Circular Letters Issued from 1991 through 2022

Note: Some Circular Letters have been withdrawn.
Circular Letters issued from 1924 through 1990
Circular Letters Issued in Current Year

To show Circular Letters from a specific year, enter the year followed by a dash in the Search field - e.g. 2000-

Number	Date Issued	Status	Addressed To	Subject (and Link)
1	1991-01-09	WITHDRAWN	All Insurers Writing Credit Life And Credit Accident And Health Insurance	Proposed Sixth Amendment to Regulation 27-A.
2	1991-01-14		All Licensed Property / Casualty Insurers and Insurance Producer Organizations	Sale of Motor Vehicle Replacement Glass Etching "Warranties".
3	1991-01-09	WITHDRAWN	All Licensed Excess Line Brokers Excess Line Association Of New York	Forms Required By Section 2118 and Regulation 41.
4	1991-01-09	WITHDRAWN	All Licensed Excess Line Brokers Excess Line Association Of New York	Placement of Coverage With Unauthorized Insurers When Coverage is Available In A Residual Market.
6	1991-03-06		All Licensed Property/Casualty Insurers In This State Writing Homeowners Policies Or Fire Insurance Policies And All Property/Casualty Producer Organizations	Proper Amount of Insurance Protection on Dwellings.
7	1991-04-18	WITHDRAWN	All Automobile Self-Insurers And Insurers Licensed To Write Automobile Insurance In New York	(1) Updated No-Fault Reimbursement Schedules for Hospital Inpatient Services; (2) Mileage Reimbursement for No-Fault Claimant On and After 1/1/82; and (3) New York State Health Department Regulation for Resolution Of Hospital Inpatient Services Disputes Effective 1/1/91.
Supplement No. 4 to CL 9 (1988)	1991-05-17	WITHDRAWN	All Property/Casualty Insurance Companies; Co-Operative Fire Insurance Companies; Lloyds Underwriters And Reciprocal Insurers; And, The Medical Malpractice Insurance Association	Property/Casualty Insurance Security Fund.
8	1991-07-11		All Insurance Agents And Brokers	Placement of Health Insurance Coverage with Unlicensed and Unauthorized Multiple Employer Welfare Arrangements.
9	1991-04-08	WITHDRAWN	All Authorized Auto Insurers In This State And Insurance Producer Organizations	Motor Vehicle Insurance Policies Covering Taxis, Liveries Buses and Rental Vehicles.
10	1991-04-12		All Authorized Auto Insurers In This State And Insurance Producer Organizations	Auto Insurance Premium Discounts for Passive Restraints.
Supplement No. 1 to CL 9 (1991)	1991-06-07	WITHDRAWN	All Authorized Auto Insurers In This State And Insurance Producer Organizations	Motor Vehicle Insurance Policies Covering Taxis Liveries, Buses and Rental Vehicles.
11	1991-09-05		All Insurers And Risk Retention Groups Doing Business In New York State	Scope of Regulation 64 on Claims Settlement Practices (See also CL 15 (1996) on this listing).
12	1991-08-21		All Insurers Authorized to Transact Accident and Health Insurance In New York	Travel Insurance.
14	1991-09-05		All Public Health Law Article 44 Health Maintenance Organizations Except Article 44 Health Maintenance Organizations Which Are A Line Of Business Of A Corporation Licensed Pursuant To Article 43 Of The Insurance Law	Proper Method to Record the Escrow Deposit Account and Contingent Reserve Funds.
15	1991-08-09	WITHDRAWN	All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies And Charitable Annuity Societies	Maximum Reserve Valuation and Maximum Life Policy Non-forfeiture Interest Rates Under Sections 4217, 4218 and 4221(k) of the New York Insurance Laws, as Amended in 1982, 1983, 1985, 1986, 1987, 1988 and 1990.
16	1991-10-15	WITHDRAWN	Motor Vehicle Insurers And Self-Insurers, Workers Compensation. Insurers, And Insurance Producer Organizations	1991 Legislation Affecting Motor Vehicle Insurance.
17	1991-10-21	WITHDRAWN	All Authorized Property/Casualty Insurers	Producer Controlled Insurers and Controlling Producers.
18	1991-11-04	WITHDRAWN	All Automobile Self-Insurers And Insurers Licensed To Write Automobile Insurance In Neil York	Updated No-Fault Reimbursement Schedules for Hospital: (A) Inpatient Services Rendered on and after July 1, 1991 (B) Outpatient Services Rendered on and after July 1, 1991.
19	1991-11-18	WITHDRAWN	All Motor Vehicle Self Insurers And Insurers Licensed To Write Motor Vehicle Insurance In New York	Eighteenth Amendment to Regulation 83.
Supplement No. 1 to CL 16 (1991)	1991-11-20	WITHDRAWN	Motor Vehicle Insurers And Self-Insurers, Workers' Compensation. Insurers, And Insurance Producer Organizations	1) Stay on implementation or enforcement of certain aspects involving the statutory increase in No-Fault wage loss benefits pursuant to Chapter 320 of the laws of 1991 and the 22nd Amendment to Regulation 68 2) Amendment 22-A correction of 22nd Amendment's inadvertent omission of No-Fault geographical Limitation.
Supplement No. 2 to CL 16 (1991)	1992-01-27	WITHDRAWN	Motor Vehicle Insurers And Self-Insurers, Workers' Compensation. Insurers, And Insurance Producer Organizations	1) Preliminary injunction Against Implementation or Enforcement of the Statutory Increase in No-Fault Wage Loss Benefits, Pursuant to Chapter 320 of the Laws of 1991 and the 22nd Amendment to Regulation 68 (11 NYCRR 65), in Regard to Policies issued prior to November 12, 1991; and 2) Re-adoption of the 22nd Amendment to Regulation 68.
1	1992-02-05	WITHDRAWN	All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies and Charitable Annuity Societies	Securitization of Assets.
2	1992-03-17		All Licensed Life Insurers	Claims Paying Ability And Credit Rating Downgrade Bail-Out Provisions in Annuity Contracts and Funding Agreements.
3	1992-07-09	WITHDRAWN	All Life Insurers Licensed To Transact Life Or Accident And Health Or Annuities In New York	Publication of An Information Brochure On The Life Insurance Company Guaranty Corporation of New York.
4	1992-05-12	WITHDRAWN Effective 03/10/2005 See Circular Letter No. 3 (2005)	All Motor Vehicle Self-Insurers And Insurers Licensed To Write Motor Vehicle Insurance In New York	1) Unpaid No-Fault Conciliations and Arbitration Awards and 2) Change in Central Reporting Organization for Total Losses
5	1992-05-05		All Insurance Companies Authorized to Transact Motor Vehicle Liability. Insurance Business in New York State	Motor Vehicle Law -Enforcement Fee.
Supplement No. 5 to CL 9 (1988)	1992-05-13	WITHDRAWN	All Property/Casualty Insurance Companies; Co-Operative Fire Insurance Companies; Lloyds Underwriters And Reciprocal Insurers; And, The Medical Malpractice Insurance Association	Property/Casualty Insurance Security Fund.
Supplement No. 3 to CL 16 (1991)	1992-07-31	WITHDRAWN	Motor Vehicle Insurers And Self-Insurers, Workers' Compensation. Insurers, And Insurance Producer Organizations	1992 Legislative Amendment to Chapter 32 of the Laws of 1991, Clarifying The Effective Date and Scope of Increased No-Fault Wage Loss Benefits.
7	1992-12-29	WITHDRAWN	All Authorized Motor Vehicle Insurers And Insurance Producer Organizations	CL 1 (1980) with Supplements 1 & 2 on the Current listing and CL 1 (1990) on this listing Motor Vehicle Liability and Collision Ins. Premium Reduction for Completion of an Accident Prevention Course Pursuant to Sections 2336 (a) & (d) of the Insurance Law.
8	1992-12-29	WITHDRAWN	All Authorized Private Passenger Automobile Insurers In New York State	Required Informational Statement on the Consequences of Driving While Under the Influence of Alcohol or Drugs.
9	1992-06-05	WITHDRAWN	All Insurers Licensed To Write Motor Vehicle Physical Damage Insurance In New York State And Insurance Producer & Adjuster Organizations	Scope of Referrals to Motor Vehicle Repair Shops Performing Window Glass Replacements or repairs.
10	1992-06-16		All Insurers, Except Article 43 Corporations, Licensed To Write Accident And Health Insurance In New York State	Payments For Hospital Services Required By Chapter 55 of the Laws of 1992.
Supplement No. 3 to Circular Letter No. 3 (1986)	1992-07-16	WITHDRAWN	Manager, Commercial Lines Underwriting of All Licensed Property/Casualty Insurance Companies And Accredited Reinsurers	Revision of availability survey updates (Supplement 2 to Circular No 3 (1986).
11	1992-12-11		All Authorized Motor Vehicle Insurers And Insurance Producer Organizations	Policy Declarations -Page (S) Requirements.
12	1992-08-11	WITHDRAWN	All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies And Charitable Annuity Societies	Maximum Reserve Valuation and Maximum Life Policy Nonforfeiture Interest Rates under Sections 4217, 4218, 4221(k) of The New York Insurance Law, as amended in 1982, 1983,1985, 1986, 1987, 1988 and 1990.
13	1992-12-15	WITHDRAWN	All Insurers Licensed To Write Life Insurance Or Annuities In New York State	Training Allowance Plans.
14	1992-09-08	WITHDRAWN	All Insurers Licensed. To Write Accident, And Health Insurance In New York State	Chapter 501 of The Laws of 1992-Effective Date for Provisions for Community Rating and Open Enrollment.
15	1992-09-18	WITHDRAWN	All New York Licensed And Accredited Property And Casualty Insurers And Reinsurers	Exposure To Hurricane Andrew and Iniki Losses.
16	1992-09-24		All Licensed Insurers In New York State	Appropriate Dating Of Documents Sent To Policyholders.
17	1992-10-08	WITHDRAWN	All Insurers Licensed To Write Motor Vehicle Liability Insurance In New York State And Insurance Producer Organizations	Status of Litigation Involving Regulation No. 35-D - Supplementary Uninsured Motorists (SUM) Insurance.
18	1992-12-14		All Authorized Title Insurers In New York State	Closing Protection Letters To Lenders From Title Insurers.
19	1992-10-30		All Authorized Property/Casualty Insurers, Insurance Producer Organizations, And Advisory Rate Service Organizations	Prospective Loss Costs And New Reporting Forms.
Supplement No. 1 to CL 19 (1992)	1992-11-18		All Authorized Property/Casualty Insurers, Insurance Producer Organizations, And Advisory Rate Service Organizations	Prospective Loss Costs And New Reporting Forms.
20	1992-11-23		Authorized Insurers, Fraternal Benefit Societies, Pension Funds and Retirement Systems, Charitable Annuity Societies, Accredited Reinsurers and Licensed Excess Line Brokers	Notification of New Debt Collection Legislation/Penalties for Delinquent Payments.
Supplement No. 4 to Circular Letter No. 3 (1986)	1992-12-31	WITHDRAWN	Manager, Commercial Lines Underwriting	1993 Insurance Availability Survey
1	1993-01-11		All Insurers, Including Article 43 Corporations And HMOs, Licensed To Write Accident And Health Insurance In New York State	Chapter 501 of the Laws of 1992-Actuarial Information For Community Rating and Open Enrollment.
2	1993-02-12		All Insurers Authorized To Write Motor Vehicle Insurance In This State And Insurance Producer Organizations	New Automobile Insurance-Rated Legislation.
3	1993-02-10		All Insurers, Including Article 43 Corporations And HMOs Licensed To Write Accident And Health Insurance In New York State	Chapter 501 of the Laws of 1992 Calculating Average Demographic Factors.
4	1993-09-30		All Insurers And Other Entities Required To Submit Annual Statements Or Other Statements And Reports To The Insurance Department	Penalties for Non-Compliance With the Filing Requirements Set Forth in Insurance Law § 307 and § 308.
5	1993-04-14		All Insurers Licensed To Write Accident And Health Insurance In New York State, Including Article 43 Corporations And HMOs	Chapter 501 of the Laws of 1992 Calculation, Reporting and Payment Requirements of New York Market Stabilization Pools.
Supplement No. No. 6 to CL 9 (1988)	1993-05-03	WITHDRAWN	All Property/Casualty Insurance Companies; Co-Operative Fire Insurance Companies; Lloyds Underwriters And Reciprocal Insurers; And, The Medical Malpractice Insurance Association	Property/Casualty Insurance Security Fund.
Supplement No. No. 1 to CL 5 (1993)	1993-05-26	WITHDRAWN	All Authorized Health Maintenance Organizations	Payments Required by Regulation 146-New York Market Stabilization Pools.
Supplement No. No. 1 to CL 7 (1992)	1993-05-26	WITHDRAWN	All Authorized Motor Vehicle Insurers And Insurance Producer Organizations	CL 1 (1980) with Supplements 1 & 2 on the Current listing and CL 1 (1990) on this listing - Motor Vehicle Liability and Collision Insurance Premium Reduction for Completion of an Accident Prevention Course pursuant to Sections 2336(a) & (d) of the Insurance Law.
6	1993-07-20		All Insurers, Other Than Article 43 Corporations And Article 44 HMOs, Licensed To Write Accident And Health Insurance	Accident and Health Insurance Conversion Coverage – Community Rates.
7	1993-07-15		All Insurers Licensed To Write Motor Vehicle Physical Damage Insurance In New York State; And Insurer, Producer And Auto Body Repair Organizations	Motor Vehicle Physical Damage Claims Involving Auto Body Repairs.
8	1993-08-18	WITHDRAWN	All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies And Charitable Annuity Societies	Maximum Reserve Valuation and Maximum Life Policy Nonforfeiture Interest Rates Under Sections 4217, 4218, and 4221(k) of The New York Insurance Laws, as amended in 1982, 1983, 1985, 1986, 1987, 1988, and 1990.
9	1993-10-01	WITHDRAWN	All Licensed Property/Casualty Insurers & Producer Organizations	Systematic PPMAP Cessation.
11	1993-09-14		All Licensed Property/Casualty Insurers & Reinsurers; All P/C Insurer, Reinsurer & Producer Organizations.	Guidelines for Homeowners Insurance Along New York Coastal Areas and Special Report Pursuant to Section 308 of the Insurance Law.
12	1993-09-15	WITHDRAWN	All Insurers Authorized To Write Fire Insurance In New York State	Reporting of Fire Losses to the Property Insurance Loss Register.
13	1993-09-22		All Licensed Insurance Brokers; Excess Line Brokers; The Excess Line Association Of New York; And Insurance Producer Organizations	Revisions in Excess Line Statute and Procedures.
14	1993-10-15		All Insurers, Other Than Article 43 Corporations And Article 44 HMOs, Licensed To Write Accident And Health Insurance	Accident and Health Insurance Conversion Coverage.
16	1993-10-25		All Licensed Life Insurers and Fraternal Benefit Societies	Individual Life Insurance Policies in the Tax-Qualified Section 403(b) Market.
Supplement No. No. 1 to CL 11 (1993)	1993-10-27		All Licensed Property/Casualty Insurers & Reinsurers; All P/C Insurer, Reinsurer & Producer Organizations.	Revised Guidelines for New York Coastal Area Homeowners Insurance And Special Report Pursuant to Section 308 of the Insurance Law.
17	1993-11-24		All Public Adjusters And Insurance Companies Writing Property And Casualty Insurance Coverage	Payments and Loss Procedures Under Regulation 10.
18	1993-12-23	WITHDRAWN	All Insurers Writing Individual and Small Group Accident and Health Insurance Contracts In New York State	Deletion of Riders on Existing Contracts Subject to Chapter 501 of the Laws of 1992.
19	1993-12-01	WITHDRAWN	All Authorized Life Insurance Companies, Accident And Health Insurance Companies And Accredited Life Reinsurers	Filing of Life/Health Risk-Based Capital Report.
