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Student Borrower Bill of Rights

All Student Loan Borrowers in New York State have certain rights. Read our Student Loan Borrower Bill of Rights.

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Financing Your Education

There are a number of sources of financial aid available to you, including: grants, scholarships, federal student loans, and private student loans.

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Repaying Your Student Loans

Federal Student loan repayment will start approximately 6 months after the last day of your last semester. Private student loans have their own terms regarding in school deferment and repayment plans.

Step Up For Students Workshops

DFS hosts a number of free workshops throughout New York geared toward educating students about finances and managing student loans. To learn more about our these workshops, or to schedule an event in your area, send an email to [email protected].


If you are having difficulty with a student-related financial product or service, you may file a complaint with DFS or contact our Consumer Hotline at (800) 342-3736.