Selected Opinions of The Office of General Counsel For The Year of 2005
- The selected opinions are listed in the table below in Opinion Number order.
- There are three columns. The column headings are Opinion Number, Subject and Date Issued.
- The Opinion Number represents the year, the month, and then the order posted. For example, in 06-04-15 the "06" represents 2006, the "04" represents April, and the "15" refers to the 15th opinion for April 2006. Opinions within a particular month are not necessarily in chronological order.
- Each opinion title under Subject is a link to the actual opinion.
- Date Issued is displayed in mm/dd/yyyy format.
- You can "jump" to a particular month using the month navigation link set after (below) this sentence.
January | February | March | April | May | June | July | August | September | October | November | December
Opinion Number | Subject | Date Issued |
---|---|---|
05-01-01 | 01/04/2005 | |
05-01-02 | 01/05/2005 | |
05-01-03 | 01/07/2005 | |
05-01-04 | 01/07/2005 | |
05-01-05 |
Insurance agent and broker license number on quotation and/or other correspondence |
01/11/2005 |
05-01-06 |
Exemption from Property and Casualty Broker's Course for Individuals with CPCU Designation |
01/12/2005 |
05-01-07 |
Accident & Health Benefits, Multiple Employer Welfare Arrangement (MEWA) |
01/13/2005 |
05-01-09 | 01/14/2005 | |
05-01-10 | 01/14/2005 | |
05-01-11 | 01/14/2005 | |
05-01-12 |
Exemption from license as independent adjuster for adjustment bureau |
01/18/2005 |
05-01-13 |
Automobile Insurance Coverage for Loading and Unloading of Persons Being Transported by an Ambulance |
01/18/2005 |
05-01-14 | 01/20/2005 | |
05-01-15 | 01/20/2005 | |
05-01-16 | 01/20/2005 | |
05-01-17 | 01/20/2005 | |
05-01-18 | 01/28/2005 | |
05-01-19 | 01/31/2005 | |
05-01-20 | 01/31/2005 | |
05-01-21 |
Licensing of Medicare Advantage Sales Representatives As Insurance Agents |
01/06/2005 |
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05-02-01 | 02/02/2005 | |
05-02-02 |
Agent Liability for Acts of Agent Employed as Independent Contractor |
02/02/2005 |
05-02-03 | 02/02/2005 | |
05-02-04 | 02/03/2005 | |
05-02-05 | 02/03/2005 | |
05-02-06 | 02/03/2005 | |
05-02-07 | 02/03/2005 | |
05-02-08 | 02/03/2005 | |
05-02-09 |
Insurer Prohibiting Collection of Premium by Agent from Policyholder |
02/03/2005 |
05-02-10 | 02/04/2005 | |
05-02-11 | 02/07/2005 | |
05-02-12 | 02/07/2005 | |
05-02-13 |
Health Insurance, Medicare Eligible Individuals, Premium Reduction |
02/08/2005 |
05-02-14 |
Mid-term premium increase/cancellation on commercial insurance policies |
02/08/2005 |
05-02-15 | 02/08/2005 | |
05-02-16 | 02/09/2005 | |
05-02-17 | 02/09/2005 | |
05-02-18 | 02/10/2005 | |
05-02-19 |
Payment of Premium to Insurer Agent or Broker as of Postmarked Date |
02/11/2005 |
05-02-20 | 02/11/2005 | |
05-02-21 | 02/14/2005 | |
05-02-22 | 02/15/2005 | |
05-02-23 |