21 (1993)	1993-12-23	WITHDRAWN 10/31/1995 See Circular Letter 16 (1995)	All Insurers Licensed to Write Automobile and/or Accident and Health Insurance in New York	Annual rankings auto and health insurance complaints (PDF)
1	1994-01-31		All Carriers Licensed to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Public Health Law Article 44 Health Maintenance Organizations	Chapter 501 or the Laws of 1992 - Accounting Treatment of Disbursements From or Payments to the New York Market Stabilization Pools
2	1994-01-31		All Insurers Licensed to Write Life Insurance or Annuities	Questionable Marketing and Sales Practices
3	1994-03-10		All Insurers Licensed to Write Accident and Health Insurance in New York State, Including HMOs	Implementation of Chapter 728 of The Laws of 1993 Requiring Coverage for Preventive and Primary Care Services
4	1994-04-07	WITHDRAWN Effective 10/11/2002	All Insurers Licensed to Write Motor Vehicle Physical Damage Insurance in New York State and Insurance Producer & Adjuster Organizations	Scope of Referrals to Motor Vehicle Repair Shops
5	1994-07-01		All Insurers Licensed to Write Workers' Compensation in New York State	Annual Statement Reporting for Assessments and Assessment Surcharges Applicable to Workers' Compensation Policies
6	1994-05-31		All Licensed Property/Casualty Insurers and Insurance Producer Organizations	Insurance Coverage for Discrimination Claims Based Upon Disparate Impact and Vicarious Liability
7	1994-04-27	WITHDRAWN Effective 10/11/2002	All Insurers Licensed to Write Accident and Health Insurance in New York State	Health Insurers' Obligations in the Administration of Benefits for Covered Persons Receiving Services Under the New York State Early Intervention Program
8	1994-07-05	WITHDRAWN Effective 10/11/2002	All Licensed Insurers and Exempt Organizations Including Health Maintenance Organizations (HMOs)	Insurance Fraud Reporting
9	1994-08-11	WITHDRAWN Effective 10/11/2002	All Licensed Life Insurers, Financial Guaranty Insurance Corporations and Accredited Life Reinsurers	Synthetic Guaranteed Investment Contracts
11	1994-08-01		All Insurers, Other Than Article 43 Corporations and Article 44 HMOs, Licensed to Write Accident and Health Insurance	Accident and Health Insurance Conversion Coverage
12	1994-08-01	WITHDRAWN Effective 10/11/2002	All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies and Charitable Annuity Societies	Maximum Reserve Valuation and Maximum Life Policy Non Forfeiture Interest Rates Under Sections 4217, 4218 and 4221(k) of the New York Insurance Laws, as Amended in 1982, 1983, 1985, 1986, 1987, 1988, 1990 and 1994 *The attachments are included in this Circular Letter's PDF version
13	1994-08-05		All Property/Casualty Insurance Companies Authorized to Write General Liability or Workers Compensation Insurance in This State	Excess Workers' Compensation Insurance Policies for Self-Insured Employers
14	1994-09-20	WITHDRAWN Effective 10/11/2002	All Authorized Motor Vehicle Insurers and Insurance Producer Organizations	CL 1 (80) with Supplements 1 & 2, CL 1 (90) & CL 7 (92) with Supplement Motor Vehicle Liability and Collision Insurance Premium Reduction for Completion of an Accident Prevention Course Pursuant to Sections 2336 (a) & (d) of the Insurance Law
15	1994-09-16		All Insurers Authorized to Write Motor Vehicle Insurance in New York State and Insurance Producer Organizations	Prohibition of Surcharges on Personal Automobile Insurance Policies for Accidents by Police Officers Firefighters and Peace Officers While on Duty
16	1994-09-14	WITHDRAWN Effective 10/11/2002	Commercial Insurers Authorized to Write Accident and Health Insurance and Corporations Licensed Under Article 43 of the Insurance Law or Article 44 of the Public Health Law	Transfer of Health Insurance and HMO Premium Rate Review and Approval
17	1994-12-30	WITHDRAWN Effective 10/11/2002	All Insurers Authorized to Write Motor Vehicle Insurance; All Property/Casualty Insurer and Producer Organizations	New Automobile Insurance-Related Legislation
18	1994-11-17	WITHDRAWN Effective 08/13/2008	All Insurers Authorized to Write Homeowners and Dwelling Fire Personal Lines Policies in New York State, and Insurance Producer Organizations	Flood Insurance Notice Required by NYIL Section 3444
19	1994-11-15		All Licensed Property/Casualty Insurers; All P/C Insurers and Producer Organizations	Liability Insurance Requirements for Farm Motor Vehicles
20	1994-12-08	WITHDRAWN Effective 10/11/2002	All Authorized Life Insurance Companies	Agency Convention Survey
Supplement No. 5 to CL No. 3 (1986)	1994-12-28	WITHDRAWN	Manager, Commercial Lines Underwriting Of: All Licensed Property/Casualty Insurance Companies And Accredited Reinsurers Also: Insurance Producer Organizations	1995 Insurance Availability Survey
1	1995-01-23		All Homeowners Insurers In New York State And Insurance Producer Organizations	Termination Moratorium in the Event of Declared Disaster; Homeowner Windstorm Deductibles and Wrap Around Endorsements
2	1995-02-06		All Authorized Insurers Writing Business in New York State	Updating the Corporate Officer Responsible for an Insurer's Internal Consumer Services Department
3	1995-02-10		All Authorized Property/Casualty Insurers, United States Branches of Alien Insurers, Reciprocals, Advance Premium Cooperatives, Assessment Cooperatives and Accredited Reinsurers	Filing of the Property/Casualty Risk- Based Capital Report
4	1995-02-17	WITHDRAWN Effective 10/11/2002	All Licensed Property & Casualty Insurers and Reinsurers Insurance	Annual Property & Casualty Report Pursuant to Regulation 131
5	1995-03-06	WITHDRAWN Effective 10/11/2002	All Automobile Self-Insurers and Insurers Licensed to Write Automobile Insurance in New York State	No-Fault Reimbursement Schedules for Hospital Services Including Ambulatory Surgery
7	1995-04-26		All Excess Line Brokers	1995 Tax Filing to 2118(d) of the Insurance Law
8	1995-06-07		All Licensed Property and Casualty Insurers	The Use of Certificates of Insurance
Supp No. 2 to Circular Letter No. 11 (1993)	1995-06-15		All Licensed Property/ Casualty Insurers & Reinsurers; All P&C Insurer, Reinsurer & Producer Organizations	Coastal Homeowners Insurance - New Approaches and Modifications of Existing Guidelines
9	1995-06-29	WITHDRAWN Effective 10/11/2002	All Licensed Life and Accident and Health Insurers, Fraternal Benefit Societies, Charitable and Segregated Gift Annuity Societies, Employee Welfare Funds, Retirement Systems, Viatical Settlement Companies, Governmental Supplemental Annuity Funds, Savings Bank Life Insurance Department and Accredited Reinsurers	Reorganization of the Financial Condition Life Bureau
10	1995-08-01	WITHDRAWN Effective 10/11/2002	All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies and Charitable Annuity Societies	*Maximum Reserve Valuation and Maximum Life Policy Nonforfeiture Interest Rates
11	1995-07-21	WITHDRAWN Effective 10/11/2002	All Insurers Licensed to Write Motor Vehicle Liability Insurance in New York State	No-Fault Managed Care Coverage
12	1995-08-17		All Licensed Life Insurers and Accredited Life Reinsurers	Synthetic Guaranteed Investment Contracts
13	1995-08-17		All Licensed Financial Guaranty Corporations	Policies Guaranteeing Obligations of Insurance Companies
14	1995-08-23		All Licensed Property Casualty Insurers	Force-Placed Insurance
15	1995-10-03	WITHDRAWN Effective 10/11/2002	All Insurers Licensed to Write Motor Vehicle Insurance in New York State	Implementation of Chapter 305 of the Laws of 1995 Increasing the Required Minimum Limits of Liability for Motor Vehicle Insurance
16	1995-10-31		All Insurers Licensed to Write Automobile and/or Accident and Health Insurance in New York State	Annual Rankings of Automobile and Health Insurance Complaints
17	1995-10-30	WITHDRAWN Effective 10/11/2002	All Commercial Insurers Licensed to Write Accident and Health Insurance in New York State	Supplementary Payment Rate Conversion Factor (SPRCF) Statewide Pool
Supplement No. 1 to CL No.12 (1995)	1995-11-01		All Licensed Life Insurers and Accredited Life Reinsurers	Synthetic Guaranteed Investment Contracts
18	1995-11-17		All Insurance Law Article 43 Corporations ("Plans") and Public Health Law Article 44 Health Maintenance Organization (HMOs)	Compliance Certification for Premium Rate Adjustment Application Pursuant to Section 4308(g) of the Insurance Law
19	1995-11-21	WITHDRAWN Effective 10/11/2002	All Life Insurance Companies Authorized to Write Life Insurance and Annuities	Expense Allowance Payment Plans
20	1995-12-29		All Insurers Licensed to Write Motor Vehicle Insurance in New York State, All P/C Insurer and Producer Organizations	Liability Coverage on Vehicles Registered and/or Titled in The Name of a Revocable "Living Trust"
1	1996-01-18	WITHDRAWN Effective 10/11/2002	All Authorized Life Insurance Companies by Section 4233(b)(11) of the New York Law	Additional Filing Required by Section 4233(b)(11) of the New York Law
3	1996-03-11		All Licensed Life Insurers	Group Life Continuation and Portability
Supplement 1 to CL No.15 (1995)	1996-04-04		All Insurers Licensed to Write Motor Vehicle Liability in New York State and all Rate Service Organizations Which File Policy Forms and Endorsements on Behalf of Motor Vehicle Liability	*Implementation of Chapter 305 of the Laws of 1995 Increasing the Required Minimum Limits of Liability for Motor Vehicle Insurance (PDF)
4	1996-04-24		All Authorized Property/Casualty Insurers, Insurance Producer Organizations and Advisory Rate Service Organizations	Individual Risk Reporting Forms
5	1996-04-04		All Authorized Property Insurers Writing Business in New York State	Assisting the Insurance Department in Disaster Situations in Order to Determine Aggregate Amount and Number of Insured Losses in a Specific Geographic Area
7	1996-04-11	WITHDRAWN Effective 10/11/2002	All Life Insurance Companies Authorized to Write Life Insurance and Annuities	Filing of Fund Based Compensation Plans
8	1996-06-13		All Licensed Automobile Physical Damage Carriers	5th Amendment to Regulation 64.
9	1996-06-21	WITHDRAWN Effective 12/04/2003 See Circular Letter No. 18 (2003)	All Automobile Self-Insurers, and Insurers Licensed to Write Automobile Insurance in New York State and All Workers' Compensation Insurers Licensed to Write Workers' Compensation Insurance in New York State	Revision of the New York State Workers' Compensation Board Schedule of Medical Fees
Supplement 2 to CL No.15 (1995)	1996-06-25		All Insurers Licensed to Write Motor Vehicle Liability in New York State and all Rate Service Organizations Which File Policy Forms and Endorsements on Behalf of Motor Vehicle Liability	Implementation of Chapter 305 of the Laws of 1995 Increasing the Required Minimum Limits of Liability for Motor Vehicle Insurance
10	1996-07-16		All Licensed Property Casualty Insurers	Homeowners Insurance: Reporting and Other Requirements Pursuant to (11 NYCRR 19) Regulation 154
11	1996-08-01	WITHDRAWN Effective 10/11/2002	All Authorized Life Insurance Companies, Fraternal Benefit. Societies and Charitable Annuity Societies	Maximum Reserve Valuation And Maximum Life Policy Nonforfeiture Interest Rates
12	1996-08-12	WITHDRAWN Effective 10/11/2002	All Insurers Licensed to Write Fire Insurance in New York State	Tax District Claims Against Fire Insurance Proceeds
13	1996-09-09	WITHDRAWN Effective 10/11/2002	All Authorized Motor Vehicle Insurers	Circular Letters No.1 (1980) with and Insurance Producer Organizations Supp. Nos. 1 & 2, Circular Letter No. 1 (1999), Circular Letter No. 7 (1992) with Supplement, and a Circular Letter No. 14 (1994) with Supplement. Motor Vehicle Liability and Collision Insurance Premium Reduction for Completion of an Accident Prevention Course Pursuant to Sections 2336(a)&(d) of the Insurance Law
14	1996-09-04		All Insurers Licensed to Write Motor Vehicle Liability Insurance in New York State	Section 5103(g) of the New York State Insurance Law Substitution of a Policyholder's Health Insurance Coverage for No-Fault Health Care Coverage
15	1996-10-16		All Authorized Property Insurers Writing Business in New York State	See CL. No. 11 (1991)
16	1996-11-22	WITHDRAWN Effective 08/24/2010 See Circular Letter No. 12	All Automobile Self-Insurers, and Insurers Licensed to Write Automobile Insurance In New York State	Chapter 639 of the Laws of 1996, The New York State Health Care Reform Act and Its Effects on No-Fault Insurance
17	1996-12-09		All Insurers Licensed to Write Private Passenger Automobile, Fire, or Fire and Extended Coverage Insurance Policies Which are Subject to The Reporting Requirements of Insurance Department Regulation No. 90 (11 NYCRR 218) "Prohibition of Geographical Redlining"	Reports and Data Specifications
18	1996-12-20	WITHDRAWN Effective 10/11/2002	All Insurers Licensed to Write Accident and Health Insurance in New York State and all Health Maintenance Organization (HMOs)	New York State Small Business Health Insurance Partnership Program (NYSHIPP)
19	1996-12-20		All Domestic Life Insurance Companies Licensed to Write Life Insurance in New York State	Life Insurer Commitment Agreements
2	1997-01-23	WITHDRAWN Effective 10/11/2002	All Authorized Property/Casualty Insurers	Reporting of Bodily Injury, Wrongful Death and Death Benefit Claims to a Central Reporting Organization Pursuant to Section 340 of the Insurance Law.
3	1997-02-10	WITHDRAWN Effective 01/29/2007 See Circular Letter No. 1 (2007)	All Insurers	Fraud Reporting and Cooperation with the Insurance Frauds Bureau
4	1997-02-21		All Licensed Life, Accident and Health, Property/Casualty, Financial Guaranty, Mortgage Guaranty, and Co-operative Property/Casualty Insurance Companies; Reciprocal Insurers; The Medical Malpractice Insurance Association; The State Insurance Fund; Fraternal Benefit Societies; and Accredited Reinsurers	Electronic Filing in Lieu of Hard Copy Filing - 1997 Annual Statement
5	1997-04-04		All Insurers and Fraternal Benefit Societies Licensed to Write Life Insurance and Accident and Health Insurance in New York State, Including Article 43 Corporation	Oral Fluid Testing for the Human Immunodeficiency Virus
7	1997-03-25		All Insurers Including Article 43 Corporations Licensed to Write Accident and Health Insurance In New York State, Except Health Maintenance Organizations	The Managed Care Reform Act (Chapter 705 of the Laws of 1996)
Supplement No. 7 to CL No. 3 (1986)	1997-04-01		All Licensed Property/Casualty Insurance Companies	1997 Insurance Availability Survey
8	1997-03-28	WITHDRAWN Effective 10/11/2002	All Companies to Write Liability Insurance	Policies Covering Injury to Economic Interest
9	1997-04-04		All Insurers Licensed to Write Accident and Health Insurance in New York State (Insurance Law Section 1113(a)(3))	Provider Excess Insurance
10	1997-04-30		All Authorized Private Passenger Automobile Insurers in New York State	Required Informational Statement on the Consequence of Driving While Under the Influence of Alcohol or Drugs Document is in PDF Format
11	1997-06-24	WITHDRAWN Effective 10/11/2002	All Licensed Life Insurers, Fraternal Benefit Societies, Charitable and Segregated Gifts Annuity Societies, Employee Welfare Funds Retirement Systems, Viatical Settlement Companies, Governmental Supplemental Annuity Funds, Savings Bank Life Insurance Departments, Accredited Life Reinsurers Property/Casualty Insurers, Co-operative Property/Casualty Insurers, Financial Guaranty Insurers Mortgage Guaranty Insurers, Reciprocal Insurers, Accident and Health Insurers, Article 43 Corporations, Public Health Law Article 44 Health Maintenance Organizations, Title Insurers, the State Insurance Fund, the Medical Malpractice Insurance Association and Accredited Property/Casualty Reinsurers; all Hereinafter Referred to as "Licensees."	Impact of Year 2000 on the Insurance Industry
12	1997-07-09	WITHDRAWN Effective 02/05/2010	All Motor Vehicle Self-Insurers And Insurers Authorized To Write Motor Vehicle Insurance	Reduction In No-Fault Loss Of Earnings Benefits For Qualified Wage Continuation Plans Attachment to CL #12 (PDF)
13	1997-09-04	WITHDRAWN Effective 10/11/2002	All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies and Charitable Annuity Societies	Maximum Reserve Valuation and Maximum Life Policy Non-forfeiture Interest Rates Attachment to CL #13 (PDF)
14	1997-08-01		All Insurers Authorized to Write Life Insurance, Annuities or Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations	Procedural Changes in the Approval Process for Life Insurance, Annuity, and Accident and Health Insurance Policy Forms and Rates
Supplement No. 10 to CL No. 9 (1988)	1997-09-26		All Property/Casualty Insurance Companies; Co-operative Property/Casualty Insurance Companies; Reciprocal Insurers; Financial Guaranty Insurance Corporations; and the Medical Malpractice Insurance Association	Property/Casualty Insurance Security Fund
15	1998-01-27		All New York State Licensed Producers, Property/Casualty Insurers and City, State and Municipal Agencies and other Public Authorities and Corporations	The Use of Certificates of Insurance as Evidence of Insurance Coverages
16	1997-11-03		All Insurers Licensed to Write Motor Vehicle Physical Damage Insurance in New York State	Paint and Materials Costs Reimbursement
17	1997-12-15		All Insurers Licensed to Write Motor Vehicle Liability Insurance; All Rate Service Organizations and Producer Organizations	Supplementary Uninsured/Underinsured Motorists (Sum) Insurance Coverage
18	1997-12-16		All Licensed Property/Casualty Insurers Authorized to Write Workers' Compensation Insurance in New York State	Workers' Compensation Policies - Credits For Managed Care Programs (PPOs/MCOs)
1	1998-01-15		All Insurers, Including Article 43 Corporations and Health Maintenance Organizations, Authorized to Write Accident and Health Insurance, Workers' Compensation Insurance or Automobile No-Fault Insurance in New York State	Electronic Acceptance of Health Insurance Claims, Including Workers' Compensation and No-Fault
2	1998-01-15		All Insurers Authorized to Write Life Insurance, Annuities or Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations	Preliminary Guidance Regarding the Expected Approval Procedure in Section 3201(b)(6) of the Insurance Law
3	1998-01-21		All Authorized Property/Casualty Insurers	Cancellation/Nonrenewal of Policies in Counties Affected by Ice Storms
4	1998-02-09		All Licensed Property and Casualty Insurers in New York State	Department of Motor Vehicles Three Digit Code Number
5	1998-02-17	WITHDRAWN Effective 12/04/2003 See Circular Letter No. 18 (2003)	All Automobile Self-insurers, and Insurers Licensed to Write Automobile Insurance in New York State	Revision of the No-Fault Denial of Claim Form- NYS Form N-F10
6	1998-03-06		All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement companies, governmental supplemental annuity funds, savings bank life insurance departments, accredited life reinsurers, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association and accredited property/casualty reinsurers, rate service organizations; all hereinafter referred to as "licensees".	Year 2000
7	1998-04-30		All Property/Casualty Insurers Authorized to Write Homeowners' Insurance and All Rate Service Organizations	The Use of Computer Simulation Models in Homeowners' Insurance Rate Development
8	1998-04-03		All Insurers Authorized to Write Life Insurance and Annuities	Issues Resulting from the Enactment of Section 4228 of the Insurance Law
Supplement No. 1 to CL No. 18 (1997)	1998-05-06		All Licensed Property/Casualty Insurers Authorized to Write Workers' Compensation Insurance in New York State	Workers' Compensation Policies Reporting Requirements for Preferred Provider Organization - Subpart 325-8.4 of Title 12 NYCRR
9	1998-05-07		All Insurers Licensed to Write Accident and Health Insurance in New York State and Article 43 Corporations (Excluding Health Maintenance Organizations)	Managed Care Grievance and Utilization Review Appeal Data
10	1998-05-08		All Insurers Licensed to Write Accident & Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations	Call for Participation in New York's Voucher Insurance Program
11	1998-05-07		All Authorized Property/Casualty Insurers and Rate Service Organizations	Procedures for the Filing of Policy Forms, Rules and Rates
12	1998-04-28		All Insurers Authorized to Write Accident and Health Insurance, Including Article 43 Corporations and Health Maintenance Organizations	Newly Approved Impotency Drug Viagra
13	1998-05-14	WITHDRAWN Effective 01/29/2007 See Circular Letter No. 1 (2007)	All Insurers and Self Insurers	Fraud Reporting and Cooperation with the Insurance Frauds Bureau
Supplement No. 1 to CL No. 8 (1997)	1998-05-21	WITHDRAWN Effective 08/25/2006 For more information, see Circular Letter No. 8 (1997)	All Companies Licensed to Write Liability Insurance	Policies Covering Injury to Economic Interest
Supplement No. 11 to CL No. 9 (1988)	1998-06-05		All Property/Casualty Insurance Companies; Co-operative Property/Casualty Insurance Companies; Reciprocal Insurers; Financial Guaranty Insurance Corporations; and the Medical Malpractice Insurance Association	Property/Casualty Insurance Security Fund
Supplement No. 8 to CL No. 3 (1986)	1998-06-29		All Licensed Property/Casualty Insurance Companies and Insurance Producer Organizations	1998 Insurance Availability Survey
14	1998-07-01		All Insurers Writing Private or Commercial Automobile, Workers Compensation, or Individual, Group or Blanket Accident and Health Insurance Policies	Compliance with the Second Amendment to Regulation 95 (11NYCRR 86) and Filing of Plans for the Detection, Investigation and Prevention of Fraudulent Insurance Activities
