Weekly Banking Bulletin

June 21, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

 


SECTION I

June 11, 2019 (FR-FWB)
ITAÚ UNIBANCO S.A.
Praça Alfredo Egydio De Souza Aranha Square, 100 - 04344-902, São Paulo, SP - Brasil 

Notice to voluntarily surrender branch license at 540 Madison Avenue, 24th Floor, New York, New York 10022 received.  


June 21, 2019 (TM-LFS)
CUMBERLAND DRW LLC
540 West Madison Street, Suite 2500, Chicago, IL 60661  

Application received for a license to engage in business as a transmitter of money at 540 West Madison Street, Suite 2500, Chicago, IL 60661.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to establish a Mortgage Banker's Branch received for examination:

June 14, 2019 (MB-MBD)
Full Service Branch
loanDepot.com, LLC   D/B/As:
LDWholesale
loanDepot
2090 Linglestown Rd, Suite 103, Harrisburg, PA 17110

June 19, 2019 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
4 Corporate Drive, Suite # 396, Shelton, CT 06484


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS NO. NAME OF APPLICANT CITY STATE

April 9, 2019

1800199

Ashok S. Jain

New Hyde Park

New York

May 3, 2019

183098

Ronald P. Eith

Miami

Florida

May 16, 2019

16053

Lissette Del Valle Sissa

Manhasset

New York

May 22, 2019

1852017

Melissa Janelle Hamblen

Westbury

New York

May 23, 2019

1713891

Aser Radwan

Herndon

Virginia

May 29, 2019

841789

April Marie Dwyer

St. Johns

Florida

June 3, 2019

1735960

Liqiang He

Paramus

New Jersey

June 6, 2019

204545

Christopher Lee Conder

Jacksonville

Florida

June 10, 2019

930531

Felix Romero

Dallas

Texas

June 10, 2019

1377711

Lane Jacob Abramowitz

Philadelphia

Pennsylvania

June 10, 2019

1404295

Jared Marshall Potok

Laguna Niguel

California

June 11, 2019

112654

John Arnold Paxton

Davidson

North Carolina

June 12, 2019

1736459

Nathan Brett Morris

Celina

Texas

June 12, 2019

1750267

Andrea Ortiz

Coconut Creek

Florida


SECTION II

April 12, 2019 (TM-LFS)
EARTHPORT NORTH AMERICA INC.
One Grand Central Place- Suite 1111, 60 East 42nd Street, New York, NY 10165

License to engage in business as a licensed money transmitter company is surrendered.


May 15, 2019 (LL-LFS)
SCRATCH FINANCIAL, INC. DBA SCRATCHPAY, DBA SCRATCH
225 S. Lake Avenue, Suite 250, Pasadena, California 91101.

License was issued to reflect the change of main address from 815 Colorado Blvd., Suite 450, Los Angeles, California 90041 to 225 S. Lake Avenue, Suite 250, Pasadena, California 91101.

In connection with the above license issuance, the original license was surrendered.


June 13, 2019 (BK-FWB)
SHINHAN BANK AMERICA
330 Fifth Avenue, New York, NY 10001

Approval given to change the location of principal office from 330 Fifth Avenue, 4th Floor, Borough of Manhattan, City of New York 10001 to 475 Park Avenue South, 4th Floor, Borough of Manhattan, City of New York 10016, on or after June 14, 2019.


June 17, 2019 (FR-FWB)
JOINT STOCK COMMERCIAL BANK FOR FOREIGN TRADE OF VIETNAM
No. 198 Tran Quang Khai Street, Ly Thai To Ward, Hoan Kiem District, Hanoi, Vietnam

License issued to establish and maintain a representative office at One Rockefeller Plaza, Borough of Manhattan, City of New York 10020.


June 20, 2019 (CC-LFS)
KINGSTON CHECK CASHING CORP.  
433 Kingston Avenue, Brooklyn, NY  11225-3127

Effective June 17, 2019, license to engage in business as a casher of checks for the branch located at 6301 Fort Hamilton Parkway, Brooklyn, NY  11219, was surrendered.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

June 19, 2019 (MB-MBD)
Full Service Branch
Equity Prime Mortgage LLC
469 7th Avenue, Fl. 12, Office 1225, New York, NY 10018

June 19, 2019 (MB-MBD)
Full Service Branch
Parkside Lending, LLC
1801 S. Meyers Rd., Suites 240, 250 and 500, Oakbrook Terrace, IL 60181

June 19, 2019 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
115 River Road, Suite 109, Edgewater, NJ 07020


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

June 19, 2019 (BR-MBD)
Full Service Branch
Sunquest Funding LLC
190 Middlesex Turnpike, Suite 201, Iselin, NJ 08830


License to engage in the business of a Mortgage Banker surrendered:

June 19, 2019 (MB-MBD)
Ocwen Loan Servicing, LLC
1661 Worthington Road, Suite 100, West Palm Beach, FL 33409
Effective Date: June 3, 2019


License to engage in the business of a Mortgage Banker Branch surrendered:

June 19, 2019 (MB-MBD)
Full Service Branch
Ocwen Loan Servicing, LLC
12802 Science Drive, Suite 130, Orlando, FL 32826
Effective Date: June 3, 2019

June 19, 2019 (MB-MBD)
Full Service Branch
Ocwen Loan Servicing, LLC
16675 Addison Rd., Suite 100, Addison, TX 75001
Effective Date: June 3, 2019

June 14, 2019 (MB-MBD)
Mid-Island Mortgage Corp.
2 South Main Street, Suite #4, Sayville, NY 11782
Effective Date: June 12, 2019


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

June 14, 2019 (BR-MBD)
Urban Fulfillment Services, LLC
8744 Lucent Boulevard, 2nd Floor, Highlands Ranch, CO 80129
Effective Date: June 14, 2019


