Insurance Regulation 41 (11 NYCRR 27) - §27.3(g)

Current Export List

  • Asbestos, Fungi and Water Damage Remediation and Removal - Liability and Property Damage
  • Amusement Parks and Carnivals

    Property and/or liability coverage for the owners/operators of amusement parks, theme parks, and carnivals.

  • Amusement Rides and Devices

    Property and/or liability coverage for the owners/operators of amusement rides and devices including bumper cars, go-carts and go-cart tracks, giant slides, skateboard tracks, roller-blade tracks, etc.

  • Animal Mortality

    Coverage against the death of any domesticated or wild animal from any cause.

  • Armored Car, Couriers or Check Cashing Operations

    Crime coverage for armored car services, couriers transporting valuable documents and securities, and check cashing operations.

  • Auto Racing and Automobile Race Track Liability

    Coverage for claims of spectators, participants or other third parties in connection with the operation of an automobile race track or drag strip, or the staging or conduct of an automobile race.

  • Automobile Personal Injury Protection (PIP) Excess of $150,000

    First party, New York No-Fault PIP benefits, excess of $150,000.

  • Blood Banks; Blood and Organ Facilities Liability

    Liability coverage for facilities that primarily deal with the collection, storage and distribution of blood, blood products and human organs.

  • Boats and Yachts

    1. High Speed Boats- Property and liability coverage for the owners and operators of boats capable of attaining speeds in excess of 40 miles per hour.

    2. Boat Rentals- Property and liability coverage for the owners and operators of boats rental facilities.

  • Builders Risk Insurance

    Coverage for construction projects where the total insured values exceed $10,000,000.

  • Commercial Excess and Umbrella Liability

    1. Coverage for commercial excess liability where the underlying policy limits or self insured retention is at least $10,000,000 per occurrence.

    2. Coverage for commercial umbrella liability where the underlying automobile and general liability policies or self-insured retentions contain limits of at least $10,000,000 per occurrence.

  • Commercial Property

    1. Coverage for commercial excess property insurance where the policy provides in excess of $50,000,000 in underlying coverage.

    2. Primary or excess property insurance coverage for property used for business purposes when the total insured values exceed $200,000,000.

  • Contract Frustration

    Coverage as defined in section 1113 (a)(17)(E) of the Insurance Law.

  • Elevator Service and Maintenance Contractors - Liability and Property Damage
  • Employed Lawyers Liability

    Employed lawyer"s liability insurance for lawyers who are employed as lawyers by a business entity and not a law firm.

  • Environmental Impairment/Pollution Liability

    Liability coverage and/or pollution clean-up expense risks or coverages for the following:

    • Asbestos Abatement Contractors;
    • General Pollution Liability;
    • Environmental Impairment;
    • Lead Abatement Contractors;
    • Hazardous Waste Disposal Sites;
    • Hazardous Waste Haulers and Shippers;
    • Hazardous Waste Site Mitigation Contractors;
    • Radon Mitigation Contractors;
    • Radon Testing Firms;
    • Underground Storage Tanks - Marketers; and
    • Underground Storage Tanks - Non-Marketers.
  • Excess Professional/Errors & Omissions Liability - All Classes

    Excess liability coverage where the underlying policy limits and/or self-insured retention is at least $10,000,000 per occurrence.

  • Excess Salary Protection (Disability) Insurance as a monoline policy

    Insurance pursuant to Insurance Law section 1113 (a)(31)(A) against financial loss caused by the cessation of earned income due to disability from sickness, ailment or bodily injury, in an amount up to that portion of an individual"s annual earned income, which is in excess of the amount of in-force disability insurance from an authorized insurer, in an amount not to exceed 75% of the individual"s annual earned income in total based upon the sum of the in-force disability insurance and salary protection insurance when the benefits are payable to the individual or the individual"s beneficiary.

  • Explosives, Munitions or Fireworks - Manufacturing or Display

    Property and/or liability coverage for the manufacturer of explosives, munitions or fireworks and firms that produce fireworks displays and exhibitions.

