Changes in the Market Conduct Profile for the Year 2017

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Circular Letter No. 20 (2005) announced the required annual filing of a Market Conduct Profile by each authorized life insurer.

For reporting year 2017 (due June 1, 2018), the following changes have been made:

  1. Question 5 under the Marketing and Sales Activities Section is added. This question relates to the Company’s point of sale and in-force illustrations on policies with non-guaranteed elements, secondary guarantee elements, market value adjustment features, or equity index features.

The new profile can be found on the Department's website at:

If you have any questions regarding this, please call Sharon Ma at (212) 480‐4659 or Pauline Hall at (212) 480‐5015.