15	1998-12-04		All Licensed Insurers	Hyper-Links to Department's Website
16	1998-09-14		All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies and Charitable Annuity Societies	Maximum Reserve Valuation and Maximum Life Policy Nonforfeiture Interest Rates
17	1998-07-23		All insurers organized, registered, accredited or licensed to do an insurance business in New York State (including all licensed life insurers, fraternal benefit societies, savings bank life insurance departments, accredited life reinsurers, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations, title insurers, the State Insurance Fund, and accredited property/casualty reinsurers	Holocaust Victims Insurance Act of 1998
18	1998-08-06		All Insurers Licensed to Write Motor Vehicle Insurance in New York State	Increased Minimum Limits for Bodily Injury Liability and Personal Injury Protection for Public Autos Subject to the Rules of the New York City Taxi and Limousine Commission
20	1998-08-17		All Insurers Licensed to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations	Requirements for Prescriptions to Bear a Federally Issued Registration Number
22	1998-08-25		All Licensed Brokers and Property/Casualty Insurers	Disclosure of Brokers' Compensation
23	1998-09-28		All Insurers Authorized to Write Accident and Health Insurance in NewYork State, Including Article 43 Corporations	Medical Savings Account High Deductible Health Insurance Policies
24	1998-09-04		All Insurers Licensed to Write Commercial Liability Insurance	Suspension of Regulation 131 Filing Requirements
25	1998-09-09	WITHDRAWN Effective 06/05/2009 See Circular Letter No. 14 (2009)	All authorized motor vehicle insurers and insurance producer organizations	Motor Vehicle Liability and Collision Insurance Premium Reduction for Completion of an Accident Prevention Course Pursuant to Sections 2336(a)&(d) of the Insurance Law
26	1998-10-02		All insurers organized, registered, accredited or licensed to do an insurance business in New York State (including all licensed life insurers, fraternal benefit societies, savings bank life insurance departments, accredited life reinsurers, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations, title insurers, the State Insurance Fund, and accredited property/casualty reinsurers; all hereinafter referred to as "insurers")	Insurers Initial Reports Setting Forth Plans for Compliance with Article 27 (Holocaust Victims Insurance Act of 1998)
27	1998-10-08		All Insurers Authorized to Write Life Insurance and Annuities	Section 4228 - Conditions Under Which Additional First Year Commissions May be Paid in Renewal Years
29	1998-10-22		All Insurers Licensed to Write Motor Vehicle Insurance in New York State	Rate Filings for Taxi and Livery Public Automobiles
30	1998-10-21		All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental supplemental annuity funds, savings bank life insurance departments, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans, accredited reinsurers, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association, the New York Property Insurance Association, the Motor Vehicle Accident Indemnification Corporation and rate service organizations; all hereinafter referred to as "licensees"	Update on Year 2000
31	1998-10-29		All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental supplemental annuity funds, savings bank life insurance departments, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans, accredited reinsurers, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association, the New York Property Insurance Association, the Motor Vehicle Accident Indemnification Corporation and rate service organizations	Insurance on the Internet
32	1998-10-30		All Insurers Writing Private or Commercial Automobile, Workers Compensation, or Individual, Group or Blanket Accident and Health Insurance Policies, and every entity licensed pursuant to Article 44 of the Public Health Law	Effective Date for the Filing of Plans for the Detection, Investigation and Prevention of Fraudulent Insurance Activities
Supplement No. 1 to CL No. 11 (1998)	1998-11-10		All Authorized Property/Casualty Insurers and Rate Service Organizations	Procedures for the Filing of Policy Forms, Rules and Rates: Optional Procedure for Obtaining Acknowledgements of Filings
33	1998-11-23		All Life Insurers	Dollar Cost Averaging Accounts
1	1999-01-07		All Insurers Authorized to Write Automobile Insurance in New York State, All Insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations, and All Health Maintenance Organizations	Annual Rankings of Automobile and Health Insurance Complaints
2	1999-02-01		All Mortgage Guaranty Insurance Companies	Mortgage Guaranty Insurance Transactions and Lenders
3	1999-01-25		All licensed life insurers, fraternal benefit societies, accredited life reinsurers, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association and accredited property/casualty reinsurers; all hereinafter referred to as "licensees".	Year 2000 Disclosures in the Management Discussion and Analysis
4	1999-01-28		All Article 43 Corporations and Public Health Law Article 44 Health Maintenance Organizations	Clarification of Insurer Duties and Responsibilities in the Rate Adjustment Process Pursuant to Insurance Law Section 4308
5	1999-02-19		All Insurers Licensed to Write Accident & Health Insurance in New York State, Article 43 Corporations and Health Maintenance Organizations	Managed Care Grievance and Utilization Review Appeal Data
Supplement 1 to CL No. 18 (1998)	1999-02-26		All Insurers Licensed To Write Motor Vehicle Insurance in New York State	Increased Minimum Limits for Bodily Injury Liability and Personal Injury Protection for Public Autos Subject to the Rules of the New York City Taxi and Limousine Commission
6	1999-03-01		All Licensed Life Insurers, Property/Casualty Insurers, Reciprocal Insurers, Accident and Health Insurers, and Article 43 Corporation Legal Services Insurance and Pre-paid Legal Services Plans	Legal Services Insurance and Pre-paid Legal Services Plans
7	1999-03-16		All Insurers Authorized to Write Life Insurance and Annuities, Including Life Insurers, Fraternal Benefit Societies, Charitable Annuity Societies, Savings Bank Life Insurance Departments, and All Licensed Viatical Settlement Companies	Life Insurance and Annuity Product Outlines Designed to Assist Insurers In Making Form and Rate Filings with The Department
8	1999-03-16		All Insurers Authorized To Write Life Insurance and Annuities, Including Life Insurers, Fraternal Benefit Societies, Charitable Annuity Societies, Savings Bank Life Insurance Departments, and All Licensed Viatical Settlement Companies	Procedural Changes in The Approval Process for Life Insurance and Annuity Policy Forms: I. Required Format for Policy Submission Letters II. Timely Responses to Comment Letters
Supplement 1 to CL No. 15 (1998)	1999-03-25		All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement companies, governmental supplemental annuity funds, savings bank life insurance departments, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans, accredited reinsurers, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association, the New York Property Insurance Association, the Motor Vehicle Accident Indemnification Corporation and rate service organizations	Procedures for Reporting Hyper-Links to the Departments Website
9	1999-05-25		All Article 43 Corporations, Public Health Law Article 44 Health Maintenance Organizations and Insurers Licensed to Write Health Insurance in New York State	Adoption of Procedure Manuals
10	1999-06-11		All Article 43 Corporations and Public Health Law Article 44 Health Maintenance Organizations (herein referred to as "plans")	Procedural Responsibilities of Plans Submitting Prior Approval Rate Applications Pursuant To Section 4308(c)
11	1999-03-26		All licensed life insurers, property/casualty insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, fraternal benefit societies, municipal cooperative health benefit plans, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental supplemental annuity funds, savings bank life insurance departments, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accredited reinsurers, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association, the New York Property Insurance Association, the Motor Vehicle Accident Indemnification Corporation and rate service organizations; all hereinafter referred to as "licensees."	Update on Departments Electronic Initiatives
12	1999-04-20		All Authorized Motor Vehicle Insurers and Insurance Producer Organizations	Driver Education Course Certificates Insurance Reductions
*13	1999-05-17	* Note: Circular Letter No. 13 (1999) is repealed as of 08/03/2000	All Public Health Law Article 44 HMOs, Insurance Law Article 43 Corporations, and Insurers Licensed to Write Accident and Health Insurance in New York State	*Point-of-Service Products
15	1999-04-27		All Licensed Life, Accident and Health, Property/Casualty, Financial Guarantee, Mortgage Guarantee, and Cooperative Fire Insurers Operating on the Advance Premium Plan, Assessment Cooperative Companies, the State Insurance Fund, and United States Branches; Reciprocal Insurers; the Medical Malpractice Insurance Association; Fraternal Benefit Societies; Article 43 Corporations; Public Health Law Article 44 Health Maintenance Organizations; Title Insurers; Charitable Annuity Societies; Pension Funds; Retirement Systems; Viaticals and Accredited Reinsurers	Change in Procedure for the Mailing of Hardcopy Annual and Quarterly Statement Forms and Instructions
17	1999-05-17		All Insurers Licensed to Write Life Insurance of Disability Benefits	Benefit Rates Under Volunteer Firefighters' Benefit Law and Volunteer Ambulance Workers' Benefit Law
18	1999-05-18		All Insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations	Procedural Changes in the Length of Time the Department Will Await Responses During the Approval Process for Accident and Health Insurance Policy Forms and Rates
19	1999-06-10		All licensed life insurers, property/casualty insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, fraternal benefit societies, municipal cooperative health benefit plans, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental supplemental annuity funds, savings bank life insurance departments, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accredited reinsurers, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association, the New York Property Insurance Association, the Motor Vehicle Accident Indemnification Corporation and rate service organizations; all hereinafter referred to as "licensees."	Consumer Initiatives
Supplement 12 to CL No. 9 (1988)	1999-06-25		All Property/Casualty Insurance Companies; Co-operative Property/Casualty Insurance Companies; Reciprocal Insurers; Financial Guaranty Insurance Corporations; and the Medical Malpractice Insurance Association	Property/Casualty Security Fund
20	1999-07-13		All Insurers Authorized to Write Accident and Health Insurance, Including Corporations Licensed Under Article 43 of the Insurance Law and Corporations Issued A Certificate of Authority Under Article 44 of the Public Health Law	Information Available on the Department's Website Designed to Assist Insurers and HMOs In Making Form and Rate Filings
21	1999-05-21		All Insurers Authorized to Write Life Insurance and Annuities, Including Life Insurers, Fraternal Benefit Societies, Charitable Annuity Societies, Savings Bank Life Insurance Departments and all Licensed Viatical Settlement Companies	Resubmission of Policy Form Filings Revised in Accordance With the Product Outlines
Supplement 1 to CL No. 31 (1998)	1999-05-28		All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental supplemental annuity funds, savings bank life insurance departments, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans, accredited reinsurers, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association, the New York Property Insurance Underwriting Association, the Motor Vehicle Accident Indemnification Corporation and rate service organizations	Insurance on the Internet
Supplement 2 to CL No. 18 (1997)	1999-06-01		All Licensed Property/Casualty Insurers Authorized To Write Workers Compensation Insurance in New York State	Workers Compensation Policies/Preferred Provider Organization Arrangements
22	1999-06-01		All licensed life insurers, fraternal benefit societies, charitable annuity societies, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association and municipal cooperative health benefit plans; all hereinafter referred to as "insurers".	Suggested Best Practices Resulting From the Joint Department/Industry Working Groups on Form and Rate Filings
24	1999-07-07		All Insurers Authorized To Write Motor Vehicle Insurance	Insurance Information and Enforcement System (IIES) of the New York State Department of Motor Vehicles (DMV)
Supplement 9 to CL No. 3 (1986)	1999-08-09		All Licensed Property/Casualty Insurance Companies and Insurance Producer Organizations	1999 Insurance Availability Survey
25	1999-10-27		All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies and Charitable Annuity Societies	Maximum Reserve Valuation and Maximum Life Policy Nonforfeiture Interest Rates
26	1999-09-13	WITHDRAWN Effective 01/29/2007 See Circular Letter No. 1 (2007)	All Insurers and Self-Insurers	Revised Insurance Department Fraud Reporting Form (IFB-1 REV. 8/99)
27	1999-11-01		All Insurers Licensed to Write Accident & Health Insurance in New York State, Article 43 Corporations and Health Maintenance Organizations	Chapter 2 of 1998: Fraudulent Health Insurance Acts Pursuant to §176.05(2) of the Penal Law and Healthcare Compliance Programs Pursuant to §4414 of the Public Health Law
28	1999-09-13		All Licensed Insurance Brokers; Excess Line Brokers; Excess Line Association of New York; and Insurance Producer Organizations	Ocean Marine Insurance Placements
29	1999-10-21		All Insurers Authorized to Write Motor Vehicle Insurance Coverage in New York State	Title Branding - Eighth Amendment to Regulation 64
30	1999-10-27	WITHDRAWN Effective 03/10/2005 See Circular Letter No. 3 (2005)	All Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Insurance in New York State	Transfer of the No-Fault Conciliation Function to the American Arbitration Association
31	1999-11-01		All Article 43 Corporations And Public Health Law Article 44 Health Maintenance Organizations (herein referred to as "plans")	Rate Adjustment Applications To Be Effective On Or After January 1, 2000
32	1999-11-22		All licensed life insurers, accredited life reinsurers, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association and accredited property/casualty reinsurers, rate service organizations, municipal cooperative health benefit plans, and integrated delivery systems; all hereinafter referred to as "insurers".	Post Year 2000 Reporting Requirements and Performing Data Archives
33	1999-11-04		All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental variable supplements funds, savings bank life insurance departments, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, title insurers, reciprocal insurers, accident and health insurers, Article 43 corporations, municipal cooperative health benefit plans, and rate service organizations; State Insurance Fund; Medical Malpractice Insurance Association; New York Property Insurance Underwriting Association; Motor Vehicle Accident Indemnification Corporation; Excess Line Association of New York; registered risk retention groups, service contract providers, and Public Health Law Article 44 health maintenance organizations and integrated delivery systems; and accredited reinsurers	The Use of Electronic Signatures and Records in Connection With the Marketing and Sale of Insurance By Means of Electronic Commerce
34	1999-12-10		All insurers licensed to write fire insurance in New York State	Tax District Claims Against Fire Insurance Proceeds
Supplement 2 to CL No. 11 (1998)	1999-12-20		All Authorized Property/Casualty Insurers and Rate Service Organizations	Procedures for the Filing of Policy Forms, Rules and Rates
35	1999-11-24		All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement companies, governmental supplemental annuity funds, savings bank life insurance departments, accredited life reinsurers, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association and accredited property/casualty reinsurers; all hereinafter referred to as "insurers".	Issues Regarding Liquidity and Asset/Liability Management
36	1999-12-28		All Public Health Law Article 44 Health Maintenance Organizations (HMOs); Article 43 Corporations and Health Insurers Issuing Community-rated Contracts ("insurers"); Accident and Health Insurance Agents; and Insurance Brokers	Commission and Fee Payments
37	1999-12-16		All Licensed Fraternal, Life And Accident And Health, Title, Property/Casualty, Reciprocal, Financial Guaranty And Mortgage Guaranty Insurers, Medical Malpractice Ins Assn. And Cooperative Property/Casualty Insurers Operating On The Advance Premium Plan, Assessment Cooperative Companies, The State Insurance Fund, And United States Branches, Accredited Reinsurers Of The Aforementioned Types Of Companies, Hospital, Health, Medical, And Dental Service Or Indemnity Article 43 Corporations And Public Health Law Article 44 Health Maintenance Organizations	Electronic Filing via the Internet of National Form (NAIC) Annual and Quarterly Statements
38	1999-12-27		All Licensed Hospital, Medical, and Dental Service or Indemnity Article 43 Corporations and Public Health Law Article 44 Health Maintenance Organizations	New York Supplements to the Annual Statement and Quarterly Statement Electronic Filling Requirements
1	2000-01-07	WITHDRAWN Effective 12/04/2003 See Circular Letter No. 18 (2003)	All Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Insurance in New York State	Revision of Insurance Department Regulation 68
2	2000-01-07		All Authorized Motor Vehicle Insurers and Insurance Producer Organizations	Motor Vehicle Insurance Policies Covering Taxis, Liveries, Buses and Rental Vehicles; Insurance Information Enforcement System (IIES)
3	2000-01-19		All Licensed Hospital, Medical, and Dental Service or Indemnity Article 43 Corporations and Public Health Law Article 44 Health Maintenance Organizations	New York Supplements to the Annual Statement and Quarterly Statement Electronic Filling Requirements
4	2000-01-31		All Licensed Fraternal, Life and Accident And Health, Title, Property and Casualty, Reciprocal, Financial Guaranty and Mortgage Guaranty Insurers, Medical Malpractice Insurance Association, Cooperative Property/Casualty Insurers Operating on the Advance Premium Plan, Assessment Cooperative Companies, The State Insurance Fund, United States Branches, Accredited Reinsurers of the Aforementioned Types of Companies, Hospital, Health, Medical, and Dental Service or Indemnity Article 43 Corporations, and Public Health Law Article 44 Health Maintenance Organizations	Electronic Filing via the Internet of National Form (NAIC) Annual and Quarterly Statements
Supplement 1 to CL No. 4 (2000)	2000-03-08		All Licensed Life and Accident and Health, Property/Casualty, Reciprocal, Financial Guaranty and Mortgage Guaranty Insurers, Medical Malpractice Insurance Association, Cooperative Property/Casualty Insurers, The State Insurance Fund, Accredited Reinsurers, Hospital, Health, Medical, and Dental Service or Indemnity Article 43 Corporations, and Public Health Law Article 44 Health Maintenance Organizations	Electronic Filing via the Internet of New York Supplement Annual and Quarterly Statements
5	2000-02-04		All Licensed Insurers	Insurers Adjusting Claims on Behalf of Other Insurers
6	2000-01-27		All Insurance Companies and HMOs Licensed to Write Accident and Health Insurance in New York State	Section 3224 Insurance Law, Prompt Payment of Accident and Health Claims
7	2000-02-03		All Licensed Life Insurers, Property/Casualty Insurers, Co-operative Property/Casualty Insurers, Financial Guaranty Insurers, Mortgage Guaranty Insurers, Reciprocal Insurers, Title Insurers, Accident and Health Insurers, Article 43 Corporations, all Public Health Law Article 44 Health Maintenance Organizations, and the New York Property Insurance Underwriting Association; all Hereinafter Referred to as "Licensees"	Privacy Safeguards - Protection of Nonpublic Personal Information
8	2000-02-08		All Licensed Life Insurers, Property/Casualty Insurers, Accident and Health Insurers, and Insurance Producer Organizations	Brokers and Agents Authorized to Market Legal Services Insurance
9	2000-02-29		All Public Health Law Article 44 HMOs Including Insurance Law Article 43 Corporations with a Line of Business HMO Certificate of Authority	Inclusion of IPA Financial Statements in the HMO New York Data Requirements Annual Statement
10	2000-03-09	WITHDRAWN Effective 01/29/2007 See Circular Letter No. 1 (2007)	All Licensed Insurers	Electronic Fraud Reporting System