  • Fine Arts Dealers

    All-risk or named perils coverage for property held for sale by fine arts dealers.

  • Flood Insurance

    1. Flood Insurance Excess of Maximum Limits available from the Federal Flood Program.

    2. Primary coverage on property not eligible for Federal Flood Program.

  • General Liability, Owners, Landlords and Tenants and/or Manufacturers and Contractors

    1. Primary or excess liability coverage for general contractors, subcontractors, and all construction trades for damages that arise out of the construction, building, demolition or renovation of any building or structure.

    2. Owners Contractors Protective - primary or excess liability coverage purchased by a contractor to protect the interests of the property owner relating to a specific construction project.

  • Golf Driving Range Liability

    Personal injury or property damage liability coverage associated with the operation of a driving range. e.g. for damage caused by flying golf balls, improperly wielded golf clubs. etc.

  • Horseback Riding Establishments

    Coverage for riding academies and pony rides.

  • House Movers and Building Demolition Contractors

    Coverage for liability arising out of the moving of a house or the demolition of a building. For example, injury caused by falling brick, flying debris, etc., and structural or other damage to a house being moved.

  • Large Law Firm Lawyers" Professional Liability Insurance (LPL)

    Professional liability for a law firm that has more than 100 attorneys.

  • Lead Liability Insurance

    Coverage for personal injury resulting from the ingestion or inhalation of lead or lead dust.

  • Liquor Law Liability Coverage

    Monoline liquor law liability coverage for taverns and restaurants only where liquor sales exceed 75% of total sales revenue.

  • Prize Indemnification

    Coverage as defined in section 1113 (a)(27) of the Insurance Law.

  • Product Liability Insurance

    Product Liability Coverage for the following classes of risks or coverages only:

    • Aircraft Parts Manufacturers;
    • Automobile Parts Manufacturers;
    • Bioengineered Products;
    • Farm Equipment Parts Manufacturers;
    • Firearms Manufacturers;
    • Helmet Manufacturers; and
    • Pharmaceutical Products Manufacturers.
  • Product Recapture or Recall Insurance

    Coverage for damages associated with the withdrawal, inspection, repair, replacement or loss of use of the insured"s products or work, if such products, work or property are withdrawn from the market or use due to known or suspected defect or deficiency.

  • Recreational Guide Services

    Coverage for outfitters and guides for camping, hiking, rafting, bungee jumping, parachuting, hunting and fishing clubs, shooting ranges, hunting and fishing and similar recreational activities.

  • Security Guards - Armed and/or Using Dogs

    Professional liability coverage for security guard firms which provide guards using firearms or dogs.

  • Skating Rinks

    Liability coverage for injury to participants and spectators in ice and roller skating rinks.

  • Ski Area Liability

    Liability coverage for owners and operators of ski resorts, ski lifts, ski equipment sales and rental, ski lessons, ski trail maintenance, snow-making operation, etc.

  • Special Events

    Primary or excess liability coverage for unique exposures of limited duration, which require varied and specialized terms, conditions and coverages generally issued to sponsors, organizers, performers and participants of trade shows, parades, flea markets, concerts, fairs and other similar events.

  • Special Multi-Peril Coverages

    Primary or excess liability coverage for general contractors, subcontractors, and all construction trades for damages that arise out of the construction, building, demolition or renovation of any building or structure when the coverage is packaged along with property coverage.

  • Tractor Pulls/Mud Bogs

    Liability coverage for claims of spectators, participants or other third parties in connection with the operation of organized exhibitions, races or demonstrations primarily involving "Monster" trucks, tractors and similar off-road vehicles.

  • Vacant Commercial Property

    Primary or excess property insurance for vacant or unoccupied buildings used for commercial purposes.

  • Vacant or Unoccupied Buildings

    Primary and/or Excess "Liability" Insurance for vacant or unoccupied buildings.

  • Warehouseman"s Liability

    Coverage for the liability of a warehouse owner or operator for loss or damage to the lawful goods of others in owner"s or operator"s care, custody or control.


Updated 11/09/2015