2023 Public Holidays on Which Banks May Be Closed

TO THE PRESIDENT OF THE INSTITUTION ADDRESSED:

The following days in the year 2023 are legal public holiday observances on which all banking institutions may be closed in accordance with the provisions of the General Construction Law in effect on the date hereof.

NEW YEAR’S DAY

January 2

Monday

DR. MARTIN LUTHER KING, JR. DAY

January 16

Monday

LINCOLN’S BIRTHDAY*

February 12*

Saturday

WASHINGTON’S BIRTHDAY (Presidents’ Day)

February 20

Monday

MEMORIAL DAY

May 29

Monday

JUNETEENTH

June 19

Monday

INDEPENDENCE DAY

July 4

Tuesday

LABOR DAY

September 4

Monday

COLUMBUS DAY/INDIGENOUS DAY

October 9

Monday

ELECTION DAY

November 7**

Tuesday

VETERANS’ DAY

November 11*

Saturday

THANKSGIVING DAY

November 23

Thursday

CHRISTMAS DAY

December 25

Monday

*Lincoln’s Birthday and Veteran's Day fall on Saturdays.

**Election Day is not a holiday on which the New York State Department of Financial Services or the Reserve Bank of New York is closed.