11	2000-02-24	WITHDRAWN Effective 09/01/2004 See Circular Letter No. 6 (2004)	All Licensed Life Insurers, Fraternal Benefit Societies, Charitable and Segregated Gift Annuity Societies, Employee Welfare Funds, Retirement Systems, Viatical Settlement Licensees, Governmental Variable Supplements Funds, Property/Casualty Insurers, Co-operative Property/Casualty Insurers, Financial Guaranty Insurers, Mortgage Guaranty Insurers, Title Insurers, Reciprocal Insurers, Accident and Health Insurers, Article 43 Corporations, Municipal Cooperative Health Benefit Plans, and Rate Service Organizations; State Insurance Fund; Medical Malpractice Insurance Association; New York Property Insurance Underwriting Association; Motor Vehicle Accident Indemnification Corporation; Excess Line Association of New York; Registered Risk Retention Groups, Service Contract Providers, and Public Health Law Article 44 Health Maintenance Organizations and Integrated Delivery Systems; and Accredited Reinsurers	Codification Project
12	2000-03-01		All Insurance Companies and HMOs Licensed to Write Accident and Health Insurance in New York State	Section 3224-a Insurance Law and the Use of IPAs (Independent Practice Associations)
13	2000-06-05		All Life Insurers and Fraternal Benefit Societies	Bonus Interest Rate Or Credit Provisions In Deferred Annuity Contracts
14	2000-05-01		All Licensed Fraternal, Life and Accident And Health, Title, Property and Casualty, Reciprocal, Financial Guaranty and Mortgage Guaranty Insurers, Medical Malpractice Insurance Association, Cooperative Property/Casualty Insurers Operating on the Advance Premium Plan, Assessment Cooperative Companies, The State Insurance Fund, United States Branches, Accredited Reinsurers of the Aforementioned Types of Companies, Hospital, Health, Medical, and Dental Service or Indemnity Article 43 Corporations, and Public Health Law Article 44 Health Maintenance Organizations	Furnishing of Fax Numbers in Connection with Complaints
15	2000-05-23		All Licensed Fraternal, Life and Accident And Health, Title, Property/Casualty, Reciprocal, Financial Guaranty and Mortgage Guaranty Insurers, Medical Malpractice Insurance Association, Cooperative Property/Casualty Insurers Operating on the Advance Premium Plan, Assessment Cooperative Companies, The State Insurance Fund, United States Branches, Accredited Reinsurers of the Aforementioned Types of Companies, Hospital, Health, Medical, and Dental Service or Indemnity Article 43 Corporations, and Public Health Law Article 44 Health Maintenance Organizations	The Violent Crime Control Law Enforcement Act of 1994 Title 18 U.S.C. Section 1033 and 1034
16	2000-05-10	WITHDRAWN Effective 12/04/2003 See Circular Letter No. 14 (2003)	All Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Physical Damage Insurance in New York State	Application of Section 2610(b) of the Insurance Law
Supplement 13 to CL No. 9 (1988)	2000-05-10		All Property/Casualty Insurance Companies; Co-operative Property/Casualty Insurance Companies; Reciprocal Insurers; Financial Guaranty Insurance Corporations; and the Medical Malpractice Insurance Association	Property/Casualty Insurance Security Fund
17	2000-05-22		All Licensed Insurance Agents, Insurance Brokers and Insurance Producer Organizations	Promissory Note Fraud Alert
18	2000-05-26		The Insurance Community of New York State; Other Parties Affected by Insurance Department Circular Letters	Circular Letter Review
19	2000-06-05		All Licensed Life Insurers and Fraternal Benefit Societies	Race-Based Underwriting
20	2000-06-14	WITHDRAWN Effective 12/04/2003 See Circular Letter No. 18 (2003)	All Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Insurance in New York State	Insurance Department Regulation 68 Lawsuit
21	2000-06-21		All Licensed Life Insurance Agents, Licensed Life Insurers and Fraternal Benefit Societies	Duties and Obligations in the sale of "Bonus" Interest Rate or Credit Provision Annuity Contracts
Supplement 1 to CL No. 19 (2000)	2000-06-22		All Licensed Life Insurers and Fraternal Benefit Societies	Race-Based Underwriting
22	2000-08-11		All Insurers Licensed to Write Marine Insurance in the State of New York	Marine and Inland Marine Insurance
23	2000-09-08		All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies and Charitable Annuity Societies	Maximum Reserve Valuation and Maximum Life Policy Nonforfeiture Interest Rates
24	2000-07-18	WITHDRAWN Effective 12/04/2003 See Circular Letter No. 18 (2003)	All Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Insurance in New York State	Insurance Department Regulation 68 Lawsuit
25	2000-08-11		All Insurers Licensed to Write Motor Vehicle Insurance in New York State	Restriction of Installment Payment Plans and Financed Premiums
26	2000-08-03		All Public Health Law Article 44 HMOs, Insurance Law Article 43 Corporations, and Insurers Licensed to Write Accident and Health Insurance in New York State	Point-of-Service Products
27	2000-08-21	WITHDRAWN Effective 09/01/2004 See Circular Letter No. 6 (2004)	All Insurers Authorized to Write Life Insurance and Annuities, Including Life Insurers, Fraternal Benefit Societies, Charitable Annuity Societies and All Licensed Viatical Settlement Companies	Procedural Changes in the Approval Process and Recommended Changes
Supplement 3 to CL No. 11 (1998)	2000-08-21		All Authorized Property/Casualty Insurers and Rate Service Organizations	Optional Procedures for the Filing of Policy Forms, Rules and Rates
28	2000-08-22	WITHDRAWN Effective 09/15/2003 See Circular Letter No. 4 (2003)	All Insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations	Procedural Changes in the Filing Process for Accident and Health Insurance Policy Form and Rate Submissions: Optional "Fast Track" Prior Approval Process
30	2000-10-13		All Licensed Property/Casualty Insurance Companies And Insurance Producer Organizations	2000 Insurance Availability Survey and Annual Free Trade Zone Update
31	2000-09-28		All Licensed Insurers, Public Health Law Article 44 HMOs, Insurance Law Article 43 Corporations, and Municipal Cooperative Health Benefit Plans	Licensing requirements for Independent Practice Associations (IPAs) and other entities that adjust claims
32	2000-12-11		All Insurers	Change in Qualifications for Employment in Insurer Special Investigations Units
33	2000-11-14		All licensed life insurers, and accredited life reinsurers	Issues Regarding Liquidity
34	2000-10-24		All insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and HMOs.	Update on Implementation of Chapter 728 of the Laws of 1993, Requiring Coverage for Preventive and Primary Care Services
Supplement 1 to CL No. 30 (1999)	2000-11-22	WITHDRAWN Effective 03/10/2005 See Circular Letter No. 3 (2005)	All Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Liability Insurance in New York State	Designation of a Contact Person Concerning Assessments for Conciliation and Arbitration Costs
35	2000-12-11		All Licensed Property/Casualty Insurers Authorized To Write Workers Compensation Insurance In New York State	Workers Compensation Boards Treatment Utilization Pilot Program
39	2000-12-21		All Insurers and Corporations Subject to Examination by the New York State Insurance Department	Change in Examination Billing Methodology
1	2001-01-22		The Insurance Community of New York State; Other Parties Affected by Insurance Department Circular Letters	Review and Withdrawal of Circular Letters
2	2001-01-26		All Insurers and Fraternal Benefit Societies Licensed to Write Life Insurance and Accident and Health Insurance in New York State, Including Article 43 Corporation	Urine Testing for the Human Immunodeficiency Virus
3	2001-01-23		All Insurers Authorized To Write Motor Vehicle Insurance	Insurance Information and Enforcement System (IIES) Of The New York State Department of Motor Vehicles
4	2001-02-15		All Licensed Fraternal, Life and Accident and Health, Title, Property/Casualty, Reciprocal, Financial Guaranty and Mortgage Guaranty Insurers, Medical Malpractice Insurance Association, Cooperative Property/Casualty Insurers Operating on the Advance Premium Plan, Assessment Cooperative Companies, The State Insurance Fund, United States Branches, Accredited Reinsurers of the Aforementioned Types of Companies, Hospital, Medical, and Dental Service or Indemnity Article 43 Corporations, and Public Health Law Article 44 Health Maintenance Organizations	Electronic Filing via the Internet of National Form (NAIC) and New York Supplement Annual and Quarterly Statements
5	2001-02-01		All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental variable supplements funds, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, title insurers, reciprocal insurers, accident and health insurers, Article 43 corporations, municipal cooperative health benefit plans, and rate service organizations; State Insurance Fund; Medical Malpractice Insurance Association; New York Property Insurance Underwriting Association; Motor Vehicle Accident Indemnification Corporation; Excess Line Association of New York; registered risk retention groups; service contract providers; Public Health Law Article 44 health maintenance organizations and integrated delivery systems; accredited reinsurers; and licensed insurance agents, brokers, adjusters and consultants	Advertisements, Referrals and Solicitations on the Internet
6	2001-03-12		All Licensed Insurance Companies	Fingerprinting of Officers and Directors
7	2001-02-20		All Authorized Insurers, Fraternal Benefit Societies, and Health Maintenance Organizations (collectively "licensees")	Report Outlining Policies, Procedures and Controls to Comply with 11 NYCRR 420 (Regulation 169) Regarding Consumer Financial Information
Addendum to Circular Letter No. 7 (2001)	2001-04-12		All Authorized Insurers, Fraternal Benefit Societies, and Health Maintenance Organizations (collectively "licensees")	Modification in Reporting Requirement of Circular Letter No. 7 regarding Policies, Procedures and Controls in Place Evidencing Compliance with 11 NYCRR 420 (Regulation 169)
10	2001-04-13	WITHDRAWN Effective 07/03/2012 See Circular Letter No. 5 (2012)	All Insurers Authorized To Write Workers' Compensation Insurance In New York State	Proper Method For Collecting And Paying Premium Tax On Workers' Compensation And Employers' Liability Insurance Policies Containing Deductibles
11	2001-05-10	WITHDRAWN Effective 08/06/2004 See Circular Letter No. 7 (2004)	All Property/Casualty Insurers Licensed to do Business in New York State	New York State Insurance Disaster Coalition
12	2001-05-10		All Property/Casualty Insurance Companies; Co-Operative Property/Casualty Insurance Companies; Reciprocal Insurers; Financial Guaranty Insurance Corporations; And New York Medical Malpractice Plan	Property/Casualty Insurance Security Fund
13	2001-05-10		All Insurers and Corporations Subject to Examination by the New York State Insurance Department	Examination Report Protocol
14	2001-05-10		Authorized Insurers, Accredited Reinsurers, and Authorized Fraternal Benefit Societies	Adoption by Department of National Association of Insurance Commissioners Statement Blanks and Instructions
15	2001-07-03		All Licensed Life Insurance Companies and Fraternal Benefit Societies ("Insurers")	Searches for Multiple Policies Issued to a Single Insured
16	2001-11-01		All Insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and HMOs	Additional Information on Implementation of Chapter 728 of the Laws of 1993, Requiring Coverage for Preventive and Primary Care Services
17	2001-08-13	WITHDRAWN Effective 07/30/2009 See Circular Letter No. 16 (2009)	All Authorized Insurers (including Alien Insurers Transacting Business in this State through United States Branches) that are Exempt from the Provisions of Article 15 of the New York Insurance Law (Holding Companies)	Holding Company System Annual Registration Statements Filed with other States and Reporting of Planned Transactions
18	2001-08-13		All Domestic Insurers Subject to Article 16 of the New York Insurance Law	Investments in Companies Where a Domestic Insurer Owns Ten Percent or More of the Voting Shares of Such Companies
20	2001-08-13		The Insurance Community of New York State; Other Parties Affected by Insurance Department Circular Letters	Withdrawal of Circular Letter No. 18 (1980) and Circular Letter No. 4 (1983)
21	2001-08-08	WITHDRAWN Effective 08/14/2003 See Circular Letter No. 12 (2003)	All Insurers Licensed to Write Automobile Insurance In New York State	Cancellation and Nonrenewable Provisions Pertaining to Personal Private Passenger Automobile Policies, Pursuant to the Expiration of Portions of Insurance Law Section 3425; Restoration of Prior Approval of Policy Rates
22	2001-08-17		All Property/Casualty Insurance Companies and Reciprocal Insurers Authorized to Write Workers Compensation Insurance	Workers Compensation Security Fund
23	2001-08-27		All Insurers Licensed to Write Accident and Health Insurance, Insurance Law Article 43 Corporations and Public Health Law Article 44 Health Maintenance Organizations ("Insurers")	Claims for Chiropractic Services
24	2001-08-31	WITHDRAWN Effective 12/04/2003 See Circular Letter No. 18 (2003)	All Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Insurance in New York State	Insurance Department Regulation 68 Lawsuit
25	2001-09-05	WITHDRAWN Effective 12/04/2003 See Circular Letter No. 18 (2003)	All Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Insurance in New York State	Insurance Department Regulation 68 Lawsuit
26	2001-09-12		All Authorized Insurers	Claims Handling and Cancellation/Non-Renewal of Policies in the New York Metropolitan Area
Supplement 1 to CL No. 21 (2001)	2001-09-20	WITHDRAWN Effective 08/14/2003 See Circular Letter No. 12 (2003)	All Insurers Licensed to Write Private Passenger Automobile Insurance In New York State	Section 2349 (Multi-tiering) and Sunset of Portions of Section 3425
28	2001-09-24		All licensed life insurers, fraternal benefit societies, employee welfare funds, retirement systems, governmental supplemental annuity funds, and reinsurers (Insurers)	Use of Affidavit in Lieu of a Death Certificate with Respect to Life Insurance Claims Arising Out of the September 11 Disasters in New York City, the Pentagon and Pennsylvania
29	2001-09-22		All Insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations	New York Insurance Law Protections for Members of the Reserves Called to Active Duty
30	2001-10-05		All Licensed Property/Casualty Insurance Companies, Reinsurance Companies, Financial Guaranty, Mortgage Guaranty and Title Insurers	Extension of time for execution of certain reinsurance agreements due to September 11, 2001 World Trade Center Disaster
31	2001-10-16		All Licensees	Executive Order Blocking Property and Prohibiting Transactions with Persons who Permit, Threaten to Commit, or Support Terrorism
32	2001-10-19		All Licensed Property/Casualty Insurance Companies And Insurance Producer Organizations	2001 Insurance Availability Survey and Annual Free Trade Zone Survey
34	2001-11-30		All Insurers Licensed to Write Accident and Health Insurance in New York State, Including Article 43 Corporations	Group Policy Forms for Long Term Care Insurance, Nursing and Home Care Insurance, Nursing Home Insurance Only and Home Care Insurance Only
36	2001-12-31		All Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Liability Insurance in New York State	No-Fault Arbitration Reform and Submission of an Action Plan for No-Fault Conciliation and Arbitration
1	2002-01-18		All Insurers Licensed To Write Accident And Health Insurance In New York State, Including Article 43 Corporations And Health Maintenance Organizations	Clarification Of Emergency Care Coverage
2	2002-01-25		All Authorized Property/Casualty Insurers, Co-operative Property/Casualty Insurers Financial Guaranty Insurers, Mortgage Guaranty Insurers, Accredited Reinsurers, Underwriters at Lloyds, State Insurance Fund, Title Insurers, and Reciprocal Insurers	Consideration of Events of September 11, 2001 in the Notes to the Annual Statement and the Statement of Actuarial Opinion
3	2002-01-25	WITHDRAWN Effective 06/05/2009 See Circular Letter No. 14 (2009)	All Authorized Motor Vehicle Insurers and Insurance Producer Organizations	Motor Vehicle Liability and Collision Insurance Premium Reduction For Completion of an Accident Prevention Course Pursuant to Sections 2336 (a) and (d) of the New York Insurance Law
Supplement No. 1 to CL No. 35 (2000)	2002-01-25		All Licensed Property/Casualty Insurers Authorized to Write Workers Compensation Insurance in New York State	Data Reporting for the Workers' Compensation Board's Treatment Utilization Pilot Program
Supplement No. 1 to CL No. 11 (2001)	2002-02-01	WITHDRAWN Effective 08/06/2004 See Circular Letter No. 7 (2004)	All Property/Casualty Insurers Licensed to Do Business in the New York State	New York State Insurance Disaster Coalition - Change to Reporting Forms
4	2002-02-13		All licensed life insurers, and accredited life reinsurers, hereinafter referred to as "insurers"	Issues Regarding Liquidity
5	2002-03-01		All Public Health Law Article 44 HMOs and All Insurers Writing Medicare Supplemental Insurance	Insurance Department Web site
7	2002-02-21		All Authorized Insurers, Fraternal Benefit Societies, Public Health Law Article 44 HMOs and the State Insurance Fund	Disclosure of Consulting Work Performed by Independent Certified Public Accountant Engaged to Provide an Opinion on Annual Financial Statement Required Forms (Excel format): * Disclosure Form * Instructions
9	2002-04-09		All Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Insurance In New York State	Court Lifts Stay Against Implementation of the Revised No-Fault Regulation 68 Link to Regulation 68 (PDF)
Supplement No. 2 to CL No. 11 (2001)	2002-04-09	WITHDRAWN Effective 08/06/2004 See Circular Letter No. 7 (2004)	All Property/Casualty Insurers Licensed to Do Business in the New York State	New York State Insurance Disaster Coalition
10	2002-04-11		All New York Domestic Insurers	USA Patriot Act of 2001
Supplement No. 1 to CL No. 10 (2002)	2002-04-24		All New York Domestic Insurers	USA Patriot Act of 2001 - Treasury Department Update
11	2002-05-01		All Property/Casualty Insurance Companies; Co-operative Property/Casualty Insurance Companies; Reciprocal Insurance; Financial Guaranty Insurance Corporations; And New York Medical Malpractice Plan	Property/Casualty Insurance Security Fund
12	2002-05-03		All Authorized Insurers	New York Information Network
13	2002-05-24		All Licensed Property/Casualty Insurers And Rate Service Organizations	Charges and Experience Reporting for Mandatory Workers' Compensation Coverage Under Comprehensive Personal Liability and Homeowners Policies
15	2002-07-01		All Insurers Licensed To Write Accident and Health Insurance In New York State, Including Article 43 Corporations, Health Maintenance Organizations And Insurers Providing Disability Coverage	United States Department of Labor Benefit Claims Procedure Regulation
Supplement No. 4 to Circular Letter No. 11 (1998)	2002-08-09		All Authorized Property/Casualty Insurers and Rate Service Organizations	Procedures For The Filing Of Policy Rules And Rates: New Mandatory Rate Filing Sequence Checklist
Supplement 1 to Circular Letter No. 33 (1999)	2002-09-03		All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental variable supplements funds, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, title insurers, reciprocal insurers, accident and health insurers, Article 43 corporations, municipal cooperative health benefit plans, and rate service organizations; State Insurance Fund; New York Medical Malpractice Insurance Plan; New York Property Insurance Underwriting Association; Motor Vehicle Accident Indemnification Corporation; Excess Line Association of New York; registered risk retention groups, service contract providers, and Public Health Law Article 44 health maintenance organizations and integrated delivery systems; and accredited reinsurers	The Use of Electronic Signatures and Records in Connection with the Marketing and Sale of Insurance By Means of Electronic Commerce
16	2002-09-04		All Public Health Law Article 44 Health Maintenance Organizations, Insurance Law Article 43 Corporations, and Insurers Licensed to Write Accident and Health Insurance in New York State ("Insurers")	Rate Distinctions for Medicare Beneficiaries
Supplement 2 to Circular Letter No. 10 (2002)	2002-09-27		All New York Domestic Insurers	USA PATRIOT Act of 2001 - Proposed rule issued by Financial Crimes Enforcement Network (Treasury Department)
17	2002-10-03		All Licensees	Advisory on the Administrative Simplification Provisions of the Health Insurance Portability and Accountability Act of 1996 (HIPAA)
20	2002-10-31	WITHDRAWN Effective 04/12/2016	All Insurers Participating In The New York Market Stabilization Pools For Individual And Small Group Health Insurance, Other Than Medicare Supplement Insurance	Reporting And Calculation Requirements
21	2002-10-31		All Insurers Participating In The New York Market Stabilization Pools For Medicare Supplement Insurance	Reporting And Calculation Requirements
22	2002-10-24		All Insurance Companies Authorized To Appoint Agents In New York State	Electronic Appointments
23	2002-11-15		All Insurers Authorized To Write Motor Vehicle Insurance In New York State; Rate Service Organizations; And Insurance Producer Organizations	Supplemental Spousal Liability Insurance
24	2002-11-01		All Public Health Law Article 44 Health Maintenance Organizations and Pre-paid Health Service Plans, Insurance Law Article 43 Corporations and other insurers ("Insurers") eligible to participate in the New York State Child Health Insurance Plan ("Plan")	Child Health Insurance Plan Premium Rate Adjustment Applications
