan Joseph Grossman Lawrence New York
January 11, 2021 1708003 Zhixia Gao Irvine California
January 13, 2021 2031865 Mamdouh O. Ahmed Deer Park New York
January 15, 2021 1975182 Steven Ray Salguero New York New York
January 19, 2021 704310 Robert Donoso Jackson New Jersey
January 19, 2021 2041609 Nicholas P. Ruffino Williston Park New York
January 19, 2021 2074212 Ryan Paul Globuschutz West Islip New York
January 20, 2021 39303 Michelle Oteri Edgartown Massachusetts
January 22, 2021 2032537 Anthony P. Morreale Hopewell Junction New York
January 26, 2021 22919 Paulette M. Petix Rochester New York
January 26, 2021 1375963 Elizabeth Clark Clifton Springs New York
January 26, 2021 1637004 AnnaMaria Bonavita Franklin Square New York
January 27, 2021 354634 Jeffrey John Horan Farmingville New York
January 27, 2021 1084652 Steven Jonathan Kleinmann Delray Beach Florida
January 27, 2021 2026788 Joseph Damingo Ervolino Massapequa Park New York
January 28, 2021 404875 Adam R. Grynberg Fort Mill South Carolina
January 28, 2021 1469000 Vincent James Carnevale Elmwood Park New Jersey
January 29, 2021 1473003 Denise Pacheco Hopewell New York
January 29, 2021 1942539 Jeffrey Paul McCarthy Centereach New York
January 29, 2021 2051025 Cameron Alexander Green Jersey City New Jersey
January 29, 2021 2080364 Anthony Lee Davis Hallsville Missouri
February 1, 2021 589974 Maria P. Gross Campbell Hall New York
February 1, 2021 1764241 Daniel Gerard Kelly Gansevoort New York
February 1, 2021 2009778 Hershey Grossman Brooklyn New York
February 1, 2021 2058222 Christian Migliore Seaford New York
February 1, 2021 2068403 Daniel Joseph Caroussos Smithtown New York
February 3, 2021 2025005 Ashlee Renee Crewe Bronx New York
February 3, 2021 2068202 Jeremy Brandon Simon Mahwah New Jersey
February 3, 2021 2076639 Molly Elizabeth Jones Columbia Missouri
February 4, 2021 1957712 Terria Renee Williams Detroit Michigan
February 4, 2021 2008453 Andrew Charles Kravchenko Wading River New York
February 4, 2021 2016275 Donald Ramsay Singh Queens New York
February 5, 2021 1957358 Mark Jacob Tarnowsky Berkley Michigan
February 5, 2021 1957693 Darren Van Walter Sterling Heights Michigan
February 5, 2021 1957698 Damiquel Wardell Williams Rochester Hills Michigan
February 5, 2021 1957750 Grant Alexander Zinkosky Milford Michigan
February 5, 2021 1957754 Matthew Zoro Farmington Hills Michigan
February 8, 2021 1805699 Regina Ann Siekierski Fenton Michigan
February 8, 2021 1941884 Christopher Lee Sonnenfeld Warren Michigan
February 8, 2021 1957225 Deja Ariana-Laquisha Slaughter Detroit Michigan
February 8, 2021 1957381 Jeronim Toplanaj Macomb Michigan
February 8, 2021 1957386 Khamil Totharam Farmington Hills Michigan
February 8, 2021 1971757 Michael Kevin Smith Royal Oak Michigan
February 9, 2021 17882 Nicholas Schmidtke Deer Park New York
February 9, 2021 1957375 Mario Francisco Tavarez Brownstown Michigan
February 12, 2021 2094731 Kaleigh Brooke Whiston Columbia Missouri
February 15, 2021 1708643 Jennifer Racquel Ansaldi Wantagh New York
February 15, 2021 1775721 David Michael Buckler Randolph New Jersey
February 18, 2021 124352 Brian Tom Oceanside New York
February 19, 2021 1052507 Tyler Roy Bruns Guilford Connecticut

SECTION II

January 19, 2021 (SB-CRB)
RHINEBECK BANK
2 Jefferson Plaza, Poughkeepsie, NY 12601

Authorization issued to open and occupy a branch office at 357 East Main Street, Middletown, Orange County, New York 10941, on or after January 20, 2021.