Insurer Communicating Directly with Third-Party Claimant Represented by Counsel |
02/18/2005 |
05-02-24 | 02/18/2005 | |
05-02-25 |
Coverage by the Life Insurance Company Guaranty Corporation of New York |
02/23/2005 |
05-02-26 | 02/23/2005 | |
05-02-27 | 02/23/2005 | |
05-02-28 |
Notice of Termination Typeface under Section 313(1)(a) of the Vehicle and Traffic Law |
02/24/2005 |
05-02-29 |
Licensing of Foreign Health Maintenance Organization's (HMO's) in New York |
02/24/2005 |
05-02-30 | 02/28/2005 | |
05-02-31 | 02/28/2005 | |
05-02-32 | 02/23/2005 | |
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05-03-01 | 03/02/2005 | |
05-03-02 | 03/07/2005 | |
05-03-03 | 03/08/2005 | |
05-03-04 |
Utilization Review Agents, Licensure as Independent Adjusters |
03/09/2005 |
05-03-05 | 03/10/2005 | |
05-03-06 | 03/10/2005 | |
05-03-07 | 03/10/2005 | |
05-03-08 |
Termination of Property and Casualty Personal Lines Insurance Agents and Brokers |
03/10/2005 |
05-03-09 | 03/11/2005 | |
05-03-10 | 03/11/2005 | |
05-03-11 |
Requirement of Submission of Additional Application (NF-2) for No-Fault Benefits by Insurer |
03/15/2005 |
05-03-12 |
Prospective Denial of Health Insurance Coverage & Article 49 of the Public Health Law |
03/16/2005 |
05-03-13 | 03/17/2005 | |
05-03-14 | 03/17/2005 | |
05-03-15 | 03/11/2005 | |
05-03-16 | 03/17/2005 | |
05-03-17 | 03/18/2005 | |
05-03-18 |
Assumption of Workers Compensation Risk From Employer By Insurer |
03/18/2005 |
05-03-19 |
Group Accidental Death & Personal Loss Coverage, Newborn Infants |
03/18/2005 |
05-03-20 |
Health Insurance Appeals, Coordination with Federal Requirements |
03/182005 |
05-03-21 | 03/21/2005 | |
05-03-22 |
Physician's Billing for Services of Employees or Independent Contractors/Health Insurance |
03/22/2005 |
05-03-23 | 03/22/2005 | |
05-03-24 | 03/22/2005 | |
05-03-25 |
Coalition of Not-For-Profit Organizations, Purchase of Group Health Insurance |
03/22/2005 |
05-03-26 | 03/22/2005 | |
05-03-27 | 03/22/2005 | |
05-03-28 | 03/22/2005 | |
05-03-29 | 03/22/2005 | |
05-03-30 | 03/22/2005 | |
05-03-31 |
Group Accident & Health Insurance Policy for Non-Union Members |
03/23/2005 |
05-03-32 |
Records Retention Guidelines for Insurance Agents and Insurance Brokers |
03/24/2005 |
05-03-33 | 03/24/2005 | |
05-03-34 | 03/29/2005 | |
05-03-35 |
Coalition of Not-For Profit Organizations, Purchase of Group Health Insurance |
03/29/2005 |
05-03-36 |
No-Fault Inter-Company Loss Transfer Claims - Statutory Offsets |
03/23/2005 |
05-03-37 |
Proposed transfer of warranty agreements to registered service contract provider |
03/09/2005 |
05-03-38 | 03/09/2005 | |
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05-04-01 | 04/04/2005 | |
05-04-02 | 04/04/2005 | |
05-04-03 | 04/04/2005 | |
05-04-04 |
Employer Sponsored Group Health Insurance, Waiver of Coverage |
04/05/2005 |
05-04-05 |
Commercial Lending by an LLC Owned by an Unauthorized Insurer |
04/06/2005 |
05-04-06 |