25	2002-12-23		All Property/Casualty Insurers and Rate Service Organizations Doing Business in New York State, New York Property Insurance Underwriting Association, State Insurance Fund, New York Automobile Insurance Plan, and Excess Line Association of New York	Applicability, Guidelines and Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Act of 2002; Guidelines for the Use of Limitations for Acts of Terrorism in Commercial Property/Casualty Policies
27	2002-12-18		All Insurers Licensed to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations	Chapter 557 of the Laws of 2002 (Accident and Health Insurance Coverage Issued to or Through Association and Chamber Groups)
1	2003-01-31		All Insurers Licensed To Write Accident and Health Insurance In New York State (Commercial Insurers), Article 43 Corporations, and Health Maintenance Organizations	Womens Health and Wellness Act of 2002
2	2003-01-24		All Insurers Authorized To Write Motor Vehicle Insurance In New York State, Rate Service Organizations, New York Automobile Insurance Plan, And Insurance Producer Organizations	Rental Vehicle Coverage
3	2003-02-19		All Insurers Licensed to Write Accident and Health Insurance in New York State ("Commercial Insurers"), Article 43 Corporations and Health Maintenance Organizations	New York State Small Business Health Insurance Partnership Program (NYSHIPP)
Supplement 1 to Circular Letter No. 25 (2002)	2003-02-19		All Property/Casualty Insurers and Rate Service Organizations Doing Business in New York State, New York Property Insurance Underwriting Association, State Insurance Fund, New York Automobile Insurance Plan, and Excess Line Association of New York	Additional Guidelines for the Implementation of the Provisions of the Terrorism Risk Insurance Act of 2002
4	2003-09-15		All Insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations ("Insurers")	Procedural Changes in the Filing Process for Accident and Health Insurance Policy Form and Rate Submissions: Optional Process for Expedited Prior Approval with Certification
5	2003-03-07		All Insurers Authorized To Write Property/Casualty Insurance In New York State And Insurance Producer Organizations	Treatment Of Policyholders Serving In Active Military Duty
6	2003-03-07		All Insurers Authorized to Write Life Insurance and Annuities, Including Life Insurers, Fraternal Benefit Societies	War Risk Exclusions for Life Insurance
7	2003-03-07		All Insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations	New York Insurance Law Protections for Members of the Reserves, Including National Guard, Called to Active Duty
Supplement 5 to Circular Letter No. 11 (1998)	2003-03-21		All Authorized Property/Casualty Insurers and Rate Service Organizations	Procedures For The Filing Of Policy Forms, Rules and Rates: Use Of Review Standards Checklists
8	2003-03-24		All Department Licensees and Insurance Producer Organizations	Exemption From Completion Of Continuing Education (CE) Requirements For Those Licensees Serving Active Military Duty
Supplement 1 to Circular Letter No. 27 (2002)	2003-03-31		All Insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations	Additional Guidance for the Implementation of the Provisions of Chapter 557 of the Laws of 2002 (Accident and Health Insurance Coverage Issued to or through Association and Chamber Groups)
9	2003-05-05		All Property/Casualty Insurance Companies; Co-operative Property/Casualty Insurance Companies; Reciprocal Insurers; Financial Guaranty Insurance Corporations; And New York Medical Malpractice Insurance Plan	Property/Casualty Insurance Security Fund Reporting Information and Instructions Quarterly Report Form (PDF)
10	2003-05-30		All Insurance Companies Authorized to Transact Motor Vehicle Liability Insurance Business in New York	Motor Vehicle Law Enforcement Fee
11	2003-06-16		All Insurers Authorized To Write Motor Vehicle Insurance In New York State; Rate Service Organizations; New York Automobile Insurance Plan And Insurance Producer Organizations	Revised Informational Statement On The Consequences Of Driving While Under The Influence Of Alcohol Or Drugs (DWI Information Statement)
Supplement 1 to Circular Letter No. 10 (2003)	2003-08-07		All Insurance Companies Authorized to Transact Motor Vehicle Liability Insurance Business in New York	Motor Vehicle Law Enforcement Fee
12	2003-09-15		All Insurers Authorized To Write Motor Vehicle Insurance In New York State; Rate Service Organizations; And Insurance Producer Organizations	Non-Business "Automobile Insurance" Policies: Nonrenewal And Conditional Renewal Provisions, Cancellation Provisions, And Multi-Tiering Provisions
14	2003-12-04		Insurers Licensed to Write Motor Vehicle Physical Damage Insurance in New York State, Motor Vehicle Self-Insurers, and Insurance Producer and Adjuster Organizations	Application of Section 2610(b) of the Insurance Law
15	2003-09-22		All Insurers Licensed to Write Property/Casualty Insurance; Joint Underwriting Associations; Rate Service Organizations; and the New York Automobile Insurance Plan	Implementation of The System for Electronic Rate and Form Filings (SERFF)
16	2003-09-16		All Health Insurers Licensed to Write Accident And Health Insurance in New York State ("Commercial Insurers"), Article 43 Corporations and Health Maintenance Organizations	Health Insurers Obligation in the Administration of Benefits for Covered Persons Receiving Services Under the New York State Early Intervention Program
17	2003-10-27		All Licensed Life Insurers and Fraternal Benefit Societies	Market Conduct Initiatives
Supplement 1 to Circular Letter No. 16 (1996)	2003-11-21	WITHDRAWN Effective 08/24/2010 See Circular Letter No. 12	All Motor Vehicle Automobile Self-Insurers, and Insurers Authorized To Write Motor Vehicle Insurance In New York State	Statutory Amendments Made to the New York State Health Care Reform Act of 2000 and their Effects on No-Fault Insurance
18	2003-12-04		All Motor Vehicle Automobile Self-Insurers, and Insurers Licensed to Write Motor Vehicle Automobile Insurance in New York State	Withdrawal of 16 Outdated Circular Letters
19	2003-11-24		All Authorized Property/Casualty Insurers, Rate Service Organizations and Insurance Producer	Cancellation and Other Notices - Additional Statutory Requirements
20	2003-12-31	WITHDRAWN Effective 06/05/2009 See Circular Letter No. 14 (2009)	All Authorized Motor Vehicle Insurers and Insurance Producer Organizations	Motor Vehicle Liability and Collision Insurance Premium Reduction For Completion of an Accident Prevention Course Pursuant to Section 2336(a) and (d) of the New York Insurance Law
1	2004-02-27		All carriers participating in the New York market stabilization pools for individual and small group health insurance, other than Medicare Supplement Insurance	Regulation 146 Individual and Small Group Health Insurance Market Stabilization Pools
2	2004-03-24		All Licensed Property and Casualty Insurers	Treasury Department Survey on the Terrorism Risk Insurance Program
3	2004-04-30		All Authorized Property/Casualty Insurers, Rate Service Organizations and Insurance Producer Organizations	Termination of Article 54 of the New York Insurance Law
4	2004-07-09		All Insurers Licensed to Write Accident and Health Insurance in New York State ("Commercial Insurers"), Article 43 corporations and Health Maintenance Organizations	Health Savings Accounts and High Deductible Health Plans
5	2004-08-18		All Property/Casualty Insurance Companies; Co-operative Property/Casualty Insurance Companies; Reciprocal Insurers; Financial Guaranty Insurance Corporations; And New York Medical Malpractice Insurance Plan	Property/Casualty Insurance Security Fund Reporting Information and Instructions Quarterly Report Form (PDF)
6	2004-08-09		All Insurers Authorized to Write Life Insurance and Annuities, Including Life Insurers, Fraternal Benefit Societies, Charitable Annuity Societies and All Licensed Viatical Settlement Companies	Procedural Changes in the Approval Process for Life Insurance and Annuity Policy Form Submissions
7	2004-08-06	WITHDRAWN Effective 10/05/2005 See Circular Letter No. 14 (2005)	All licensed life insurers, employee welfare funds, retirement systems, governmental variable supplements funds, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, title insurers, reciprocal insurers, accident and health insurers, Article 43 corporations, municipal cooperative health benefit plans, and rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan, New York Automobile Insurance Plan, Motor Vehicle Accident Indemnification Corporation; Excess Line Association of New York; registered risk retention groups; service contract providers; Public Health Law Article 44 health maintenance organizations and integrated delivery systems, licensed to do business in New York State.	Disaster Planning, Preparedness and Response
8	2004-10-05		All Motor Vehicle Automobile Self-Insurers, and Insurers Authorized to Write Motor Vehicle Insurance in New York State and the Motor Vehicle Accident Indemnification Corporation	Revision to the No-Fault Fee Schedules - Adoption of the 28th Amendment to Regulation 83
9	2004-10-20		All Insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations (Insurers)	Implementation of Electronic Rates and Forms Filings Using the System for Electronic Rate and Form Filings (SERFF)
13	2004-12-29		All authorized life insurers, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, title insurers, reciprocal insurers, captive insurers, accident and health insurers, and Article 43 corporations; registered risk retention groups and employee welfare funds; licensed Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans, retirement systems, fraternal benefit societies, and rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York	Financial Services Information Sharing and Analysis Center
1	2005-01-10		All Licensed Property/Casualty Agents; Licensed Brokers	Eligibility for Flood Insurance through the National Flood Insurance Plan
2	2005-02-25		All Authorized Property/Casualty Insurers, Rate Service Organizations New York Automobile Insurance, New York Property Underwriting Association, And Insurance Organizations	Limitations Upon And Requirements For The Use Of Credit Information For Personal Lines Insurance' Emergency Adoption Of Regulation No. 182 (11 NYCRR 221) Insurer Credit Information Compliance Certification: PDF \| WORD
3	2005-03-10		All motor vehicle automobile self-insurers, and insurers licensed to write motor vehicle liability insurance in New York State	A) Withdrawal of three circular letters; B) Imposition of interest on certain unpaid assessments billed to self-insurers and insurers for the funding of the No-Fault and Supplementary Uninsured Motorist Arbitration programs
4	2005-03-02		All Insurers Licensed to Write Accident and Health Insurance in New York State ("Commercial Insurers"), Article 43 Corporations and Health Maintenance Organizations	National Medical Support Notice
5	2005-04-13		All Insurers Licensed to Write Accident and Health Insurance in New York State ("Commercial Insurers"), Article 43 Corporations, Health Maintenance Organizations, Municipal Cooperative Health Benefit Plans, Fraternal Benefit Societies, and Continuing Care Retirement Communities	Contact and Product Information for Health Bureau Inquiries
6	2005-04-19		All Authorized Property/Casualty Insurers and Life Insurers, Rate Service Organizations, Excess Line Association of NY, and Insurance Producer Organizations	Group insurance policies for life insurance agents and broker/dealer representatives
7	2005-03-24		All Insurers Licensed to Write Accident and Health Insurance in New York State ("Commercial Insurers"), Article 43 Corporations and Health Maintenance Organizations	Explanation of Benefits (EOB) Requirements
8	2005-03-29		All Authorized Insurers	Finite Reinsurance
Supplement No. 1 to Circular Letter No. 8 (2005)	2005-08-03		All Authorized Insurers	Finite Reinsurance
10	2005-05-16		All insurers authorized to write motor vehicle insurance in New York State or workers' compensation insurance providing benefits in lieu of first party benefits under No-fault; motor vehicle self-insurers; and the Motor Vehicle Accident Indemnification Corporation (MVAIC)	PIP (No-fault) inter-company loss transfer procedures
11	2005-07-15		All Insurers Authorized to Write Motor Vehicle Insurance in New York State, Rate Service Organizations, New York Automobile Insurance Plan, and Insurance Producer Organizations	Motor Vehicle Cancellation and Nonrenewal Notice Requirements
12	2005-07-22		All Property/Casualty Insurance Companies and Reciprocal Insurers Authorized to Write Workers' Compensation Insurance	Workers' Compensation Security Fund
13	2005-08-24		All Health Maintenance Organizations and Article 43 Corporations	Section 4308(g) Notices of Premium Rate Increases Sent To Subscribers
Supplement No. 1 to Circular Letter No. 20 (2003)	2005-08-31	WITHDRAWN Effective 06/05/2009 See Circular Letter No. 14 (2009)	All Authorized Motor Vehicle Insurers and Insurance Producer Organizations	Motor Vehicle Liability and Collision Insurance Premium Reduction For Completion of an Accident Prevention Course Pursuant to Section 2336(a) and (d) of the New York Insurance Law
14	2005-10-05	WITHDRAWN Effective 03/15/2007 See Circular Letter No. 4 (2007)	All authorized property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, title insurers, reciprocal insurers, captive insurers, registered risk retention groups; rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York.	Disaster Planning, Preparedness and Response
15	2005-07-22		All Property/Casualty Insurance Companies; Co-Operative Property/Casualty Insurance Companies; Reciprocal Insurers; Financial Guaranty Insurance Corporations; and New York Medical Malpractice Insurance Plan	Property/Casualty Insurance Security Fund
16	2005-10-05		All insurers authorized to write motor vehicle insurance in New York State, motor vehicle self-insurers, and the Motor Vehicle Accident Indemnification Corporation	Claims for No-fault Benefits Resolution Methods for Disputes between Insurers Emergency Adoption of the Third Amendment to Regulation 68-C and Fourth Amendment to Regulation 68-D
18	2005-10-18		All Insurers Licensed to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations	Medicare Part D
19	2005-11-14	WITHDRAWN Effective 06/05/2009 See Circular Letter No. 14 (2009)	All Authorized Motor Vehicle Insurers and Insurance Producer Organizations	Motor Vehicle Liability and Collision Insurance Premium Reduction For Completion of an Accident Prevention Course Pursuant to Section 2336(a) and (d) of the New York Insurance Law
20	2005-10-24		All Authorized Life Insurers	Market Conduct Profile
21	2005-11-25		All motor vehicle automobile self-insurers and insurers licensed to write motor vehicle liability insurance in New York State	Unpaid No-fault conciliation agreements, American Arbitration Association (AAA) issued settlement letters and No-fault arbitration and master arbitration awards
22	2005-12-07		All property/casualty insurers domiciled in New York State	Filing of Actuarial Opinion Summary (AOS)
23	2005-11-30	WITHDRAWN Effective 04/03/2007 See Circular Letter No. 6 (2007)	All accident and health insurers, and Article 43 corporations; employee welfare funds; licensed Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans	Disaster Planning, Preparedness and Response
Supplement No. 3 to Circular Letter No. 10 (2002)	2005-12-22		All New York Domestic Insurers	USA Patriot Act of 2001 - Final rules issued by Financial Crimes Enforcement Network (Treasury Department)
1	2006-01-18		All Property/Casualty Insurers and Rate Service Organizations Doing Business in New York State, New York Property Insurance Underwriting Association, State Insurance Fund, New York Automobile Insurance Plan, and Excess Line Association of New York	Guidelines and Procedures for the Implementation of the Provisions of the Terrorism Risk Insurance Extension Act of 2005
2	2006-01-27		The following Managed Care Organizations (MCOs)-All health maintenance organizations (HMOs); special purpose health maintenance organizations, also known as prepaid health services plans ( PHSPs); comprehensive HIV special needs plans (HIV SNPs) and managed long term care plans (MLTCPs)	Required Escrow Deposits
3	2006-01-30		All Insurance Companies Authorized To Transact Motor Vehicle Liability Insurance Business in New York State	Motor Vehicle Law Enforcement Fee - Applicability to Trailers
4	2006-03-14	WITHDRAWN Effective 04/16/2007 See Circular Letter No. 7 (2007)	All authorized life insurers, retirement systems, and fraternal benefit societies	Disaster Planning, Preparedness and Response
5	2006-03-24		All Authorized Life Insurers and Licensed Fraternal Benefit Societies ("insurers")	Regulation No. 60 Electronic Reporting
6	2006-03-24		All Authorized Life Insurers and Licensed Fraternal Benefit Societies, All Licensed Life Insurance Agents and Brokers	Regulation No. 60 - Contact Information for Replacement Notification and Disclosure Statements
7	2006-03-28		All Licensed Health Insurance Producers	Medicare Part D Marketing
8	2006-03-27	WITHDRAWN Effective 06/29/2006 See Circular Letter No. 14 (2006)	All Insurers Licensed to Write Accident and Health Insurance in New York State ("Commercial Insurers"), Article 43 Corporations, and Health Maintenance Organizations ("HMOs")	Discretionary Clauses in Health Insurance Policies and Contracts including Disability Income Insurance
9	2006-04-04		All Licensed Insurance Brokers, Agents and Consultants, Excess Line Association of New York, and Insurance Producer Organizations	Insurance Law § 2119 Agreements
10	2006-04-11		All Authorized Insurers	Certification of Filings Made to Bureau of Taxes and Accounts
Supplement No. 1 to Circular Letter No. 8 (2006)	2006-04-26	WITHDRAWN Effective 06/29/2006 See Circular Letter No. 14 (2006)	All Insurers Licensed to Write Accident and Health Insurance in New York State ("Commercial Insurers"), Article 43 Corporations, and Health Maintenance Organizations ("HMOs")	Discretionary Clauses in Health Insurance Policies and Contracts including Disability Income Insurance
11	2006-05-08		All Property/Casualty Insurance Companies; Co-operative Property/Casualty Insurance Companies; Reciprocal Insurers; Financial Guaranty Insurance Corporations; and New York Medical Malpractice Insurance Plan	Property/Casualty Insurance Security Fund
12	2006-05-10		All Licensed Property/Casualty Agents and Brokers	Notification of Availability of Flood Insurance
13	2006-05-10		All Insurers Licensed to Write Accident and Health Insurance in New York State ("Commercial Insurers"), Article 43 Corporations and Health Maintenance Organizations (HMOs)	Coverage for Preventive and Primary Care Services
Supplement No. 2 to Circular Letter No. 8 (2006)	2006-05-24	WITHDRAWN Effective 06/29/2006 See Circular Letter No. 14 (2006)	All Insurers Licensed to Write Accident and Health Insurance in New York State ("Commercial Insurers"), Article 43 Corporations, and Health Maintenance Organizations ("HMOs")	Discretionary Clauses in Health Insurance Policies and Contracts including Disability Income Insurance
14	2006-06-30		All Insurers Authorized to Write Accident and Health Insurance, Life Insurance, and Annuities in New York State ("Commercial Insurers"), Article 43 Corporations, and Health Maintenance Organizations ("HMOs")	Discretionary Clauses in Accident and Health (including Disability Income) Insurance Policies, Life Insurance Policies, Annuity Contracts and Subscriber Contracts
15	2006-07-07		All Authorized Insurers	Claims Handling and Cancellation/Non-Renewal of Policies in the Areas Impacted by the Recent Floods
16	2006-07-20		All Authorized Motor Vehicle Insurers and Insurance Producer Organizations	Requests for Motor Vehicle Police Accident Reports
Supplement No. 2 to Circular Letter No. 27 (2002)	2006-07-31		All Insurers Licensed To Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations	Additional Guidance for the Implementation of the Provisions of Chapter 557 of the Laws of 2002 (Accident and Health Insurance Coverage Issued to or Through Association and Chamber Groups) as amended by Chapter 201 of the Laws of 2006 (Limiting the Premium Rate for Health Insurance Contracts for Sole Proprietors)
Supplement No. 1 to Circular Letter No. 7 (1993)	2006-08-30		All insurers authorized to write motor vehicle liability insurance in New York State	Motor vehicle physical damage claims involving auto body repairs
Supplement No. 1 to Circular Letter No. 16 (2005)	2006-09-06		All insurers authorized to write motor vehicle insurance in New York State, motor vehicle self-insurers, and the Motor Vehicle Accident Indemnification Corporation	Claims for No-fault Benefits Resolution Methods for Disputes Between; Insurers Revisions to the Emergency Third Amendment to Regulation No. 68-C
17	2006-09-15		All insurers authorized to write motor vehicle insurance in New York State, motor vehicle self-insurers, and the Motor Vehicle Accident Indemnification Corporation (MVAIC)	Fair claims settlement practices: interest on overdue No-fault claims and claim settlement structure
18	2006-09-20		All Authorized Property/Casualty Insurers, Rate Service Organizations and Insurance Producer Organizations	Cancellation and Other Notices Loss Information Requests
19	2006-09-26		Tire manufacturers, automobile manufacturers and existing service contract providers currently offering coverage in New York State for the repair or replacement of a motor vehicle tire or wheel due to a road hazard.	Amendment to Article 79 of the New York State Insurance Law.