February 22, 2021 (BK–CRB)
PIERMONT BANK
4 Bryant Park, 3rd Floor, New York, New York 10018

The Superintendent approved in principle the “Certificate of Amendment of the Organization Certificate of Piermont Bank” under Section 8005 of the New York Banking Law to provide for:

  1. An increase in the amount of common stock of the Bank from Six Million (6,000,000) shares par value Four Dollars ($4.00) per share to Twelve Million (12,000,000) shares par value Four Dollars ($4.00) per share; and
  2. The creation of Three Million (3,000,000) shares of preferred stock of the par value of One Cent ($0.01) per share.

February 22, 2021 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Authorization granting permission to open and occupy branch office at 284 East Fairmount Avenue, Lakewood, Chautauqua County, New York 14750, surrendered for cancellation.

Office permanently discontinued as of January 15, 2021.


February 23, 2021 (CC-LFS)
REPUBLIC CAPITAL GROUP, LLC
5519 New Utrecht Ave, Brooklyn, NY 11219

The license to engage in business as a casher of checks at the following location has been surrendered, effective December 31, 2020:

Branch office:  1440 Forest Avenue, Staten Island, NY 10302.


February 24, 2021 (TM-LFS)
ACI PAYMENTS, INC. DBA OFFICIAL PAYMENTS
6060 Coventry Drive, Elkhorn, Nebraska 68022

Application for the discontinuance of the dba Official Payments was approved effective February 18, 2021.


February 24, 2021 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 2222 Merrick Road, Merrick, Nassau County, New York 11566, will not result in a significant reduction of financial services in the community to be affected.


February 25, 2021 (TM-LFS)
WESTERN UNION BUSINESS SOLUTIONS (USA), LLC DBA WESTERN UNION BUSINESS SOLUTIONS
1152 15th Street NW, 7th Floor, Washington, DC 20005

Application for the change of headquarters location from 1152 15th Street NW, 7th Floor, Washington, DC 20005 to 7001 E. Belleview Avenue, Denver, Colorado 80237 was approved effective February 18, 2021.


February 24, 2021 (TR-CRB)

DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at One Huntington Quadrangle, Melville, Town of Huntington, Suffolk County, NY 11747, will not result in a significant reduction of financial services in the community to be affected.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

February 24, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
75 Main Street, Suite 205, Millburn, NJ 07041

February 24, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
160 Oakwood Avenue, Troy, NY 12180


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

February 24, 2021 (BR-MBD)
Full Service Branch
Superior Mortgage Co., Inc.
200 Broadhollow Road, Suite 207, Melville, NY 11747


License to engage in the business of a Mortgage Banker Branch surrendered:

February 22, 2021 (MB-MBD)
Movement Mortgage, LLC
116 Washington Avenue, Suite 1A, North Haven, CT 06473
Effective Date: February 10, 2021

February 22, 2021 (MB-MBD)
Finance of America Mortgage LLC
123 North Lake Avenue, Suite 100, Pasadena, CA 91101
Effective Date: February 12, 2021


Mortgage Banker Branch License Address Changes:

February 24, 2021 (MB-MBD)
East Coast Capital Corp.
From: 535 Broadhollow Road, Suite #A-16, Melville, NY 11747
To: 35 Pinelawn Road, Suite 205 W, Melville, NY 11747


Mortgage Broker Certificate Address Changes:

February 24, 2021 (BR-MBD)
Jones Mortgage Group, Inc.
From: 1524 Nottingham Knoll Drive, Jacksonville, FL 32225
To: 1728 Dover Hill Drive, Jacksonville, FL 32225


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval NMLS # Applicant Name City State Sponsoring Entity
February 18, 2021 71268 Janet Marsh Ebel Hudson New York Janet Marsh Ebel
February 18, 2021 209556 Atul Krishna Rastogi Long Valley New Jersey A-M-S Mortgage Services, Inc.
February 18, 2021 487573 James David Moore Goldens Bridge New York Hudson United Mortgage LLC
February 18, 2021 1211330 Richard Louis Heredia Woodland Park New Jersey 1st 2nd Mortgage Company of N.J., Inc.

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS # Applicant Name City State
February 19, 2021 263497 Heather Michelle Chandler Hamilton Alabama
February 19, 2021 1562601 David Scott McClearen Chandler Arizona
February 19, 2021 1953702 Erik Michael Visco Columbia Maryland
February 19, 2021 2047345 Nicholas Scott Simmons Columbia Missouri