Supplemental Spousal Liability Coverage And For-Hire Vehicle Policies |
04/07/2005 |
05-04-07 | 04/08/2005 | |
05-04-08 | 04/11/2005 | |
05-04-09 | 04/13/2005 | |
05-04-10 | 04/13/2005 | |
05-04-11 |
Licensed Agent Directing Commissions to Unlicensed Not-for-Profit Association |
04/13/2005 |
05-04-12 |
Health Insurance Portability & Accountability Act (HIPAA), Privacy Rule, Psychotherapy Notes |
04/14/2005 |
05-04-13 | 04/14/2005 | |
05-04-14 | 04/15/2005 | |
05-04-15 | 04/20/2005 | |
05-04-16 | 04/22/2005 | |
05-04-17 |
Provider's Waiver of Utilization Review Determination by Telephone |
04/22/2005 |
05-04-18 | 04/22/2005 | |
05-04-19 | 04/22/2005 | |
05-04-20 | 04/25/2005 | |
05-04-21 | 04/25/2005 | |
05-04-22 | 04/27/2005 | |
05-04-23 | 04/29/2005 | |
05-04-24 | 04/29/2005 | |
05-04-25 | 04/07/2005 | |
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05-05-01 | 05/02/2005 | |
05-05-02 | 05/03/2005 | |
05-05-03 | 05/03/2005 | |
05-05-04 | 05/04/2005 | |
05-05-05 | 05/04/2005 | |
05-05-06 |
Permissibility of Proposed Business Arrangement/Joint Venture/Title Agent |
05/04/2005 |
05-05-07 | 05/05/2005 | |
05-05-08 | 05/06/2005 | |
05-05-09 | 05/06/2005 | |
05-05-10 | 05/09/2005 | |
05-05-11 | 05/09/2005 | |
05-05-12 | 05/09/2005 | |
05-05-13 | 05/09/2005 | |
05-05-14 | 05/09/2005 | |
05-05-15 | 05/11/2005 | |
05-05-16 | 05/11/2005 | |
05-05-17 | 05/12/2005 | |
05-05-18 | 05/11/2005 | |
05-05-19 | 05/11/2005 | |
05-05-20 | 05/17/2005 | |
05-05-21 | 05/17/2005 | |
05-05-22 |
Insurer's Right to Cancel for Non-payment of Additional Premium |
05/18/2005 |
05-05-23 | 05/20/2005 | |
05-05-24 |
Community Rated group health insurance Notification of employees termination |
05/20/2005 |
05-05-25 | 05/24/2005 | |
05-05-26 | 05/25/2005 | |
05-05-27 |
Application of excess line premium tax to policies sold to Indian tribes |
05/26/2005 |
05-05-28 | 05/26/2005 | |
05-05-29 | 05/28/2005 | |
05-05-30 |
Foreign Embassy or Consulate as Employer for Purposes of Group Life/Health Insurance Policy |
05/30/2005 |
05-05-31 | 05/31/2005 | |
05-05-32 | 05/31/2005 | |
05-05-33 | 05/31/2005 | |
05-05-34 | 05/31/2005 | |
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05-06-01 |
Excess Line Association of New York ("ELANY") Proposed Electronic Filing & Stamping System |
06/02/2005 |
05-06-02 | 06/02/2005 | |
05-06-03 | 06/03/2005 | |
05-06-04 | 06/03/2005 | |
05-06-05 | 06/03/2005 | |
05-06-06 | 06/06/2005 | |
05-06-07 | 06/06/2005 | |
05-06-08 | 06/07/2005 | |
05-06-09 |
Regulation 60 & Staggered Infusion of Funds from Life Insurance Policy and Annuity Contract into New Annuity Contract. See Opinion No. 06-02-04 |
06/07/2005 |
05-06-10 | 06/08/2005 | |
05-06-11 | 06/09/2005 | |
05-06-12 | 06/13/2005 | |
05-06-13 | 06/16/2005 | |
05-06-14 |
Exemption from independent adjuster definition applicable to an adjustment bureau |
06/16/2005 |
05-06-15 |
Use of credit to cancel or non-renew a commercial risk insurance policy |
06/17/2005 |