20	2006-10-23		All Authorized Property/Casualty Insurers, Rate Service Organizations, Insurance Producer Organizations, and the New York Property Insurance Underwriting Association	Homeowners Insurance Disclosure Information and Other Notices Emergency Adoption of the First Amendment To Regulation No. 159 (11 NYCRR 74)
21	2006-10-27	WITHDRAWN Effective 06/05/2009 See Circular Letter No. 14 (2009)	All Insurers Authorized to Write Motor Vehicle Insurance in New York State, Rate Service Organizations, New York Automobile Insurance Plan, and Insurance Producer Organizations	Premium Reductions for Completion of an Accident Prevention Course Pursuant to Section 2336(a) and (d) of the New York Insurance Law; Revised Information on Course Sponsor
22	2006-11-15		All Insurers, Other than Article 43 Corporations and Article 44 HMOs, Licensed to Write Accident and Health Insurance in New York State	Rate Modifications for Accident and Health Insurance Statutory Conversion Coverage
23	2006-11-27		All Insurers Licensed To Write Accident and Health Insurance In New York State, Article 43 Corporations and Health Maintenance Organizations (HMOs)	Chapter 551 of the Laws of 2006
24	2006-12-29		All Insurers Licensed to Write Accident and Health Insurance in New York State ("Commercial Insurers"), All Authorized Property/Casualty Insurers and All Insurance Producer Organizations	Travel Insurance
1	2007-01-29		All licensees, all persons engaged in the business of insurance who are exempted from the licensing requirements of the New York Insurance Law, State Insurance Fund	Fraud Reporting and Cooperation with the Insurance Frauds Bureau
2	2007-02-08		All Insurers authorized to write motor vehicle insurance and workers' compensation insurance in New York State, the New York Automobile Insurance Plan (NYAIP) and all Insurers licensed to write Accident and Health Insurance in New York State, Article 43 Corporations and Health Maintenance Organizations	Reporting of the SIU Annual Report to the Insurance Frauds Bureau
3	2007-02-02		All Insurers Licensed to Write Accident and Health Insurance in New York State, Article 43 Corporations and Health Maintenance Organizations	Chapter 748 of the Laws of 2006 ("Timothy's Law")
Supplement No. 1 to Circular Letter No. 3 (2007)	2007-02-26		All Insurers Licensed to Write Accident and Health Insurance in New York State, Article 43 Corporations and Health Maintenance Organizations	Chapter 748 of the Laws of 2006 ("Timothy's Law")
4	2007-03-15	WITHDRAWN Effective 02/22/2008 See Circular Letter No. 1 (2008)	All authorized property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, title insurers, reciprocal insurers, captive insurers, registered risk retention groups; rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York	Disaster Planning, Preparedness and Response
5	2007-03-01		All Authorized Property/Casualty Insurers, Rate Service Organizations, Excess Line Association of New York, and Insurance Producer Organizations	Use of Camel Rating and Other Nonpublic Supervisory Information for Underwriting Insurance Coverage
6	2007-04-03	WITHDRAWN Effective 02/22/2008	All accident and health insurers, and Article 43 corporations; employee welfare funds; licensed Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans	Disaster Planning, Preparedness and Response
7	2007-04-16	WITHDRAWN Effective 02/22/2008	All authorized life insurers, retirement systems, and fraternal benefit societies	Disaster Planning, Preparedness and Response
8	2007-04/16		All authorized property/casualty and co-operative property/casualty insurers	Corporate Emergency Access System (CEAS) Insurance Adjuster Credentialing Program
9	2007-04-26		All Insurers and Insurance Producers with a Property Line of Authority and Continuing Education Provider Organizations approved to offer Property/Casualty Courses	Flood Insurance Training Requirements For Insurance Producers With A Property Line Of Authority Selling Through The National Flood Insurance Program (NFIP)
10	2007-05-10		All Property/Casualty Insurance Companies; Co-operative Fire Insurance Companies; Lloyds Underwriters and Reciprocal Insurers; Financial Guaranty Insurance Corporations; And The Medical Malpractice Insurance Plan	Property/Casualty Insurance Security Fund
11	2007-08-28		All Property/Casualty Insurers	Non-Renewal of Insureds With Homeowners Insurance Who Do Not Also Have Other Insurance Business With The Insurer
12	2007-10-19		All Insurers Licensed to Write Accident and Health Insurance in New York State, Article 43 Corporations and Health Maintenance Organizations ("HMOs")	Submission of Information for Loss Ratio Reports Filed Pursuant to Section 3231(e)(2)(B) or Section 4308(h)(1) of the Insurance Law
Supplement No. 2 to Circular Letter No. 3 (2007)	2007-10-29		All Insurers Licensed to Write Accident and Health Insurance in New York State, Article 43 Corporations and Health Maintenance Organizations	Chapter 748 of the Laws of 2006 ("Timothy's Law")
Supplement No. 1 to Circular Letter No. 22 (2005)	2007-11-06		All Property/Casualty Insurers Domiciled in New York State	Filing of Actuarial Opinion Summary (AOS)
13	2007-12-17		To All Insurers	Regulation No. 133: Letters of Credit Issued Pursuant to International Chamber of Commerce Uniform Customs and Practice for Documentary Credits (UCP 600)
14	2007-12-14		All Insurers Licensed to Write Accident and Health Insurance in New York State	Pre-existing condition provisions in group and blanket disability policies
Supplement No. 1 to Circular Letter No. 4 (2001)	2008-02-06		All Authorized Foreign Property/Casualty Insurers, Authorized Foreign Title Insurers, and Foreign Accredited Reinsurers of the Aforementioned Types of Companies.	Electronic Filing via the Internet of National Form (NAIC) Annual Statements and New York Supplements, Quarterly Statements and Audited Financial Statements
Supplement No. 1 to Circular Letter No. 5 (2005)	2008-02-06		All Insurers Authorized to Write Accident and Health Insurance in New York State ("Commercial Insurers"), Article 43 Corporations, Health Maintenance Organizations, Municipal Cooperative Health Benefit Plans, Fraternal Benefit Societies, and Continuing Care Retirement Communities.	Contact and Product Information for Health Bureau Inquiries Contact Questionnaire form PDF \| WORD
1	2008-02-04	WITHDRAWN Effective 03/11/2009 See Circular Letter No. 6 (2009)	All authorized property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, title insurers, reciprocal insurers, captive insurers, registered risk retention groups; rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York	Disaster Planning, Preparedness and Response
2	2008-02-04	WITHDRAWN Effective 03/31/2009 See Circular Letter No. 7 (2009)	All accident and health insurers, Article 43 corporations; employee welfare funds; licensed Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans.	Disaster Planning, Preparedness and Response
3	2008-02-04	WITHDRAWN Effective 03/31/2009 See Circular Letter No. 8 (2009)	All authorized life insurers, retirement systems, and fraternal benefit societies.	Disaster Planning, Preparedness and Response
4	2008-02-22		All Property/Casualty Insurers and Rate Service Organizations Doing Business in New York State, New York Property Insurance Underwriting Association, State Insurance Fund, New York Automobile Insurance Plan, and Excess Line Association of New York	Guidelines and Procedures for the Implementation of the Provisions of the Terrorism Risk Insurance Program Reauthorization Act of 2007
Supplement No. 1 to Circular Letter No. 14 (2007)	2008-02-27		All Insurers Licensed to Write Accident and Health Insurance in New York State	Pre-existing condition provisions and elimination period provisions in group and blanket disability policies
5	2008-03-11		All Property/Casualty Insurance Companies; Co-operative Fire Insurance Companies; Lloyds Underwriters and Insurers; Financial Guaranty Insurance Corporations; and the Medical Malpractice Insurance Plan	Property/Casualty Insurance Security Fund
Supplement No. 1 to Circular Letter No. 12 (2007)	2008-03-12		All Insurers Licensed to Write Accident and Health Insurance in New York State, Article 43 Corporations and Health Maintenance Organizations (“HMOs”)	Submission of Information for Loss Ratio Reports Filed Pursuant to Section 3231(e)(2)(B) or Section 4308(h)(1) of the Insurance Law
6 Revised!	2008-05-15	Originally posted 04/16/2008	All insurers authorized to write workers' compensation insurance in New York; workers compensation rate service organizations; and the State Insurance Fund.	2008 Workers' Compensation Rate Filings Adoption Form (PDF fillable format, requires Adobe Acrobat Reader 7.0 or higher)
7	2008-04-10	WITHDRAWN Effective 10/05/2008 See Circular Letter No. 21 (2008)	All Authorized Life Insurers and Licensed Fraternal Benefit Societies	Compliance with Section 3211 and Regulation 77 Notice Requirements for Variable Life Insurance Policies
8	2008-04-15		All Authorized life insurers	Interpretation of “retirement” in Insurance Law § 4228(b)(24) with respect to non-qualifying employee benefit plans
9	2008-04-16		All Motor Vehicle Automobile Self-Insurers, and Insurers Authorized to Write Motor Vehicle Insurance in New York State and the Motor Vehicle Accident Indemnification Corporation	Adoption of the 30th Amendment to Regulation No. 83 (11 NYCRR 68) - Revision to the No-Fault Prescription Drugs and Durable Medical Equipment Fee schedules
11	2008-05-01		All Property/Casualty Insurance Companies and Reciprocal Insurers Authorized to Write Workers’ Compensation Insurance	Workers’ Compensation Security Fund
12	2008-05-13		All Financial Guaranty Insurers	Cancellation of Municipal Bond Insurance Policies
14	2008-06-10		All Authorized Insurers Writing Motor Vehicle Insurance in New York State, Motor Vehicle Self-insurers, and the Motor Vehicle Accident Indemnification Corporation (MVAIC)	Unfair Claims Settlement Practices: Interest on Overdue No-Fault Claims and Claim Settlement Structure
16	2008-07-21		All Authorized Insurers	Securities Lending
17	2008-08-06		All Property/Casualty Insurers Writing Personal Lines Automobile Insurance	The Impact of Gasoline Prices on Driving and Proposed Automobile Insurance Rates
Supplement No. 1 to Circular Letter No. 11 (2008)	2008-08-07		All Property/Casualty Insurance Companies and Reciprocal Insurers Authorized to Write Workers’ Compensation Insurance	Workers’ Compensation Security Fund
18	2008-08-13		All Insurers Writing Homeowners and Dwelling Fire Personal Lines Policies in New York State, Insurance Producer Organizations, and the Excess Line Association of New York	Flood Insurance Notice Required by Section 3444 of the New York Insurance law
Supplement No. 1 to Circular Letter No. 9 (2008)	2008-09-19		All Motor Vehicle Automobile Self-Insurers, Insurers Authorized to Write Motor Vehicle Insurance in New York State, and the Motor Vehicle Accident Indemnification Corporation	Workers' Compensation Board Adoption of a new Pharmaceutical Fee Schedule applicable to no-fault claims
19	2008-09-22		All Authorized Financial Guaranty Insurers	"Best Practices" for Financial Guaranty Insurers
20	2008-10-16		All insurers, reinsurers and insurance producers	Contract certainty
21	2008-10-06		All Insurers and Fraternal Benefit Societies Authorized to Write Life Insurance in New York State	Amendments to Insurance Law Sections 3203, 3211 and 4510, Pertaining to the Grace Period and Premium Due Notice Requirements for Flexible Premium Life Insurance Policies
22	2008-10-10		All New York-authorized insurers, licensed insurance producers, licensed health maintenance organizations, licensed fraternal benefit societies, and Excess Line Association of New York	American International Group (“AIG”) Insurance Company Subsidiaries in New York
23	2008-11-19		ALL INSURERS WRITING HOMEOWNERS' POLICIES IN NEW YORK	MID-TERM CANCELLATION OF POLICIES BASED UPON RESIDENCE BECOMING UNOCCUPIED
24	2008-11-06		All Property/Casualty Insurance Companies and Reciprocal Insurers Authorized to Write Workers' Compensation Insurance	Workers' Compensation Insurance Security Fund
25	2008-11-18		All New York authorized insurers	Financial Condition Stress Testing
26	2008-11-18		All authorized Property/Casualty Insurers; Rate Service Organizations; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; and Excess Line Association of New York	Notice provisions in liability policies; Chapter 388 of the Laws of 2008
Supplement No. 1 to Circular Letter No. 19 (2008)	2008-11-20		All authorized financial guaranty insurers	"Best practices" for financial guaranty insurers
27	2008-11-21		All Persons, Firms, Associations, or Other Entities Licensed, Authorized, Registered, Certified, or Approved Pursuant to the New York Insurance Law, and all Health Maintenance Organizations Holding a Certificate of Authority Pursuant to Article 44 of the Public Health Law (collectively, “Licensees”)	Recognition in New York of Marriages Between Same-Sex Partners Legally Performed in Other Jurisdictions
2	2009-02-11		All New York Domestic Insurers	Deficit Reduction Plan - Section 332 Additional Assessment
3	2009-02-19		All Motor Vehicle Self-Insurers and Insurers Writing Motor Vehicle Insurance in New York State	Unfair Claims Settlement Practices - No-Fault Notice of Claim Provisions
4	2009-02-19		All Foreign Authorized Property/Casualty Insurers, Foreign Authorized Financial Guaranty Insurers, Foreign Authorized Mortgage Guaranty Insurers, Foreign Authorized Reciprocal Insurers, Foreign Authorized Title Insurers, and Foreign Accredited Reinsurers of the Aforementioned Types of Companies, All Foreign Authorized Life Insurers, Foreign Authorized Accident and Health Insurers, Accredited Life Reinsurers and Foreign Licensed Fraternal Benefit Societies	Filing of the New York Annual Statement Supplement
5	2009-02-19		All Insurers Licensed to Write Property/Casualty Insurance; Joint Underwriting Associations; Rate Service Organizations; and the New York Automobile Insurance Plan	New Procedures for the Filing of Policy Forms, Rules and Rates
6	2009-03-11	WITHDRAWN Effective 02/23/2010 See Circular Letter No. 1 (2010)	All authorized property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, title insurers, reciprocal insurers, captive insurers, registered risk retention groups; rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York.	Disaster Planning, Preparedness and Response
7	2009-03-31	WITHDRAWN Effective 02/23/2010 See Circular Letter No. 2 (2010)	All accident and health insurers, Article 43 corporations; employee welfare funds; licensed Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans.	Disaster Planning, Preparedness and Response
8	2009-03-31	WITHDRAWN Effective 02/23/2010 See Circular Letter No. 3 (2010)	All authorized life insurers, retirement systems, and fraternal benefit societies.	Disaster Planning, Preparedness and Response
9	2009-03-03		All licensed insurance agents and brokers	Permissible services of insurance agents and brokers; rebating and inducements
10	2009-04-08		All insurers authorized to write accident and health insurance in New York, Article 43 corporations, and health maintenance organizations (collectively, "insurers")	Consolidated Omnibus Budget Reconciliation Act (COBRA) health insurance premium assistance pursuant to the federal American Recovery and Reinvestment Act of 2009 (ARRA), and the special election period for state continuation coverage required by Chapter 7 of the New York State Laws of 2009
11	2009-06-29		All Persons, Firms, Associations, or Other Entities Licensed, Authorized, Registered, Certified, or Approved Pursuant to the New York Insurance Law (collectively, Licensees)	Compliance with the Federal Bank Secrecy Act, Foreign Corrupt Practices Act, and Office of Foreign Assets Control Requirements
Supplement No. 1 to Circular Letter No. 23 (2008)	2009-04-07		All Insurers Writing Homeowners' Policies in New York	Mid-Term Cancellation of Policies Based Upon Residence Becoming Unoccupied
12	2009-04-21		All Property/Casualty Insurance Companies; CO-Operative Property/Casualty Insurance Companies; Reciprocal Insurers; And Financial Guaranty Insurance Corporations	Property/Casualty Insurance Security Fund
13	2009-04-30		All Insurers Authorized to Transact Motor Vehicle Liability Insurance Business in New York and the New York Automobile Insurance Plan	Motor Vehicle Law Enforcement Fee
14	2009-06-05		All Insurers Authorized to Write Motor Vehicle Insurance in New York State, Rate Service Organizations, New York Automobile Insurance Plan and Insurance Producer Organizations	Accident Prevention Course Providers; Newly Approved Internet/Alternate Delivery Method Point and Insurance Reduction Program (I-PIRP); Notice Requirements
Supplement No. 2 to Circular Letter No. 22 (2005)	2009-06-26		All Property/Casualty Insurers Domiciled in New York State	Filing of Actuarial Opinion Summary (“AOS”)
15	2009-06-30		All Insurers and Self-Insurers Authorized to Write Motor Vehicle Liability, Physical Damage and Mechanical Breakdown Insurance in New York State; and the New York Automobile Insurance Plan	Third Party Information Sharing for Sales Tax Compliance Purposes
16	2009-07-30	WITHDRAWN Effective 08/10/2010 See Circular Letter No. 10 (2010)	All Authorized Insurers (including Alien Insurers Transacting Business in New York through United States Branches) that are Exempt from Article 15 of the New York Insurance Law	Holding Company System Annual Registration Statements Filed with other States and Reporting of Planned Transactions
17	2009-07-15		All Insurers Licensed to Write Accident and Health Insurance in New York State, Article 43 Corporations (Insurers) and Health Maintenance Organizations (HMOs)	Submission of Information for Loss Ratio Reports Filed Pursuant to New York Insurance Law 3231(e)(2)(B) or 4308(h)(1)
18	2009-07-24		All Licensed Excess Line Brokers, Insurance Brokers and Insurance Producer Organizations, and the Excess Line Association of New York (ELANY)	Excess Line Export List
19	2009-08-03		All authorized insurers licensed to write service contract reimbursement insurance, licensed excess line brokers, registered service contract providers, and the Excess Line Association of New York	Service Contract Reimbursement Insurance
20	2009-09-10	WITHDRAWN Effective 06/04/2014 See Insurance Circular Letter No. 5 (2014)	All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations (“HMOs”) (collectively, “insurers”)	Impact of the Paul Wellstone and Pete Dominici Mental Health Parity and Addiction Equity Act of 2008
21	2009-09-16	WITHDRAWN AND RESCINDED Effective 12/07/2009	All Authorized Insurers Writing Motor Vehicle Insurance in New York State; Motor Vehicle Self-Insurers; the New York Automobile Insurance Plan; and the Motor Vehicle Accident Indemnification Corporation	The New York State Health Care Reform Act and No-Fault Insurance
22	2009-09-30		All Insurers Licensed to Write Accident and Health Insurance in New York State including Article 43 Corporations, Article 45 Corporations, Article 47 Corporations and Health Maintenance Organizations (collectively, insurers)	Health Insurance Coverage for Unmarried Young Adults through Age 29 (Chapter 240 of the Laws of 2009)
23	2009-09-30		All Insurers Authorized to Write Accident and Health Insurance in New York, Article 43 Corporations, Article 45 Corporations, Article 47 Corporations and Health Maintenance Organizations (collectively, insurers)	Thirty-Six Month State Continuation Benefit Required by Chapter 236 of the Laws of 2009
Supplement No. 1 to Circular Letter No. 27 (2008)	2009-12-09	WITHDRAWN Effective 08/02/2013	All Authorized Life Insurers and Fraternal Benefit Societies (collectively, “Licensees”)	Recognition in New York of Marriages Between Same-Sex Partners Legally Performed in Other Jurisdictions
1	2010-02-23	WITHDRAWN Effective 02/17/2011 See Circular Letter No. 1 (2011)	All authorized property/casualty insurers; co-operative property/casualty insurers; financial guaranty insurers; mortgage guaranty insurer;, title insurers; reciprocal insurers; captive insurers; rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York.	Disaster Planning, Preparedness and Response
2	2010-02-23	WITHDRAWN Effective 02/17/2011 See Circular Letter No. 2 (2011)	All accident and health insurers, Article 43 corporations; employee welfare funds; licensed Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans.	Disaster Planning, Preparedness and Response
3	2010-02-23	WITHDRAWN Effective 02/17/2011 See Circular Letter No. 3 (2011)	All authorized life insurers, retirement systems, and fraternal benefit societies.	Disaster Planning, Preparedness and Response
4	2010-02-05		All Motor Vehicle Insurers Writing Motor Vehicle Insurance in New York State, Self-Insurers, and the New York Automobile Insurance Plan	Reduction in No-Fault Loss of Earnings Benefits Payable by Amounts Received from Employer Wage Continuation Plans
5	2010-02-17		All Insurers Authorized to Write Accident and Health Insurance in New York, Article 43 Corporations, Article 45 Corporations, Article 47 Corporations and Health Maintenance Organizations (collectively, insurers)	Amended Thirty-Six Month State Continuation Benefit Required by Chapter 498 of the Laws of 2009
Supplement No. 1 to Circular Letter No. 20 (2008)	2010-02-17		All insurers, reinsurers and insurance producers	Contract certainty
6	2010-04-09		All insurers, including risk retention groups and the Medical Malpractice Insurance Plan (“MMIP”), writing in New York professional medical malpractice liability insurance that covers physicians, physician’s assistants, and specialist’s assistants	Submission of Quarterly Reports Required by New York Insurance Law § 315
