Weekly Banking Bulletin

September 25, 2020

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Cashier PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company 
FB Foreign Branch SF Sale Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SL Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

September 16, 2020 (MI-CRB)
NORTHWEST BANK
Liberty Street at Second Avenue, Warren, PA 16365

Notice of intention to close branch offices at the following five locations:

  1. 3150 Sheridan Drive, Town of Amherst, Erie County, New York 14226;
  2. 295 Main Street, Buffalo, Erie County, New York 14023;
  3. 3488 Amelia Drive, Town of Orchard Park, Erie County, New York 14127;
  4. 2113 Chili Avenue, Town of Gates, Monroe County, New York 14624; and
  5. 1441 Monroe Avenue, Town of Brighton, Monroe County, New York 14618.

The comment period on this notice will expire October 26, 2020.


September 17, 2020 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close branch office at 1 East Main Street, Corfu, Genesee County, New York 14036, received.

The comment period on this notice will expire October 26, 2020.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

September 22, 2020 (BR-MBD)
Applicant(s)
Gennady Utchitel
As: Intercontinental Ultimate Solutions Inc.
4000 North Federal Highway, Suite 212, Boca Raton, FL 33431


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application NMLS # Applicant Name City State
June 29, 2018 6103 Christopher Loughnane Rancho Mission Viejo California
August 1, 2018 192944 Christopher James Sevigny Oceanside New York
February 6, 2020 1452589 Jose Antonio Vargas Waterbury Connecticut
July 7, 2020 1851931 Manny Sahni Syosset New York
July 20, 2020 1993425 Eddie Levy Brooklyn New York
July 27, 2020 8505 Lee Jay Leslie Hermosa Beach California
August 16, 2020 1564084 Maggie Manolya Koray Melville New York
August 21, 2020 2001312 Whitney Anne Lieberman Kansas City Missouri
August 22, 2020 2007862 Hannah Margaret Paul Brockport New York
August 24, 2020 2016335 John J. Oppedisano Northport New York
August 29, 2020 2002455 Matthew James Salmon Melville New York
August 31, 2020 953725 Oscar Mauricio Montoya Charlotte North Carolina
August 31, 2020 1937919 Mark Scocco Flanders New Jersey
August 31, 2020 1989103 Sweety Bindal Bethpage New York
September 2, 2020 1930884 Julia Rose Blasl Bronx New York
September 4, 2020 63180 Mark Justin Neuman Woodmere New York
September 4, 2020 221167 Cheryl L. Richter Romeoville Illinois
September 4, 2020 1990080 Srinivasa Choudery Palati New York New York
September 4, 2020 1995379 Christopher M. Higgins Pearl River New York
September 9, 2020 1996271 Gregory Stephen Cignarella Roslyn Heights New York
September 10, 2020 28270 Kristian Bjarne Winters Shamong New Jersey
September 10, 2020 523004 Kathryn D. Paige Fort Lauderdale Florida
September 10, 2020 1197440 Jennifer Haihua Park Bayside New York
September 10, 2020 2002668 Gwendolyn Renee Creel Greenwood Missouri
September 11, 2020 2010246 Michael Robert Sturgis Anderson Indiana
September 11, 2020 2015542 Dominic Vincent Geraci Rocky Point New York
September 15, 2020 1998010 Mario Alberto Gonzalez Northport New York
September 15, 2020 2011708 Polina Chernyak Fair Lawn New Jersey

SECTION II

June 30, 2020 (TM-LFS)
HSI USA INC.
7700 W. Parmer Lane Building D, Floor 3, Austin, Texas 78729

License to engage in business as a licensed money transmitter company is surrendered.


September 15, 2020 (MI-CRB)
CUSTOMERS BANK
99 Bridge Street, Phoenixville, PA 19460

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at The Osborn Retirement Community, 101 Theall Road, Rye, Westchester County, New York 10580, will not result in a significant reduction of banking services in the community to be affected.


September 15, 2020 (MI-CRB)
CNB BANK
One South Second Street, Clearfield, PA 16830

Authorization issued to open and occupy a branch office at 827 Hopkins Road, Amherst, Erie County, New York 14221, on or after September 16, 2020


September 18, 2020 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a public accommodation office at 600 Summit Avenue, Jersey City, Hudson County, New Jersey 07306, surrendered for cancellation.

Office discontinued as of September 18, 2020.


September 18, 2020 (TR-CRB)
POPULAR BANK
11 West 51st Street, New York, NY 10019

Authorization issued to change the location of branch office from 8401 West Oakland Park Boulevard, Sunrise, Broward County, FL 33351 to 3457 North University Drive, Sunrise, Broward County, FL 33351, on or after September 18, 2020.


September 18, 2020 (TR-CRB)
POPULAR BANK
11 West 51st Street, New York, NY 10019

Authorization issued to change the location of branch office from 301 71st Street, Miami Beach, Miami-Dade County, FL 33141 to 7306 Collins Avenue, Miami Beach, Miami-Dade County, FL 33141, on or after September 18, 2020.


September 18, 2020 (MI-CRB)
ROYAL BUSINESS BANK
1055 Wilshire Boulevard, (Suite 1200), Los Angeles, CA 90017

Authorization issued to open and occupy a branch office at 2057 86th Street, Borough of Brooklyn, City of New York 11214, on or after September 19, 2020.


September 22, 2020 (TR-FWB)
MIZUHO BANK (USA)
1271 Avenue of the Americas, New York, NY 10020

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 135 West 50th Street, 16th Floor, Borough of Manhattan, City of New York 10020, will not result in a significant reduction of banking services in the community to be affected.


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval NMLS # Applicant Name City State Sponsoring Entity
September 21, 2020 855741 Denise Pryia Chunilal-Mohammed Valley Stream New York Fairway Independent Mortgage Corporation
September 22, 2020 12157 Joe Alan Craft Jacksonville Florida Carrington Mortgage Services, LLC
September 22, 2020 20916 Doris Nilda Glover Stamford Connecticut Luxury Mortgage Corp.
September 22, 2020 404874 Michael Roger Brunner Hicksville New York CrossCountry Mortgage, LLC
September 22, 2020 1651367 Asish Joseph Yonkers New York United Northern Mortgage Bankers Limited
September 22, 2020 1959555 Brian David Graham Prosper Texas Home Point Financial Corporation