05-06-16 | 06/17/2005 | |
05-06-17 | 06/17/2005 | |
05-06-18 |
Applicability of New York State Insurance Law 9110 Motor Vehicle Law Enforcement |
06/17/2005 |
05-06-19 | 06/20/2005 | |
05-06-20 | 06/21/2005 | |
05-06-21 | 06/21/2005 | |
05-06-22 | 06/21/2005 | |
05-06-23 |
N.Y. Comp. Codes R. & Regs. tit. 11, 60-1.1(c)(3)(i)-(iii) (Regulation 35-A) Exclusions |
06/22/2005 |
05-06-24 | 06/22/2005 | |
05-06-25 |
Hiring a person whose insurance broker license was revoked to work in an insurance business |
06/22/2005 |
05-06-26 | 06/23/2005 | |
05-06-27 | 06/23/2005 | |
05-06-28 | 06/23/2005 | |
05-06-29 |
Independent Adjuster Licensing Requirements Request for Reconsideration of Opinion. |
06/24/2005 |
05-06-30 | 06/27/2005 | |
05-06-31 | 06/27/2005 | |
05-06-32 |
Interplay of Medicaid and Healthy New York with Private Health Insurance |
06/27/2005 |
05-06-33 | 06/27/2005 | |
05-06-34 |
Health Insurance Continuation Benefits & Administrative Services. |
06/28/2005 |
05-06-35 | 06/28/2005 | |
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05-07-01 | 07/01/2005 | |
05-07-02 | 07/01/2005 | |
05-07-03 | 07/05/2005 | |
05-07-04 | 07/05/2005 | |
05-07-05 | 07/05/2005 | |
05-07-06 | 07/05/2005 | |
05-07-07 | 07/07/2005 | |
05-07-08 | 07/07/2005 | |
05-07-09 | 07/07/2005 | |
05-07-10 |
Commercial Lending by an LLC Owned by an Unauthorized Insurer Retaliatory Tax Inquiry. |
07/12/2005 |
05-07-11 | 07/12/2005 | |
05-07-12 | 07/13/2005 | |
05-07-13 | 07/13/2005 | |
05-07-14 | 07/15/2005 | |
05-07-15 | 07/05/2005 | |
05-07-16 |
Offering free administrative services in connection with the sale of health insurance |
07/13/2005 |
05-07-17 |
Disclosure of Policyholder Files by Insurance Agents (Regulations 169 and 173). |
07/15/2005 |
05-07-18 | 07/19/2005 | |
05-07-19 |
Cancellation of Commercial Liability Insurance Policy N.Y. Ins. Law 3426 (McKinney Supp. 2005). |
07/19/2005 |
05-07-20 | 07/20/2005 | |
05-07-21 | 07/21/2005 | |
05-07-22 | 07/21/2005 | |
05-07-23 | 07/21/2005 | |
05-07-24 | 07/25/2005 | |
05-07-25 | 07/26/2005 | |
05-07-26 | 07/26/2005 | |
05-07-27 |
Referrals of Potential Insureds by Non-Licensees to an Insurance Agency. |
07/27/2005 |
05-07-28 |
Excess Workers' Compensation - Insurance Policies for Self-Insured Employers |
07/27/2005 |
05-07-29 | 07/28/2005 | |
05-07-30 | 07/28/2005 | |
05-07-31 |
N.Y. Comp. Codes R. & Regs. tit. 11, Part 101, (Regulation 164) (2002), Applicability |
07/29/2005 |
05-07-32 |
Receipt of Insurance Broker's Future Commissions by Spouse of Deceased Broker |
07/21/2005 |
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05-08-01 |
Special Risk Insurance Written in the Free Trade Zone - Purchasing Groups. |
08/01/2005 |
05-08-02 | 08/02/2005 | |
05-08-03 | 08/02/2005 | |
05-08-04 | 08/03/2005 | |
05-08-05 | 08/03/2005 | |
05-08-06 | 08/09/2005 | |
05-08-07 |
Offering free tax preparation services to employers in connection with the sale of employee benefits |