7	2010-05-03		All Property/Casualty Insurance Companies; Co-Operative Property/Casualty Insurance Companies; Reciprocal Insurers; and Financial Guaranty Insurance Corporations	Property/Casualty Insurance Security Fund
8	2010-06-29		All Authorized Life Insurers and Fraternal Benefit Societies (collectively, "Insurers")	Bonus Recapture From Death Benefit Proceeds Is No Longer Permitted
Supplement No. 3 to Circular Letter No. 22 (2005)	2010-07-13		All Property/Casualty Insurers Domiciled in New York State	Filing of Actuarial Opinion Summary (“AOS”)
9	2010-08-09		All Insurers Writing Property/Casualty Policies in New York	Incorrect Amounts Listed on Cancellation Notices for Non-Payment of Premium
10	2010-08-10		All Authorized Insurers (including Alien Insurers Transacting Business in New York through United States Branches) that are Exempt from Article 15 of the New York Insurance Law	Holding Company System Annual Registration Statements Filed with other States and Reporting of Planned Transactions
11	2010-08-06		All Authorized Life Insurers, Fraternal Benefit Societies, and Accredited Life Reinsurers (“Insurers”)	Deferred Premium Asset & Unearned Premium Reserve
12	2010-08-24		All Authorized Insurers Writing Motor Vehicle Insurance in New York State; Motor Vehicle Self-Insurers; the New York Automobile Insurance Plan; and the Motor Vehicle Accident Indemnification Corporation	The New York State Health Care Reform Act and No-Fault Insurance
13	2010-09-15		All Property/Casualty Insurance Companies and Reciprocal Insurers Authorized to Write Workers’ Compensation Insurance	Workers’ Compensation Security Fund
14	2010-09-14		All Title Insurance Companies Licensed to Write Title Insurance in New York and the Title Insurance Rate Service Association	Title Insurance Companies' Issuance of Comfort Letters in Lieu of Endorsements
Supplement No. 1 to Circular Letter No. 20 (2009)	2010-09-17	WITHDRAWN Effective 06/04/2014 See Insurance Circular Letter No. 5 (2014)	All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations (HMOs) (collectively, insurers)	Impact of the federal Mental Health Parity and Addiction Equity Act of 2008
15	2010-10-04		All Insurers Authorized to Write Motor Vehicle Insurance in New York State (“Motor Vehicle Insurers”); the New York Automobile Insurance Plan; Rate Service Organizations; and Insurance Producers	Minimum Property Damage Threshold for Increasing Motor Vehicle Policy Premiums
16	2010-10-15		All Authorized Insurers	Prudent Practices for Insurers Engaged in Securities Lending
17	2010-10-25		All Insurers Licensed to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations (HMOs) (collectively, "insurers")	Evaluation and Management Current Procedural Terminology Codes
18	2010-11-05		All Licensed Insurance Producers and Authorized Insurers	Implementation of and Compliance with 11 NYCRR 30 (Regulation 194)
1	2011-02-17	WITHDRAWN Effective 04/09/2012	All authorized property/casualty insurers; co-operative property/casualty insurers; financial guaranty insurers; mortgage guaranty insurer;, title insurers; reciprocal insurers; captive insurers; rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York.	Disaster Planning, Preparedness and Response
2	2011-02-17	WITHDRAWN Effective 04/12/2012	All accident and health insurers, Article 43 corporations; licensed Public Health Law Article 44 health maintenance organizations, and municipal cooperative health benefit plans.	Disaster Planning, Preparedness and Response
3	2011-02-17	WITHDRAWN Effective 04/12/2012	All authorized life insurers, retirement systems, fraternal benefit societies and employee welfare funds.	Disaster Planning, Preparedness and Response
4	2011-01-12		All Authorized Insurers Writing Motor Vehicle Insurance in New York State, Motor Vehicle Self-Insurers, and the Motor Vehicle Accident Indemnification Corporation (Collectively, “No-Fault Insurers”); All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Municipal Cooperative Health Benefit Plans, and Health Maintenance Organizations (Collectively, “Health Insurers”); Rate Service Organizations; and the New York Automobile Insurance Plan	No-Fault Intoxication Coverage; Chapter 303 of the Laws of 2010
5	2011-02-07		All Authorized Life Insurers and Fraternal Benefit Societies (collectively, “Insurers”)	Guaranteed Minimum Withdrawal Benefits and Excess Withdrawals Under Annuity Contracts
6	2011-04-13		All Authorized Life Insurers and Licensed Life Insurance Producers	Sale of Unapproved Insurance Policies or Contracts to Residents of New York State
7	2011-04-07		All Property/Casualty Insurance Companies; Co-Operative Property/Casualty Insurance Companies; and Reciprocal Insurers	Online Premium Tax for Insurance (OPTins)
8	2011-05-10		All Property/Casualty Insurance Companies; Co-Operative Property/Casualty Insurance Companies; Reciprocal Insurers; and Financial Guaranty Insurance Companies	Property/Casualty Insurance Security Fund
Supplement No. 4 to Circular Letter No. 22 (2005)	2011-06-23		All Property/Casualty Insurers Domiciled in New York State	Filing of Actuarial Opinion Summary (“AOS”)
9	2011-07-22		All Insurers Eligible to Write Excess Line Insurance in New York, All Licensed Excess Line Brokers, and the Excess Line Association of New York	Amendments to the New York Insurance Law to Conform to the Federal Nonadmitted and Reinsurance Reform Act of 2010
Supplement No. 1 to Circular Letter No. 10 (2010)	2011-08-12		All Authorized Insurers (including Alien Insurers Transacting Business in New York through United States Branches) that are Exempt from Article 15 of the New York Insurance Law	Holding Company System Annual Registration Statements Filed with other States and Reporting of Planned Transactions
10	2011-11-15		All Insurers Authorized to Write Special Risk Insurance in New York State	Implementation of Chapter 490 of the Laws of 2011 and 11 NYCRR 16 (Insurance Regulation 86) with Respect to the Addition of Class 3 to the Free Trade Zone
12	2011-11-17		All Insurers Authorized to Write Accident and Health Insurance in New York, Article 43 Corporations, and Health Maintenance Organizations (Collectively, “Insurers”)	Premium Rate Adjustment Notices
13	2011-11-28		All Authorized Property Insurers Writing Business in New York State	Unfair Claims Settlement Practices and National Flood Insurance Program
14	2011-12-19		All Domestic Insurers and Public Health Law Article 44 Health Maintenance Organizations (HMOs) (Collectively, “Insurers”)	Enterprise Risk Management
15	2011-12-22		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations (HMOs) (collectively, “insurers”)	Medical Loss Ratio Standards Applicable to Health Insurance Policies
Supplement No. 1 to Insurance Circular Letter No. 9 (2011)	2012-03-12		All Insurers Eligible to Write Excess Line Insurance in New York, All Licensed Excess Line Brokers, and the Excess Line Association of New York	Unauthorized Foreign or Alien Insurer’s Termination of Trust Fund
Supplement No. 1 to Insurance Circular Letter No. 8 (2007)	2012-04-09		All authorized property/casualty and co-operative property/casualty insurers	Changes to the Corporate Emergency Access System Insurance Adjuster Credentialing Program
1	2012-04-09	WITHDRAWN Effective 06/05/2013 See Circular Letter No. 2 (2013)	All authorized property/casualty insurers; co-operative property/casualty insurers; financial guaranty insurers; mortgage guaranty insurer;, title insurers; reciprocal insurers; captive insurers; rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York.	Disaster Planning, Preparedness and Response
2	2012-04-12	WITHDRAWN Effective 06/05/2013 See Circular Letter No. 3 (2013)	All accident and health insurers, Article 43 corporations, licensed Public Health Law Article 44 health maintenance organizations, and municipal cooperative health benefit plans.	Disaster Planning, Preparedness and Response
3	2012-04-12	WITHDRAWN Effective 06/05/2013 See Circular Letter No. 4 (2013)	All authorized life insurers, retirement systems, fraternal benefit societies and employee welfare funds.	Disaster Planning, Preparedness and Response
4	2012-02-24		All Authorized Life Insurers and Fraternal Benefit Societies	Retained Asset Accounts
Supplement No. 5 to Insurance Circular Letter No. 22 (2005)	2012-06-18		All Property/Casualty Insurers Domiciled in New York State	Filing of Actuarial Opinion Summary (AOS)
5	2012-07-03		All Authorized Insurers Writing Business in New York State	Revised Method for Collecting and Paying Premium Taxes on Insurance Policies Containing Deductibles
6	2012-07-03		All Insurers Authorized to Write Force-Placed Insurance in New York State	Proposed Amended Rates for Force-Placed Insurance
7	2012-07-09		All Insurers Authorized to Write Motor Vehicle Insurance in New York State; Rate Service Organizations; New York Automobile Insurance Plan; and Insurance Producer Organizations	Revised Information Statement on the Consequences of Driving While Under the Influence of Alcohol or Drugs
8	2012-11-05		All Authorized Insurers	Modification of Inspection Requirements for Property/Casualty Insurance Policies
1	2013-02-27		All Insurers Authorized to Write Property/Casualty Insurance in the State of New York (“insurers”)	Superintendent’s Expectations for Post-Moratorium Treatment of Policyholders
2	2013-06-05	WITHDRAWN Effective 03/31/2014 See Circular Letter No. 1 (2014)	All authorized property/casualty insurers; co-operative property/casualty insurers; financial guaranty insurers; mortgage guaranty insurer;, title insurers; reciprocal insurers; captive insurers; rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York.	Disaster Planning, Preparedness and Response
3	2013-06-05	WITHDRAWN Effective 03/31/2014 See Circular Letter No. 2 (2014)	All accident and health insurers, Article 43 corporations, licensed Public Health Law Article 44 health maintenance organizations, and municipal cooperative health benefit plans.	Disaster Planning, Preparedness and Response
4	2013-06-05	WITHDRAWN Effective 03/31/2014 See Circular Letter No. 3 (2014)	All authorized life insurers, retirement systems, fraternal benefit societies and employee welfare funds.	Disaster Planning, Preparedness and Response
5	2013-06-13		All Registered Service Contract Providers and Authorized Property/Casualty Insurers	Applicability of Insurance Law Article 79 to Providers Conducting Business in the State
Supplement No. 6 to Insurance Circular Letter No. 22 (2005)	2013-06-24		All Property/Casualty Insurers Domiciled in New York State	Filing of Actuarial Opinion Summary (AOS)
6	2013-07-24		All Accredited Reinsurers Writing Business in New York State	Iran Freedom and Counter-Proliferation Act of 2012 Compliance
Supplement No. 1 to Insurance Circular Letter No. 14 (2005)	2013-08-21		All Licensed Insurance Producers	Force-Placed Insurance; Insurance Tracking Services
7	2013-09-18		Insurers, Health Maintenance Organizations (HMOs), and Prepaid Health Service Plans (PHSPs) Offering Health Benefit Plans on New York’s Individual Health Benefit Exchange (QHP Issuers)	Segregation of Funds for Certain Abortion Services on the Exchange for Enrollees who Receive Federal Funds
8	2013-10-28		All Insurers Authorized to Write Property/Casualty Insurance in the State of New York (“insurers”)	Post-Disaster and Natural Catastrophe Regulatory Guidance (Emergency Disaster Protocol)
1	2014-03-31	WITHDRAWN Effective 03/06/2015 See Circular Letter No. 3 (2015)	All authorized property/casualty insurers; co-operative property/casualty insurers; financial guaranty insurers; mortgage guaranty insurer;, title insurers; reciprocal insurers; captive insurers; rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York.	Disaster Planning, Preparedness and Response
2	2014-03-31	WITHDRAWN Effective 03/06/2015 See Circular Letter No. 5 (2015)	All authorized life insurers, retirement systems, fraternal benefit societies and employee welfare funds.	Disaster Planning, Preparedness and Response
3	2014-03-31	WITHDRAWN Effective 03/06/2015 See Circular Letter No. 4 (2015)	All accident and health insurers, Article 43 corporations, licensed Public Health Law Article 44 health maintenance organizations, and municipal cooperative health benefit plans.	Disaster Planning, Preparedness and Response
4	2014-05-27		All Insurers Authorized to Write Property/Casualty Insurance in the State of New York ("insurers")	Insurance Telematics and Usage-Based Auto Insurance
5	2014-06-04		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations (HMOs) (collectively, "issuers")	Impact of Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA), Affordable Care Act (ACA), and the MHPAEA Final Rule on Mental Health and Substance Use Disorder Benefits in New York's Health Insurance Market.
6	2014-10-10		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperatives (collectively, "insurers")	Standards for Insurance Coverage for Applied Behavior Analysis
7	2014-12-11		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations (HMOs) (collectively, “issuers”)	Health Insurance Coverage for the Treatment of Gender Dysphoria
1	2015-02-03		All Insurers Licensed to Write Motor Vehicle Insurance in New York, Motor Vehicle Self-Insurers, and the Motor Vehicle Accident Indemnification Corporation (collectively, “no-fault insurers”)	Claims for Personal Injury Protection Benefits Insurance in New York State
Supplement No. 7 to Insurance Circular Letter No. 22 (2005)	2015-02-12		All Property/Casualty Insurers Domiciled in New York State	Filing of Actuarial Opinion Summary (AOS)
2	2015-02-24		All Property/Casualty Insurers and Rate Service Organizations Doing Business in New York State, New York Property Insurance Underwriting Association, State Insurance Fund, New York Automobile Insurance Plan, and Excess Line Association of New York	Guidelines and Procedures for the Implementation of the Provisions of the Terrorism Risk Insurance Program Re-authorization Act of 2015
3	2015-03-06	WITHDRAWN Effective 03/28/2017 See Circular Letter No. 4 (2017)	All authorized property/casualty insurers; co-operative property/casualty insurers; financial guaranty insurers; mortgage guaranty insurer;, title insurers; reciprocal insurers; captive insurers; rate service organizations; State Insurance Fund; New York Property Insurance Underwriting Association; New York Medical Malpractice Insurance Plan; New York Automobile Insurance Plan; Motor Vehicle Accident Indemnification Corporation; and Excess Line Association of New York	Disaster Planning, Preparedness and Response
4	2015-03-06	WITHDRAWN Effective 03/28/2017 See Circular Letter No. 5 (2017)	All accident and health insurers, Article 43 corporations, licensed Public Health Law Article 44 health maintenance organizations, and municipal cooperative health benefit plans	Disaster Planning, Preparedness and Response
5	2015-03-06	WITHDRAWN Effective 03/28/2017 See Circular Letter No. 5 (2017)	All authorized life insurers, retirement systems, fraternal benefit societies and employee welfare funds	Disaster Planning, Preparedness and Response
6	2015-03-30		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperatives (collectively, "insurers")	Changes in Utilization Review Standards for Substance Use Disorder Treatment Pursuant to Chapter 41 of the Laws of 2014
7	2015-10-07		All Financial Guaranty Insurers	Bond Purchases as an Inducement to the Purchase of Bond Insurance
Supplement No. 8 to Insurance Circular Letter No,. 22 (2005)	2016-03-17		All Property/Casualty Insurers Domiciled in New York State	Filing of Actuarial Opinion Summary (“AOS”)
1	2016-04-25		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperatives (collectively, “issuers”)	Health Insurance Coverage for Maternal Depression Screening
2	2016-07-08		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for the Prevention and Treatment of Breast Cancer
3	2016-07-11		All Insurers and Fraternal Benefit Societies Authorized to Write Life Insurance or Accident and Health Insurance in New York State	Underwriting for Maternal Depression in Life Insurance and Disability Income Insurance
4	2016-07-27		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	United States Department of Labor and United States Department of Health and Human Services Compliance Guidance “Warning Signs - Plan or Policy Non-Quantitative Treatment Limitations (NQTLs) that Require Additional Analysis to Determine Mental Health Parity Compliance”
5	2016-09-22		All Domestic Stock Life Insurers	Distribution of Dividends
6	2016-10-19		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Coverage for Substance Use Disorder Treatment
7	2016-12-08		All Licensed Life Insurance Agents and Brokers (collectively, "Producers") and Authorized Life Insurance Companies and Fraternal Benefit Societies (collectively, "Insurers")	Unsuitable Deferred-to-Immediate Annuity Contract Replacements and Betterment of Rate Calculations
Supplement No. 1 to Insurance Circular Letter No. 1 (2003)	2017-01-21		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperatives	Health Insurance Coverage for Contraceptive Services
1	2017-01-26		All Insurers Authorized to Write Life Insurance in New York and All Fraternal Benefit Societies	Life Insurance Unfair Claim Settlement Practices during the Contestability Period
Supplement No. 9 to Insurance Circular Letter No. 22 (2005)	2017-02-27		All Property/Casualty Insurers Domiciled in New York State	Filing of Actuarial Opinion Summary (AOS)
Supplement No. 1 to Insurance Circular Letter No. 2 (2016)	2017-02-27		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Breast Tomosynthesis and Prohibitions Against Co-payments
2	2017-03-03		Property/Casualty Insurers Authorized To Write Surety Insurance In New York State	Vehicle And Traffic Law Amendment Regarding Motor Vehicle Dealer Surety Bonds
3	2017-03-15		All authorized property/casualty insurance companies, co-operative property/casualty insurance companies, non-profit property/casualty insurance companies, property/casualty insurer trade organizations, rate service organizations, and the New York Property Insurance Underwriting Association	Homeowner Natural Disaster Preparedness, Home Safety and Loss Prevention Courses
4	2017-03-28	WITHDRAWN Effective 04/24/2018 See Circular Letter No. 3 (2018)	All authorized property/casualty insurance companies, co-operative property/casualty insurance companies, financial guaranty insurance corporations, mortgage guaranty insurance companies, title insurance corporations, non-profit property/casualty insurance companies, reciprocal insurers, captive insurance companies, New York State Insurance Fund, New York Property Insurance Underwriting Association, New York Medical Malpractice Insurance Plan, New York Automobile Insurance Plan, Motor Vehicle Accident Indemnification Corporation, rate service organizations, and Excess Line Association of New York	Disaster Planning, Preparedness, and Response by the Property/Casualty Insurance Industry
5	2017-03-28	WITHDRAWN Effective 04/24/2018 See Circular Letter No. 4 (2018)	All authorized life insurance companies, retirement systems, fraternal benefit societies, employee welfare funds, authorized accident and health insurance companies, Article 43 corporations, certified Public Health Law Article 44 health maintenance organizations, and municipal cooperative health benefit plans	Disaster Planning, Preparedness, and Response by the Life and Health Insurance Industries
6	2017-04-12		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Medical Marijuana
7	2017-04-19	WITHDRAWN Effective 02/23/2021 See Circular Letter No. 3 (2021)	All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Infertility Treatment Regardless of Sexual Orientation or Marital Status
8	2017-06-27		All Insurers Authorized to Write Insurance in New York and All Fraternal Benefit Societies	Release of Substance Abuse Records
9	2017-07-26		All Life/P&C/Health insurers authorized in New York	Climate Change and Sustainability
10	2017-07-27		All authorized property/casualty insurance companies issuing homeowners insurance policies in the below designated counties	Insurance Claims Arising out of Flooding of Lake Ontario
11	2017-07-28		All Insurers Authorized to Write Accident and Health Insurance in New York State	Family Leave Benefits Coverage
12	2017-08-16		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Coverage for Health Services Provided to Transgender Individuals
13	2017-08-28		All Insurers Authorized to Write Surety Insurance in New York State and Licensed Bail Agents	Return of Premiums and Compensation Paid for Bail
14	2017-09-06		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Substance Use Disorder Treatment, Prevention, and Utilization Review
15	2017-09-21	Updated!	All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Requirement to Provide Information Under Insurance Law § 3235-a Pertaining to the Early Intervention Program
16	2017-09-28		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Naloxone
17	2017-10-04		All authorized New York domiciled insurance companies that issued insurance policies that may be impacted by Hurricanes Maria and Irma in Puerto Rico, the U.S. Virgin Islands and other affected areas	Insurance Claims Arising in Puerto Rico, the U.S. Virgin Islands and Other Affected Areas Caused by the Impact of Hurricanes Maria and Irma, Related Premium Obligations, and Payments to Licensed Agents in Excess of Regulatory Limits
18	2017-10-20		All Insurers Authorized to Write Accident and Health Insurance in New York State	Benefits in Individual, Group, and Blanket Accident Policies and Disability Income Insurance Policies