Mortgage Broker Certificate Address Changes:

June 14, 2019 (BR-MBD)
Fidelity First Mortgage Corporation
From: 59 Lindenwood Road, Staten Island, NY 10308
To: 3974 Amboy Road, Suite 302, Staten island, NY 10308

June 14, 2019 (BR-MBD)
Urban Fulfillment Services, LLC
From: 11800 Ridge Parkway, Suite 500, Broomfield, CO 80021
To: 8744 Lucent Blvd., Second Floor, Highlands Ranch, CO 80129

June 18, 2019 (BR-MBD)
Get A Rate LLC
From: 200 Riverfront Boulevard, 1st Floor, Elmwood Park, NJ 07407
To: 411 Hackensack Ave, Suite 104, Hackensack, NJ 07601

June 18, 2019 (BR-MBD)
Vivid Mortgages, Inc.
From: 211-41 Jamaica Avenue, Queens Village, NY 11428
To: 211-35 Jamaica Avenue, 1st Floor, Queens Village, NY 11428


Mortgage Banker Branch License Address Changes:

June 18, 2019 (MB-MBD)
Commonfund Mortgage Corp.
From: 210 Farrier Avenue, Oneida, NY 13421
To: 304 N. George St., 1st Floor, Suite #4, Rome, NY 13440


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS NO. NAME OFAPPLICANT CITY STATE

June 7, 2019

62977

Scott Christopher Michael Tortorici

Greenwich

Connecticut

June 7, 2019

198487

Alfonso Messina

Bay Village

Ohio

June 7, 2019

1266122

Adrienne Michelle Moore

Westland

Michigan

June 7, 2019

1599538

Darius Alexander Saxton

Detroit

Michigan

June 7, 2019

1783157

Hunter Daniel Strager

Birmingham

Michigan

June 7, 2019

1783517

Max Ellis Silverblatt

Seven Hills

Ohio

June 7, 2019

1795161

Taylor Nichole Tomlinson

Farmington Hills

Michigan

June 7, 2019

1803558

Joseph David Wardin

Royal Oak

Michigan

June 7, 2019

1813681

Alexander James-Lee Shelly

Berkley

Michigan

June 7, 2019

1813705

Robert Charles Shingledecker

Southgate

Michigan

June 13, 2019

206094

John Brendan Moony

Chicago

Illinois

June 14, 2019

658155

Jessie Bryan Bowers

Plano

Texas

June 14, 2019

939804

Benjamin David Walker

Alexandria

Virginia

June 14, 2019

1675388

Shirelle Nuthunia Bunche

Willingboro

New Jersey


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL NMLS NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY

June 10, 2019

384830

Chris Alan Kulp

Hellertown

Pennsylvania

NVR Mortgage Finance, Inc.

June 13, 2019

1799017

Malka Roth

Monsey

New York

The Money Depot, Inc.

June 13, 2019

1799018

Moshe Roth

Monsey

New York

The Money Depot, Inc.

June 14, 2019

6574

Joshua Charles Schwartz

Laguna Woods

California

Van Dyk Mortgage Corporation

June 14, 2019

12447

Richard Vidal

Flanders

New Jersey

Classic Mortgage, LLC

June 14, 2019

36347

Marissa Longo

Commack

New York

Reliance First Capital, LLC

June 14, 2019

97570

Lee Carman

Schenectady

New York

CCFCU Funding, LLC

June 14, 2019

148688

Robert Bryan Trager

Farmingdale

New York

East Coast Capital Corp.

June 14, 2019

180729

Christina Cutolo

Boynton Beach

Florida

CrossCountry Mortgage, Inc.

June 14, 2019

182740

Irving Aryeh Shnidman

Baltimore

Maryland

Residential Mortgage Services, Inc.

June 14, 2019

237073

Pejman Gabayan

Encino

California

Hypotec Inc.

June 14, 2019

261806

Erica Olivia Jordan

Bronx

New York

Interstate Home Loan Center, Inc.

June 14, 2019

514054

William James Mellinger

Delaware

Ohio

Carrington Mortgage Services, LLC

June 14, 2019

626390

Miguel Angel Sanchez

Malverne

New York

Intercontinental Capital Group, Inc.

June 14, 2019

831792

Michele Joseph Perrulli

Oceanport

New Jersey

Advisors Mortgage Group, LLC

June 14, 2019

888639

Cynthia Skylar Kuo

Jacksonville

Florida

Carrington Mortgage Services, LLC

June 14, 2019

987306

Travis David

Toms River

New Jersey

Family First Funding LLC

June 14, 2019

1073939

Jason Frank Therien

Lake Worth

Florida

PHH Mortgage Corporation

June 14, 2019

1538426

Kyler Chase Duran

Rancho Santa Margarita

California

loanDepot.com, LLC

June 14, 2019

1571328

Jordyn Allison Lipthratt

Bluffton

South Carolina

Royal United Mortgage, LLC

June 14, 2019

1681326

Ronald John Cofone

Chandler

Arizona

Nationstar Mortgage LLC

June 14, 2019

1716841

Luis M. Gutierrez

Lafayette

New Jersey

CrossCountry Mortgage, Inc.

June 14, 2019

1752656

Kelvin Mejia Lugo

Yonkers

New York

United Northern Mortgage Bankers Limited

June 14, 2019

1756532

Yehuda Gestetner

Monsey

New York

Astar Home Capital Inc

June 14, 2019

1761055

Philip Edward Stone

Steubenville

Ohio

Reliance First Capital, LLC

June 14, 2019

1812827

Brooklyn Richelle Denise Carr

Addison

Texas

Nationstar Mortgage LLC