08/09/2005 |
05-08-08 | 08/12/2005 | |
05-08-09 |
Licensing requirements of a United States manager of a U.S. Branch of an alien insurer |
08/12/2005 |
05-08-10 | 08/12/2005 | |
05-08-11 | 08/15/2005 | |
05-08-12 | 08/16/2005 | |
05-08-13 |
Accident & Health Insurance, Workers Compensation Exclusion. |
08/17/2005 |
05-08-14 | 08/19/2005 | |
05-08-15 |
Loan Participations as "Qualified Investments" - CAPCO Statute |
08/22/2005 |
05-08-16 | 08/24/2005 | |
05-08-17 | 08/25/2005 | |
05-08-18 | 08/30/2005 | |
05-08-19 | 08/30/2005 | |
05-08-20 |
Referrals of Potential Insureds by Non-licensees to an Insurance Agency |
08/30/2005 |
05-08-21 | 08/31/2005 | |
05-08-22 | 08/30/2005 | |
05-08-23 | 08/30/2005 | |
05-08-24 | 08/01/2005 | |
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05-09-01 |
Arrangement Between an Insurance Broker and Unlicensed Entities |
09/01/2005 |
05-09-02 | 09/01/2005 | |
05-09-03 | 09/06/2005 | |
05-09-04 | 09/06/2005 | |
05-09-05 | 09/07/2005 | |
05-09-07 | 09/08/2005 | |
05-09-08 | 09/08/2005 | |
05-09-09 |
Unauthorized Health Insurer & Sales in New York for Risks outside New York. |
09/12/2005 |
05-09-10 | 09/12/2005 | |
05-09-11 |
Health Insurance External Appeals, Time Limitations on Appeals |
09/12/2005 |
05-09-12 | 09/12/2005 | |
05-09-13 | 09/13/2005 | |
05-09-14 |
Form and Rate Filing Requirements for Group Policy Issued outside New York. |
09/16/2005 |
05-09-15 |
Prospective Cancellation of Non-Automobile Personal Lines Insurance Renewal Policies. |
09/16/2005 |
05-09-16 | 09/19/2005 | |
05-09-17 |
Utilization Review, Physical Therapist as Clinical Peer Reviewer |
09/19/2005 |
05-09-18 | 09/19/2005 | |
05-09-19 | 09/21/2005 | |
05-09-20 |
Medicare Supplemental Insurance, Pre-Existing Condition Limitations & Underlying Coverage. |
09/22/2005 |
05-09-21 |
Application of N.Y. Ins. Law 3426(g)(2) (McKinney Supp. 2005) |
09/23/2005 |
05-09-22 | 09/27/2005 | |
05-09-23 | 09/28/2005 | |
05-09-24 |
Minimum Requirement for No Fault Transportation Benefits Claim |
09/28/2005 |
05-09-25 | 09/28/2005 | |
05-09-26 | 09/30/2005 | |
05-09-27 | 09/16/2005 | |
05-09-28 | 09/26/2005 | |
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05-10-01 |
Peace Officer Designation of Bail Bond Agents by Superintendent of Insurance |
10/03/2005 |
05-10-02 |
No-Fault Coverage for New York Resident Injured Outside New York. |
10/03/2005 |
05-10-03 | 10/05/2005 | |
05-10-04 | 10/07/2005 | |
05-10-05 |
Health Insurance Portability & Accountability Act (HIPAA), Privacy Rule, Psychotherapy Notes |
10/07/2005 |
05-10-06 | 10/12/2005 | |
05-10-07 | 10/12/2005 | |
05-10-08 |
Financial Responsibility Requirements for Service Contract Providers. |
10/14/2005 |
05-10-09 | 10/17/2005 | |
05-10-10 | 10/17/2005 | |
05-10-11 |
Drug Enforcement Administration, Controlled Substance Registration. |
10/17/2005 |
05-10-12 |
Comparative Statutory Analysis of N.Y. Ins. Law 4224(a)(3) & (b)(3). |
10/20/2005 |