19	2017-11-15		All Authorized Life Insurance Companies and Licensed Fraternal Benefit Societies (collectively, “Insurers”)	National Association of Insurance Commissioners Life Insurance and Annuity Policy Locator Service
20	2017-11-21		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations	Producer Compensation for Comprehensive Medical Policies and Contracts
21	2017-12-01		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Pre-Exposure Prophylaxis for HIV Prevention
1	2018-01-03		All Property/Casualty Insurers, Registered Service Contract Providers and Licensed Insurance Producers	Sale of wireless communications equipment insurance and service contracts
2	2018-04-12		All Property/Casualty insurers authorized to write commercial automobile coverage in New York	Commercial Global Positioning Systems
3	2018-04-24		All authorized property/casualty insurance companies, co-operative property/casualty insurance companies, financial guaranty insurance corporations, mortgage guaranty insurance companies, title insurance corporations, non-profit property/casualty insurance companies, reciprocal insurers, captive insurance companies, New York State Insurance Fund, New York Property Insurance Underwriting Association, New York Medical Malpractice Insurance Plan, New York Automobile Insurance Plan, Motor Vehicle Accident Indemnification Corporation, rate service organizations, and Excess Line Association of New York	Disaster Planning, Preparedness, and Response by the Property/Casualty Insurance Industry
4	2018-04-24		All authorized life insurance companies, retirement systems, fraternal benefit societies, employee welfare funds, authorized accident and health insurance companies, Article 43 corporations, certified Public Health Law Article 44 health maintenance organizations, municipal cooperative health benefit plans, and student health plans certified pursuant to Insurance Law § 1124	Disaster Planning, Preparedness, and Response by the Life and Health Insurance Industries
Supplement No. 1 to Insurance Circular Letter No. 20 (2017)	2018-05-03		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations (collectively, “issuers”) and All Insurance Agents and Brokers Licensed to Sell Accident and Health Insurance in New York State.	Insurance Producer Compensation for Accident and Health Insurance Policies and Contracts
5	2018-05-22		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Comprehensive Lactation Support Services, Including Counseling, Education, and Breastfeeding Equipment and Supplies
6	2018-06-06		All Authorized Life Insurance Companies, Licensed Fraternal Benefit Societies, and Licensed Life Insurance Agents and Brokers	Payment of Fees to Life Insurance Agents and Brokers
7	2018-06-21		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, and Health Maintenance Organizations	Prohibition on Short-Term Limited Duration Plans
8	2018-06-22		All insurers and fraternal benefit societies authorized to write life insurance or accident and health insurance in New York State	Underwriting in life insurance, disability income insurance, and long term care insurance for the use of anti-retroviral pre-exposure prophylaxis (“PrEP”) to reduce the risk of contracting human immunodeficiency virus (“HIV”) infection
9	2018-06-25		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans (Collectively “Issuers”)	Discrimination Based on Sexual Orientation, Gender Identity and/or Gender Dysphoria
10	2018-07-27		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations and all Agents and Brokers Licensed to Sell Accident and Health Insurance in New York State	Regulation of Association Health Plans
11	2018-08-10		All Insurers Authorized to Write Motor Vehicle Insurance in New York State; the New York Automobile Insurance Plan; and Rate Service Organizations	Inclusion of Loss-of-Use Costs in Calculating Damage to Property in Relation to Surcharge Threshold
12	2018-09-19		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Formulary Tier Placement of Opioid and Non-Opioid Drugs Prescribed for Pain Management
13	2018-09-19		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (HMOs), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Pre-authorization for Substance Use Disorder Treatment
14	2018-11-01		All Issuers Authorized to Write Accident and Health Insurance in New York State and Article 43 Corporations	Limited Benefits Health Insurance Policies or Contracts
Supplement No. 1 to Insurance Circular Letter No. 10 (2018)	2018-11-01		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations and all Agents and Brokers Licensed to Sell Accident and Health Insurance in New York State	Applicability of the Insurance Law to Coverage Issued to Associations, including Associations that are “Single Group Health Plans” under Federal Law
1	2019-01-18		All Insurers Authorized to Write Life Insurance in New York State	Use of External Consumer Data and Information Sources in Underwriting for Life Insurance
Supplement No. 2 to Insurance Circular Letter No. 1 (2003)	2019-05-01		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Religious Employer Exemption for Contraceptive Services
2a	2019-01-31		All Title Insurance Corporations and Title Insurance Agents	Insurance Regulation 208, 11 NYCRR Part 228
2	2019-01-31		All Insurers Authorized to Write Insurance in New York State	Superior Service Group Ltd. and Elisha Gottdiener Summary Suspension Order
3	2019-04-12		All Insurers Authorized to Write Motor Vehicle Insurance in New York, Motor Vehicle Self-Insurers, the Motor Vehicle Accident Indemnification Corporation, and Workers Compensation Providers	Workers’ Compensation Medical Fee Schedules and Insurance Law § 5105
4	2019-04-12		All Insurers Authorized to Write Motor Vehicle Insurance in New York, Motor Vehicle Self-Insurers and the Motor Vehicle Accident Indemnification Corporation, and Workers Compensation Providers	Insurance Law § 5105 and Transportation Network Company Vehicles
5	2019-04-17	WITHDRAWN Effective July 19, 2021 See Insurance Circular Letter No. 6 (2021)	All authorized property/casualty insurance companies, co-operative property/casualty insurance companies, financial guaranty insurance corporations, mortgage guaranty insurance companies, title insurance corporations, non-profit property/casualty insurance companies, reciprocal insurers, captive insurance companies, New York State Insurance Fund, New York Property Insurance Underwriting Association, New York Medical Malpractice Insurance Plan, New York Automobile Insurance Plan, Motor Vehicle Accident Indemnification Corporation, rate service organizations, and Excess Line Association of New York	Disaster Planning, Preparedness, and Response by the Property/Casualty Insurance Industry
6	2019-04-17	WITHDRAWN Effective July 19, 2021 See Insurance Circular Letter No. 7 (2021)	All authorized life insurance companies, retirement systems, fraternal benefit societies, employee welfare funds, authorized accident and health insurance companies, Article 43 corporations, certified Public Health Law Article 44 health maintenance organizations, municipal cooperative health benefit plans, and student health plans certified pursuant to Insurance Law § 1124	Disaster Planning, Preparedness, and Response by the Life and Health Insurance Industries
7	2019-04-30		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (“HMOs”), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Prescription Drug Copayments that Exceed the Cost of the Drug; Pharmacy Benefit Manager Gag Clauses
Supplement No. 1 to Insurance Circular Letter No. 21 (2017)	2019-07-23		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Pre-exposure Prophylaxis (“PrEP”) for the Prevention of Human Immunodeficiency Virus (“HIV”) Infection and for HIV Screening
8	2019-07-23		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (“HMOs”), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans (Collectively “Issuers”)	Discrimination Based on Sexual Orientation, Gender Identity or Expression, or Transgender Status
9	2019-09-06		All Insurers and Fraternal Benefit Societies Authorized to Write Life Insurance or Accident and Health Insurance in New York State	Underwriting in Life Insurance, Disability Income Insurance, and Long-Term Care Insurance for Opioid-Reversal Drugs Such as Naloxone
10	2019-09-11		All Life Insurers and Insurance Producers Doing Business in New York	Soliciting, Negotiating, Selling, and Servicing Group Annuity Contracts Issued by Unauthorized Insurers
11	2019-09-12		All Authorized Property/Casualty Insurers, Licensed Insurance Producers, Adjusters, and Reinsurers	New York State Child Victims Act and Related Insurance
12	2019-12-11		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	E-Cigarette Cessation Coverage
Supplement No. 3 to Insurance Circular Letter No. 1 (2003)	2019-12-18		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Contraceptive Services
13	2019-12-20		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Mental Health Conditions and Substance Use Disorder
14	2019-12-20		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations (“HMOs”), Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Peer Support Services Provided as Part of a Substance Use Disorder Outpatient Program
15	2019-12-20		All Insurers Authorized to Write Motor Vehicle Insurance in New York, Licensed Property/Casualty Insurance Producers, and Rate Service Organizations	Recent Changes to the Law Regarding Insurance for Certain For-Hire Motor Vehicles, Including Altered Motor Vehicles Commonly Referred to as “Stretch Limousines”
1	2020-01-16		All Authorized Property/Casualty Insurers and Licensed Insurance Producers	Implementation of the Driver’s License Access and Privacy Act or “Green Light Law”
2	2020-02-05		All authorized New York domiciled insurance companies that issued insurance policies that may be impacted by earthquake damages in Puerto Rico and other affected areas	Insurance Claims Arising in Puerto Rico and Other Affected Areas Caused by the Impact of Earthquakes, Related Premium Obligations, and Payments to Licensed Agents in Excess of Regulatory Limits
3	2020-03-03		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Preparedness for Coronavirus (COVID-19)
4	2020-03-06		All Authorized Property/Casualty Insurers and Licensed Travel Insurance Producers	Cancel For Any Reason Travel Benefits
5	2020-03-10		Chief Executive Officers or the Equivalents of DFS Regulated Insurance Entities	Guidance to DFS Regulated Insurance Entities on Operational and Financial Risk Arising from the Outbreak of Coronavirus (COVID-19)
6	2020-03-15		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services Plans	Coronavirus and Telehealth Services
7	2020-03-19		Chief Executive Officers or the Equivalents of DFS Regulated Insurance Entities	Guidance to Department of Financial Services (“DFS”) Regulated Insurance Entities Regarding Support for Consumers and Businesses Impacted by Novel Coronavirus (COVID-19)
8	2020-03-20		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, Utilization Review Agents, and Licensed Independent Adjusters	Coronavirus, Utilization Review, and Emergency Admission Notification Requirements
9	2020-03-25		All Producers Licensed by the New York Department of Financial Services (“DFS”)	Coronavirus and Insurance Producer Licensing Requirements
Supplement No. 1 to CL No. 8 (2020)	2020-04-22		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, Utilization Review Agents, and Licensed Independent Adjusters	Coronavirus, Utilization Review Requirements, and Payments to Participating Hospitals
10	2020-05-02		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, and Licensed Independent Adjusters	Coronavirus and Mental Health Services for Essential Workers
11	2020-05-19	WITHDRAWN See Insurance Circular Letter No. 3 (2022)	All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, and Licensed Independent Adjusters	COVID-19 Testing of Nursing Home and Adult Care Facility Personnel
Supplement No. 1 to CL No. 9 (2020)	2020-05-21		All Producers Licensed by the New York Department of Financial Services (“DFS”)	Coronavirus and Insurance Producer Licensing Requirements
12	2020-05-22		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, and Licensed Independent Adjusters	Coverage for COVID-19 Testing at a Pharmacy
Supplement No. 2 to CL No. 8 (2020)	2020-06-26		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, Utilization Review Agents, and Licensed Independent Adjusters	Coronavirus and Resumption of Preauthorization and Concurrent and Retrospective Review, Utilization Review Requirements, and Payments to Participating Hospitals
13	2020-06-28		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Discrimination Based on Sexual Orientation, Gender Identity or Expression, and Transgender Status and Coverage for Preventive Care and Screenings
Supplement No. 2 to CL No. 9	2020-07-02		All Producers Licensed by the New York Department of Financial Services (“DFS”)	Coronavirus and Insurance Producer Licensing Requirements
14	2020-08-05		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans and Prepaid Health Services Plans	Charges for Personal Protective Equipment by Participating Providers
Supplement No. 3 to CL No. 9 (2020)	2020-08-06		All Producers Licensed by the New York Department of Financial Services (“DFS”)	Coronavirus and Insurance Producer Licensing Requirements
15	2020-09-22		All New York Domestic and Foreign Insurance Companies	Climate Change and Financial Risks
Supplement No. 2 to CL No. 21 (2017)	2020-10-08		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, and Municipal Cooperative Health Benefit Plans	Health Insurance Coverage for Pre-exposure Prophylaxis (“PrEP”) for the Prevention of Human Immunodeficiency Virus (“HIV”) Infection and Testing and Ongoing Follow-up and Monitoring Related Thereto
Supplement No. 4 to CL No. 9 (2020)	2020-11-02		All Producers Licensed by the New York Department of Financial Services (“DFS”)	Coronavirus and Insurance Producer Licensing Requirements
16	2020-12-16		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services Plans (“DFS”)	Coverage of COVID-19 Immunizations and Administration
17	2020-12-23		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, Utilization Review Agents, and Licensed Independent Adjusters	Coronavirus and the Suspension of Certain Utilization Review and Notification Requirements under the “Surge and Flex” Protocol
1	2021-02-03		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services	Health Insurance Coverage for Preventive Care and Screenings and Maternity Care in Relation to Surrogacy
2	2021-02-04		All Authorized Property/Casualty Insurers	Cyber Insurance Risk Framework
3	2021-02-23		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services	Health Insurance Coverage of Infertility Treatments Regardless of Sexual Orientation or Gender Identity
4	2021-03-10		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services Plans	Administrative Denials, Prompt Payment, Utilization Review, Coding of Claims, and Prohibitions Against Retrospective Denials of Pre-Authorized Services
5	2021-03-16		All New York Domestic and Foreign Insurance Companies	Diversity and Corporate Governance
6	2021-07-19	WITHDRAWN See Insurance Circular Letter No. 10 (2022)	All authorized property/casualty insurance companies, co-operative property/casualty insurance companies, financial guaranty insurance corporations, mortgage guaranty insurance companies, title insurance corporations, non-profit property/casualty insurance companies, reciprocal insurers, captive insurance companies, the New York State Insurance Fund, the New York Property Insurance Underwriting Association, the New York Medical Malpractice Insurance Plan, the New York Automobile Insurance Plan, the Motor Vehicle Accident Indemnification Corporation, rate service organizations, and the Excess Line Association of New York	Disaster Planning, Preparedness, and Response by the Property/Casualty Insurance Industry
7	2021-07-19	WITHDRAWN See Insurance Circular Letter No. 11 (2022)	All authorized life insurance companies, retirement systems, fraternal benefit societies, employee welfare funds, authorized accident and health insurance companies, Article 43 corporations, certified Public Health Law Article 44 health maintenance organizations, municipal cooperative health benefit plans, and student health plans certified pursuant to Insurance Law § 1124	Disaster Planning, Preparedness, and Response by the Life and Health Insurance Industries
8	2021-09-02		All authorized property/casualty insurance companies issuing homeowners insurance policies in the below-designated counties	Insurance Claims Arising out of Tropical Depression Ida
9	2021-10-07		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, and Utilization Review Agents	Hospital Staffing and Suspension of Utilization Review Requirements and Appeal Timeframes
10	2021-12-17		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, and Health Care Providers	The No Surprises Act, Independent Dispute Resolution Process, and Disclosure of Protections from Balance Billing
11	2021-12-22		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, and Health Care Providers and Facilities	The No Surprises Act and Ensuring Continuity of Care During Transitional Periods
12	2021-12-29		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, and Health Care Providers	Provider Directory and Health Insurance Identification Card Requirements under the No Surprises Act and State Law
13	2021-12-29		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services Plans	The No Surprises Act and Disclosure of Insurance Producer Compensation to Insureds in the Individual Comprehensive Health Insurance Market
1	2022-01-06		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, Utilization Review Agents, and Licensed Independent Adjusters	Coronavirus and the Suspension of Certain Utilization Review Requirements
2	2022-02-01		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services Plans.	Rewards and Incentives for COVID-19 Vaccinations
Supp. to CL 1 (2022)	2022-02-03		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, Utilization Review Agents, and Licensed Independent Adjusters	Coronavirus and the Suspension of Certain Utilization Review Requirements
3	2022-02-25		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services Plans	Coverage for COVID-19 Testing
4	2022-03-31		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services Plans	Health Insurance Coverage for the Prevention of Colorectal Cancer
5	2022-04-19		All New York Domiciled Insurers and Other Interested Parties	Acquisitions of Control and Disclaimers of Control
6	2022-04-21		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services Plans	Coverage of Early Intervention Program Services
7	2022-04-22		All Property/Casualty Insurers Authorized to Write Motor Vehicle Insurance in New York State and the New York Automobile Insurance Plan	Motor Vehicle Insurance and the Gender Recognition Act
8	2022--07-20		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, Utilization Review Agents, and Health Care Providers	Applicability of Utilization Review Requirements and Recommended Best Practices
9	2022-07-22		All Domestic Insurers and Licensed U.S. Branches of Alien Insurers Entered Through New York State	Storing Books and Records Through Electronic Means, Including in the Cloud
10	2022-07-25		All authorized property/casualty insurance companies, co-operative property/casualty insurance companies, financial guaranty insurance corporations, mortgage guaranty insurance companies, title insurance corporations, non-profit property/casualty insurance companies, reciprocal insurers, captive insurance companies, the New York State Insurance Fund, the New York Property Insurance Underwriting Association, the New York Medical Malpractice Insurance Plan, the New York Automobile Insurance Plan, the Motor Vehicle Accident Indemnification Corporation, rate service organizations, and the Excess Line Association of New York	Disaster Planning, Preparedness, and Response by the Property/Casualty Insurance Industry
11	2022-07-25		All authorized life insurance companies, retirement systems, fraternal benefit societies, employee welfare funds, authorized accident and health insurance companies, Article 43 corporations, certified Public Health Law Article 44 health maintenance organizations, municipal cooperative health benefit plans, and student health plans certified pursuant to Insurance Law § 1124	Disaster Planning, Preparedness, and Response by the Life and Health Insurance Industries
Supp. 1 to CL 9 (2021)	2022-08-29		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, Prepaid Health Services Plans, Utilization Review Agents	Resumption of Utilization Review Requirements and Appeal Timeframes Previously Suspended Due to Hospital Staffing Shortages
12	2022-8-31		All Insurers Authorized to Write Accident and Health Insurance in New York State, Article 43 Corporations, Health Maintenance Organizations, Student Health Plans Certified Pursuant to Insurance Law § 1124, Municipal Cooperative Health Benefit Plans, and Prepaid Health Services Plans	Coverage for Immunization Against, Testing for, and Diagnosis of the Monkeypox Virus
13	2022-11-21		All Insurers, Licensed Insurance Producers, Licensed Fraternal Benefit Societies, the New York Automobile Insurance Plan, the New York Property Insurance Underwriting Association, the New York State Insurance Fund, the New York Medical Malpractice Insurance Plan, and the Excess Line Association of New York	Cannabis-Related Criminal Convictions and Insurance Underwriting

Circular Letters Issued from 1991 through 2022

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