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Life Bureau Reserve Section Industry-Wide Letters & Surveys

Foreign Life Insurers, Foreign Fraternals & Accredited Reinsurers

The following is being made available by the Department for the benefit of all life insurance companies and fraternal benefit societies doing business in New York and all insurers holding a certificate from the Superintendent as being accredited for the reinsurance of life insurance, annuities, or accident and health insurance.

There are categories for Actuarial Opinions and Memoranda (AOMs), Formula Reserves, Liquidity and Industry-Wide Inquiries applicable to all licensed life insurers, accredited reinsurers and fraternal benefit societies.

Most items are in PDF format; some files are also available in MS Word format.

Submissions should be sent via email to:

or by mail to:

Ms. Amanda Fenwick
Assistant Chief Life Actuary
Life Bureau
New York State Department of Financial Services
One Commerce Plaza
Albany, New York 12257

For additional information or if there are questions, please email us Albany Life Bureau or call (518) 474-7929.

Filing Requirements Matthew Ryan
AOMsDwight Hazzard
Appointed Actuaries Dwight Hazzard
Formula ReservesDave Lochner
LiquidityNick Rulison

Industry-Wide Letters & Inquiries

Actuarial Opinions and Memoranda

Documents Release Date Link(s)
Special Considerations - Reserves 11/02/2018 PDF
AOM & Risk Based Capital Checklist - 12/31/2018 11/26/2018



Actuarial Opinion Requirements - 12/31/2018 Reserves 11/26/2018 PDF


Documents Release Date Link(s)
Liquidity and Severe Mortality Inquiry - 12/31/2017 02/21/2018 Word
Tables and Top Ten   Excel

Updated 11/29/2018

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