05-10-13 | 10/20/2005 | |
05-10-14 | 10/21/2005 | |
05-10-15 |
The City of New York's Exemption from the Motor Vehicle Financial Security Act |
10/21/2005 |
05-10-16 |
Mortgage Guaranty Insurance - Determination of Fair Market Value |
10/24/2005 |
05-10-17 | 10/25/2005 | |
05-10-18 | 10/27/2005 | |
05-10-19 | 10/28/2005 | |
05-10-20 |
Disclosure of Relationship Between Insurance Producer and Premium Finance Agency. |
10/28/2005 |
05-10-21 | 10/31/2005 | |
05-10-22 | 10/21/2005 | |
05-10-23 | 10/21/2005 | |
05-10-24 | 10/17/2005 | |
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05-11-01 | 11/03/2005 | |
05-11-02 | 11/03/2005 | |
05-11-03 | 11/03/2005 | |
05-11-04 | 11/03/2005 | |
05-11-05 |
Fees Charged by an Insurance Agent to Members of a Purchasing Group |
11/04/2005 |
05-11-06 | 11/04/2005 | |
05-11-07 | 11/07/2005 | |
05-11-08 | 11/07/2005 | |
05-11-09 |
New York State Jurisdiction Over Health Insurance Premium Rates. |
11/08/2005 |
05-11-10 | 11/08/2005 | |
05-11-11 | 11/08/2005 | |
05-11-12 |
Fee-for-Service Arrangement Between Independent Practice Association ("IPA") & Insurer |
11/09/2005 |
05-11-13 |
Homeowner's insurance policy and workers compensation insurance for domestic worker |
11/09/2005 |
05-11-14 |
Terminated Insurance Agent Records that an Insurer Shall Maintain. |
11/10/2005 |
05-11-15 |
Permissibility of Proposed Business Arrangement to Own Title Agency |
11/10/2005 |
05-11-16 |
Requirements of training programs to identify and evaluate possible insurance fraud |
11/11/2005 |
05-11-17 | 11/14/2005 | |
05-11-18 |
Life Insurance Guaranty Corporation of New York/Coverage of Pension Plans |
11/14/2005 |
05-11-19 | 11/15/2005 | |
05-11-20 | 11/15/2005 | |
05-11-21 | 11/17/2005 | |
05-11-22 | 11/18/2005 | |
05-11-23 | 11/18/2005 | |
05-11-24 | 11/21/2005 | |
05-11-25 | 11/21/2005 | |
05-11-26 | 11/22/2005 | |
05-11-27 | 11/22/2005 | |
05-11-28 |
Delivery of Policy Forms by an Insurer In Electronic Form Only |
11/23/2005 |
05-11-29 | 11/29/2005 | |
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05-12-01 | 12/01/2005 | |
05-12-02 | 12/01/2005 | |
05-12-03 | 12/02/2005 | |
05-12-04 | 12/05/2005 | |
05-12-05 |
Adding Cooperative Corporation As Insured To Homeowners Insurance Policy |
12/07/2005 |
05-12-06 | 12/08/2005 | |
05-12-07 |
Purchase of Commercial Annuities by Charitable Annuity Societies. |
12/08/2005 |
05-12-08 | 12/08/2005 | |
05-12-09 | 12/08/2005 | |
05-12-10 | 12/08/2005 | |
05-12-11 | 12/09/2005 | |
05-12-12 | 12/12/2005 | |
05-12-13 | 12/14/2005 | |
05-12-14 | 12/19/2005 | |
05-12-15 | 12/19/2005 | |
05-12-16 |
Commercial Umbrella Liability Insurance and Discrimination Claims |
12/20/2005 |
05-12-17 | 12/21/2005 | |
05-12-18 | 12/21/2005 | |
05-12-19 | 12/22/2005 | |
05-12-20 | 12/27/2005 | |
05-12-21 | 12/27/2005 | |
05-12-22 | 12/27/2005 | |
05-12-23 | 12/27/2005 | |
05-12-24 |
Issuance of Closing Protection Letter by Title Insurance Company |
12/28/2005 |